Dental Insurance: Who Qualifies and What You Get
Learn how to get extra coverage for dental checkups and fillings in the Netherlands.
Dental Insurance is an optional add-on provided by private insurers that provides coverage for specific oral healthcare needs.
Who it's for
This scheme is designed for anyone who chooses to opt for extra coverage through their health insurance provider. It is not a mandatory part of the standard medical insurance system, but rather a supplemental choice for those who want to manage their dental expenses more predictably. If you find that you require regular dental visits, you may want to consider this option.
What you get
When you have this extra coverage, you can receive financial support for specific dental procedures. This includes coverage for routine dental checkups to maintain your oral health and coverage for fillings to repair damaged teeth. The specific services covered depend on the specific plan you choose from your insurer.
What it costs you
To access these benefits, you will have to pay an extra monthly premium. This is an additional cost on top of your mandatory basic health insurance premium. Because this is a private supplement, the amount you pay will vary depending on the level of coverage you select and the specific insurer you choose to work with.
The catch to know
The most important thing to understand is that standard basic insurance does not cover dental care for adults. If you do not take out this specific extra coverage, you will likely have to pay the full cost of your dental appointments and procedures out of your own pocket.
How to apply
- Review your current basic insurance coverage to see what is already included.
- Compare different extra coverage options offered by various private insurers.
- Select a plan that fits your specific dental needs and budget.
- Sign up for the supplemental plan through your chosen insurer.