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State Pension Overview: Who Qualifies and What You Get

Learn how the Dutch state pension works, who is eligible to receive it, and what freelancers need to consider for their future.

This scheme provides information regarding your state pension accrual, often referred to as AOW. It helps you understand how much you have built up through your time living or working in the country.

Who it's for

This is for all residents who have lived or worked in the Netherlands.

What you get

You receive insight into your state pension accrual, which helps you understand your future financial standing regarding state support.

What it costs you

There is no monetary cost to access this information, but you will need a DigiD to log in and view your details.

The catch to know

If you work as a freelancer, the state pension may not be enough. You will often need to build your own private pension to supplement what the state provides.

How to apply

  1. Ensure you have your DigiD ready for digital identification.
  2. Visit the official website to log in to your personal overview.
  3. Review your accrued pension details through the secure portal.

https://www.svb.nl