Destiny

state · University of Alaska Anchorage

Who qualifies

Any Alaska-based small business owner or freelancer.

What you get

Free one-on-one business advising, marketing strategy, and financial planning.

What it actually costs you

Zero cost; requires registration and scheduling an appointment.

Common gotcha

They don't give grants directly, they help you get ready to apply for them.

state · Alaska Department of Commerce, Community, and Economic Development

Who qualifies

Any individual or entity conducting business in Alaska.

What you get

Legal authorization to operate as a professional make-up artist in the state.

What it actually costs you

$50 initial fee; valid for two years.

Common gotcha

This is a general business license, not a professional cosmetology license.

state · Alaska Department of Commerce

Who qualifies

Small businesses located in rural Alaska communities.

What you get

Financial assistance for equipment or business expansion.

What it actually costs you

Requires a detailed business plan and proof of local impact.

Common gotcha

Highly competitive and funding cycles are intermittent.

state · Alaska Travel Industry Association

Who qualifies

Businesses serving the tourism industry, including wedding and event artists.

What you get

Access to networking and marketing exposure to tourists.

What it actually costs you

Membership fees vary based on business size.

Common gotcha

Requires active participation in industry events to see ROI.

state · Alaska Department of Revenue

Who qualifies

Alaska residents who have lived in the state for a full calendar year.

What you get

An annual cash payment based on the state's mineral resource earnings.

What it actually costs you

Must file an application between Jan 1 and March 31 annually.

Common gotcha

If you leave the state for more than a short vacation, you might lose eligibility.

state · Alaska Department of Health

Who qualifies

Low to moderate-income families with children.

What you get

Comprehensive health insurance coverage for children.

What it actually costs you

No premiums; minimal co-pays for some services.

Common gotcha

Income limits change annually; re-verify every year.

state · Alaska Department of Public Assistance

Who qualifies

Low-income households struggling with high heating costs.

What you get

Direct payment to your utility provider to cover winter heating costs.

What it actually costs you

Requires proof of income and utility bills.

Common gotcha

Funds are limited; apply as soon as the window opens in the fall.

state · Alabama Board of Cosmetology and Barbering

Who qualifies

Individuals who have completed the required 1,500 hours of training and passed the state board exams.

What you get

Legal authorization to practice makeup artistry and cosmetology services within the state.

What it actually costs you

Initial license fee of $40 plus exam fees; requires biennial renewal and continuing education credits.

Common gotcha

Many artists forget that mobile makeup services still require a shop license or specific permit if you are operating out of a non-permanent location.

state · Alabama Department of Revenue

Who qualifies

Every business entity (including LLCs and sole proprietorships) operating in Alabama.

What you get

Compliance with state tax law to avoid penalties and maintain good standing.

What it actually costs you

Minimum $100 annual filing fee; must be filed online through My Alabama Taxes (MAT).

Common gotcha

New freelancers often miss the initial privilege tax filing deadline, which is 2.5 months after the business is formed.

state · Alabama Department of Commerce

Who qualifies

Small business owners and freelancers based in Alabama looking for networking and growth resources.

What you get

Access to business development workshops, networking events, and state-level procurement opportunities.

What it actually costs you

Free; requires registration on the state business portal.

Common gotcha

Resources are often geared toward larger manufacturers, so you have to dig into the 'Small Business' section specifically.

state · Alabama Department of Revenue

Who qualifies

Makeup artists who purchase products for resale or as part of a professional service package.

What you get

Ability to purchase makeup and supplies without paying state sales tax at the point of purchase.

What it actually costs you

Requires a valid sales tax account number; no cost to apply.

Common gotcha

You cannot use this for personal makeup purchases; it is strictly for items intended for professional resale or use in services.

state · Arkansas Department of Health

Who qualifies

Individuals who have completed 1,500 hours of training and passed the state board exam.

What you get

Legal authorization to practice cosmetology and makeup artistry services in Arkansas.

What it actually costs you

Initial license fee of $50 plus exam fees; requires biennial renewal.

Common gotcha

Continuing education hours are not required for renewal, but you must keep your address updated with the board.

state · Arkansas Department of Health

Who qualifies

Any makeup artist or cosmetologist opening a physical salon or studio space.

What you get

Legal permit to operate a commercial beauty establishment.

What it actually costs you

Application fee of $50; requires a facility inspection by the state.

Common gotcha

You cannot perform services in a home studio without meeting specific sanitation and separate entrance requirements.

state · University of Arkansas / SBA

Who qualifies

Arkansas-based small business owners and freelancers.

What you get

Free one-on-one business consulting, market research, and help with business plans.

What it actually costs you

Free service; requires time for meetings and data gathering.

Common gotcha

They don't give direct cash grants, but they help you become 'loan-ready' for banks.

state · Arkansas Department of Finance and Administration

Who qualifies

Registered businesses purchasing products for resale (e.g., makeup kits sold to clients).

What you get

Exemption from paying sales tax on items you intend to resell.

What it actually costs you

Requires a valid Arkansas sales tax permit; no fee for the certificate itself.

Common gotcha

You cannot use this to buy personal supplies; it is strictly for inventory meant for resale.

state · Arizona State Board of Cosmetology

Who qualifies

Individuals completing 600 hours of training at an approved school.

What you get

Legal authorization to perform skin care, facial treatments, and make-up application professionally.

What it actually costs you

Application fee of $175 plus exam fees; requires proof of high school education and training hours.

Common gotcha

You must renew your license every year; failing to do so results in late fees and potential suspension of practice.

state · Arizona Department of Revenue

Who qualifies

Any person or business selling tangible personal property or taxable services in Arizona.

What you get

Legal status to collect and remit sales tax on services and retail products sold to clients.

What it actually costs you

Annual fee of $12; registration is done via the AZTaxes portal.

Common gotcha

Many freelancers forget that even if they don't sell products, they may need a TPT license if their services are deemed taxable under local city ordinances.

state · Arizona Corporation Commission

Who qualifies

Sole proprietors or LLCs operating within Arizona.

What you get

Official registration of your business entity to protect your personal assets.

What it actually costs you

$50 filing fee for an LLC; requires drafting Articles of Organization.

Common gotcha

You must file an annual report or keep your statutory agent information current to avoid administrative dissolution.

state · Arizona Department of Economic Security

Who qualifies

Individuals with disabilities seeking assistance with professional training or equipment.

What you get

Potential funding for specialized equipment or training programs to help you maintain your make-up career.

What it actually costs you

Requires medical documentation and an eligibility assessment interview.

Common gotcha

The process is long and requires consistent follow-up with a vocational counselor.

state · Arizona Commerce Authority

Who qualifies

Small business owners and independent contractors in Arizona.

What you get

Access to free business mentoring, market research, and local networking events.

What it actually costs you

Free; requires signing up for their newsletter and attending webinars.

Common gotcha

They don't give direct grants often, but the networking connections are invaluable for finding wedding planners to partner with.

state · Maricopa Community Colleges / SBA

Who qualifies

Any Arizona-based small business owner.

What you get

One-on-one business counseling on accounting, marketing, and business planning.

What it actually costs you

Free of charge, funded by state and federal grants.

Common gotcha

You need to be prepared with your financial records to get the most out of the counseling sessions.

state · GO-Biz

Who qualifies

Small businesses or sole proprietors creating new full-time jobs in California.

What you get

Negotiated income tax credits based on job creation and investment.

What it actually costs you

Requires a detailed application and proof of business registration; competitive process.

Common gotcha

It is highly competitive and requires a clear plan for business expansion, not just maintenance.

state · California Department of Tax and Fee Administration

Who qualifies

Any make-up artist selling tangible goods like lashes or kits to clients.

What you get

Legal authorization to collect sales tax and purchase wholesale supplies tax-free.

What it actually costs you

Free to register, but requires quarterly or annual sales tax filing.

Common gotcha

You must file even if you had zero sales in a period, or face penalties.

state · CalOSBA

Who qualifies

All California small business owners and independent contractors.

What you get

Access to free consulting, business planning, and local grant alerts.

What it actually costs you

Time to attend webinars and meet with local Small Business Development Center (SBDC) advisors.

Common gotcha

Many people miss out because they think it's only for large companies.

state · ETP

Who qualifies

Small businesses looking to upskill their employees or contractors.

What you get

Reimbursement for training costs to improve skills and business competitiveness.

What it actually costs you

Extensive documentation of training hours and outcomes.

Common gotcha

The reimbursement process is slow and requires strict adherence to training logs.

state · Covered California

Who qualifies

California residents who do not have employer-sponsored health insurance.

What you get

Subsidized health insurance premiums based on income level.

What it actually costs you

Monthly premiums vary based on plan; requires annual income verification.

Common gotcha

If your income changes during the year, you must report it immediately to avoid tax penalties.

state · State Compensation Insurance Fund

Who qualifies

Self-employed make-up artists who want injury coverage.

What you get

Coverage for work-related injuries or illnesses.

What it actually costs you

Monthly premiums based on your estimated annual payroll/income.

Common gotcha

It is optional for sole proprietors but essential if you ever hire assistants.

state · Department of Consumer Affairs

Who qualifies

All licensed make-up artists and estheticians in California.

What you get

Standardized safety protocols and legal compliance training.

What it actually costs you

Licensing fees and mandatory continuing education hours.

Common gotcha

Failure to display your license or follow sanitation protocols leads to heavy fines during inspections.

state · Department of Regulatory Agencies (DORA)

Who qualifies

Licensed cosmetologists, estheticians, and hairstylists practicing in Colorado.

What you get

Legal authorization to perform professional beauty services in the state.

What it actually costs you

Renewal fees every two years; requires proof of continuing education credits.

Common gotcha

Many artists forget to update their address with DORA, leading to missed renewal notices and lapsed licenses.

state · Colorado Office of Economic Development and International Trade

Who qualifies

Independent contractors and small business owners registered in Colorado.

What you get

Access to state-funded grants for business expansion or equipment upgrades.

What it actually costs you

Requires a detailed business plan and tax documentation; highly competitive.

Common gotcha

Grants are often industry-specific; ensure your application highlights the 'creative' aspect of your artistry.

state · Colorado Department of Revenue

Who qualifies

Beauty professionals who purchase makeup and supplies for resale to clients.

What you get

Exemption from paying sales tax on items you intend to sell to customers.

What it actually costs you

Requires a valid state sales tax license; must track all resale transactions.

Common gotcha

You cannot use this for supplies you use on yourself or for your own kit usage.

state · Colorado Creative Industries

Who qualifies

Creative professionals, including makeup artists, seeking professional development.

What you get

Funding for workshops, conferences, or specialized training.

What it actually costs you

Application process is rigorous and requires a portfolio of work.

Common gotcha

Funds are limited and awarded on a cycle; timing your application is critical.

state · Colorado Health Benefit Exchange

Who qualifies

Self-employed individuals needing affordable health insurance.

What you get

Subsidized health insurance premiums based on your annual income.

What it actually costs you

Monthly premiums vary; requires annual income reporting.

Common gotcha

If your income fluctuates as a freelancer, you must update your profile to avoid tax reconciliation issues.

state · Colorado Department of Labor and Employment

Who qualifies

Self-employed individuals who opt into the program.

What you get

Partial wage replacement for medical leave or family caregiving.

What it actually costs you

Requires quarterly premium payments if you are self-employed.

Common gotcha

You must register and start paying premiums before you need the leave; it is not retroactive.

state · Connecticut Department of Public Health

Who qualifies

Individuals who have completed approved training hours and passed the state board exams.

What you get

Legal authorization to practice esthetics and makeup artistry professionally in the state.

What it actually costs you

Application fee of $100 plus exam fees; requires proof of education and background check.

Common gotcha

Connecticut has very specific definitions for 'cosmetician' vs 'esthetician'; ensure you apply for the correct scope of practice.

state · Connecticut Secretary of the State

Who qualifies

Any independent make-up artist operating as an LLC or sole proprietorship.

What you get

Legal entity status to protect personal assets and open business bank accounts.

What it actually costs you

$120 filing fee for a Certificate of Organization; annual report filing required.

Common gotcha

Don't forget to file your 'Doing Business As' (DBA) name if you aren't using your legal name.

state · Connecticut Department of Revenue Services

Who qualifies

Any artist selling physical beauty products or services subject to sales tax.

What you get

Legal authority to collect and remit sales tax on retail beauty sales.

What it actually costs you

Free to register, but requires quarterly or annual tax filings.

Common gotcha

Many artists forget that certain professional services are taxable in CT; check the latest DRS guidelines.

state · Connecticut Department of Economic and Community Development

Who qualifies

Small businesses with fewer than 100 employees and less than $8M in revenue.

What you get

Low-interest loans and access to business advisory services.

What it actually costs you

Requires detailed financial statements and a business plan.

Common gotcha

This is a loan, not a grant; ensure your cash flow can support the repayment before applying.

state · Connecticut Department of Administrative Services

Who qualifies

Businesses at least 51% owned and operated by women.

What you get

Eligibility for set-aside contracts and networking with state agencies.

What it actually costs you

Extensive documentation of ownership and control; no application fee.

Common gotcha

The certification process is rigorous; keep your ownership records pristine.

state · Department of Small and Local Business Development

Who qualifies

DC-based sole proprietors and freelancers with a valid basic business license.

What you get

Grants ranging from $5,000 to $10,000 for equipment or marketing.

What it actually costs you

Requires a detailed business plan and proof of DC residency; competitive application process.

Common gotcha

Funds are often restricted to specific uses like software or professional training, not general rent.

state · Department of Licensing and Consumer Protection

Who qualifies

New small businesses or home-based artists earning below a certain revenue threshold.

What you get

Exemption from the initial two-year basic business license fee.

What it actually costs you

Must file online and prove revenue status; takes about 2 weeks to process.

Common gotcha

You still have to file the application even if the fee is waived; don't skip the paperwork.

state · DSLBD

Who qualifies

Businesses located within designated Main Street corridors.

What you get

Access to free marketing support, storefront improvement grants, and local networking events.

What it actually costs you

Membership in your local Main Street organization.

Common gotcha

Only applies to specific geographic corridors; verify your address first.

state · Office of the Deputy Mayor for Planning and Economic Development

Who qualifies

Freelance artists and creative professionals registered in DC.

What you get

Reduced tax liability on specific professional services and equipment purchases.

What it actually costs you

Requires annual tax filing documentation and proof of creative output.

Common gotcha

Does not apply to general retail sales tax; strictly for professional creative services.

state · Department of Health Care Finance

Who qualifies

DC residents who are not eligible for Medicaid and meet income requirements.

What you get

Full medical coverage including primary care and specialist visits for freelancers.

What it actually costs you

Requires annual recertification and proof of DC residency.

Common gotcha

You must re-enroll every 6 months to maintain coverage.

state · Department of Employment Services

Who qualifies

Self-employed individuals who opt-in to the program.

What you get

Partial wage replacement during medical or family leave.

What it actually costs you

You must pay the quarterly contribution tax as a self-employed person.

Common gotcha

You must be enrolled for at least one quarter before you can claim benefits.

state · Department of Behavioral Health

Who qualifies

Low-to-moderate income residents needing mental health support.

What you get

Subsidized counseling sessions at community health centers.

What it actually costs you

Sliding scale co-pay based on income.

Common gotcha

Waitlists can be long; check for telehealth options first.

state · Delaware Division of Revenue

Who qualifies

Any individual providing professional beauty services for compensation in Delaware.

What you get

Legal authorization to operate as a freelance make-up artist.

What it actually costs you

$75 annual fee; requires a completed Combined Registration Application.

Common gotcha

You must renew this annually by December 31st to avoid late penalties.

state · Delaware Division of Small Business

Who qualifies

Small business owners and freelancers based in Delaware.

What you get

Access to free business coaching, permit assistance, and networking events.

What it actually costs you

Free; requires a consultation appointment.

Common gotcha

Many artists don't realize they can get free help with their business plan here.

state · Delaware Division of Professional Regulation

Who qualifies

Licensed cosmetologists and estheticians in Delaware.

What you get

Official certification and regulatory compliance for beauty services.

What it actually costs you

Varies by license type; requires proof of education and exam passage.

Common gotcha

Make sure your continuing education credits are submitted before your license expires.

state · Delaware Division of Revenue

Who qualifies

All businesses operating within Delaware.

What you get

Zero state-level sales tax on services and products sold to clients.

What it actually costs you

None; automatic benefit of operating in Delaware.

Common gotcha

Clients from out-of-state might still expect sales tax; clarify your pricing structure.

state · Delaware Department of Health and Social Services

Who qualifies

Delaware residents who are self-employed and need health insurance.

What you get

Access to subsidized health insurance plans through the marketplace.

What it actually costs you

Monthly premiums vary based on income; requires tax documentation.

Common gotcha

You must apply during the Open Enrollment period unless you have a qualifying life event.

state · Delaware Division of Medicaid and Medical Assistance

Who qualifies

Low-income individuals and families meeting specific income thresholds.

What you get

Comprehensive health coverage with little to no out-of-pocket costs.

What it actually costs you

Free; requires proof of income and residency.

Common gotcha

Eligibility is strictly based on your modified adjusted gross income (MAGI).

state · Florida Department of Business and Professional Regulation

Who qualifies

Individuals who have completed 1,200 hours of training or equivalent apprenticeship.

What you get

Legal authorization to perform makeup, skin care, and hair services professionally.

What it actually costs you

Application fee of $75 plus exam fees; requires proof of education and passing the state board exam.

Common gotcha

Many artists forget that makeup application often falls under the 'facial specialist' or 'full specialist' license if you aren't doing hair.

state · Florida Department of State

Who qualifies

Any sole proprietor doing business under a name other than their legal name.

What you get

Legal right to operate your makeup business under a brand name.

What it actually costs you

$50 registration fee; valid for 5 years.

Common gotcha

This is not the same as an LLC; it's just a registration for your trade name.

state · Florida Department of Commerce

Who qualifies

Small businesses impacted by declared economic or physical disasters.

What you get

Short-term, interest-free working capital loans.

What it actually costs you

Requires business tax returns and proof of loss; no application fee.

Common gotcha

Only available during active state-declared disaster periods.

state · Florida Small Business Development Center

Who qualifies

Any Florida-based small business owner or freelancer.

What you get

No-cost professional business consulting and marketing strategy help.

What it actually costs you

Free; requires scheduling an appointment and business plan documentation.

Common gotcha

They are not a bank; they provide advice, not direct grants.

state · Georgia Secretary of State

Who qualifies

Individuals who have completed 1,500 hours of training and passed the state board exam.

What you get

Legal authorization to perform makeup, skin care, and hair services professionally in Georgia.

What it actually costs you

Application fee of $30 plus exam fees; requires proof of education and background check.

Common gotcha

Reciprocity is not automatic; if you moved from another state, you must apply for licensure by endorsement.

state · Georgia Department of Revenue

Who qualifies

Freelance makeup artists registered as a legal business entity in Georgia.

What you get

Potential reduction in state income tax liability for qualified business expenses.

What it actually costs you

Requires meticulous record-keeping of receipts and annual tax filing.

Common gotcha

You must be registered as an LLC or sole proprietorship with the Secretary of State to claim.

municipal · City of Atlanta Finance Department

Who qualifies

Any makeup artist operating a studio or providing mobile services within Atlanta city limits.

What you get

Legal permit to conduct business operations within the city.

What it actually costs you

Annual fee based on gross receipts; requires a physical or virtual business address.

Common gotcha

Even if you are a freelancer, the city requires this certificate if you earn revenue within city limits.

state · Georgia Department of Revenue

Who qualifies

Artists who buy makeup products wholesale to resell to clients.

What you get

Ability to purchase professional supplies without paying sales tax at the point of purchase.

What it actually costs you

Requires a valid Sales and Use Tax Certificate of Exemption (Form ST-5).

Common gotcha

You must collect and remit sales tax from your clients when you sell the products to them.

state · Technical College System of Georgia

Who qualifies

Low-income individuals or displaced workers seeking professional certification.

What you get

Financial assistance to cover tuition for advanced makeup or aesthetics training programs.

What it actually costs you

Requires meeting with a career advisor and proving financial need.

Common gotcha

Funds are limited and prioritized for high-demand industry certifications.

state · Georgia Department of Economic Development

Who qualifies

Makeup artists working as vendors for film/TV productions in Georgia.

What you get

Access to a massive network of production companies that require licensed beauty professionals.

What it actually costs you

Requires professional portfolio and networking within the local film industry.

Common gotcha

This isn't a direct grant, but a massive industry driver that creates high-paying freelance contracts.

state · Hawaii Department of Business, Economic Development and Tourism

Who qualifies

Small business owners registered in Hawaii with fewer than 20 employees.

What you get

Reimbursement grants up to $10,000 for business equipment or marketing.

What it actually costs you

Detailed business plan, tax clearance certificate, and 4-6 weeks of processing.

Common gotcha

Funds are often limited and awarded on a first-come, first-served basis.

state · Department of Commerce and Consumer Affairs

Who qualifies

Licensed cosmetologists practicing in Hawaii.

What you get

Legal authorization to perform makeup artistry and aesthetic services.

What it actually costs you

Biennial renewal fee of approximately $100-$200 depending on license type.

Common gotcha

Failure to renew by the deadline results in a penalty fee and potential license suspension.

state · Creative Industries Hawaii

Who qualifies

Freelance artists and makeup professionals working in film or media.

What you get

Access to industry networking events and tax credit information for production work.

What it actually costs you

Registration in the Hawaii Creative Directory.

Common gotcha

This is a networking resource, not a direct cash subsidy.

state · Department of Human Services

Who qualifies

Low-to-moderate income residents who meet state eligibility criteria.

What you get

Comprehensive health insurance coverage for individuals and families.

What it actually costs you

Proof of income, residency, and social security number.

Common gotcha

Income limits are adjusted annually; check your status if you have a high-earning wedding season.

state · Department of Labor and Industrial Relations

Who qualifies

Employees working at least 20 hours per week.

What you get

Mandatory employer-provided health insurance coverage.

What it actually costs you

Employee contribution is capped at 1.5% of wages or 50% of the premium.

Common gotcha

Only applies if you are an employee; freelancers must purchase their own plans.

state · Department of Human Services

Who qualifies

Working parents needing assistance with child care costs.

What you get

Financial assistance to help pay for licensed child care providers.

What it actually costs you

Documentation of employment and income verification.

Common gotcha

Waitlists can be long depending on your specific island.

state · Iowa Board of Cosmetology Arts and Sciences

Who qualifies

Individuals who have completed 2,100 hours of training or equivalent apprenticeship.

What you get

Legal authorization to perform makeup artistry and related services in Iowa.

What it actually costs you

Initial license fee of $60 plus exam fees; requires biennial renewal.

Common gotcha

Continuing education credits are mandatory for renewal, even if you only do makeup.

state · Iowa Economic Development Authority

Who qualifies

Businesses at least 51% owned by women, minorities, or persons with disabilities.

What you get

Access to low-interest loans, grants, and state procurement opportunities.

What it actually costs you

Application requires business plan and proof of ownership; no fee for certification.

Common gotcha

Certification is not automatic; you must re-verify your status annually.

state · Iowa Department of Revenue

Who qualifies

Independent contractors providing non-taxable professional services.

What you get

Exemption from collecting sales tax on pure service labor if not combined with retail product sales.

What it actually costs you

Requires clear invoicing that separates service labor from product sales.

Common gotcha

If you sell makeup products alongside your service, you must collect sales tax on the products.

state · Iowa Department of Health and Human Services

Who qualifies

Families with children under 19 whose income is too high for Medicaid but need affordable coverage.

What you get

Comprehensive health, dental, and vision insurance for children.

What it actually costs you

Low monthly premiums based on family income; no copays for preventative care.

Common gotcha

You must renew annually; missing the deadline results in a coverage gap.

state · Iowa Department of Health and Human Services

Who qualifies

Low-to-moderate income residents needing emergency utility or rent assistance.

What you get

Short-term financial aid to prevent utility shut-offs or eviction during slow business months.

What it actually costs you

Requires proof of income, residency, and financial hardship documentation.

Common gotcha

Funds are limited and distributed on a first-come, first-served basis per county.

state · Idaho Division of Occupational and Professional Licenses

Who qualifies

Individuals providing make-up services for compensation in a salon or freelance setting.

What you get

Legal authorization to practice professional make-up artistry and aesthetics in Idaho.

What it actually costs you

Application fee of $50 plus exam fees; requires proof of training hours.

Common gotcha

Many freelance artists forget that mobile make-up services still require a valid establishment or individual license under state law.

state · Idaho Workforce Development Council

Who qualifies

Idaho residents pursuing high-demand career training, including aesthetician certifications.

What you get

Up to $8,000 for tuition and fees for approved training programs.

What it actually costs you

Must be an Idaho resident and meet specific age or recent graduate criteria.

Common gotcha

Funding is competitive and limited to specific state-approved training providers.

state · Idaho State Tax Commission

Who qualifies

Any make-up artist operating as a sole proprietor or LLC in Idaho.

What you get

A state tax permit to collect and remit sales tax on services and product sales.

What it actually costs you

Free to register online; requires annual filings.

Common gotcha

You must collect sales tax on retail products like lashes or lipstick sold to clients.

state · Idaho Association of Counties

Who qualifies

Idaho residents facing medical bills that exceed their ability to pay.

What you get

Financial assistance for major medical expenses that exceed county thresholds.

What it actually costs you

Requires extensive documentation of financial hardship and medical necessity.

Common gotcha

This is a safety net of last resort, not a primary health insurance plan.

state · Idaho Women's Business Center

Who qualifies

Women entrepreneurs in Idaho looking for mentorship and business coaching.

What you get

Access to free business counseling, networking events, and marketing workshops.

What it actually costs you

Time spent attending sessions; membership is generally free.

Common gotcha

It is not a funding source, but a resource for business strategy and networking.

state · Illinois Department of Financial and Professional Regulation (IDFPR)

Who qualifies

Individuals who have completed approved training hours and passed the state board exam.

What you get

Legal authorization to practice as a make-up artist or esthetician in Illinois.

What it actually costs you

Application fees vary; requires proof of education and background check.

Common gotcha

Continuing education hours must be completed every two years to avoid license expiration.

state · Illinois Secretary of State

Who qualifies

Freelance make-up artists operating as an LLC or sole proprietorship.

What you get

Legal entity status to protect personal assets and operate professionally.

What it actually costs you

Initial filing fee plus annual report filing fees.

Common gotcha

Failing to file the annual report leads to administrative dissolution of the business.

state · Illinois Department of Revenue

Who qualifies

Artists selling physical beauty products alongside services.

What you get

Ability to collect and remit sales tax legally.

What it actually costs you

No application fee; requires monthly or quarterly tax filings.

Common gotcha

You must collect sales tax on retail products even if you are a mobile artist.

state · Illinois Department of Commerce and Economic Opportunity

Who qualifies

Small business owners seeking guidance on business plans and marketing.

What you get

Free one-on-one business consulting and workshops.

What it actually costs you

Time for appointments; no direct cost.

Common gotcha

These centers are often booked out weeks in advance.

state · Illinois Department of Commerce and Economic Opportunity

Who qualifies

Small businesses looking to train or upskill employees.

What you get

Partial reimbursement for training costs for staff.

What it actually costs you

Detailed application process and reporting requirements.

Common gotcha

Funds are competitive and often require matching contributions.

state · Indiana Professional Licensing Agency

Who qualifies

Individuals who have completed 1,500 hours of training and passed the state board exam.

What you get

Legal authorization to practice cosmetology professionally in Indiana.

What it actually costs you

Application fee of $40 plus exam fees; requires proof of education and social security number.

Common gotcha

You must renew your license every four years; failure to do so results in a penalty fee.

state · Indiana Economic Development Corporation

Who qualifies

Any Indiana-based small business owner or freelancer.

What you get

Free one-on-one business coaching, business plan review, and marketing strategy advice.

What it actually costs you

Zero cost; requires scheduling an appointment and providing basic business details.

Common gotcha

Many artists don't realize they can get free help with their business taxes and marketing plans here.

state · Indiana Department of Revenue

Who qualifies

Any business selling tangible personal property or services subject to sales tax.

What you get

Legal ability to collect sales tax and purchase professional supplies tax-free.

What it actually costs you

$25 registration fee; must be filed through INTIME portal.

Common gotcha

You must file your sales tax returns even if you had zero sales for the month.

municipal · Indy Chamber

Who qualifies

Small business owners operating within the Indianapolis metro area.

What you get

Access to local networking events, business advocacy, and member-only discounts.

What it actually costs you

Annual membership fee based on business size; requires application and vetting.

Common gotcha

It is a networking organization, not a government agency, so don't expect government grants.

state · Indiana Department of Workforce Development

Who qualifies

Indiana residents seeking employment or professional development resources.

What you get

Access to job boards, training workshops, and potential grants for professional certification.

What it actually costs you

Free; requires registration and an initial assessment.

Common gotcha

People often think this is only for unemployment benefits, but they offer great training grants.

state · Kansas Board of Cosmetology

Who qualifies

Individuals who have completed 1,500 hours of training and passed the state board exams.

What you get

Legal authorization to practice as a cosmetologist or esthetician in Kansas.

What it actually costs you

$60 application fee plus exam fees; requires proof of training hours and valid ID.

Common gotcha

Continuing education hours must be completed every two years to avoid license expiration.

state · Kansas Secretary of State

Who qualifies

Freelance make-up artists forming an LLC or sole proprietorship.

What you get

Legal business status to separate personal assets from professional liability.

What it actually costs you

$160 for online LLC filing; requires a registered agent in Kansas.

Common gotcha

You must file an annual report every year to keep your business in good standing.

state · Kansas Department of Revenue

Who qualifies

Artists selling products or providing taxable services in Kansas.

What you get

A tax account number required to collect and remit sales tax legally.

What it actually costs you

Free to register; requires a Kansas Business Tax Application.

Common gotcha

Many artists forget that some professional services are subject to local city/county sales tax rates.

state · Kansas SBDC

Who qualifies

Small business owners and independent contractors in Kansas.

What you get

Free one-on-one business coaching and help with business plans.

What it actually costs you

Free; requires scheduling an appointment with a local advisor.

Common gotcha

It is not a grant program, but they help you find funding sources.

state · Kansas Department of Commerce

Who qualifies

Small businesses meeting specific growth or rural development criteria.

What you get

Access to competitive grant programs for equipment or expansion.

What it actually costs you

Extensive application process; requires a detailed business plan and financial records.

Common gotcha

These are highly competitive and often have very short application windows.

state · Kansas Department of Commerce

Who qualifies

Business owners looking to upskill or hire staff.

What you get

Reimbursement or direct funding for specialized training programs.

What it actually costs you

Requires partnership with local workforce boards.

Common gotcha

Must be applied for before the training begins.

state · Kentucky Board of Cosmetology

Who qualifies

Individuals who have completed 1,800 hours of training or equivalent apprenticeship.

What you get

Legal authorization to practice professional make-up artistry and related services in KY.

What it actually costs you

Application fee of $50 plus exam fees; requires proof of training hours.

Common gotcha

Apprenticeship hours must be strictly logged and approved by the board before applying for the exam.

state · Kentucky Cabinet for Economic Development

Who qualifies

Small businesses with fewer than 50 full-time employees that create at least one new job.

What you get

Tax credits ranging from $3,500 to $25,000 to offset state income tax liability.

What it actually costs you

Requires detailed payroll and hiring documentation.

Common gotcha

You must apply for the credit before the hiring process is finalized.

state · Kentucky Secretary of State

Who qualifies

Any registered business entity in Kentucky.

What you get

Centralized platform to manage annual reports, tax registrations, and business filings.

What it actually costs you

Standard filing fees for business registration.

Common gotcha

Failing to file your annual report by the deadline results in administrative dissolution.

state · Kentucky Arts Council

Who qualifies

Individual artists residing in Kentucky for at least one year.

What you get

Funding to support professional development or specific creative projects.

What it actually costs you

Requires a competitive portfolio submission and project budget.

Common gotcha

The application window is very narrow and occurs only once per year.

state · Kentucky Tourism, Arts and Heritage Cabinet

Who qualifies

Small creative businesses needing capital for equipment or expansion.

What you get

Low-interest loans for creative entrepreneurs.

What it actually costs you

Requires a solid business plan and credit check.

Common gotcha

Funds are limited and prioritized for businesses that demonstrate high growth potential.

state · Louisiana State Board of Cosmetology

Who qualifies

Individuals who have completed 750 hours of training and passed the state board exam.

What you get

Legal authorization to practice makeup artistry and cosmetology services in Louisiana.

What it actually costs you

$50 initial application fee plus exam fees; requires proof of training hours and ID.

Common gotcha

Continuing education hours must be submitted annually to keep the license active without penalty.

state · Louisiana Secretary of State

Who qualifies

Any makeup artist operating as a sole proprietor or LLC in Louisiana.

What you get

Centralized registration for state tax IDs and business filings.

What it actually costs you

Varies by business structure; requires EIN and basic business information.

Common gotcha

Many artists forget to file their annual report, which can lead to administrative dissolution of the business entity.

state · Louisiana Economic Development

Who qualifies

Small businesses with fewer than 50 employees operating within the state.

What you get

Access to business consulting, training programs, and networking opportunities.

What it actually costs you

Free to apply; requires a business plan and proof of revenue.

Common gotcha

These programs are often competitive and require a well-documented business history.

state · Louisiana Department of Revenue

Who qualifies

Makeup artists who purchase products for resale to clients.

What you get

Exemption from paying sales tax on items purchased for professional resale.

What it actually costs you

Free registration; requires a valid sales tax account number.

Common gotcha

You must keep detailed records of items purchased tax-free; using them for personal use is a violation.

state · Massachusetts Growth Capital Corporation

Who qualifies

Small businesses in MA with under 50 employees and demonstrated financial need.

What you get

Grants ranging from $10,000 to $75,000 for operational expenses.

What it actually costs you

Requires detailed tax returns and business financial statements; application window is competitive.

Common gotcha

The portal is only open during specific funding rounds; you must sign up for the newsletter to get notified.

state · Mass Cultural Council

Who qualifies

Creative entrepreneurs and sole proprietors working in the arts and beauty sectors.

What you get

Unrestricted funds to support creative practice and business sustainability.

What it actually costs you

Requires a Unique Entity ID (UEI) and proof of MA residency.

Common gotcha

Often mistaken for only being for non-profits; individual artists are eligible.

state · Massachusetts Department of Revenue

Who qualifies

Small businesses with 10 or fewer employees.

What you get

Tax credits to offset costs of hiring and employee training.

What it actually costs you

Requires filing Schedule S-B with your state tax return.

Common gotcha

You must apply for the credit certification before filing your taxes.

state · MassHire Department of Career Services

Who qualifies

Business owners looking to upskill themselves or their staff.

What you get

Reimbursement for professional development courses and certification training.

What it actually costs you

Must prove the training leads to business growth or employee retention.

Common gotcha

You must get pre-approval for the training program before paying for it.

state · Commonwealth Health Insurance Connector Authority

Who qualifies

MA residents who are self-employed and do not have employer-sponsored insurance.

What you get

Subsidized health insurance plans based on annual income.

What it actually costs you

Monthly premiums vary; requires proof of income and residency.

Common gotcha

The 'ConnectorCare' plans offer the lowest premiums but are income-restricted.

state · Department of Family and Medical Leave

Who qualifies

Self-employed individuals who opt-in to the program.

What you get

Paid leave for personal health issues or family caregiving.

What it actually costs you

Requires paying a small contribution based on your self-employment income.

Common gotcha

You must opt-in at least 6 months before you plan to take leave.

state · Maryland Department of Labor

Who qualifies

Professionals who have completed 1,500 hours of training or an apprenticeship.

What you get

Legal authorization to practice makeup artistry and cosmetology services in MD.

What it actually costs you

Application fee of $25 plus exam fees; requires proof of training hours.

Common gotcha

Maryland strictly requires a license for makeup application if it involves skin manipulation; check if your specific niche requires a full cosmetology license or an esthetician license.

state · Maryland Department of Assessments and Taxation

Who qualifies

Any freelancer or small business owner operating in Maryland.

What you get

Official registration of your makeup artistry business as an LLC or Sole Proprietorship.

What it actually costs you

$100 filing fee for Articles of Organization; requires a registered agent.

Common gotcha

Many artists forget to file their annual report, which can lead to the business being forfeited.

state · Comptroller of Maryland

Who qualifies

Businesses selling taxable services or retail products in Maryland.

What you get

A tax ID allowing you to collect sales tax on products sold to clients.

What it actually costs you

No fee to register; requires quarterly or monthly tax filing.

Common gotcha

You must collect sales tax on makeup kits or products you resell to clients, even if your service is exempt.

state · Maryland SBDC

Who qualifies

Maryland-based small business owners.

What you get

Free one-on-one business consulting to help grow your makeup artistry brand.

What it actually costs you

Free; requires scheduling an appointment and business plan preparation.

Common gotcha

They are often booked out weeks in advance, so don't wait until you are in a crisis to reach out.

state · Maryland Department of Commerce

Who qualifies

Small businesses with 5 or fewer employees.

What you get

Grants up to $5,000 for equipment or marketing expenses.

What it actually costs you

Competitive application process; requires detailed financial documentation.

Common gotcha

Funds are limited and released in cycles; you must monitor the portal for open windows.

municipal · Baltimore City Finance Department

Who qualifies

Anyone operating a business within Baltimore City limits.

What you get

A municipal permit to operate your studio or mobile service in the city.

What it actually costs you

Annual fee varies based on inventory/assets; requires a state business ID first.

Common gotcha

This is separate from your state license and is mandatory for city-based operations.

state · Finance Authority of Maine

Who qualifies

Small Maine-based businesses seeking equity investment for growth.

What you get

Tax credit equal to 40% of the cash equity provided to the business.

What it actually costs you

Requires detailed business plan and filing with FAME; approval process takes 30-60 days.

Common gotcha

It is designed for investors, so you must find an investor willing to back your studio expansion.

state · Department of Economic and Community Development

Who qualifies

Small businesses with fewer than 50 employees operating in Maine.

What you get

Up to $5,000 for equipment upgrades or marketing expenses.

What it actually costs you

Requires proof of Maine residency and business registration; competitive application cycle.

Common gotcha

Funds are often limited and distributed on a first-come, first-served basis during open windows.

state · Maine SBDC

Who qualifies

Any Maine-based small business owner.

What you get

Free one-on-one business advising and marketing strategy sessions.

What it actually costs you

Time for meetings; no cost for the service.

Common gotcha

They help with business plans, not with your actual makeup techniques.

state · Finance Authority of Maine

Who qualifies

Startups and small businesses that have been operating for less than 5 years.

What you get

Low-interest loans up to $100,000 for working capital or equipment.

What it actually costs you

Requires a solid business plan and personal credit check.

Common gotcha

You must demonstrate that you couldn't get a traditional bank loan first.

state · Department of Health and Human Services

Who qualifies

Adults aged 19-64 with income up to 138% of the federal poverty level.

What you get

Comprehensive health coverage including preventative care.

What it actually costs you

No premiums; requires annual income verification.

Common gotcha

You must report any changes in your freelance income immediately to avoid coverage gaps.

state · Maine CDC

Who qualifies

Uninsured or underinsured women aged 40-64.

What you get

Free screenings and diagnostic services for breast and cervical cancer.

What it actually costs you

Application through a local provider; no out-of-pocket cost.

Common gotcha

You must meet specific income guidelines to qualify.

state · Michigan Economic Development Corporation

Who qualifies

Any Michigan-based small business owner or freelancer.

What you get

Free one-on-one business consulting, market research, and help with business plans.

What it actually costs you

Free; requires scheduling an appointment and having a basic business concept.

Common gotcha

They focus more on business structure and finance than artistic technique.

state · Michigan Economic Development Corporation

Who qualifies

Michigan-based businesses looking for procurement opportunities.

What you get

Access to a B2B network to find local vendors and potential corporate contracts.

What it actually costs you

Free registration; requires a professional business profile.

Common gotcha

It is better suited for established businesses than solo freelancers just starting out.

state · Department of Licensing and Regulatory Affairs (LARA)

Who qualifies

Individuals practicing esthetics or cosmetology in Michigan.

What you get

Legal authorization to perform professional skin and makeup services.

What it actually costs you

Application fees vary; requires proof of training and passing state board exams.

Common gotcha

Makeup-only artists often get confused about whether they need a full esthetician license; check if your specific services require it.

state · Michigan Department of Health and Human Services

Who qualifies

Michigan residents aged 19-64 with income at or below 133% of the federal poverty level.

What you get

Comprehensive health insurance coverage including doctor visits, labs, and prescriptions.

What it actually costs you

Minimal co-pays; requires annual income verification.

Common gotcha

You must renew your eligibility every year or you will lose coverage.

state · Michigan Department of Health and Human Services

Who qualifies

Low-income Michigan residents needing food, cash, or medical assistance.

What you get

A single portal to apply for SNAP, cash assistance, and health coverage.

What it actually costs you

Time to upload documents like tax returns and proof of residency.

Common gotcha

The system can be slow; keep copies of all uploaded documents.

state · Minnesota Board of Cosmetology

Who qualifies

Individuals who have completed 1,550 hours of training and passed state board exams.

What you get

Legal authorization to practice as a cosmetologist, esthetician, or nail technician in MN.

What it actually costs you

Initial application fee of $195; requires proof of training and passing scores.

Common gotcha

Licenses must be renewed every three years, and you must complete 8 hours of continuing education.

state · Minnesota Department of Employment and Economic Development (DEED)

Who qualifies

Small business owners, including independent make-up artists with a registered business.

What you get

Variable funding amounts based on legislative appropriation for business recovery or growth.

What it actually costs you

Requires a registered business entity and tax documentation; highly competitive.

Common gotcha

Funds are often limited and distributed on a first-come, first-served or lottery basis.

state · Minnesota Department of Revenue

Who qualifies

Professionals who purchase products for resale to clients.

What you get

Ability to buy makeup and supplies tax-free by providing a ST3 Certificate of Exemption.

What it actually costs you

Requires a Minnesota Tax ID number; must keep accurate records of all tax-exempt purchases.

Common gotcha

You cannot use this for personal supplies; it is strictly for items you sell to your clients.

state · Minnesota Secretary of State

Who qualifies

Any make-up artist operating as an LLC or Sole Proprietorship.

What you get

Official state recognition of your business name and legal structure.

What it actually costs you

$155 for initial filing; annual renewal is free but mandatory to stay active.

Common gotcha

Failing to file your annual renewal will result in your business being administratively dissolved.

state · Minnesota Department of Human Services

Who qualifies

Low-to-moderate income residents who do not have access to employer-sponsored insurance.

What you get

Comprehensive health coverage with premiums based on household income.

What it actually costs you

Monthly premiums vary; requires annual income verification.

Common gotcha

If your freelance income fluctuates significantly, you must report changes immediately to avoid coverage gaps.

state · Minnesota Department of Labor and Industry

Who qualifies

Self-employed individuals who opt into the state program.

What you get

Partial wage replacement during medical leave or family caregiving.

What it actually costs you

Requires opting in and paying premiums; coverage begins after a set waiting period.

Common gotcha

Self-employed people are not automatically covered; you must proactively enroll.

state · Missouri Division of Professional Registration

Who qualifies

Individuals performing makeup artistry for compensation in a salon or spa setting.

What you get

Legal authorization to practice cosmetology-related services within Missouri.

What it actually costs you

Application fee varies, requires completion of state-approved training hours and passing the board examination.

Common gotcha

Missouri has specific exemptions for 'make-up only' artists; verify if your specific services require a full esthetician license or if you fall under the makeup exemption.

state · Missouri Secretary of State

Who qualifies

Freelance artists setting up an LLC or sole proprietorship in Missouri.

What you get

Official recognition of your business entity for tax and liability protection.

What it actually costs you

Registration fee starting at $50 (online) plus annual report filing fees.

Common gotcha

Many artists forget to file their annual report, which can lead to administrative dissolution of the business entity.

state · Missouri Department of Revenue

Who qualifies

Artists selling physical makeup products or kits to clients.

What you get

Authority to collect and remit state sales tax on retail goods.

What it actually costs you

No fee to apply, but requires monthly or quarterly tax reporting.

Common gotcha

Services are generally not taxable in Missouri, but the products you sell to clients are; keep these records strictly separate.

state · University of Missouri Extension

Who qualifies

Missouri-based small business owners and freelancers.

What you get

Free one-on-one business counseling, market research, and growth planning.

What it actually costs you

Free service; requires time for scheduling consultations.

Common gotcha

People often think this is only for large companies; they have excellent resources for creative freelancers.

state · Mississippi Development Authority

Who qualifies

Registered small businesses in Mississippi with fewer than 50 employees.

What you get

Reimbursement grants for eligible business expenses like equipment or marketing.

What it actually costs you

Requires a detailed business plan, tax returns, and proof of good standing.

Common gotcha

Funds are highly competitive and often run out within days of the application window opening.

state · Mississippi State Board of Cosmetology

Who qualifies

Individuals who have completed 1,500 hours of training and passed the state exam.

What you get

Legal authorization to perform makeup, hair, and skin services professionally.

What it actually costs you

Initial license fee of $50 plus exam fees; requires biennial renewal.

Common gotcha

Continuing education credits are mandatory for renewal, which many artists forget until the last minute.

state · Mississippi Department of Revenue

Who qualifies

Licensed makeup artists purchasing products for resale or professional use.

What you get

Ability to buy makeup and tools tax-free from wholesalers.

What it actually costs you

Requires a valid sales tax permit; must file regular returns even if no tax is collected.

Common gotcha

Misusing the certificate for personal purchases can lead to heavy fines and audit risks.

state · Mississippi Women's Business Center

Who qualifies

Women entrepreneurs in Mississippi seeking mentorship and business training.

What you get

Free one-on-one business coaching and access to networking events.

What it actually costs you

Time commitment for workshops and coaching sessions.

Common gotcha

They don't provide direct cash, but the networking often leads to local wedding industry contracts.

state · Mississippi Division of Medicaid

Who qualifies

Working families with children who earn too much for Medicaid but cannot afford private insurance.

What you get

Comprehensive health coverage for children including dental and vision.

What it actually costs you

Small monthly premiums based on income level; requires annual re-enrollment.

Common gotcha

Missing the re-enrollment deadline results in an immediate gap in coverage.

state · Mississippi State Department of Health

Who qualifies

Any Mississippi resident needing preventative health services.

What you get

Low-cost vaccinations, screenings, and family planning services.

What it actually costs you

Sliding scale fees based on income; bring proof of residency.

Common gotcha

Wait times at county clinics can be long; always call ahead for an appointment.

state · Mississippi Department of Human Services

Who qualifies

SNAP recipients looking to improve employability through training.

What you get

Support for transportation and childcare costs while attending career training.

What it actually costs you

Must be actively enrolled in an approved training program.

Common gotcha

You must report changes in your income within 10 days or risk losing benefits.

state · Montana Department of Commerce

Who qualifies

Small businesses with 10 or fewer employees and low-to-moderate income owners.

What you get

Low-interest loans up to $100,000 for equipment, inventory, or startup costs.

What it actually costs you

Detailed business plan, credit check, and 3-6 weeks for underwriting.

Common gotcha

You must work with a certified regional development corporation to apply.

state · Montana Department of Commerce

Who qualifies

Small businesses located in designated historic downtown areas.

What you get

Matching grants for storefront improvements and signage.

What it actually costs you

Requires a 1:1 cash match from the business owner.

Common gotcha

Only available if your studio is in a city with a designated Main Street district.

state · Montana Department of Labor and Industry

Who qualifies

Montana businesses looking to upskill current employees.

What you get

Reimbursement for training costs to learn new beauty techniques or business management software.

What it actually costs you

Requires a formal training plan and proof of payment.

Common gotcha

Must be applied for before the training starts.

state · Montana Department of Commerce

Who qualifies

Small businesses looking to sell products or services outside the US.

What you get

Financial assistance for international marketing or trade show attendance.

What it actually costs you

Application and reporting on international sales growth.

Common gotcha

Requires a clear plan for how your beauty services or retail products will reach international clients.

state · Montana Department of Labor and Industry

Who qualifies

Licensed cosmetologists, estheticians, and make-up artists.

What you get

Official state license to practice legally in Montana.

What it actually costs you

Annual renewal fee and proof of continuing education credits.

Common gotcha

Make sure your continuing education provider is approved by the state board.

state · Montana Department of Labor and Industry

Who qualifies

Licensed professionals in regulated industries.

What you get

Subsidies for mandatory continuing education courses.

What it actually costs you

Application form and proof of course completion.

Common gotcha

Funds are limited and distributed on a first-come, first-served basis.

state · NC Board of Cosmetic Art Examiners

Who qualifies

Individuals performing makeup artistry for compensation in a professional setting.

What you get

Legal authorization to practice cosmetic art services within the state.

What it actually costs you

Application fees vary by license type; requires proof of training hours and passing state board exams.

Common gotcha

Many freelance artists mistakenly think they don't need a license for mobile makeup services; the state requires one for almost all paid cosmetic work.

state · NC Department of the Secretary of State

Who qualifies

Sole proprietors or LLCs operating a makeup business in NC.

What you get

Official business entity status and tax compliance registration.

What it actually costs you

$125 filing fee for LLC formation; annual report filing required.

Common gotcha

Failing to file the annual report leads to administrative dissolution of your business entity.

state · NC Community College System

Who qualifies

Small business owners and entrepreneurs in North Carolina.

What you get

Free one-on-one business counseling, workshops, and marketing plan assistance.

What it actually costs you

Free; services are funded by the state to support local entrepreneurs.

Common gotcha

People often assume it's only for tech startups, but they provide excellent help for service-based beauty businesses.

state · NC Department of Revenue

Who qualifies

Businesses selling tangible personal property or providing taxable services.

What you get

A sales tax ID to legally collect and remit taxes on makeup products sold to clients.

What it actually costs you

No fee to register; requires monthly or quarterly tax reporting.

Common gotcha

If you sell makeup kits or products to clients, you must collect sales tax even if you are a mobile artist.

state · Golden LEAF Foundation

Who qualifies

Small businesses located in economically distressed NC counties.

What you get

Access to various grant and loan programs for business stabilization and growth.

What it actually costs you

Competitive application process; requires detailed business financial records.

Common gotcha

These grants are highly specific to certain rural counties; check if your business address qualifies.

state · NC Rural Center

Who qualifies

Small business owners who have been in business for at least 6 months.

What you get

Low-interest loans for equipment, inventory, or working capital.

What it actually costs you

Standard loan application process; interest rates are generally lower than commercial banks.

Common gotcha

Requires a solid business plan and proof of cash flow, even for very small operations.

state · North Dakota Department of Commerce

Who qualifies

Small businesses with fewer than 50 employees operating in North Dakota.

What you get

Matching funds up to $10,000 for equipment or marketing expansion.

What it actually costs you

Detailed business plan and proof of matching capital; 4-6 weeks processing.

Common gotcha

Requires a clear demonstration of how the funds will increase revenue, not just cover operating costs.

state · North Dakota Workforce Development Council

Who qualifies

Business owners looking to upskill their staff in specialized beauty techniques.

What you get

Reimbursement of up to 50% of training costs for employees.

What it actually costs you

Application submission before training begins; receipts required for reimbursement.

Common gotcha

Training must be provided by a certified third-party institution, not self-taught.

state · Bank of North Dakota

Who qualifies

Entrepreneurs in towns with populations under 5,000.

What you get

Low-interest loans for salon build-outs or studio renovations.

What it actually costs you

Standard credit check and personal guarantee; 3-month approval cycle.

Common gotcha

The bank requires a solid 3-year cash flow projection.

state · North Dakota Office of State Tax Commissioner

Who qualifies

Businesses purchasing heavy-duty salon equipment or specialized technology.

What you get

Exemption from the 5% state sales tax on qualifying equipment purchases.

What it actually costs you

Certificate of exemption form filed with the vendor at time of purchase.

Common gotcha

Does not apply to consumable supplies like makeup, only permanent equipment.

state · North Dakota State Board of Cosmetology

Who qualifies

All licensed makeup artists and cosmetologists in the state.

What you get

Valid license to practice legally in North Dakota.

What it actually costs you

$50 annual fee; proof of continuing education credits.

Common gotcha

Failure to report address changes within 30 days can lead to fines.

state · North Dakota Workforce Safety & Insurance (WSI)

Who qualifies

Any business owner with employees.

What you get

Free on-site safety audit to prevent workplace injuries and insurance premium hikes.

What it actually costs you

Requesting an appointment; usually a 2-hour site visit.

Common gotcha

This is a non-punitive audit, but you must fix identified hazards to stay compliant.

state · North Dakota Insurance Department

Who qualifies

Small businesses providing health insurance to at least one employee.

What you get

Tax credit to offset the cost of premiums.

What it actually costs you

Annual tax filing with the state; proof of insurance premiums paid.

Common gotcha

The credit is non-refundable, meaning it only reduces tax liability, not a cash payout.

state · Nebraska Department of Health and Human Services

Who qualifies

Individuals who have completed 2,100 hours of training and passed the state board exams.

What you get

Legal authorization to practice as a cosmetologist or esthetician in Nebraska.

What it actually costs you

$118 initial fee plus exam costs; requires proof of education and background check.

Common gotcha

Continuing education hours are mandatory for renewal every two years.

state · University of Nebraska

Who qualifies

Nebraska-based small business owners and freelancers.

What you get

Free one-on-one business consulting, market research, and help with business plans.

What it actually costs you

Free; requires scheduling an appointment and providing basic business info.

Common gotcha

They are not a funding agency, but they help you get ready for loans.

state · Nebraska Department of Revenue

Who qualifies

Registered businesses purchasing supplies for resale (like makeup kits for clients).

What you get

Exemption from paying sales tax on items purchased for resale to clients.

What it actually costs you

Free registration; requires a Nebraska ID number.

Common gotcha

You must collect and remit sales tax on the final service/product provided to the client.

state · Nebraska Department of Economic Development

Who qualifies

Small businesses with 5 or fewer employees.

What you get

Refundable tax credit based on the increase in compensation for employees or investment in the business.

What it actually costs you

Requires detailed financial record-keeping and application during the credit cycle.

Common gotcha

Credits are capped annually and awarded on a first-come, first-served basis.

state · Nebraska Department of Health and Human Services

Who qualifies

Low-income adults aged 19-64 who meet income thresholds.

What you get

Comprehensive health coverage including doctor visits, prescriptions, and preventative care.

What it actually costs you

No monthly premiums; potential small copays for certain services.

Common gotcha

Income eligibility is based on modified adjusted gross income (MAGI).

state · Nebraska Department of Health and Human Services

Who qualifies

Working parents or those in training who meet income guidelines.

What you get

Financial assistance to help pay for child care costs while working.

What it actually costs you

Requires income verification and proof of employment or training.

Common gotcha

You must use a licensed or approved child care provider.

state · Nebraska Department of Health and Human Services

Who qualifies

Households meeting specific income and asset limits.

What you get

One-time payment to help cover heating or cooling costs.

What it actually costs you

Requires application with utility bills and income proof.

Common gotcha

Funds are seasonal and limited; apply as soon as the window opens.

state · NH Department of Revenue Administration

Who qualifies

Small businesses with gross receipts under $5 million.

What you get

Tax credits to offset business enterprise tax liabilities.

What it actually costs you

Requires detailed annual financial reporting and tax filings.

Common gotcha

The credit is non-refundable, meaning it only lowers your tax bill, it doesn't pay you back.

state · NH Office of Professional Licensure and Certification

Who qualifies

Professionals providing makeup and esthetics services for compensation.

What you get

Legal authorization to practice esthetics and makeup artistry in NH.

What it actually costs you

Application fee, proof of training hours, and periodic renewal fees.

Common gotcha

Even if you only do makeup, you often need an esthetics license to work legally in a salon.

trust · NH Community Loan Fund

Who qualifies

Small business owners who may not qualify for traditional bank loans.

What you get

Access to micro-loans and business coaching for beauty entrepreneurs.

What it actually costs you

Requires a solid business plan and credit check.

Common gotcha

Interest rates are competitive but higher than traditional SBA loans.

state · Governor's Office for Emergency Relief and Recovery

Who qualifies

Small businesses impacted by economic downturns.

What you get

One-time grants to cover operational expenses.

What it actually costs you

Proof of revenue loss and business registration documents.

Common gotcha

Funds are often limited and distributed on a first-come, first-served basis.

state · NH Department of Health and Human Services

Who qualifies

Low-to-moderate income individuals who don't have employer-sponsored insurance.

What you get

Comprehensive health coverage including wellness visits.

What it actually costs you

Monthly premium based on income; requires annual renewal.

Common gotcha

You must report income changes immediately to avoid coverage gaps.

state · NH Department of Administrative Services

Who qualifies

Self-employed individuals who opt into the state program.

What you get

Income replacement during medical leave or family care.

What it actually costs you

Requires opting in and paying premiums before you need the leave.

Common gotcha

You cannot sign up for this once you are already sick or injured.

state · New Jersey Economic Development Authority

Who qualifies

Small businesses with fewer than 100 employees and under $5M in revenue.

What you get

Low-interest loans and lines of credit for equipment or studio space.

What it actually costs you

Detailed business plan and tax returns; 2-4 weeks processing.

Common gotcha

Requires a solid business plan, not just a portfolio.

state · NJ Division of Consumer Affairs

Who qualifies

Individuals who have completed 600 hours of skin care training.

What you get

Legal authorization to perform professional make-up and skin care services.

What it actually costs you

$70 application fee plus exam fees; requires proof of schooling.

Common gotcha

You must renew every two years; don't miss the CEU requirements.

state · NJ Department of Treasury

Who qualifies

Any resident operating a freelance make-up business.

What you get

Official business registration and tax ID for professional invoicing.

What it actually costs you

$125 filing fee; takes about 1 week to process.

Common gotcha

Many freelancers forget to file the annual report to keep the business active.

state · NJ Department of the Treasury

Who qualifies

Businesses at least 51% owned and controlled by women.

What you get

Access to state contracts and networking opportunities for beauty services.

What it actually costs you

Proof of ownership documentation; no fee for certification.

Common gotcha

The documentation process is rigorous; keep your bank records organized.

state · NJ Department of Labor and Workforce Development

Who qualifies

Self-employed individuals who have opted into the state disability insurance program.

What you get

Up to 12 weeks of partial wage replacement to care for a family member.

What it actually costs you

Must have contributed to the fund through payroll taxes.

Common gotcha

You must opt-in to the program as a self-employed person before you need the leave.

state · NJ Department of Human Services

Who qualifies

Low-to-moderate income residents who don't have employer-sponsored health insurance.

What you get

Comprehensive health coverage including doctor visits and prescriptions.

What it actually costs you

Monthly premiums based on income; proof of income required.

Common gotcha

Income limits change annually; re-verify your status every year.

state · NJ Department of Labor

Who qualifies

Workers unable to work due to a non-work-related illness or injury.

What you get

Partial wage replacement while you recover.

What it actually costs you

Medical certification from a doctor.

Common gotcha

Does not cover work-related injuries (that's Workers' Comp).

state · New Mexico Economic Development Department

Who qualifies

Small businesses in NM needing technical or specialized expertise.

What you get

Access to national laboratory scientists and engineers to solve technical business problems at no cost.

What it actually costs you

Requires an application detailing the technical challenge; no direct fee.

Common gotcha

It is for technical problems, not general business consulting or marketing help.

state · New Mexico Taxation and Revenue Department

Who qualifies

Registered small business owners in New Mexico.

What you get

Specific deductions on gross receipts tax for certain professional services.

What it actually costs you

Requires accurate filing of CRS-1 forms; consult a tax professional.

Common gotcha

GRT is a pass-through tax, but many artists forget to register for their CRS number before starting.

state · New Mexico Economic Development Department

Who qualifies

Businesses creating new, full-time jobs in New Mexico.

What you get

Reimbursement for a significant portion of training costs for new employees.

What it actually costs you

Requires formal application and payroll documentation for new hires.

Common gotcha

Must apply before the new employee starts their training.

state · New Mexico Human Services Department

Who qualifies

Low-income individuals and families meeting income thresholds.

What you get

Comprehensive Medicaid coverage including physical, behavioral, and long-term care.

What it actually costs you

Income verification documents; no monthly premiums for most.

Common gotcha

You must renew your eligibility annually to avoid coverage gaps.

state · New Mexico Health Insurance Exchange

Who qualifies

NM residents who do not qualify for Medicaid and need private insurance.

What you get

Subsidized health insurance plans tailored to NM residents.

What it actually costs you

Monthly premiums based on income; requires tax documents.

Common gotcha

Only available during open enrollment unless you have a qualifying life event.

state · Nevada State Board of Cosmetology

Who qualifies

Individuals who have completed 1,800 hours of training or equivalent apprenticeship.

What you get

Legal authorization to practice as a cosmetologist or makeup artist in Nevada.

What it actually costs you

$100-$150 application fee plus exam fees; requires proof of training and background check.

Common gotcha

Nevada does not have a standalone 'makeup artist' license; you must hold a cosmetology or esthetician license to legally apply makeup professionally.

state · Nevada Secretary of State

Who qualifies

Any individual or entity conducting business for profit in Nevada.

What you get

Legal status to operate your freelance makeup business across the state.

What it actually costs you

$200 annual fee; requires filing articles of organization or sole proprietorship forms.

Common gotcha

This is separate from your local city or county business license; you need both.

state · Nevada Department of Taxation

Who qualifies

Businesses selling tangible personal property, including makeup products.

What you get

Authority to collect and remit sales tax on retail products sold to clients.

What it actually costs you

No fee to apply; requires monthly or quarterly tax reporting.

Common gotcha

Even if you only sell products occasionally, you must collect tax on them.

state · GOED

Who qualifies

Nevada-based small business owners and freelancers.

What you get

Access to business mentoring, grant information, and networking events.

What it actually costs you

Free; requires registration on the portal.

Common gotcha

Many people miss the 'Small Business Navigator' tool which helps find local permits.

state · Nevada Health Link

Who qualifies

Self-employed individuals needing affordable health coverage.

What you get

Subsidized health insurance plans tailored for Nevada residents.

What it actually costs you

Monthly premiums vary based on income; requires tax documentation.

Common gotcha

You must apply during Open Enrollment unless you have a Qualifying Life Event.

state · Empire State Development

Who qualifies

Small business owners and sole proprietors operating in NY with a valid business plan.

What you get

Access to low-interest loans and credit support to purchase professional kits or studio equipment.

What it actually costs you

Detailed business plan and tax returns; approval process takes 4-8 weeks.

Common gotcha

Requires a solid credit history; it is not a grant, so you must pay it back.

state · New York State Council on the Arts

Who qualifies

Artists and creative professionals working on specific community-based projects.

What you get

Project-based funding ranging from $2,500 to $10,000.

What it actually costs you

Extensive project proposal and portfolio submission; highly competitive.

Common gotcha

Funding is for specific projects, not general business expenses.

state · Division of Minority and Women's Business Development

Who qualifies

Businesses owned by women or minorities in New York.

What you get

Priority access to state government contracts and networking opportunities.

What it actually costs you

Application is free, but requires proof of ownership and control; takes 3-6 months.

Common gotcha

The paperwork is very rigid; ensure your business structure matches your tax filings perfectly.

municipal · NYC Department of Small Business Services

Who qualifies

Any business owner operating within the five boroughs.

What you get

Free legal consultations, business training, and recruitment assistance.

What it actually costs you

Time for workshops and consultations; no monetary cost.

Common gotcha

They focus heavily on NYC-based businesses; not applicable if you only work upstate.

state · NY State Department of Health

Who qualifies

NY residents who are freelancers or self-employed without employer-provided insurance.

What you get

Subsidized health insurance plans based on your annual income.

What it actually costs you

Monthly premiums vary; requires annual income verification.

Common gotcha

You must update your income immediately if your freelance earnings fluctuate to avoid tax penalties.

state · NY Workers' Compensation Board

Who qualifies

Self-employed individuals choosing to opt-in for coverage.

What you get

Income replacement and medical coverage if you are injured on a job site.

What it actually costs you

Annual premium payments based on your industry classification.

Common gotcha

Many freelancers skip this, but it is vital if you work on film sets where physical accidents occur.

state · NY Workers' Compensation Board

Who qualifies

Self-employed individuals who opt-in to the program.

What you get

Paid time off for family care or medical leave.

What it actually costs you

Requires a commitment to pay premiums for at least two years.

Common gotcha

You must opt-in early; you cannot sign up once you already need the leave.

state · Ohio State Cosmetology and Barber Board

Who qualifies

Individuals who have completed the required hours of training and passed the state board exams.

What you get

Legal authorization to practice makeup artistry, esthetics, or cosmetology professionally in Ohio.

What it actually costs you

Application fees vary by license type; requires proof of training hours and passing scores on theory and practical exams.

Common gotcha

Continuing education hours are mandatory for renewal; failing to track these leads to license suspension.

state · Ohio Department of Development

Who qualifies

Small business owners and freelancers in Ohio looking for growth advice.

What you get

Free one-on-one business counseling, help with business plans, and marketing strategy for beauty pros.

What it actually costs you

Free service; requires scheduling an appointment at your local center.

Common gotcha

Many artists think this is only for big companies, but they help sole proprietors too.

state · Ohio Department of Taxation

Who qualifies

Licensed professionals who purchase makeup products for resale to clients.

What you get

Ability to buy professional makeup supplies tax-free by providing a certificate to wholesalers.

What it actually costs you

Requires an active vendor's license; no fee to file the certificate itself.

Common gotcha

You must collect sales tax from your clients when you sell the product to them.

state · Ohio Department of Medicaid

Who qualifies

Low-income individuals and families meeting specific income thresholds based on household size.

What you get

Comprehensive health coverage including doctor visits, hospital stays, and prescriptions.

What it actually costs you

No monthly premium for most; requires annual income verification.

Common gotcha

Freelance income fluctuates, so you must report income changes immediately to avoid eligibility issues.

state · Ohio Department of Job and Family Services

Who qualifies

Workers who have lost income due to business closures or lack of work.

What you get

Weekly financial assistance to cover basic living expenses during periods of unemployment.

What it actually costs you

Requires proof of past earnings; application process can be lengthy.

Common gotcha

As a freelancer, you must have paid into the system or meet specific criteria for independent contractor support.

state · Oklahoma State Board of Cosmetology and Barbering

Who qualifies

Individuals who have completed 1,500 hours of training and passed the state board exam.

What you get

Legal authorization to practice as a cosmetologist in the state of Oklahoma.

What it actually costs you

$25 initial application fee plus exam fees; requires proof of training hours and valid ID.

Common gotcha

Continuing education hours are required for renewal; don't let your license lapse or you have to pay a penalty fee.

state · Oklahoma State Board of Cosmetology and Barbering

Who qualifies

Anyone opening a physical studio or salon space in Oklahoma.

What you get

Legal permit to operate a professional beauty establishment.

What it actually costs you

Varies by shop size; requires a floor plan and sanitation inspection.

Common gotcha

You must pass a sanitation inspection before you can legally open your doors to clients.

state · Oklahoma State Board of Cosmetology and Barbering

Who qualifies

Licensed professionals moving to Oklahoma from another state.

What you get

Transfer of your out-of-state license to an Oklahoma license without repeating full schooling.

What it actually costs you

Application fee and verification of your current license from your home state.

Common gotcha

If your home state's training hours are significantly lower than Oklahoma's, you may need to complete extra hours.

state · Oklahoma State Board of Cosmetology and Barbering

Who qualifies

Licensed cosmetologists who want to provide services in a mobile unit.

What you get

Authorization to operate a beauty business out of a vehicle.

What it actually costs you

Specific permit fee and compliance with mobile sanitation and safety standards.

Common gotcha

Mobile units are subject to the same strict sanitation rules as brick-and-mortar salons.

state · Oklahoma SBDC

Who qualifies

Any small business owner or freelancer in Oklahoma.

What you get

Free one-on-one business consulting, marketing advice, and help with business plans.

What it actually costs you

Free; requires scheduling an appointment and being prepared to discuss your business goals.

Common gotcha

They don't give out cash, but they help you get bank-ready for loans.

state · Oklahoma Tax Commission

Who qualifies

Any business selling goods (like makeup products) or taxable services.

What you get

Legal authority to collect and remit sales tax in Oklahoma.

What it actually costs you

$20 fee; must be registered before you start selling products.

Common gotcha

Even if you are a freelancer, if you sell products to clients, you must collect and report the tax.

state · Oklahoma Women's Business Center

Who qualifies

Women entrepreneurs in Oklahoma.

What you get

Access to workshops, networking events, and business training specifically for women-owned businesses.

What it actually costs you

Most events are free or low-cost.

Common gotcha

You have to sign up for their newsletter to get notified of the best workshops.

state · Oregon Cultural Trust

Who qualifies

Artists and creative entrepreneurs working on projects that benefit Oregon's cultural landscape.

What you get

Project-based funding ranging from $1,000 to $10,000 for creative initiatives.

What it actually costs you

Requires a detailed project proposal, budget breakdown, and 5-10 hours of application writing.

Common gotcha

It is highly competitive; focus your application on community impact rather than just personal business growth.

state · Business Oregon

Who qualifies

Small business owners and sole proprietors registered in Oregon.

What you get

Access to low-interest loans, technical assistance, and business mentorship programs.

What it actually costs you

Requires valid Oregon business registration and current tax filings.

Common gotcha

Many people miss the 'technical assistance' workshops which are free and help with business planning.

state · Oregon Arts Commission

Who qualifies

Artists operating within designated creative districts in cities like Portland, Eugene, or Bend.

What you get

Access to local marketing support, networking events, and district-specific tax incentives.

What it actually costs you

No fee, but requires proof of residency/business location within the district.

Common gotcha

You must check if your specific studio location falls within the official district boundary.

state · Oregon Employment Department

Who qualifies

Unemployed individuals eligible for UI benefits who want to start their own business.

What you get

Allows you to receive unemployment benefits while working full-time on your business startup.

What it actually costs you

Requires an approved business plan and participation in training sessions.

Common gotcha

You cannot work for other employers while enrolled in this program.

state · Oregon Health Authority

Who qualifies

Low-to-moderate income Oregonians, including self-employed individuals meeting income thresholds.

What you get

Comprehensive medical, dental, and mental health coverage with little to no out-of-pocket costs.

What it actually costs you

Requires annual income verification and residency proof.

Common gotcha

Income limits fluctuate; re-verify your status every year to avoid sudden coverage gaps.

state · Oregon Health Insurance Marketplace

Who qualifies

Oregonians purchasing private insurance through the marketplace who meet income requirements.

What you get

Additional state-funded subsidies that lower monthly premiums beyond federal tax credits.

What it actually costs you

Must purchase a 'Cascade Care' silver or gold plan through the state portal.

Common gotcha

This only applies to specific 'Cascade' branded plans, not all plans on the exchange.

state · Oregon Department of Revenue

Who qualifies

Small business owners providing wellness benefits to themselves or employees.

What you get

A tax credit to offset the cost of health-related business expenses.

What it actually costs you

Requires detailed receipts and tax filing documentation.

Common gotcha

This is a pilot program; check current year availability before planning your budget.

state · Pennsylvania Department of State

Who qualifies

Individuals who have completed 1,250 hours of training or an apprenticeship.

What you get

Legal authorization to perform make-up artistry and related services professionally in PA.

What it actually costs you

Application fee of $10 plus exam fees; requires proof of education and background check.

Common gotcha

Even if you only do make-up, PA law often requires a full cosmetology license unless you are strictly working in film/TV production.

state · PA Department of Community and Economic Development

Who qualifies

Small business owners and freelancers needing capital for equipment or studio space.

What you get

Access to loan guarantees and venture capital to help secure business financing.

What it actually costs you

Requires a solid business plan and bank relationship; application process varies by lender.

Common gotcha

This is a credit enhancement program, not a direct grant; you still need to apply through a participating lender.

state · PA Department of Revenue

Who qualifies

Registered businesses purchasing supplies for resale or professional use.

What you get

Ability to buy professional make-up kits and supplies without paying state sales tax.

What it actually costs you

Requires a valid PA business tax account; must be renewed periodically.

Common gotcha

You cannot use this for personal purchases; it is strictly for goods that will be resold or used in professional service.

state · Pennsylvania Health Insurance Exchange Authority

Who qualifies

PA residents who are self-employed and do not have employer-sponsored health coverage.

What you get

Subsidized health insurance plans with premiums based on your freelance income.

What it actually costs you

Monthly premiums vary; requires annual income verification.

Common gotcha

You must report income changes immediately to avoid having to pay back subsidies at tax time.

state · PA Department of Labor and Industry

Who qualifies

Self-employed make-up artists who choose to opt-in for coverage.

What you get

Wage replacement and medical benefits if you are injured while working.

What it actually costs you

Requires purchasing a private policy that includes coverage for the owner.

Common gotcha

Most standard business policies don't cover the owner unless you specifically add the elective coverage rider.

state · Rhode Island Commerce Corporation

Who qualifies

Small business owners with a registered RI business entity.

What you get

Low-interest loans for equipment, studio space, or marketing.

What it actually costs you

Business plan, credit check, and 3 years of tax returns.

Common gotcha

The application process is rigorous; you need a solid profit/loss statement.

state · RI Department of Health

Who qualifies

Individuals who have completed 1500 hours of training.

What you get

Legal authorization to perform professional make-up and beauty services.

What it actually costs you

Exam fees, application fee, and proof of certification.

Common gotcha

Make sure your school is accredited by the RI Board or your hours won't count.

state · RI Division of Taxation

Who qualifies

Registered businesses that purchase products for resale to clients.

What you get

Exemption from paying sales tax on makeup kits/products you resell.

What it actually costs you

Registration with the Secretary of State and a tax permit.

Common gotcha

You cannot use this for personal makeup items, only items you sell to clients.

state · Rhode Island Commerce

Who qualifies

Small business owners seeking mentorship or business advice.

What you get

Free or low-cost consulting on marketing, accounting, and business strategy.

What it actually costs you

Time for meetings and preparation of business documents.

Common gotcha

Slots fill up quickly; apply early in the fiscal year.

state · State of Rhode Island

Who qualifies

RI residents who are self-employed or do not have employer-sponsored insurance.

What you get

Subsidized health insurance plans based on income level.

What it actually costs you

Monthly premiums, deductible, and proof of income.

Common gotcha

Open enrollment is limited unless you have a qualifying life event.

state · RI Department of Labor and Training

Who qualifies

Workers who have paid into the TDI fund and need to care for family.

What you get

Up to 6 weeks of partial wage replacement.

What it actually costs you

Medical certification of the family member's condition.

Common gotcha

You must apply within 30 days of the start of your leave.

state · RI Department of Labor and Training

Who qualifies

Workers unable to work due to a non-work-related illness or injury.

What you get

Weekly cash benefits to replace lost income.

What it actually costs you

Doctor's certification and proof of employment.

Common gotcha

This is for non-work injuries; work injuries go through Workers' Comp.

state · SC Department of Labor, Licensing and Regulation

Who qualifies

Individuals who have completed 1,500 hours of training or an apprenticeship and passed the state board exam.

What you get

Legal authorization to perform make-up application and esthetics services professionally in SC.

What it actually costs you

Initial application fee of $75 plus exam fees; requires proof of training hours.

Common gotcha

Make-up artists often forget that mobile services still require a licensed salon facility or specific mobile permit to operate legally.

state · SC Secretary of State

Who qualifies

Any freelance make-up artist operating as a sole proprietor or LLC in SC.

What you get

A centralized portal to register your business name, obtain a tax ID, and file annual reports.

What it actually costs you

Varies by entity type; usually $110 for LLC filing.

Common gotcha

Many artists skip the 'Doing Business As' (DBA) registration, which is required if you use a trade name instead of your legal name.

state · SC SBDC Network

Who qualifies

Any SC-based small business owner or freelancer.

What you get

Free one-on-one business consulting, marketing plan assistance, and financial forecasting.

What it actually costs you

Free; requires time for scheduled appointments.

Common gotcha

People think it's only for big companies, but they offer great help for solo beauty entrepreneurs with pricing and branding.

state · SC Department of Revenue

Who qualifies

Registered businesses that purchase products for resale to clients.

What you get

Ability to buy cosmetics and supplies tax-free by providing the certificate to wholesalers.

What it actually costs you

Free to apply; requires an active retail license.

Common gotcha

You cannot use this for personal items; it is strictly for products you are selling or using as part of a paid service.

state · South Dakota Cosmetology Commission

Who qualifies

Professionals who have completed 1,500 hours of training and passed state board exams.

What you get

Legal authorization to practice cosmetology, esthetics, or nail technology in SD.

What it actually costs you

Initial license fee of $25 plus exam fees; requires biennial renewal.

Common gotcha

Continuing education credits are mandatory for renewal, often overlooked by busy freelancers.

state · Governor's Office of Economic Development

Who qualifies

Small businesses with fewer than 10 employees and low annual revenue.

What you get

Financial assistance for equipment upgrades or business expansion.

What it actually costs you

Detailed business plan and proof of income/expenses required for application.

Common gotcha

Funds are highly competitive and often exhausted within weeks of the cycle opening.

state · South Dakota Department of Revenue

Who qualifies

Independent contractors providing specific personal services.

What you get

Exemption from charging sales tax on certain labor-only service transactions.

What it actually costs you

Requires maintaining precise records of service vs. product sales.

Common gotcha

Many artists mistakenly charge tax on labor, which is not always required depending on the service type.

state · Department of Labor and Regulation

Who qualifies

Self-employed individuals looking to upskill in specialized beauty techniques.

What you get

Reimbursement for approved professional development courses.

What it actually costs you

Must submit training curriculum for pre-approval before starting the course.

Common gotcha

Only specific, state-recognized training providers qualify for reimbursement.

state · Department of Social Services

Who qualifies

Low-income adults aged 19-64 who meet specific household income thresholds.

What you get

Comprehensive health insurance coverage including preventative care.

What it actually costs you

Annual income verification and online application through the state portal.

Common gotcha

Income eligibility is based on modified adjusted gross income (MAGI), not just take-home pay.

state · SDWBC

Who qualifies

Women entrepreneurs in South Dakota.

What you get

Access to business counseling, networking, and wellness resources.

What it actually costs you

Free to join, but requires time commitment for workshops.

Common gotcha

Often confused with a government department; it is a resource partner that provides mentorship.

state · Tennessee Department of Commerce and Insurance

Who qualifies

Individuals who have completed 1,500 hours of training or equivalent apprenticeship.

What you get

Legal authorization to practice as a licensed cosmetologist or aesthetician in the state.

What it actually costs you

$60 initial application fee plus exam fees; requires proof of education and passing state board exams.

Common gotcha

Many artists forget that mobile makeup services still require a shop license or specific permit if you are operating outside a traditional salon.

state · Tennessee Department of Revenue

Who qualifies

Any individual or entity conducting business in Tennessee with gross receipts over $3,000.

What you get

Compliance with state tax laws and a valid business tax account number.

What it actually costs you

$15 registration fee; requires filing annual business tax returns.

Common gotcha

Even if you are a sole proprietor, you must register for the state business tax, which is separate from your federal income tax.

state · Tennessee Department of Economic and Community Development

Who qualifies

Small businesses with fewer than 50 employees impacted by economic shifts.

What you get

One-time financial assistance grants for operational expenses.

What it actually costs you

Requires detailed financial records and proof of business registration; competitive application process.

Common gotcha

These grants are often released in waves; you must sign up for the department newsletter to catch the window.

state · Tennessee Department of General Services

Who qualifies

Businesses at least 51% owned and controlled by women.

What you get

Certification that helps in securing state contracts and networking with larger firms.

What it actually costs you

No fee for certification, but requires extensive documentation of ownership and control.

Common gotcha

Certification is not automatic; you must re-verify your status every few years.

state · Texas Department of Licensing and Regulation

Who qualifies

Individuals who have completed 1,000 hours of training and passed the state written and practical exams.

What you get

Legal authorization to practice makeup artistry and cosmetology services in the state of Texas.

What it actually costs you

$50 application fee plus exam fees; requires proof of high school diploma and transcript.

Common gotcha

You must renew your license every two years and complete 4 hours of continuing education.

state · Texas Comptroller of Public Accounts

Who qualifies

Any freelance artist selling tangible goods like lashes or makeup kits alongside services.

What you get

Legal authority to collect sales tax on products sold to clients.

What it actually costs you

Free to apply; requires filing periodic sales tax returns even if you have zero sales.

Common gotcha

Many artists forget that selling physical products requires a permit even if they work from home.

state · Texas Department of Licensing and Regulation

Who qualifies

Artists operating a mobile makeup studio or salon on wheels.

What you get

Legal permit to operate a mobile cosmetology business in Texas.

What it actually costs you

$100 application fee; requires vehicle inspection and proof of business address.

Common gotcha

You must have a physical base of operations or a registered agent address in Texas.

state · Texas Comptroller of Public Accounts

Who qualifies

Businesses at least 51% owned and operated by women or minorities.

What you get

Increased visibility for state government contracts and networking opportunities.

What it actually costs you

Free; requires detailed business documentation and proof of ownership.

Common gotcha

The application process is rigorous and requires significant paperwork regarding business finances.

state · Office of the Governor

Who qualifies

Any small business owner operating in Texas.

What you get

Access to local workshops, funding guides, and business mentorship programs.

What it actually costs you

Free; requires time to attend webinars and networking events.

Common gotcha

These are resources, not direct grants, so don't expect a check in the mail.

state · Governor's Office of Economic Opportunity

Who qualifies

Small businesses in Utah with fewer than 50 employees.

What you get

Low-interest loans to cover operational expenses or equipment upgrades.

What it actually costs you

Requires a business plan and tax returns; processing takes 2-4 weeks.

Common gotcha

These funds are often allocated quickly; check for open application windows frequently.

state · Department of Professional Licensing

Who qualifies

Licensed cosmetologists and estheticians in Utah.

What you get

Legal authorization to practice beauty services professionally in the state.

What it actually costs you

Renewal fee of $52 every two years; requires proof of continuing education.

Common gotcha

Failure to report CE hours before the renewal deadline results in automatic late fees.

municipal · Salt Lake City Economic Development

Who qualifies

Small businesses located within Salt Lake City limits.

What you get

Micro-grants for storefront improvements or marketing assistance.

What it actually costs you

Detailed application including proof of business address and project quotes.

Common gotcha

Funds are usually restricted to specific business districts or improvement zones.

state · Utah State Tax Commission

Who qualifies

Businesses that purchase products for resale to clients.

What you get

Ability to buy makeup and beauty supplies tax-free for professional use.

What it actually costs you

Requires a valid Utah Sales Tax License; no fee to apply.

Common gotcha

You must provide your exemption certificate to every supplier you work with.

state · Utah Health Policy Project

Who qualifies

Utah residents needing help navigating health insurance options.

What you get

Free, one-on-one assistance to find affordable health coverage.

What it actually costs you

Free service; requires proof of income and residency.

Common gotcha

They are navigators, not insurers; they help you find the right plan, not provide the care.

state · Utah Department of Health and Human Services

Who qualifies

Low-income adults meeting specific income thresholds.

What you get

Comprehensive health coverage including doctor visits and prescriptions.

What it actually costs you

No monthly premium for many; requires annual income verification.

Common gotcha

Income limits change annually; re-verify status even if you think you don't qualify.

state · Department of Professional and Occupational Regulation (DPOR)

Who qualifies

Individuals who have completed approved training hours and passed the state board exam.

What you get

Legal authorization to perform make-up artistry and related cosmetic services in Virginia.

What it actually costs you

Initial application fee of $105; requires proof of education and exam passage.

Common gotcha

Many artists assume they don't need a license for freelance work; Virginia law requires a license for any cosmetic service performed for compensation.

state · Virginia Department of Small Business and Supplier Diversity

Who qualifies

Any sole proprietor or LLC operating a beauty business in Virginia.

What you get

Centralized portal to register your business name, tax ID, and local permits.

What it actually costs you

Varies by business structure; usually $100 for LLC filing.

Common gotcha

Registering with the state is not the same as getting a local business license in your specific city or county.

state · Department of Small Business and Supplier Diversity

Who qualifies

Small, Women-owned, and Minority-owned businesses based in Virginia.

What you get

Increased visibility for state contracts and networking opportunities with larger firms.

What it actually costs you

Free application; requires detailed financial and ownership documentation.

Common gotcha

The certification process is rigorous and requires annual renewal to stay active.

state · Virginia Department of Small Business and Supplier Diversity

Who qualifies

Small businesses in Virginia impacted by economic downturns or specific disasters.

What you get

Direct financial assistance to cover operating expenses like rent or supplies.

What it actually costs you

Application requires tax returns and proof of revenue loss.

Common gotcha

These grants are often competitive and have short application windows.

state · Virginia Department of Taxation

Who qualifies

Small businesses that meet specific job creation or investment criteria.

What you get

Tax credits that reduce your annual state income tax liability.

What it actually costs you

Requires detailed accounting records and CPA verification.

Common gotcha

You must apply for the credit before filing your taxes; it is not automatic.

state · Vermont Small Business Development Center

Who qualifies

Any registered small business owner or sole proprietor in Vermont.

What you get

Free one-on-one business advising, marketing strategy, and financial planning.

What it actually costs you

Free service; requires time for meetings and business plan documentation.

Common gotcha

It is not a direct cash grant, but a consulting service to help you get ready for loans.

state · Vermont Department of Taxes

Who qualifies

Licensed beauty professionals purchasing supplies for resale or professional use.

What you get

Exemption from paying sales tax on items purchased for professional application.

What it actually costs you

Requires a valid Vermont Business Tax Account and resale certificate.

Common gotcha

You must keep detailed records of what was used for service vs. what was sold retail.

state · Vermont Agency of Commerce and Community Development

Who qualifies

Businesses looking to upskill employees or hire new ones in specialized beauty techniques.

What you get

Reimbursement of up to 50% of training costs for new or existing employees.

What it actually costs you

Requires a formal application and proof of training expenses.

Common gotcha

The training must be for a specific skill gap that improves business productivity.

state · Office of Professional Regulation

Who qualifies

Professionals providing make-up, hair, or skin services in Vermont.

What you get

Legal authorization to practice and operate a salon in the state.

What it actually costs you

Initial license fee approx $110, plus biennial renewal fees and continuing education credits.

Common gotcha

Vermont has specific reciprocity rules if you are moving from another state.

state · Vermont Department of Vermont Health Access

Who qualifies

Self-employed individuals and small business owners needing affordable health insurance.

What you get

Subsidized health insurance plans based on household income.

What it actually costs you

Monthly premiums vary; requires annual income verification.

Common gotcha

Enrollment is usually limited to open enrollment periods unless you have a qualifying life event.

state · Vermont Department of Labor

Who qualifies

Self-employed individuals who opt-in to the state program.

What you get

Income replacement during leave for medical issues or family care.

What it actually costs you

Requires paying into the state insurance pool as a self-employed participant.

Common gotcha

You must opt-in before you need the leave; you cannot sign up after a diagnosis.

state · Department for Children and Families

Who qualifies

Low-income families with children needing support for basic living expenses.

What you get

Cash assistance and support for work-related expenses like transportation or child care.

What it actually costs you

Requires strict income and asset testing.

Common gotcha

It is a time-limited program intended to help you transition to full self-sufficiency.

state · Washington State Department of Licensing

Who qualifies

Professionals providing makeup services for compensation in a salon or freelance setting.

What you get

Legal authorization to practice esthetics or cosmetology services in Washington state.

What it actually costs you

Initial application fee of $25 plus exam fees; requires proof of training hours.

Common gotcha

Even if you only do makeup, you must hold an esthetician license to legally perform services in a professional setting.

state · Washington Department of Revenue

Who qualifies

Small businesses with annual gross income below the Small Business Tax Credit threshold.

What you get

A credit that reduces or eliminates the Business & Occupation (B&O) tax liability.

What it actually costs you

Requires annual or quarterly tax filing; no application fee.

Common gotcha

You must still file your tax return even if your income is low enough to owe zero tax.

state · Washington Department of Revenue

Who qualifies

Every business operating in Washington, including sole proprietors.

What you get

A unified business identifier (UBI) number required for all legal business operations.

What it actually costs you

Initial fee of $19 plus processing; annual renewal fees apply.

Common gotcha

Forgetting that a city-specific endorsement is often required in addition to the state license.

state · Washington State Department of Labor & Industries

Who qualifies

Employers or independent contractors with employees.

What you get

Mandatory workers' compensation coverage for staff.

What it actually costs you

Quarterly premiums based on hours worked and risk classification.

Common gotcha

Independent contractors often misclassify employees; ensure you are compliant if you hire assistants.

state · Washington Health Care Authority

Who qualifies

Low-income individuals and families meeting specific income thresholds.

What you get

Comprehensive medical, dental, and vision coverage with little to no out-of-pocket costs.

What it actually costs you

Free; requires proof of income and residency.

Common gotcha

You must renew your eligibility annually to avoid a lapse in coverage.

state · Employment Security Department

Who qualifies

Employees who have worked 820 hours in the state over the past year.

What you get

Partial wage replacement during leave for family or medical reasons.

What it actually costs you

Small payroll deduction; no application fee.

Common gotcha

Self-employed individuals must opt-in to the program voluntarily to be eligible.

state · Department of Safety and Professional Services

Who qualifies

Individuals who have completed approved training and passed state board exams.

What you get

Legal authorization to practice makeup artistry and esthetics in Wisconsin.

What it actually costs you

Application fee around $75 plus renewal fees every two years; requires proof of education.

Common gotcha

Continuing education credits are mandatory for renewal; don't let your license lapse or you have to re-test.

state · Wisconsin Economic Development Corporation

Who qualifies

Small business owners and sole proprietors registered in Wisconsin.

What you get

Access to business development grants and technical assistance programs.

What it actually costs you

Requires a detailed business plan and tax documentation.

Common gotcha

These are competitive; you need to demonstrate how your makeup business serves the local community.

state · Wisconsin Department of Revenue

Who qualifies

Registered businesses purchasing supplies for resale.

What you get

Ability to purchase makeup kits and supplies tax-free by providing an exemption certificate to vendors.

What it actually costs you

Must have a valid Wisconsin Seller's Permit.

Common gotcha

You cannot use this for personal purchases; it is strictly for items you are reselling or using in a service where tax is collected.

state · UW System / SBDC

Who qualifies

Wisconsin entrepreneurs and small business owners.

What you get

Free one-on-one business consulting and marketing strategy advice.

What it actually costs you

Time for meetings; no cost for the service.

Common gotcha

They are often booked out weeks in advance; schedule early.

state · Wisconsin Department of Health Services

Who qualifies

Low-income individuals and families meeting specific income thresholds.

What you get

Comprehensive health insurance coverage including doctor visits and prescriptions.

What it actually costs you

Monthly premiums may apply depending on income; requires annual renewal.

Common gotcha

Income reporting must be exact; if your freelance income fluctuates, report changes immediately to avoid coverage gaps.

state · Department of Children and Families

Who qualifies

Working parents who meet income and activity requirements.

What you get

Financial assistance to pay for licensed child care while you are working.

What it actually costs you

Requires proof of employment or business activity.

Common gotcha

You must use a provider that is authorized to accept Wisconsin Shares payments.

state · West Virginia Department of Economic Development

Who qualifies

Any resident starting or operating a small business in WV.

What you get

Free one-on-one business coaching, help with business plans, and marketing strategy.

What it actually costs you

Free; requires scheduling an appointment and preparing your business concept.

Common gotcha

Many artists think this is just for loans; it is actually for mentorship and operational planning.

state · West Virginia Board of Barbers and Cosmetologists

Who qualifies

Licensed cosmetologists or estheticians practicing in WV.

What you get

Legal authorization to perform professional make-up and beauty services.

What it actually costs you

Annual renewal fees; requires proof of continuing education credits.

Common gotcha

Make sure your license is active before taking paid bridal or event bookings.

state · West Virginia State Tax Department

Who qualifies

Small businesses with fewer than 50 employees and low payroll.

What you get

Potential reduction in corporate net income or personal income tax liability.

What it actually costs you

Requires detailed financial records and annual tax filing.

Common gotcha

You must apply for the credit before filing your final tax return.

state · West Virginia Department of Economic Development

Who qualifies

Small businesses meeting specific criteria for growth or rural development.

What you get

Variable funding amounts for equipment or facility upgrades.

What it actually costs you

Highly competitive application process; requires a formal grant proposal.

Common gotcha

Grants are often industry-specific; check the current cycle for beauty/service sector availability.

state · WV Department of Health and Human Resources

Who qualifies

Low-income individuals and families meeting state income thresholds.

What you get

Comprehensive health coverage including doctor visits and emergency care.

What it actually costs you

No monthly premium; requires annual income verification.

Common gotcha

Income limits change annually; re-verify your status every year to avoid coverage gaps.

state · WVCHIP

Who qualifies

Children in families who earn too much for Medicaid but cannot afford private insurance.

What you get

Full medical, dental, and vision coverage for children.

What it actually costs you

Low or no monthly premiums; requires proof of residency and income.

Common gotcha

It is not the same as Medicaid; the application process is separate.

state · WorkForce West Virginia

Who qualifies

Workers who lost their job through no fault of their own.

What you get

Temporary financial assistance while seeking new employment.

What it actually costs you

Must be actively searching for work and reporting weekly.

Common gotcha

Self-employed artists (1099) usually do not qualify unless they have paid into the system specifically.

state · Wyoming Board of Cosmetology

Who qualifies

Individuals who have completed 2,000 hours of training or equivalent apprenticeship.

What you get

Legal authorization to practice as a cosmetologist or esthetician in Wyoming.

What it actually costs you

$100 application fee plus exam fees; requires proof of training and background check.

Common gotcha

Wyoming does not have full reciprocity with all states; check if your current license qualifies for endorsement.

state · Wyoming Secretary of State

Who qualifies

Any resident starting an LLC or sole proprietorship.

What you get

Official business registration providing liability protection for your make-up kit and equipment.

What it actually costs you

$100 filing fee; annual report filing required every year.

Common gotcha

Many artists forget to file the annual report, which can lead to administrative dissolution of the business.

state · Wyoming Small Business Development Center

Who qualifies

Wyoming-based small business owners and freelancers.

What you get

Free one-on-one business consulting, marketing advice, and financial planning assistance.

What it actually costs you

Free; requires scheduling an appointment with a local advisor.

Common gotcha

People often think this is only for large companies, but they specialize in helping sole proprietors.

state · Wyoming Department of Revenue

Who qualifies

Businesses that purchase products for resale or as part of a service.

What you get

Ability to purchase professional make-up supplies tax-free by providing the certificate to vendors.

What it actually costs you

No fee; requires a valid sales tax license.

Common gotcha

You cannot use this for personal items; it is strictly for inventory or supplies used in professional services.

state · Wyoming Department of Workforce Services

Who qualifies

Small business owners looking to upskill or train employees.

What you get

Reimbursement for specialized training courses or certification programs.

What it actually costs you

Application process requires a training plan and budget proposal.

Common gotcha

Must apply before the training starts; retroactive grants are not available.

state · Wyoming Arts Council

Who qualifies

Creative professionals, including those working in makeup/theatrical arts.

What you get

Financial support for creative projects or professional development.

What it actually costs you

Competitive application process; requires a portfolio and project description.

Common gotcha

Deadlines are strict; check the specific cycle for individual artist fellowships.