New Zealand hubs

Erin

Game Developer

New ZealandEnglish (English)$ NZD

Erin is a freelance game developer based in New Zealand, balancing creative passion with the realities of self-employment and the local tech ecosystem. This hub covers the essential national infrastructure, tax obligations, and professional support systems she navigates daily.

Keeping the business legit

Managing self-employed income and GST obligations is the biggest administrative hurdle for a solo dev.

Goods and Services Tax (GST) Registration

national · Inland Revenue Department

Who qualifies
Businesses with turnover exceeding $60,000 per year.
What you get
Mandatory filing every 2, 6, or 12 months depending on turnover.
Common gotcha
Forgetting that GST collected from clients is not your money to spend.

ACC Earners' Levy

national · Accident Compensation Corporation

Who qualifies
All self-employed earners in New Zealand.
What you get
Annual invoice based on your declared net income.
Common gotcha
Assuming you are covered for illness; ACC only covers accidental injury.

New Zealand Business Number

national · MBIE

Who qualifies
All businesses operating in New Zealand.
What you get
Free registration and public listing for credibility.
Common gotcha
Thinking it replaces your IRD number; it's a separate identifier.

KiwiSaver for Self-Employed

national · Inland Revenue Department

Who qualifies
NZ citizens or residents under 65.
What you get
Voluntary contributions via IRD portal.
Common gotcha
Missing the annual government contribution deadline of June 30th.

Provisional Tax

national · Inland Revenue Department

Who qualifies
Self-employed earning over $5,000 in residual income tax.
What you get
Interest charges apply if you underpay based on the standard uplift method.
Common gotcha
Cash flow crunch when the installment date hits.

Small Business Cashflow Scheme

national · Inland Revenue Department

Who qualifies
Small businesses with 50 or fewer full-time employees.
What you get
Requires proof of revenue impact or business viability.
Common gotcha
Strict repayment terms if the business doesn't meet growth targets.

Building the next big game

Accessing grants and R&D support is essential for scaling indie projects.

Game Development Sector Rebate

national · New Zealand Film Commission

Who qualifies
Game studios with a minimum spend of $250,000 on qualifying NZ production.
What you get
Requires detailed audit of project costs.
Common gotcha
The threshold is high for solo developers; usually requires a small team.

Research and Development Tax Incentive

national · Callaghan Innovation

Who qualifies
Businesses performing core R&D activities in NZ.
What you get
Requires robust documentation of technical uncertainty.
Common gotcha
The documentation burden is extremely high for small studios.

NZTE Export Support

national · New Zealand Trade and Enterprise

Who qualifies
Businesses looking to export digital products globally.
What you get
Requires business growth plan submission.
Common gotcha
Not suitable for early-stage hobby projects; needs commercial scale.

Digital Boost

national · MBIE

Who qualifies
Small business owners.
What you get
Online webinars and toolkits.
Common gotcha
Content is often aimed at retail/service businesses, less at tech devs.

Creative New Zealand Arts Grants

national · Creative New Zealand

Who qualifies
Artists and developers creating works with cultural merit.
What you get
Competitive application process.
Common gotcha
Focus is on 'art' rather than 'commercial software'.

R&D Experience Grants

national · Callaghan Innovation

Who qualifies
Businesses hiring STEM students for R&D projects.
What you get
Covers a portion of the student's salary for 10 weeks.
Common gotcha
Must apply well before the summer break.

Staying healthy while crunching

Public health support ensures that long hours at the desk don't lead to long-term issues.

Te Whatu Ora Public Health

national · Te Whatu Ora

Who qualifies
All NZ citizens, residents, and eligible work visa holders.
What you get
Requires enrollment with a local GP.
Common gotcha
Wait times for non-urgent elective surgeries can be very long.

Community Services Card

national · Ministry of Social Development

Who qualifies
Low-to-middle income earners.
What you get
Requires income assessment.
Common gotcha
Income thresholds are quite low for a freelance dev.

Need to Talk? (1737)

national · Ministry of Health

Who qualifies
Anyone in New Zealand.
What you get
Immediate access.
Common gotcha
It is for immediate support, not long-term therapy.

ACC Physiotherapy Subsidy

national · Accident Compensation Corporation

Who qualifies
Anyone with an injury covered by ACC.
What you get
Requires an ACC claim number from your GP or physio.
Common gotcha
You still have to pay a 'co-payment' fee.

Prescription Subsidy Scheme

national · Pharmac

Who qualifies
Anyone who pays for 20 prescription items in a year.
What you get
Requires keeping track of receipts.
Common gotcha
The year resets on February 1st.

National Immunisation Schedule

national · Te Whatu Ora

Who qualifies
All residents.
What you get
Available at most pharmacies and GP clinics.
Common gotcha
Some vaccines require booking in advance.

Official paperwork

Essential for contracts, banking, and proving identity for international clients.

RealMe

national · Department of Internal Affairs

Who qualifies
All NZ residents.
What you get
Verified identity status for banking and legal docs.
Common gotcha
The verification process can be slow if you don't have a current passport.

New Zealand Passport

national · Department of Internal Affairs

Who qualifies
NZ citizens.
What you get
10-year validity.
Common gotcha
Renewals must be done online with specific digital photo requirements.

Companies Register

national · Companies Office

Who qualifies
Anyone incorporating a company.
What you get
Annual filing fee required.
Common gotcha
Failure to file annual returns leads to deregistration.

Employment New Zealand Advice

national · MBIE

Who qualifies
Employers and contractors.
What you get
Guidance on legal rights and obligations.
Common gotcha
Contractor vs. employee distinction is strictly enforced.

IPONZ Trademark Registration

national · Intellectual Property Office of NZ

Who qualifies
Business owners protecting their brand.
What you get
Requires application fee and search.
Common gotcha
Trademarking is not the same as copyrighting game code.

Privacy Commissioner Guidance

national · Office of the Privacy Commissioner

Who qualifies
Any business handling user data.
What you get
Free resources for data protection.
Common gotcha
Ignoring GDPR-like requirements for international users.