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BMKB Loan Guarantee: Who Qualifies and What You Get

Learn how the BMKB Loan Guarantee helps small businesses secure bank loans when they lack enough collateral.

The BMKB Loan Guarantee is a program designed to help small and medium-sized businesses secure financing by providing a government guarantee for a portion of their bank loan.

Who it's for

This scheme is for small and medium-sized enterprises (SMEs) that need to take out a bank loan but do not have enough collateral to satisfy the bank's requirements.

What you get

The government provides a guarantee for part of your loan. This reduces the risk for your lender, which can make it easier for you to obtain the funding you need for your business.

What it costs you

There is no direct cost to apply for this through the government; instead, you must go through your bank to handle the application process.

The catch to know

Even with a government guarantee, your bank still has the final say. They must independently review your business and approve you as a credit risk before any guarantee is issued.

How to apply

  1. Contact your bank to discuss your loan requirements.
  2. Work with your bank to complete the loan application.
  3. The bank will manage the guarantee request through the official channels.
  4. Visit https://www.rvo.nl for more information.