← Singapore hubs Affiliate Marketer
Singapore English (English) $ SGD
Nadhirah is a self-employed affiliate marketer navigating the gig economy in Singapore, balancing her CPF contributions with the need for professional upskilling. This hub covers the national support systems and portals she relies on to manage her business, taxes, and personal growth.
Keeping my freelance income compliant and managing tax obligations as a sole proprietor.
Income Tax for Sole Proprietors national · Inland Revenue Authority of Singapore (IRAS)
Who qualifies All self-employed individuals earning net trade income.
What you get Legal status to operate and tax filing structure.
What it actually costs you Annual filing; requires proper bookkeeping of business expenses.
Common gotcha Forgetting to deduct allowable business expenses to lower taxable income.
BizFile+ Registration national · Accounting and Corporate Regulatory Authority (ACRA)
Who qualifies Anyone starting a business in Singapore.
What you get Official business registration (UEN).
What it actually costs you $115 for registration + $15 for name approval.
Common gotcha Annual renewal fee of $30 is often missed.
Voluntary CPF Medisave Contributions national · Central Provident Fund Board
Who qualifies Self-employed persons earning >$6,000 net trade income annually.
What you get Tax relief and health insurance coverage.
What it actually costs you Percentage of net trade income; mandatory if above threshold.
Common gotcha Assuming voluntary contributions are optional when they are mandatory for self-employed.
PayNow for Business national · Association of Banks in Singapore
Who qualifies Registered businesses and sole proprietors.
What you get Instant payments from clients via UEN.
What it actually costs you Linked to your business bank account.
Common gotcha Mixing personal and business PayNow accounts.
InvoiceNow national · IMDA
Who qualifies Businesses looking to digitalize invoicing.
What you get Direct transmission of invoices to government/corporate clients.
What it actually costs you Setup time via accounting software.
Common gotcha Requires compatible accounting software.
GST Registration national · IRAS
Who qualifies Businesses with annual taxable turnover >$1 million.
What you get Ability to charge GST.
What it actually costs you Strict quarterly reporting.
Common gotcha Not tracking turnover closely enough to trigger mandatory registration. Using government credits to learn new marketing tools without breaking the bank.
SkillsFuture Credit national · SkillsFuture Singapore
Who qualifies Singaporeans aged 25 and above.
What you get $500 initial credit + $500 top-up for courses.
What it actually costs you Time spent on approved courses.
Common gotcha Credits expire if not used within specific windows.
SkillsFuture Enterprise Credit national · Enterprise Singapore
Who qualifies Businesses meeting specific criteria for staff training.
What you get Up to $10,000 to cover 90% of out-of-pocket expenses.
What it actually costs you Application through business portal.
Common gotcha Strict eligibility criteria for business size.
Union Training Assistance Programme (UTAP) national · NTUC
Who qualifies NTUC union members.
What you get 50% funding for course fees up to $250/year.
What it actually costs you Annual union membership fee.
Common gotcha Must be a member before course starts.
Career Conversion Programme national · Workforce Singapore
Who qualifies Mid-career professionals switching roles.
What you get Salary support and training grants.
What it actually costs you Commitment to training program.
Common gotcha Requires employer sponsorship.
TeSA national · IMDA
Who qualifies Professionals looking to upskill in tech.
What you get Subsidized training in digital marketing/data analytics.
What it actually costs you Rigorous course schedule.
Common gotcha High competition for spots.
Productivity Solutions Grant national · Enterprise Singapore
Who qualifies Businesses adopting pre-approved digital solutions.
What you get Up to 50% funding for software/IT equipment.
What it actually costs you Must purchase pre-approved vendors.
Common gotcha Only works with specific listed vendors. Managing healthcare costs when I don't have corporate insurance.
MediShield Life national · CPF Board
Who qualifies All Singapore citizens and PRs.
What you get Coverage for large hospital bills and selected outpatient treatments.
What it actually costs you Paid via Medisave account.
Common gotcha Does not cover full bill; requires co-payment.
Community Health Assist Scheme (CHAS) national · Ministry of Health
Who qualifies Singaporeans based on household income or annual value of home.
What you get Subsidies at participating GP and dental clinics.
What it actually costs you Application process; free to use.
Common gotcha Not all clinics are CHAS-registered.
National Steps Challenge national · Health Promotion Board
Who qualifies All residents.
What you get Rewards/vouchers for hitting step counts.
What it actually costs you Time and effort.
Common gotcha Requires tracking via official app.
Screen for Life national · Health Promotion Board
Who qualifies Singaporeans/PRs eligible for age-appropriate screenings.
What you get Heavily subsidized health screenings.
What it actually costs you Small co-payment.
Common gotcha Many forget to book the appointment.
MediFund national · Ministry of Health
Who qualifies Patients with financial difficulties.
What you get Safety net for hospital bills.
What it actually costs you Means-testing process.
Common gotcha Only for those who have exhausted all other financial options.
CareShield Life national · Ministry of Health
Who qualifies All Singaporeans born 1980 or later.
What you get Long-term disability insurance.
What it actually costs you Annual premiums from Medisave.
Common gotcha Often confused with MediShield Life. Cost-of-living support to offset inflation.
CDC Vouchers national · Community Development Council
Who qualifies All Singaporean households.
What you get Digital vouchers for heartland merchants/supermarkets.
What it actually costs you None; automatic issuance.
Common gotcha Expiry dates on vouchers.
GST Voucher Scheme national · Ministry of Finance
Who qualifies Lower-to-middle income Singaporeans.
What you get Cash payouts and U-Save rebates.
What it actually costs you None; automatic.
Common gotcha Need to ensure bank account is linked to NRIC.
U-Save Rebates national · SP Group
Who qualifies HDB households.
What you get Utility bill offsets.
What it actually costs you None.
Common gotcha Only applies to HDBs.
Public Transport Vouchers national · Ministry of Transport
Who qualifies Lower-income households.
What you get Vouchers for transport top-ups.
What it actually costs you Application required.
Common gotcha Limited application window.
Assurance Package national · Ministry of Finance
Who qualifies All adult Singaporeans.
What you get Cash payouts to offset GST increase.
What it actually costs you None.
Common gotcha Check Singpass for eligibility status.
ActiveSG Credits national · Sport Singapore
Who qualifies All Singaporeans/PRs.
What you get $100 credit for sports facilities.
What it actually costs you Registration.
Common gotcha Credits expire if not used. 1states & territories — open one to see what it offers.
Singapore新加坡 Singapore offers a highly digital-first ecosystem for affiliate marketers, with unique grants for business transformation and tax incentives for sole proprietors.
Productivity Solutions Grant (PSG) state · Enterprise Singapore
Who qualifies Singapore-registered businesses with at least 30% local shareholding.
What you get Up to 50% funding support for pre-approved digital solutions like CRM or accounting software.
What it actually costs you Requires a Corppass login and a valid quote from a pre-approved vendor.
Common gotcha The grant is only for pre-approved IT solutions, not custom-built software.
SkillsFuture Enterprise Credit (SFEC) state · SkillsFuture Singapore
Who qualifies Employers who have contributed at least $750 in Skills Development Levy over the qualifying period.
What you get One-off $10,000 credit to cover up to 90% of out-of-pocket expenses for business transformation.
What it actually costs you Automatic eligibility check; no separate application required.
Common gotcha It is not a cash payout; it is a reimbursement credit for specific training or transformation programs.
Digital Resilience Bonus state · IMDA
Who qualifies F&B and Retail businesses adopting digital solutions for business continuity.
What you get Payouts of up to $10,000 for adopting PayNow Corporate and e-invoicing.
What it actually costs you Must have a UEN and be registered with ACRA.
Common gotcha Only applicable if you have not previously received the bonus for the same category.
Startup SG Founder state · Enterprise Singapore
Who qualifies First-time entrepreneurs with an innovative business idea.
What you get Mentorship support and a $50,000 startup grant.
What it actually costs you Requires a detailed business plan and pitch deck for the Accredited Mentor Partner.
Common gotcha The competition is fierce; the business must be innovative, not just a standard affiliate site.
Corporate Income Tax Rebate state · Inland Revenue Authority of Singapore (IRAS)
Who qualifies All tax-paying companies in Singapore.
What you get A percentage rebate on corporate income tax payable for the Year of Assessment.
What it actually costs you Automatic application upon filing your annual tax return.
Common gotcha The rebate percentage changes annually based on the Budget announcement.
Tax Exemption Scheme for New Start-Ups state · Inland Revenue Authority of Singapore (IRAS)
Who qualifies New companies incorporated in Singapore for their first 3 years of assessment.
What you get 75% exemption on the first $100,000 of normal chargeable income.
What it actually costs you Must maintain proper financial records and audit-ready accounts.
Common gotcha Only applies to companies with at least one individual shareholder holding 10% of shares.
Enterprise Development Grant (EDG) state · Enterprise Singapore
Who qualifies Businesses looking to upgrade, innovate, or expand overseas.
What you get Covers up to 50% of qualifying project costs including consultancy and software.
What it actually costs you Requires a project proposal and detailed budget breakdown.
Common gotcha The project must be completed before the final grant disbursement.
One honest app. Real lives, real businesses. Free for what people need, paid only for what runs a business — on our own model, our own metal.
Where we run
Bangalore + Czechia
Our own metal · GDPR · DPDPA
