Dental Care: Who Qualifies and What You Get
Understand how dental coverage works for adults in the Netherlands and why you must choose a separate add-on for checkups and procedures.
Dental care in the Netherlands provides coverage for routine checkups and various dental procedures through private insurance providers.
Who it's for
This scheme is available to adults who are 18 years of age or older. If you are an adult living in the Netherlands, you are eligible to seek out and purchase this specific coverage through the private insurance market.
What you get
When you have the appropriate coverage, you receive financial protection for a variety of oral health needs. This includes regular dental checkups to maintain your oral hygiene and various different dental procedures required to treat or manage your teeth.
What it costs you
Accessing these benefits is not automatic. It requires you to pay for a separate dental add-on to your existing insurance policy. Because this is an additional feature, you will likely see an extra cost in your insurance premiums to maintain this specific coverage.
The catch to know
The most important thing to understand is that dental care for adults is not covered by basic insurance. While basic insurance is a requirement, it does not include dental services for those over the age of 18, meaning you must proactively choose and pay for a supplemental plan to avoid paying for dental visits entirely out of pocket.
How to apply
- Check your current insurance policy to see if you already have a supplemental dental add-on.
- Contact your private insurance provider to ask about the specific costs of adding dental coverage.
- Compare different dental add-on options to see which one best fits your specific dental needs.
- Confirm with your insurer which specific procedures are covered under the plan you choose.