NL hubs

Dental Care Coverage: Who Qualifies and What You Get

Learn how supplementary insurance provides dental checkups and procedures for adults in the Netherlands.

Dental Care Coverage is a way to pay for dental checkups and procedures through an optional addition to your standard health insurance.

Who it's for

This coverage is designed for adults who are 18 years of age or older. Because standard insurance rules differ based on age, adults must specifically choose to opt for supplementary insurance (known locally as Aanvullende verzekering) to access these benefits.

What you get

By choosing this coverage, you receive financial support for various dental needs. This includes coverage for routine dental checkups to maintain oral health, as well as coverage for more involved dental procedures required to treat teeth.

What it costs you

This is not a free service. To access these benefits, you must pay an extra monthly premium. This cost is added to your existing healthcare expenses as part of your supplementary insurance package.

The catch to know

It is important to understand that basic health insurance does not cover dental care for adults. If you do not take out a specific supplementary plan, you will be responsible for the full cost of your dental visits and procedures.

How to apply

  1. Review your current health insurance policy to see if it includes dental benefits.
  2. If it does not, research different supplementary insurance options provided by private insurers.
  3. Select a plan that offers the specific dental coverage you require for your needs.
  4. Contact your insurer to add the dental supplement to your policy.