New Zealand hubs

Toby

Actor

New ZealandEnglish (English)$ NZD

Toby is a freelance actor navigating the gig economy in New Zealand, balancing auditions, self-tapes, and the occasional hospitality shift. This hub covers the national support systems, tax tools, and industry protections he relies on to keep his career afloat.

When the gigs dry up

Essential income support for when the industry is quiet between projects.

Jobseeker Support

national · Ministry of Social Development (Work and Income)

Who qualifies
People aged 18+ who are unemployed or working part-time and actively looking for work.
What you get
Weekly income support payment based on age and living situation.
What it actually costs you
Requires proof of job search activity and regular reporting to a case manager.
Common gotcha
The 'stand-down' period can delay your first payment by up to two weeks.

Accommodation Supplement

national · Ministry of Social Development

Who qualifies
Low-to-moderate income earners struggling with high rent or mortgage costs.
What you get
A non-taxable weekly payment to help cover housing costs.
What it actually costs you
Detailed proof of income and current tenancy agreement.
Common gotcha
It is calculated based on your local area's housing market, not just your rent.

Emergency Benefit

national · Work and Income

Who qualifies
People in financial hardship who don't qualify for other benefits.
What you get
Discretionary financial assistance for immediate needs.
What it actually costs you
Requires an intensive interview and proof of 'no other options'.
Common gotcha
It is strictly discretionary and case-by-case.

Temporary Additional Support

national · Work and Income

Who qualifies
People with essential costs they cannot meet from their income.
What you get
A weekly payment for up to 13 weeks to cover specific essential bills.
What it actually costs you
Must provide evidence of all income and all essential expenses.
Common gotcha
It is not a permanent solution and requires re-application.

Student Loan Repayment Holiday

national · Inland Revenue

Who qualifies
Borrowers who are earning below the repayment threshold or facing hardship.
What you get
A pause on mandatory student loan repayments.
What it actually costs you
Application via myIR portal; must prove low income.
Common gotcha
Interest may still accrue depending on your loan type.

Community Services Card

national · Ministry of Health

Who qualifies
Low-to-moderate income earners.
What you get
Reduced costs for GP visits, prescription charges, and after-hours care.
What it actually costs you
Application form and proof of income.
Common gotcha
You must present the physical or digital card at every appointment.

Managing the freelance life

Keeping the Inland Revenue happy while managing irregular income streams.

myIR Secure Online Services

national · Inland Revenue

Who qualifies
All taxpayers and sole traders.
What you get
Centralised hub for filing GST, income tax, and student loan management.
What it actually costs you
Requires RealMe login.
Common gotcha
Filing deadlines are strict; late fees are automatic.

GST Registration

national · Inland Revenue

Who qualifies
Sole traders earning over $60,000 in a 12-month period.
What you get
Ability to claim back GST on business expenses.
What it actually costs you
Requires meticulous record-keeping of all business expenses.
Common gotcha
Once registered, you must charge GST on all your acting invoices.

ACC Earners' Levy

national · Accident Compensation Corporation

Who qualifies
All earners, including self-employed actors.
What you get
Comprehensive no-fault personal injury coverage.
What it actually costs you
Annual invoice based on your self-declared income.
Common gotcha
If you don't declare income, you might get a default levy bill.

KiwiSaver Voluntary Contributions

national · Inland Revenue

Who qualifies
Any citizen or resident.
What you get
Long-term savings with government contribution matching.
What it actually costs you
Voluntary deposits into your nominated fund.
Common gotcha
You cannot withdraw funds until age 65, except for first-home purchase.

Sole Trader Expense Deductions

national · Inland Revenue

Who qualifies
Self-employed individuals.
What you get
Reduces taxable income by deducting business costs (headshots, acting classes, travel).
What it actually costs you
Must keep receipts for 7 years.
Common gotcha
Mixing personal and business expenses is a major audit trigger.

RealMe Identity Verification

national · Department of Internal Affairs

Who qualifies
All NZ citizens and residents.
What you get
Single secure login for all government services.
What it actually costs you
Initial setup requires passport/ID verification.
Common gotcha
Losing your login details requires a lengthy reset process.

Staying healthy on the go

Actors need to be physically and mentally fit for performance.

ACC Injury Cover

national · Accident Compensation Corporation

Who qualifies
Everyone in NZ, including visitors.
What you get
Free treatment for injuries (physio, surgery, emergency care).
What it actually costs you
Usually a small co-payment for physio or GP visits.
Common gotcha
It does not cover illnesses, only physical injuries.

NHI Number

national · Te Whatu Ora

Who qualifies
All residents.
What you get
Unique identifier for your entire medical history across all providers.
What it actually costs you
Free; provided at birth or residency.
Common gotcha
Always keep this number handy for auditions or medical forms.

National Immunisation Register

national · Te Whatu Ora

Who qualifies
All residents.
What you get
Digital record of vaccinations.
What it actually costs you
Free.
Common gotcha
Often required for international travel or specific production sets.

Prescription Subsidy Scheme

national · Pharmac

Who qualifies
Individuals/families who pay for 20+ prescriptions in a year.
What you get
Free prescriptions for the remainder of the year.
What it actually costs you
Keep track of your receipts.
Common gotcha
The year resets on February 1st.

Mental Health Foundation Resources

national · Mental Health Foundation of NZ

Who qualifies
All citizens.
What you get
Access to free mental health support, helplines, and self-help tools.
What it actually costs you
Free.
Common gotcha
Not a substitute for clinical therapy.

Healthline

national · Te Whatu Ora

Who qualifies
Anyone in NZ.
What you get
24/7 free health advice from registered nurses.
What it actually costs you
Free phone call.
Common gotcha
It's for advice, not for emergencies (call 111 for those).

Supporting the craft

Specific grants and portals for arts practitioners.

Creative NZ Arts Grants

national · Creative New Zealand

Who qualifies
NZ artists and arts organisations.
What you get
Project-based funding for theatre, film, and performance.
What it actually costs you
Extensive application process with budget and project plan.
Common gotcha
Extremely competitive; requires a strong track record.

NZ On Air Funding

national · NZ On Air

Who qualifies
Production companies and content creators.
What you get
Funding for screen content.
What it actually costs you
Requires a production partner or established company.
Common gotcha
Usually not for individual actors, but for the projects they work on.

Equity New Zealand Membership

national · Equity New Zealand (Union)

Who qualifies
Professional actors.
What you get
Standardised contracts, legal advice, and industry advocacy.
What it actually costs you
Annual membership fee.
Common gotcha
Must be a member to access certain union-negotiated rates.

NZ Film Commission Talent Development

national · New Zealand Film Commission

Who qualifies
Emerging and established filmmakers/actors.
What you get
Workshops, grants, and networking opportunities.
What it actually costs you
Application time.
Common gotcha
Focuses heavily on screen-based work.

Copyright Licensing NZ

national · Copyright Licensing New Zealand

Who qualifies
Creators and performers.
What you get
Protection and royalty management for creative works.
What it actually costs you
Registration of works.
Common gotcha
You must register your specific works to be eligible for royalties.

The Big Idea

national · The Big Idea Trust

Who qualifies
All creative professionals.
What you get
Job listings, grant opportunities, and industry news.
What it actually costs you
Free to browse.
Common gotcha
The job board moves very fast.