Debt Assistance: Who Qualifies and What You Get
Learn how to access professional mediation and structured repayment plans if you are struggling with unmanageable debt.
Debt Assistance is a support system designed to help individuals who are struggling to manage their financial obligations.
Who it's for
This scheme is available to anyone who is currently struggling with debts that they cannot manage on their own.
What you get
You receive professional mediation to help negotiate with your creditors. The goal is to create a structured repayment plan that allows you to settle what you owe over time.
What it costs you
There is no direct fee mentioned for the service, but you must participate in an intake interview. You are also required to provide full transparency regarding all of your financial obligations to the authorities.
The catch to know
The process is very rigorous. Once you begin, you must strictly adhere to a specific budget for several years to ensure the plan succeeds.
How to apply
- Contact your local municipality (Gemeente) to request an initial meeting.
- Attend an intake interview to discuss your financial situation.
- Provide all necessary documentation regarding your debts and income.
- Follow the structured repayment plan as directed by the mediators.