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Emma

Student

United StatesEnglish (English)$ USD

Emma is a full-time undergraduate student navigating the complexities of tuition, federal aid, and campus life in the United States. This hub covers the essential federal programs, tax benefits, and national portals she relies on to manage her education and living expenses.

Paying for my degree

Navigating federal grants and loans is the foundation of my ability to stay enrolled.

Free Application for Federal Student Aid

national · U.S. Department of Education

Who qualifies
U.S. citizens and eligible non-citizens enrolled in eligible degree programs.
What you get
Determines eligibility for Pell Grants, federal work-study, and federal student loans.
What it actually costs you
Free; requires tax returns from two years prior and about 45 minutes of time.
Common gotcha
The form opens in December/January; missing the priority deadline can cost you institutional aid.

Federal Pell Grant

national · U.S. Department of Education

Who qualifies
Undergraduate students with exceptional financial need.
What you get
Up to $7,395 per academic year (2024-25) that does not need to be repaid.
What it actually costs you
Zero; automatically awarded based on FAFSA data.
Common gotcha
There is a lifetime limit of 12 semesters of eligibility.

Direct Subsidized Loan

national · U.S. Department of Education

Who qualifies
Undergraduate students with demonstrated financial need.
What you get
Loans where the government pays the interest while you are in school at least half-time.
What it actually costs you
Requires completion of Master Promissory Note and Entrance Counseling.
Common gotcha
Interest begins accruing the moment you graduate or drop below half-time status.

Federal Work-Study Program

national · U.S. Department of Education

Who qualifies
Students with financial need who are enrolled in participating colleges.
What you get
Part-time jobs on or off campus with earnings that don't count against future FAFSA aid.
What it actually costs you
Requires finding a qualifying job through the campus career portal.
Common gotcha
It is not a guaranteed paycheck; you must work the hours to receive the funds.

Direct Unsubsidized Loan

national · U.S. Department of Education

Who qualifies
All undergraduate and graduate students regardless of financial need.
What you get
Loans that accrue interest from the date of disbursement.
What it actually costs you
Origination fee deducted from each loan disbursement.
Common gotcha
Interest is added to the principal balance if not paid during school.

TEACH Grant Program

national · U.S. Department of Education

Who qualifies
Students agreeing to teach in high-need fields in low-income schools post-graduation.
What you get
Up to $4,000 per year in grant funding.
What it actually costs you
Strict service agreement; failure to teach converts the grant into a loan.
Common gotcha
The conversion to a loan is permanent and cannot be reversed.

Tax breaks for my wallet

I need to know which credits can help me or my parents offset education costs.

American Opportunity Tax Credit

national · Internal Revenue Service

Who qualifies
Students in the first four years of post-secondary education.
What you get
Up to $2,500 credit per eligible student per year.
What it actually costs you
Must file Form 8863 with your tax return.
Common gotcha
Only 40% of the credit ($1,000) is refundable if you have no tax liability.

Lifetime Learning Credit

national · Internal Revenue Service

Who qualifies
Students enrolled in eligible educational institutions for any level of post-secondary education.
What you get
Up to $2,000 credit per tax return.
What it actually costs you
Must file Form 8863; cannot be claimed if AOTC is claimed for the same student.
Common gotcha
This credit is non-refundable; it only reduces tax owed to zero.

Student Loan Interest Deduction

national · Internal Revenue Service

Who qualifies
Taxpayers who paid interest on qualified student loans.
What you get
Deduction of up to $2,500 of interest paid on student loans.
What it actually costs you
No itemization required; claimed as an adjustment to income.
Common gotcha
Subject to income phase-outs; if you earn too much, you don't qualify.

529 College Savings Plan

national · State-sponsored, tax-advantaged by IRS

Who qualifies
Beneficiaries of a 529 account.
What you get
Tax-free withdrawals for qualified education expenses.
What it actually costs you
Requires account setup; investment management fees vary by state plan.
Common gotcha
Non-qualified withdrawals incur a 10% penalty plus income tax on earnings.

Education Savings Bond Program

national · U.S. Department of the Treasury

Who qualifies
Individuals who pay qualified higher education expenses.
What you get
Exclusion of interest from Series EE or I savings bonds from gross income.
What it actually costs you
Must meet income requirements at the time of bond redemption.
Common gotcha
The bonds must be in the name of the parent, not the student.

Employer-Provided Educational Assistance

national · Internal Revenue Service

Who qualifies
Employees receiving tuition reimbursement from employers.
What you get
Up to $5,250 per year in tax-free tuition reimbursement.
What it actually costs you
Requires an employer program; must be documented as a business expense.
Common gotcha
Amounts over $5,250 are considered taxable income.

Staying healthy on campus

I need to know my rights and options for health coverage while away from home.

ACA Dependent Coverage

national · Department of Health and Human Services

Who qualifies
Children under age 26 on a parent's health insurance plan.
What you get
Ability to remain on a parent's plan even if a student.
What it actually costs you
Depends on the parent's employer plan premiums.
Common gotcha
Coverage ends the day you turn 26, creating a 'qualifying life event' for new insurance.

Health Insurance Marketplace Subsidies

national · Centers for Medicare & Medicaid Services

Who qualifies
Individuals with income between 100% and 400% of the federal poverty level.
What you get
Premium tax credits to lower monthly insurance costs.
What it actually costs you
Requires annual application during Open Enrollment.
Common gotcha
If your income changes, you must update the Marketplace or face a tax reconciliation.

Medicaid

national · Centers for Medicare & Medicaid Services

Who qualifies
Low-income individuals meeting state-specific criteria.
What you get
Comprehensive health coverage with little to no out-of-pocket costs.
What it actually costs you
Zero; application through state agencies.
Common gotcha
Eligibility varies significantly by state expansion status.

Campus Health Services

national · University Health Services

Who qualifies
Enrolled students.
What you get
Low-cost basic medical care, mental health counseling, and immunizations.
What it actually costs you
Usually covered by mandatory student health fees.
Common gotcha
Services are often limited to minor ailments and referrals.

Title IX Resources

national · U.S. Department of Education

Who qualifies
All students.
What you get
Protection against sex-based discrimination and access to reporting mechanisms.
What it actually costs you
Free; access via campus Title IX office.
Common gotcha
The process can be lengthy and emotionally taxing.

ADA Accommodations

national · Department of Justice

Who qualifies
Students with documented disabilities.
What you get
Reasonable accommodations for academic success.
What it actually costs you
Requires medical documentation and registration with the campus office.
Common gotcha
Accommodations are not retroactive; you must register early.

My official documents

I need these for jobs, travel, and proving who I am.

Social Security Card

national · Social Security Administration

Who qualifies
U.S. citizens and eligible residents.
What you get
Unique identifier for employment, taxes, and credit.
What it actually costs you
Free; requires birth certificate and photo ID.
Common gotcha
Do not carry it in your wallet; keep it in a secure location.

U.S. Passport

national · U.S. Department of State

Who qualifies
U.S. citizens.
What you get
International travel document and primary proof of identity.
What it actually costs you
Application fee (~$165) and processing time (6-8 weeks).
Common gotcha
Renewals are cheaper than new applications.

Selective Service Registration

national · Selective Service System

Who qualifies
Male U.S. citizens and residents ages 18-25.
What you get
Legal requirement for federal student aid eligibility.
What it actually costs you
Free; takes 2 minutes online.
Common gotcha
Failure to register can permanently disqualify you from federal aid.

National Voter Registration

national · Election Assistance Commission

Who qualifies
U.S. citizens 18+.
What you get
Right to vote in federal, state, and local elections.
What it actually costs you
Free; requires residency proof.
Common gotcha
You must re-register every time you move to a new dorm or apartment.

REAL ID

national · Department of Homeland Security

Who qualifies
U.S. residents.
What you get
Compliant ID for domestic air travel and federal facilities.
What it actually costs you
State DMV fees and documentation requirements.
Common gotcha
Standard driver's licenses will not be accepted for domestic flights starting May 2025.

Selective Service Status Information Letter

national · Selective Service System

Who qualifies
Individuals who missed the registration window.
What you get
Documentation to prove eligibility for federal aid despite late registration.
What it actually costs you
Requires a written request and explanation.
Common gotcha
This is only for those who did not knowingly and willfully fail to register.

State-level schemes

51states & territories — open one to see what it offers.

Alaska

Alaska offers unique financial support for residents through the Permanent Fund Dividend and specific state-funded scholarships that make higher education accessible in a high-cost environment.

Money to study in Alaska

Alaska Performance Scholarship

state · Alaska Commission on Postsecondary Education

Who qualifies
Alaska high school graduates with specific GPA and test score benchmarks.
What you get
Requires FAFSA filing and maintaining a 2.5 GPA in college.
Common gotcha
You must meet the rigorous high school curriculum requirements before graduation to qualify.

Alaska Education Grant

state · Alaska Commission on Postsecondary Education

Who qualifies
Alaska residents with high financial need attending eligible colleges.
What you get
Need-based grants ranging from $500 to $4,000 per academic year.
What it actually costs you
Requires FAFSA submission; funds are limited and awarded on a first-come basis.
Common gotcha
The application window closes very early; submit your FAFSA as soon as it opens.

Alaska Advantage Scholarship

state · University of Alaska

Who qualifies
Undergraduate students at any University of Alaska campus.
What you get
Variable tuition assistance based on financial need and academic standing.
What it actually costs you
Automatic consideration upon filing FAFSA and university enrollment.
Common gotcha
It is often bundled with other aid, making it hard to track as a separate line item.

Alaska Postsecondary Access Program

state · Alaska Commission on Postsecondary Education

Who qualifies
Students pursuing certificate or degree programs in high-demand fields.
What you get
Financial support to cover tuition gaps for specific vocational training.
What it actually costs you
Application through the ACPE portal with proof of enrollment.
Common gotcha
Only applies to specific 'high-demand' job sectors identified by the state.

Making ends meet while living here

Permanent Fund Dividend

state · Alaska Department of Revenue

Who qualifies
Alaska residents who have lived in the state for the full calendar year.
What you get
An annual cash payment derived from state oil revenues (varies yearly, typically $1,000-$3,000).
What it actually costs you
Online application between January 1 and March 31 each year.
Common gotcha
You must intend to remain an Alaska resident indefinitely; leaving for long periods can disqualify you.

Alaska Supplemental Education Loan

state · Alaska Student Loan Corporation

Who qualifies
Alaska residents or students attending school in Alaska.
What you get
Low-interest loans to cover costs not met by federal aid.
What it actually costs you
Requires credit check or co-signer; standard loan application documents.
Common gotcha
These are private-style state loans; they do not have the same forgiveness protections as federal loans.

AHFC Energy Rebates

state · Alaska Housing Finance Corporation

Who qualifies
Students living off-campus in rental units or homes needing energy efficiency upgrades.
What you get
Rebates for weatherization and energy-efficient appliances.
What it actually costs you
Requires landlord permission and an energy audit.
Common gotcha
Most student rentals don't qualify unless the landlord is willing to participate.
Alabama

Alabama offers specific tuition support and workforce development grants that make higher education more accessible for residents navigating local community colleges and universities.

Money to cover my tuition and books

Alabama Student Grant Program

state · Alabama Commission on Higher Education

Who qualifies
Alabama residents attending eligible independent, non-profit colleges in the state.
What you get
Up to $3,000 per academic year based on available funding.
What it actually costs you
No fee; requires FAFSA completion and enrollment verification by the college.
Common gotcha
Only applies to private, non-profit institutions, not public universities.

Alabama National Guard Educational Assistance Program

state · Alabama Commission on Higher Education

Who qualifies
Active members of the Alabama National Guard enrolled in undergraduate programs.
What you get
Covers tuition and required fees at public institutions.
What it actually costs you
Requires active service status and proof of enrollment each semester.
Common gotcha
Does not cover books or living expenses, only tuition.

Alabama Police Officer's and Firefighter's Survivor's Educational Assistance

state · Alabama Commission on Higher Education

Who qualifies
Dependents of law enforcement or firefighters killed or permanently disabled in the line of duty.
What you get
Full tuition and fees at any state-supported institution.
What it actually costs you
Requires official documentation of the parent's service incident.
Common gotcha
Must maintain satisfactory academic progress to keep the funding.

Alabama Two-Year College System Scholarships

state · Alabama Community College System

Who qualifies
Students enrolled in specific technical or academic programs at state community colleges.
What you get
Varies by program; often covers full tuition for high-demand workforce tracks.
What it actually costs you
Requires application through the specific college's financial aid office.
Common gotcha
Deadlines vary by individual community college, not a single state date.

Getting ready for the real world

Alabama Career Center System Student Services

state · Alabama Department of Labor

Who qualifies
Students seeking internships, apprenticeships, or part-time work while studying.
What you get
Access to local job boards, resume workshops, and career counseling.
What it actually costs you
Free; requires registration at a local center or online portal.
Common gotcha
Many students forget they can use these centers for local job hunting, not just unemployment.

Alabama Apprenticeship Tax Credit

state · Alabama Office of Apprenticeship

Who qualifies
Students participating in registered apprenticeship programs.
What you get
While primarily for employers, it incentivizes companies to hire students as apprentices.
What it actually costs you
Requires finding a participating employer.
Common gotcha
You don't get the credit directly; the employer gets it for hiring you.
Arkansas

Arkansas offers unique financial pathways for residents to pursue higher education, specifically through merit-based lottery funding and workforce-aligned grants.

Money for College

Arkansas Academic Challenge Scholarship

state · Arkansas Division of Higher Education

Who qualifies
Arkansas residents with a 2.5 GPA or higher and a 19+ ACT score.
What you get
Up to $1,000 for the first year, increasing to $4,000-$5,000 in later years.
What it actually costs you
Free to apply; requires FAFSA completion by the summer deadline.
Common gotcha
You must maintain full-time enrollment and specific GPA benchmarks to keep the funding.

Arkansas Future (ArFuture) Grant

state · Arkansas Division of Higher Education

Who qualifies
Students pursuing high-demand fields like STEM or vocational trades.
What you get
Covers tuition and fees for qualifying associate degrees or certificate programs.
What it actually costs you
Requires a community service component (mentoring).
Common gotcha
You must remain in Arkansas for three years after graduation or the grant converts to a loan.

Governor's Distinguished Scholarship

state · Arkansas Division of Higher Education

Who qualifies
High school seniors with a 3.5 GPA and 32+ ACT or 1410+ SAT.
What you get
Up to $10,000 per academic year for tuition, room, and board.
What it actually costs you
Highly competitive; requires rigorous transcript review.
Common gotcha
Limited number of awards available; apply as early as possible in senior year.

Arkansas State Challenge Grant

state · Arkansas Division of Higher Education

Who qualifies
Students with financial need attending private, non-profit colleges in Arkansas.
What you get
Variable grant amount based on remaining financial need after other aid.
What it actually costs you
FAFSA filing is mandatory.
Common gotcha
Only applies to specific in-state private institutions.

Staying Healthy and Supported

Arkansas Kids First

state · Arkansas Department of Human Services

Who qualifies
Students under 21 with developmental delays or medical complexities.
What you get
Comprehensive therapeutic and medical support services.
What it actually costs you
Requires medical diagnosis documentation.
Common gotcha
Waitlists can be long; apply as soon as a need is identified.

Arkansas SNAP for Students

state · Arkansas Department of Human Services

Who qualifies
Students enrolled at least half-time who meet specific work-study or exemption criteria.
What you get
Monthly food assistance benefits on an EBT card.
What it actually costs you
Requires proof of income and student status.
Common gotcha
Most students are ineligible unless they participate in a state-approved work-study program.
Arizona

Arizona offers specific tuition waivers and unique financial aid pathways that make higher education more accessible for residents navigating the state's public university system.

Making college affordable

Leveraging Educational Assistance Partnership (LEAP)

state · Arizona Commission for Postsecondary Education

Who qualifies
Arizona residents with substantial financial need attending eligible institutions.
What you get
Grant funding to cover tuition and fees that does not require repayment.
What it actually costs you
Requires FAFSA submission; competitive and limited by annual funding.
Common gotcha
Funds run out quickly, so submit your FAFSA as early as possible in the cycle.

Arizona Tuition Waiver for Foster Youth

state · Arizona Department of Child Safety

Who qualifies
Students who were in the Arizona foster care system at age 16 or older.
What you get
Full tuition and mandatory fee waivers at Arizona public universities and community colleges.
What it actually costs you
Proof of foster care status and enrollment in a degree-seeking program.
Common gotcha
Must maintain satisfactory academic progress to keep the waiver active.

Arizona Promise Program

state · Arizona Board of Regents

Who qualifies
Arizona residents who are Pell-eligible and meet specific high school GPA requirements.
What you get
Covers the remaining cost of tuition and fees after other financial aid is applied.
What it actually costs you
Requires full-time enrollment and completion of the FAFSA.
Common gotcha
Only applies to the three state universities: ASU, NAU, and U of A.

Community College Tuition Waivers

state · Local Community College Districts

Who qualifies
Residents meeting specific district-based criteria (e.g., Maricopa County residency).
What you get
Reduced or waived tuition rates for specific certificate or associate degree programs.
What it actually costs you
Residency documentation and specific program enrollment.
Common gotcha
Waivers are often specific to certain high-demand career fields.

Living and getting around

Valley Metro Reduced Fare Student Pass

municipal · Valley Metro

Who qualifies
Students enrolled in K-12 or higher education institutions in the Phoenix metro area.
What you get
50% discount on bus and light rail fares.
What it actually costs you
Valid student ID card and an application through the transit portal.
Common gotcha
You must renew the pass annually with proof of current enrollment.

Arizona State Library Student Access

state · Arizona State Library, Archives and Public Records

Who qualifies
Any Arizona resident student.
What you get
Free access to research databases, digital archives, and interlibrary loans.
What it actually costs you
Library card registration at any local branch.
Common gotcha
Some specialized databases require an additional login provided by your specific university.
California

California offers the most robust financial aid ecosystem in the US, specifically designed to ensure that tuition costs are not a barrier for low-to-middle income residents.

Making college affordable

Cal Grant

state · California Student Aid Commission

Who qualifies
California residents meeting income and asset ceilings with a minimum GPA.
What you get
Up to $14,445 for tuition and fees at qualifying institutions.
What it actually costs you
Requires FAFSA or CADAA application by March 2nd; requires GPA verification.
Common gotcha
Missing the March 2nd deadline effectively disqualifies you for the year.

Middle Class Scholarship

state · California Student Aid Commission

Who qualifies
Students with family income up to $226,000 and assets up to $226,000.
What you get
Covers a portion of tuition at UC or CSU campuses.
What it actually costs you
Automatic consideration if you file a FAFSA or CADAA.
Common gotcha
It is a 'last dollar' award, meaning it only covers what other grants don't.

California Chafee Grant for Foster Youth

state · California Student Aid Commission

Who qualifies
Current or former foster youth who were in care between ages 16-19.
What you get
Up to $5,000 per academic year for career and technical training or college.
What it actually costs you
Requires proof of foster care status.
Common gotcha
You must re-apply every year, it is not automatic.

Californians For All College Corps

state · California Volunteers

Who qualifies
Undergraduate students at participating CA colleges.
What you get
$10,000 for completing 450 hours of community service.
What it actually costs you
Requires commitment to a specific service project for the academic year.
Common gotcha
The service hours are quite demanding on top of a full course load.

Surviving the cost of living

CalFresh for Students

state · California Department of Social Services

Who qualifies
Low-income students meeting specific exemptions like work-study or EOP participation.
What you get
Monthly grocery stipend, often $200+ per month.
What it actually costs you
Proof of enrollment and income verification.
Common gotcha
Most students are ineligible unless they meet one of the specific 'student exemptions'.

University Transit Pass Programs

municipal · Local Transit Authorities (e.g., LA Metro, BART)

Who qualifies
Students enrolled at participating universities with a student ID.
What you get
Free or heavily discounted unlimited public transit rides.
What it actually costs you
Usually included in student fees, check your campus portal.
Common gotcha
Not all transit agencies participate; check if your specific campus is signed up.

California Dream Act Service Incentive Grant

state · California Student Aid Commission

Who qualifies
Dream Act applicants who are enrolled in a Cal Grant B award.
What you get
Up to $4,500 per year for performing volunteer service.
What it actually costs you
Requires tracking and reporting service hours.
Common gotcha
Only available to students who have already received a Cal Grant B.
Colorado

Colorado offers unique state-funded financial aid and tuition classification programs that significantly lower the cost of higher education for residents.

Money for my tuition and books

College Opportunity Fund (COF)

state · Colorado Department of Higher Education

Who qualifies
Undergraduate students who are Colorado residents.
What you get
A stipend paid directly to your college to offset tuition costs, currently $116 per credit hour.
What it actually costs you
Must authorize the stipend on your student portal; no fee.
Common gotcha
You must remember to authorize it every semester or you pay the full tuition rate.

Colorado Promise Grant

state · Colorado Department of Higher Education

Who qualifies
Low-to-middle income Colorado residents attending public institutions.
What you get
Covers the remaining cost of tuition and fees after other financial aid is applied.
What it actually costs you
Must complete the FAFSA or CASFA annually.
Common gotcha
It is a 'last-dollar' grant, meaning it only kicks in after other federal and state aid is exhausted.

Colorado Application for State Financial Aid (CASFA)

state · Colorado Department of Higher Education

Who qualifies
ASSET-eligible students who cannot complete the FAFSA.
What you get
Access to state-funded grants and scholarships.
What it actually costs you
Requires documentation of Colorado high school attendance.
Common gotcha
This is not the same as FAFSA; you must fill this out separately if you are undocumented.

Colorado State Work-Study

state · Colorado Department of Higher Education

Who qualifies
Students with demonstrated financial need attending a Colorado college.
What you get
Part-time job opportunities on or off campus with state-subsidized wages.
What it actually costs you
Requires applying through your school's financial aid office.
Common gotcha
Jobs are limited; apply as soon as you receive your financial aid package.

Getting around and staying healthy

Zero Fare for Youth

state · RTD (Regional Transportation District)

Who qualifies
Anyone 19 years old or younger.
What you get
Free rides on all RTD buses and trains.
What it actually costs you
Carry a valid student ID or government ID as proof of age.
Common gotcha
You must be prepared to show ID if asked by a fare inspector.

Child Health Plan Plus (CHP+)

state · Colorado Department of Health Care Policy & Financing

Who qualifies
Students under 19 whose families earn too much for Medicaid but cannot afford private insurance.
What you get
Low-cost health and dental coverage.
What it actually costs you
Small annual enrollment fee and copays based on income.
Common gotcha
You must renew your eligibility every 12 months.

Colorado Crisis Services

state · Colorado Department of Human Services

Who qualifies
Any Colorado resident experiencing a mental health or substance use crisis.
What you get
Free, confidential, 24/7 support via text, call, or walk-in centers.
What it actually costs you
Zero cost; no insurance required.
Common gotcha
This is for immediate support, not long-term therapy.
Connecticut

Connecticut offers some of the most robust state-funded financial aid and tuition-free pathways for residents attending public colleges and universities.

Money for my tuition and books

Pledge to Advance Connecticut (PACT)

state · Connecticut State Colleges and Universities

Who qualifies
First-time, full-time students at a CT community college.
What you get
Covers the gap between your financial aid and the cost of tuition and mandatory fees.
What it actually costs you
Must complete FAFSA; no application fee; requires maintaining good academic standing.
Common gotcha
It is a 'last-dollar' program, meaning it only kicks in after other grants are applied.

Connecticut Opportunity Award

state · Connecticut Office of Higher Education

Who qualifies
CT residents attending public or private non-profit colleges in-state with high financial need.
What you get
Need-based grant funding to reduce student loan dependency.
What it actually costs you
Automatic consideration based on FAFSA data; no separate application.
Common gotcha
Funding is limited and distributed on a first-come, first-served basis based on FAFSA filing date.

Connecticut Independent College Student Grant

state · Connecticut Office of Higher Education

Who qualifies
CT residents attending private, non-profit colleges within the state.
What you get
Direct tuition assistance to bridge the cost gap for private institutions.
What it actually costs you
Requires FAFSA filing; verified by the college financial aid office.
Common gotcha
Only applies to non-profit private schools, not for-profit vocational institutions.

Connecticut National Guard Tuition Waiver

state · Connecticut Military Department

Who qualifies
Active members of the CT National Guard enrolled in state public universities.
What you get
100% waiver of tuition costs for undergraduate and graduate programs.
What it actually costs you
Requires certification from your unit commander each semester.
Common gotcha
Does not cover books, housing, or mandatory fees, only tuition.

Daily life and getting to class

CTtransit U-Pass

state · Connecticut Department of Transportation

Who qualifies
Students at participating CT colleges and universities.
What you get
Unlimited free rides on all local CTtransit buses and trains.
What it actually costs you
Usually included in student fees; check with your campus ID office.
Common gotcha
Not every college participates; check if your school has a contract.

SNAP for Students

state · CT Department of Social Services

Who qualifies
Students enrolled at least half-time who meet specific work-study or exemption criteria.
What you get
Monthly food assistance benefits on an EBT card.
What it actually costs you
Requires proof of enrollment and income/work-study status.
Common gotcha
Students often assume they are ineligible; check the 'student exemptions' list carefully.

Connecticut Student Mental Health Resources

state · Department of Mental Health and Addiction Services

Who qualifies
Any student enrolled in a CT higher education institution.
What you get
Access to state-funded crisis counseling and referral networks.
What it actually costs you
Free; accessible via 211.
Common gotcha
This is a referral service, not a direct campus clinic.
District of Columbia

As a student in the nation's capital, Emma benefits from unique local tuition grants and transit subsidies that bridge the gap between expensive city living and academic goals.

Money for my tuition

DC Tuition Assistance Grant (DCTAG)

state · Office of the State Superintendent of Education (OSSE)

Who qualifies
DC residents attending public colleges nationwide or private HBCUs.
What you get
Up to $10,000 annually for tuition difference between in-state and out-of-state rates.
What it actually costs you
Requires FAFSA, proof of DC residency, and tax documents; deadline is usually in early spring.
Common gotcha
You must maintain DC residency for 12 consecutive months prior to the start of the academic year.

DC College Access Program (DC-CAP)

private · DC-CAP

Who qualifies
Graduates of DC public and charter high schools.
What you get
Last-dollar scholarships and academic advising support.
What it actually costs you
Requires enrollment in a post-secondary institution and regular check-ins with an advisor.
Common gotcha
This is a private non-profit, not a government agency, so it functions as a supplement to federal/state aid.

Mayor's Scholars Undergraduate Program

state · Office of the State Superintendent of Education (OSSE)

Who qualifies
Low-income DC residents pursuing an undergraduate degree.
What you get
Last-dollar funding to cover tuition and fees after other grants are applied.
What it actually costs you
Requires FAFSA and proof of DC residency.
Common gotcha
Funding is contingent on annual appropriations and is not guaranteed for all applicants.

UDC Excels

state · University of the District of Columbia

Who qualifies
DC residents attending the University of the District of Columbia.
What you get
Covers tuition costs for eligible DC residents.
What it actually costs you
Must be a DC resident and complete the FAFSA and DC-CAP application.
Common gotcha
Only applies to UDC, the public university system in the District.

Getting to class for less

Kids Ride Free Program

state · District Department of Transportation (DDOT)

Who qualifies
DC students aged 5-21 enrolled in DC public, charter, or private schools.
What you get
Free rides on Metrobus, Metrorail, and the DC Circulator.
What it actually costs you
Requires a specific 'Kids Ride Free' SmarTrip card issued by the school.
Common gotcha
The card only works during school hours and for school-related travel.

DC Circulator Student Access

municipal · District Department of Transportation (DDOT)

Who qualifies
All students within the District.
What you get
Low-cost transit across major campus corridors in the city.
What it actually costs you
Standard fare is $1, but often free with student ID or KRF card.
Common gotcha
Circulator routes are more limited than the main Metrobus network.
Delaware

Delaware offers unique tuition-free pathways and state-specific grants that make higher education significantly more affordable for residents compared to neighboring states.

Money to pay for my degree

SEED Scholarship

state · Delaware Higher Education Office

Who qualifies
Delaware residents graduating high school with a 2.5 GPA or higher.
What you get
Full tuition coverage for an associate degree at Delaware Technical Community College or the University of Delaware Associate in Arts program.
What it actually costs you
Requires FAFSA submission and maintaining a 2.5 GPA while enrolled.
Common gotcha
It only covers tuition, not books, fees, or living expenses.

INSPIRE Scholarship

state · Delaware State University

Who qualifies
Delaware residents attending Delaware State University.
What you get
Covers tuition costs for eligible students.
What it actually costs you
Must maintain a 2.75 GPA and complete 10 hours of community service per semester.
Common gotcha
The community service requirement is often overlooked until the end of the semester.

Delaware Scholar Incentive Program

state · Delaware Higher Education Office

Who qualifies
Full-time undergraduate students with financial need.
What you get
Need-based grants ranging from $700 to $2,200 per year.
What it actually costs you
Requires FAFSA; priority is given to those who apply early.
Common gotcha
Funding is limited and awarded on a first-come, first-served basis.

Critical Need Scholarship

state · Delaware Higher Education Office

Who qualifies
Students pursuing degrees in high-demand fields like nursing or teaching.
What you get
Up to $5,000 per year in scholarship funds.
What it actually costs you
Requires a commitment to work in a Delaware critical need area post-graduation.
Common gotcha
If you don't work in the designated field in Delaware, the money converts to a loan.

Getting around and staying healthy

DART Student Discount

state · Delaware Transit Corporation

Who qualifies
Students with a valid school ID.
What you get
Reduced fares on all DART bus services across the state.
What it actually costs you
Must show current student ID when boarding or purchasing passes.
Common gotcha
You must carry your physical student ID; digital copies are sometimes rejected.

Delaware Student Health Connect

state · Department of Health and Social Services

Who qualifies
Low-income students who do not have parental insurance coverage.
What you get
Access to subsidized health insurance plans through the state marketplace.
What it actually costs you
Monthly premiums based on income; requires proof of residency.
Common gotcha
Enrollment windows are strict unless you have a qualifying life event.
Florida

Florida offers some of the most robust state-funded merit and need-based aid packages in the U.S., specifically designed to keep residents in-state for their higher education.

Money for College

Florida Bright Futures Scholarship Program

state · Florida Department of Education

Who qualifies
Florida high school graduates with specific GPA, test scores, and service hours.
What you get
Requires FAFSA/FFAA application by high school graduation; high academic standards.
Common gotcha
Students often forget to submit their community service hours before graduation, which disqualifies them instantly.

Florida Student Assistance Grant (FSAG)

state · Florida Department of Education

Who qualifies
Florida residents attending public colleges with demonstrated financial need.
What you get
Requires FAFSA submission; funds are limited and awarded on a first-come, first-served basis.
Common gotcha
The 'first-come, first-served' nature means filing your FAFSA as early as possible is critical.

Benacquisto Scholarship Program

state · Florida Department of Education

Who qualifies
National Merit Scholars who are Florida residents.
What you get
Requires proof of National Merit Scholar status and Florida residency.
Common gotcha
It only applies to public universities in Florida, not private ones.

Florida Prepaid College Plan

state · Florida Prepaid College Board

Who qualifies
Children whose parents started a savings plan early.
What you get
Requires monthly or lump-sum payments over several years.
Common gotcha
It covers tuition and fees, but often excludes books and some lab fees.

Living and Getting Around

SunPass Student Transit Programs

municipal · Local Transit Authorities (e.g., Lynx, PSTA)

Who qualifies
Students enrolled at participating Florida universities and colleges.
What you get
Requires student ID card validation at the transit office.
Common gotcha
Not all counties participate; check if your specific college has a partnership with the local bus line.

Florida State Parks Student Access

state · Florida Department of Environmental Protection

Who qualifies
Florida residents with a valid student ID.
What you get
Requires proof of residency and student status at a park office.
Common gotcha
Discounts are usually only available for annual passes, not daily entry fees.
Georgia

Georgia offers some of the most accessible merit-based financial aid in the US, specifically through the HOPE scholarship program which significantly reduces tuition for residents attending in-state colleges.

Making college affordable

HOPE Scholarship

state · Georgia Student Finance Commission

Who qualifies
Georgia residents with a 3.0 high school GPA enrolled in an eligible post-secondary institution.
What you get
Covers a significant portion of tuition costs at public and private colleges in Georgia.
What it actually costs you
Requires maintaining a 3.0 GPA in college; application via GAfutures.
Common gotcha
Students often lose eligibility if their college GPA drops below 3.0 at specific checkpoints.

Zell Miller Scholarship

state · Georgia Student Finance Commission

Who qualifies
Georgia residents with a 3.7 GPA and high SAT/ACT scores.
What you get
Full standard tuition coverage at public institutions.
What it actually costs you
Requires maintaining a 3.3 GPA in college.
Common gotcha
It is harder to keep than the standard HOPE scholarship due to the higher GPA requirement.

Georgia Tuition Equalization Grant

state · Georgia Student Finance Commission

Who qualifies
Full-time undergraduate students at eligible private non-profit colleges in Georgia.
What you get
Annual grant payment to help offset private school tuition.
What it actually costs you
Must be a Georgia resident for at least 12 months.
Common gotcha
Does not apply to for-profit institutions.

Georgia Dual Enrollment Program

state · Georgia Department of Education

Who qualifies
High school students in grades 9-12 taking approved college courses.
What you get
Covers tuition, mandatory fees, and books for college courses while still in high school.
What it actually costs you
Requires school counselor approval and meeting college admission standards.
Common gotcha
Credit hour caps apply; check your remaining hours on GAfutures.

Getting around and living in the city

MARTA Student Discount Program

municipal · MARTA

Who qualifies
Students attending participating colleges and universities in the Atlanta area.
What you get
Reduced fare on bus and rail transit passes.
What it actually costs you
Must purchase through your university's student portal.
Common gotcha
Not all universities participate; check with your campus parking/transit office.

PINES Library Card

state · Georgia Public Library Service

Who qualifies
Any resident of Georgia.
What you get
Access to millions of books, free museum passes, and research databases.
What it actually costs you
Free; just show proof of residency at any local library.
Common gotcha
Museum passes are limited and must be checked out in person.
HawaiiHawaiʻi

Living in Hawaii as a student means navigating a high cost of living, making state-specific tuition waivers and housing assistance essential for survival.

Making college affordable

Hawaiʻi Promise Scholarship

state · University of Hawaiʻi

Who qualifies
Undergraduate students at any UH community college with financial need.
What you get
Covers tuition, fees, books, and supplies not met by other financial aid.
What it actually costs you
Free; requires FAFSA completion and maintaining satisfactory academic progress.
Common gotcha
It is a 'last-dollar' scholarship, meaning it only kicks in after other grants are applied.

Hawaiʻi Community Foundation Scholarships

trust · Hawaiʻi Community Foundation

Who qualifies
Hawaii residents pursuing higher education.
What you get
Various awards ranging from $500 to $5,000 per academic year.
What it actually costs you
One online application portal for hundreds of different funds; requires transcripts.
Common gotcha
Deadlines are very strict and usually fall in early spring for the following year.

Native Hawaiian Tuition Waiver

state · University of Hawaiʻi

Who qualifies
Students of Native Hawaiian ancestry enrolled at UH campuses.
What you get
Partial or full tuition waiver depending on the campus and program.
What it actually costs you
Requires documentation of Hawaiian ancestry and specific campus application forms.
Common gotcha
Does not cover mandatory student fees, only the tuition portion.

University of Hawaiʻi System Scholarships

state · University of Hawaiʻi

Who qualifies
Any student currently enrolled in the UH system.
What you get
Access to hundreds of internal scholarships based on merit or major.
What it actually costs you
Time to write essays for specific departmental awards.
Common gotcha
You must re-apply every year; awards are not automatically renewed.

Surviving the cost of living

Hawaiʻi State SNAP (Supplemental Nutrition Assistance Program)

state · Department of Human Services

Who qualifies
Low-income students meeting specific work-study or exemption criteria.
What you get
Monthly credit on an EBT card for groceries.
What it actually costs you
Requires proof of income and student status; rigorous interview process.
Common gotcha
Most students are ineligible unless they work at least 20 hours a week or have a work-study job.

TheBus Student Bus Pass

municipal · City and County of Honolulu

Who qualifies
Full-time students at accredited institutions on Oʻahu.
What you get
Discounted monthly bus pass for unlimited travel.
What it actually costs you
Requires a valid student ID and a small processing fee for the pass.
Common gotcha
You must renew the pass every semester with proof of current enrollment.

Med-QUEST

state · Department of Human Services

Who qualifies
Low-income Hawaii residents, including students who meet income thresholds.
What you get
Comprehensive health insurance coverage.
What it actually costs you
Zero premiums; requires annual income verification.
Common gotcha
If you are claimed as a dependent on your parents' taxes, their income counts toward your eligibility.
Iowa

Iowa offers unique state-funded grants and tuition programs that significantly lower the cost of higher education for residents attending public and private colleges.

Money for College

Iowa Tuition Grant

state · Iowa College Aid

Who qualifies
Iowa residents attending eligible private, non-profit colleges in Iowa with financial need.
What you get
Up to $7,500 per academic year based on financial need.
What it actually costs you
Requires FAFSA submission by the priority deadline; no separate application fee.
Common gotcha
Only applies to private, non-profit institutions, not public universities.

Future Ready Iowa Last-Dollar Scholarship

state · Iowa College Aid

Who qualifies
Students pursuing high-demand jobs at community colleges or specific private colleges.
What you get
Covers any remaining tuition and fees after other federal and state grants are applied.
What it actually costs you
Must maintain continuous enrollment and meet GPA requirements.
Common gotcha
The program only covers specific 'high-demand' majors identified by the state.

Iowa Vocational Rehabilitation Services

state · Iowa Department of Education

Who qualifies
Students with disabilities pursuing post-secondary education or training.
What you get
Financial assistance for tuition, books, and assistive technology.
What it actually costs you
Requires medical documentation of disability and an intake interview.
Common gotcha
You must apply before starting your semester to ensure funding is approved.

Iowa National Guard Educational Assistance Program

state · Iowa College Aid

Who qualifies
Active members of the Iowa National Guard attending Iowa colleges.
What you get
Up to 100% of the average state university tuition rate.
What it actually costs you
Must be in good standing with the National Guard and maintain academic progress.
Common gotcha
Funding is contingent on annual state budget appropriations.

Health and Well-being

HAWK-I (Healthy and Well Kids in Iowa)

state · Iowa Department of Health and Human Services

Who qualifies
Students under 19 from families with moderate income who do not qualify for Medicaid.
What you get
Comprehensive health, dental, and vision coverage.
What it actually costs you
Low monthly premiums based on income; no application fee.
Common gotcha
Coverage must be renewed annually; missing the deadline results in a gap in care.

Iowa Mental Health Access Center

state · Iowa Department of Health and Human Services

Who qualifies
Any Iowa resident seeking mental health or substance abuse resources.
What you get
Referrals to local clinics and crisis stabilization services.
What it actually costs you
Free service to find providers; insurance or state funding covers the actual treatment.
Common gotcha
This is a referral portal, not a direct provider of clinical therapy.
Idaho

Idaho offers unique residency-based tuition support and state-specific grants that make higher education significantly more affordable for local students compared to out-of-state peers.

Money for College

Idaho Opportunity Scholarship

state · Idaho State Board of Education

Who qualifies
Idaho residents with a minimum 2.7 GPA attending an eligible Idaho institution.
What you get
Up to $3,500 per academic year to cover tuition and fees.
What it actually costs you
Requires FAFSA submission by March 1st; no application fee.
Common gotcha
The deadline is strict; missing the March 1st cutoff usually means automatic disqualification for the year.

GEAR UP Idaho Scholarship

state · Idaho State Board of Education

Who qualifies
Students who participated in the GEAR UP program during middle and high school.
What you get
Up to $3,500 per year for undergraduate study.
What it actually costs you
Must have been a tracked GEAR UP participant; no extra application fee.
Common gotcha
You must maintain full-time enrollment to keep receiving the funds each semester.

Idaho Governor's Cup Scholarship

state · Idaho Governor's Cup Scholarship Fund

Who qualifies
Idaho high school seniors demonstrating academic achievement and community service.
What you get
Awards ranging from $3,000 to $6,000 for post-secondary education.
What it actually costs you
Requires an essay and letters of recommendation; competitive selection process.
Common gotcha
It is highly competitive; focus heavily on the quality of your community service essay.

Dual Credit for Early Completers

state · Idaho State Department of Education

Who qualifies
High school students taking dual-credit courses through Idaho public colleges.
What you get
Reimbursement for up to $4,125 in dual-credit course costs.
What it actually costs you
Must be enrolled in an Idaho public high school; requires school counselor coordination.
Common gotcha
You must apply for the reimbursement through the state portal; it is not always automatic.

Living and Getting Around

VRT Student Discount Pass

municipal · Valley Regional Transit (Boise Area)

Who qualifies
Students enrolled at participating Treasure Valley colleges.
What you get
Discounted monthly bus passes for commuting to campus.
What it actually costs you
Requires a valid student ID card; small processing fee for the pass.
Common gotcha
You must renew the pass every semester with proof of current enrollment.

LiLI (Libraries Linking Idaho)

state · Idaho Commission for Libraries

Who qualifies
Any Idaho resident student.
What you get
Free access to academic databases, research journals, and e-books.
What it actually costs you
Zero cost; requires a library card from your local Idaho library.
Common gotcha
Some resources require a specific PIN from your local library branch.
Illinois

Illinois offers robust state-funded financial aid programs that significantly reduce the cost of public university tuition for local residents.

Money for my tuition

Monetary Award Program (MAP)

state · Illinois Student Assistance Commission

Who qualifies
Illinois residents attending approved Illinois colleges with demonstrated financial need.
What you get
Grant money that does not need to be repaid, covering a portion of tuition and mandatory fees.
What it actually costs you
Requires FAFSA submission; no separate application but early filing is critical for funding availability.
Common gotcha
Funding is limited; if you file your FAFSA late, the money might run out before you get a grant.

AIM HIGH Grant Pilot Program

state · Illinois Public Universities

Who qualifies
Illinois residents with a family income of $150,000 or less attending a public university.
What you get
Tuition waivers or grants to help cover the cost of attendance.
What it actually costs you
Automatic consideration based on university admission and FAFSA data.
Common gotcha
Each public university has its own specific criteria for how they distribute these funds.

Illinois Veteran Grant (IVG)

state · Illinois Student Assistance Commission

Who qualifies
Veterans who served at least one year of active duty and returned to Illinois within 6 months.
What you get
Full tuition and mandatory fee waiver at all Illinois public colleges.
What it actually costs you
DD-214 form and proof of Illinois residency.
Common gotcha
Only covers tuition and mandatory fees, not room, board, or books.

Illinois National Guard Grant (INGG)

state · Illinois Student Assistance Commission

Who qualifies
Active members of the Illinois National Guard with at least one year of service.
What you get
Full tuition and certain fees at Illinois public institutions.
What it actually costs you
Must submit an application each academic year.
Common gotcha
You must remain in good standing with the National Guard throughout the semester.

Living and getting around

CTA U-Pass

municipal · Chicago Transit Authority

Who qualifies
Full-time students at participating universities in the Chicago area.
What you get
Unlimited rides on all CTA buses and trains for the duration of the semester.
What it actually costs you
Fee is usually bundled into your university tuition bill.
Common gotcha
Only works if your specific university has an agreement with the CTA.

Illinois Link Card (SNAP for Students)

state · Illinois Department of Human Services

Who qualifies
Low-income students meeting specific exemptions (e.g., working 20 hours/week or participating in work-study).
What you get
Monthly food assistance benefits loaded onto an EBT card.
What it actually costs you
Proof of income, student status, and work-study participation.
Common gotcha
Most students are ineligible for SNAP unless they meet very specific work or program exemptions.
Indiana

Indiana offers specific financial aid packages and tuition reciprocity agreements that make higher education significantly more affordable for residents.

Money to pay for my degree

Frank O'Bannon Grant

state · Indiana Commission for Higher Education

Who qualifies
Full-time Indiana undergraduate students with financial need.
What you get
Variable award amount based on financial need and tuition costs.
What it actually costs you
Must file FAFSA by April 15th; no separate application required.
Common gotcha
Missing the strict April 15th FAFSA deadline disqualifies you entirely.

21st Century Scholars Program

state · Indiana Commission for Higher Education

Who qualifies
Income-eligible students who enroll in 7th or 8th grade.
What you get
Up to four years of undergraduate tuition at an Indiana public college.
What it actually costs you
Must complete the Scholar Success Program requirements during high school.
Common gotcha
Students often forget to complete the mandatory 'Scholar Success Program' activities in high school.

Hoosier Scholar Award

state · Indiana Commission for Higher Education

Who qualifies
Top-ranking high school seniors based on academic performance.
What you get
A one-time $500 scholarship.
What it actually costs you
Nomination by high school principal; no application form.
Common gotcha
It is non-renewable, so don't count on it for sophomore year.

Adult Student Grant

state · Indiana Commission for Higher Education

Who qualifies
Indiana residents returning to college to finish a degree or certificate.
What you get
Up to $2,000 per year for tuition and fees.
What it actually costs you
Must be enrolled in an eligible program at an Indiana institution.
Common gotcha
Only applies to specific high-demand degree programs.

Getting around and living in Indy

IndyGo Student Discount Pass

municipal · IndyGo

Who qualifies
Students enrolled at participating Indianapolis colleges.
What you get
Reduced or free bus fare on IndyGo routes.
What it actually costs you
Must show valid student ID at the transit center.
Common gotcha
Not all colleges participate, check if your school has a partnership.

Indiana Resident Tuition Rate

state · Public Universities of Indiana

Who qualifies
Students who have lived in Indiana for 12 consecutive months for non-educational purposes.
What you get
Significant reduction in tuition compared to out-of-state rates.
What it actually costs you
Proof of residency (lease, utility bills, tax returns).
Common gotcha
Living in Indiana just for school does not count as establishing residency.

State Work-Study Program

state · Indiana Commission for Higher Education

Who qualifies
Students with financial need attending Indiana colleges.
What you get
Part-time job placement with Indiana employers.
What it actually costs you
Must apply through your college's financial aid office.
Common gotcha
Jobs are limited and fill up quickly at the start of the semester.
Kansas

Kansas offers unique tuition-assistance programs and state-specific grants that make higher education significantly more affordable for residents compared to neighboring states.

Money to help me stay in school

Kansas State Scholarship

state · Kansas Board of Regents

Who qualifies
Kansas high school graduates who are designated as state scholars based on ACT scores and curriculum requirements.
What you get
Up to $1,000 per year for undergraduate study at eligible Kansas institutions.
What it actually costs you
Must maintain a 3.0 GPA; requires FAFSA filing by the priority deadline.
Common gotcha
Funding is limited and awarded on a first-come, first-served basis, so submit your FAFSA as early as possible.

Kansas Career Work-Study Program

state · Kansas Board of Regents

Who qualifies
Students enrolled in Kansas postsecondary institutions with demonstrated financial need.
What you get
Subsidized employment opportunities in career-related fields while studying.
What it actually costs you
Requires finding a participating employer; coordination with your school's financial aid office.
Common gotcha
The job must be related to your field of study to qualify for the state subsidy.

Ethnic Minority Scholarship

state · Kansas Board of Regents

Who qualifies
Underrepresented ethnic minority students who are Kansas residents and high school graduates.
What you get
Up to $1,850 annually for tuition and fees.
What it actually costs you
Requires a separate application form and official high school transcript submission.
Common gotcha
This is a competitive award, not an entitlement, so apply early in your senior year.

Kansas Nursing Service Scholarship

state · Kansas Board of Regents

Who qualifies
Students enrolled in nursing programs who agree to work in Kansas after graduation.
What you get
Financial support for tuition and books in exchange for a service commitment.
What it actually costs you
Requires a signed agreement to practice nursing in Kansas for a specific duration.
Common gotcha
If you fail to complete the service requirement, the scholarship converts to a loan that must be repaid with interest.

Living and getting around in Kansas

Local Transit Student Fare Programs

municipal · City Transit Authorities (e.g., Topeka Metro)

Who qualifies
Students with a valid school ID card.
What you get
Discounted monthly bus passes or reduced per-ride fares.
What it actually costs you
Must present current student ID at the transit office to activate the discount.
Common gotcha
Discounts often expire at the end of each semester and require re-verification.

Resident Student Hunting/Fishing License

state · Kansas Department of Wildlife and Parks

Who qualifies
Full-time students attending a Kansas college or university.
What you get
Reduced fees for annual hunting and fishing permits compared to non-resident rates.
What it actually costs you
Proof of full-time enrollment and residency status.
Common gotcha
You must carry your student ID alongside the license while in the field.
Kentucky

Kentucky offers unique financial aid pathways like the KEES program that reward high school performance with consistent college funding.

Money for my tuition and books

Kentucky Educational Excellence Scholarship

state · Kentucky Higher Education Assistance Authority

Who qualifies
Kentucky high school students with at least a 2.5 GPA.
What you get
Annual scholarship money based on your high school GPA and ACT scores.
What it actually costs you
No application; your school reports your grades automatically.
Common gotcha
You must maintain a specific college GPA to keep receiving the funds each year.

College Access Program Grant

state · KHEAA

Who qualifies
Kentucky residents attending eligible colleges with financial need.
What you get
Grant money that does not need to be repaid.
What it actually costs you
Must file FAFSA by the state deadline.
Common gotcha
Funds are limited and awarded on a first-come, first-served basis.

Foster Care and Adoption Tuition Waiver

state · Kentucky Cabinet for Health and Family Services

Who qualifies
Students who were in Kentucky foster care or adopted through the state.
What you get
Full tuition and mandatory fee waiver at public Kentucky colleges.
What it actually costs you
Proof of foster care status from the Cabinet.
Common gotcha
Must maintain satisfactory academic progress to remain eligible.

Work Ready Kentucky Scholarship

state · KHEAA

Who qualifies
Students pursuing an industry-recognized certificate in high-demand fields.
What you get
Free tuition for up to 60 credit hours.
What it actually costs you
Must be enrolled in an approved technical program.
Common gotcha
Only covers specific high-demand sectors like healthcare or advanced manufacturing.

Living and getting around

Kentucky SNAP for Students

state · Department for Community Based Services

Who qualifies
Students meeting specific exemptions like working 20 hours/week or having work-study.
What you get
Monthly food assistance benefits on an EBT card.
What it actually costs you
Requires proof of income and student status.
Common gotcha
Standard student eligibility is restrictive; check the 'work-study' exemption carefully.

Kentucky KCHIP

state · Kentucky Cabinet for Health and Family Services

Who qualifies
Uninsured students under age 19 from low-to-moderate income families.
What you get
Comprehensive health insurance coverage.
What it actually costs you
Minimal or no premiums depending on household income.
Common gotcha
You must re-verify your income annually to keep coverage.

University Transit Partnerships

municipal · Local Transit Authorities (e.g., Lextran)

Who qualifies
Students at participating universities like UK or UofL.
What you get
Free or heavily discounted bus rides with a student ID.
What it actually costs you
Just show your valid university ID card.
Common gotcha
Only valid on specific routes or during the academic semester.
Louisiana

Louisiana offers unique tuition-free paths and specific state-funded grants that significantly lower the cost of higher education for residents.

Money to pay for my classes

Taylor Opportunity Program for Students (TOPS)

state · Louisiana Office of Student Financial Assistance

Who qualifies
Louisiana high school graduates meeting specific GPA and ACT score requirements.
What you get
Full or partial tuition coverage at public Louisiana colleges.
What it actually costs you
Requires maintaining a specific GPA in college; no application fee.
Common gotcha
Students often lose eligibility if they don't maintain the required 2.5 or 3.0 GPA during their freshman year.

Louisiana GO Grant

state · Louisiana Board of Regents

Who qualifies
Undergraduate students who are Pell Grant eligible and demonstrate financial need.
What you get
Need-based aid ranging from $300 to $3,000 per year.
What it actually costs you
Requires filing the FAFSA; no separate application.
Common gotcha
Funds are limited and awarded on a first-come, first-served basis, so file FAFSA as early as possible.

START Saving Program

state · Louisiana Treasury

Who qualifies
Louisiana residents saving for education expenses.
What you get
State matching funds on contributions to a 529 plan.
What it actually costs you
Requires opening an account and making deposits; no fees for state residents.
Common gotcha
The state match is only available for accounts opened before the beneficiary turns 15.

MJ Foster Promise Program

state · Louisiana Office of Student Financial Assistance

Who qualifies
Adult learners or students pursuing high-demand industry credentials.
What you get
Up to $3,200 in financial aid for tuition and fees.
What it actually costs you
Must be enrolled in a qualified program; requires FAFSA.
Common gotcha
Only applies to specific high-demand fields like healthcare, construction, and manufacturing.

Staying healthy and getting around

Louisiana Student Health Insurance Subsidy

state · Louisiana Department of Health

Who qualifies
Low-income students enrolled in state universities.
What you get
Reduced premiums for university-sponsored health plans.
What it actually costs you
Proof of income and enrollment verification.
Common gotcha
Does not cover all private insurance plans, only university-affiliated ones.

University Transit Pass Program

municipal · Baton Rouge/New Orleans Transit Authorities

Who qualifies
Students with a valid university ID card.
What you get
Discounted or free bus fare on city transit systems.
What it actually costs you
Just show your student ID when boarding.
Common gotcha
Only valid on city-operated buses, not private shuttles.

Louisiana State Library Student Card

state · State Library of Louisiana

Who qualifies
Any student residing in Louisiana.
What you get
Access to extensive digital databases, research journals, and inter-library loans.
What it actually costs you
Free; requires student ID or proof of enrollment.
Common gotcha
Digital access requires a specific PIN that must be requested via the portal.
Massachusetts

Massachusetts offers some of the most robust state-funded financial aid and public transit support for students in the US, making it a high-cost but high-support environment.

Making tuition affordable

MASSGrant Plus

state · Massachusetts Department of Higher Education

Who qualifies
Undergraduate students at public colleges with high financial need.
What you get
Covers tuition, fees, and a stipend for books and supplies.
What it actually costs you
Free; requires FAFSA completion by the priority deadline.
Common gotcha
You must be enrolled in at least 6 credits to remain eligible.

Paraprofessional Teacher Preparation Grant

state · Massachusetts Department of Higher Education

Who qualifies
Paraprofessionals working in MA public schools pursuing a bachelor's degree to become teachers.
What you get
Reimbursement for tuition and fees at public institutions.
What it actually costs you
Requires employment verification and academic transcripts.
Common gotcha
You must commit to teaching in a MA public school after graduation.

MassReconnect

state · Massachusetts Department of Higher Education

Who qualifies
MA residents aged 25 or older who have not yet earned an associate or bachelor's degree.
What you get
Free tuition and fees at any MA community college.
What it actually costs you
Requires FAFSA and enrollment in a degree or certificate program.
Common gotcha
Only applies to community colleges, not four-year universities.

John and Abigail Adams Scholarship

state · Massachusetts Department of Elementary and Secondary Education

Who qualifies
Students who score in the top 25% of their district on MCAS exams.
What you get
Tuition waiver at MA public colleges and universities.
What it actually costs you
No application; automatic based on test scores.
Common gotcha
Does not cover mandatory student fees, only tuition.

Getting to class for less

MBTA Semester Pass

state · MBTA / Participating Universities

Who qualifies
Students at participating colleges and universities in the Boston area.
What you get
11% discount on monthly subway and bus passes.
What it actually costs you
Purchased through your university's student portal.
Common gotcha
Not all schools participate; check if your registrar offers it.

MVRTA Student Fare

municipal · Merrimack Valley Regional Transit Authority

Who qualifies
Students in the Merrimack Valley region with a valid school ID.
What you get
Reduced fare on all fixed-route buses.
What it actually costs you
Present your student ID when boarding.
Common gotcha
Must have a current, unexpired photo ID.
Maryland

Maryland offers some of the most robust state-funded financial aid and tuition-free pathways for students attending public colleges and universities.

Making college affordable

Maryland Community College Promise Scholarship

state · Maryland Higher Education Commission

Who qualifies
Students with an AGI of $100k or less attending a Maryland community college full-time.
What you get
Covers tuition and mandatory fees after other financial aid is applied.
What it actually costs you
Requires FAFSA submission and a minimum 2.3 GPA.
Common gotcha
You must enroll in a credit-bearing program; non-credit workforce courses are often excluded.

Delegate Scholarship Program

state · Maryland General Assembly

Who qualifies
Maryland residents attending a post-secondary institution in the state.
What you get
Varies by delegate; usually ranges from $200 to several thousand dollars per year.
What it actually costs you
Requires contacting your local state delegate's office directly for their specific application process.
Common gotcha
Each delegate has their own criteria and selection process, which is not centralized.

Senatorial Scholarship Program

state · Maryland General Assembly

Who qualifies
Maryland residents attending a post-secondary institution in the state.
What you get
Minimum $400 per year, up to the full cost of tuition.
What it actually costs you
Requires contacting your state senator's office; some require an interview or essay.
Common gotcha
Funds are limited and often awarded on a first-come, first-served basis by the senator.

Guaranteed Access Grant

state · Maryland Higher Education Commission

Who qualifies
Low-income students who maintain a 2.5 GPA and meet specific household income requirements.
What you get
Covers 100% of need-based tuition and fees at Maryland public colleges.
What it actually costs you
Strict FAFSA and MHEC OneApp deadlines; requires documentation of income.
Common gotcha
You must apply while in high school or immediately after to lock in eligibility.

Daily student life support

MTA Maryland Student Discount

state · Maryland Transit Administration

Who qualifies
Full-time students at participating Maryland colleges and universities.
What you get
Reduced fare passes for bus, light rail, and metro services.
What it actually costs you
Requires a valid student ID and enrollment verification from your school registrar.
Common gotcha
Not all private institutions participate; check your campus transit office first.

Maryland Health Connection Student Enrollment

state · Maryland Health Benefit Exchange

Who qualifies
Students who lose coverage from parents or school-sponsored plans.
What you get
Access to subsidized health insurance plans based on student income.
What it actually costs you
Requires proof of income and residency; online application.
Common gotcha
Losing student health coverage is a 'qualifying life event' that allows enrollment outside open season.
Maine

Maine offers unique tuition waivers and specific financial aid programs for residents that significantly lower the cost of higher education in the state.

Money to study in Maine

Maine State Grant Program

state · Finance Authority of Maine (FAME)

Who qualifies
Maine residents attending eligible post-secondary institutions in Maine or other states with reciprocity.
What you get
Need-based grants ranging from $1,000 to $2,500 per academic year.
What it actually costs you
Requires filing the FAFSA by the state deadline; no separate application fee.
Common gotcha
The deadline is often earlier than the federal FAFSA deadline, so don't wait until the last minute.

Tuition Waiver for Foster Children

state · Maine Department of Education

Who qualifies
Students who were in the custody of the Maine Department of Health and Human Services at age 16 or older.
What you get
Full tuition and mandatory fee waiver at any University of Maine System, Maine Community College, or Maine Maritime Academy.
What it actually costs you
Requires proof of foster care status and meeting academic progress standards.
Common gotcha
You must apply for other federal and state aid first; this covers the remaining balance.

Maine Veterans Dependents Educational Benefits

state · Maine Bureau of Veterans' Services

Who qualifies
Spouses and children of veterans who died, were disabled, or were POW/MIA during service.
What you get
Tuition waiver at any state-supported post-secondary institution in Maine.
What it actually costs you
Requires documentation of the veteran's service and disability status.
Common gotcha
Only applies to tuition, not room, board, or books.

Maine Nursing Preceptor Tax Credit/Scholarship

state · Maine Board of Nursing

Who qualifies
Nursing students committed to working in underserved areas of Maine after graduation.
What you get
Financial assistance to cover tuition costs in exchange for a service commitment.
What it actually costs you
Requires a signed contract agreeing to work in a designated facility.
Common gotcha
If you fail to complete the service requirement, the scholarship converts to a loan you must repay.

Living in Maine as a student

Regional Transit Student Passes

municipal · Local transit authorities (e.g., METRO in Portland)

Who qualifies
Full-time students with a valid university ID.
What you get
Discounted monthly bus passes or free rides on specific campus-to-city routes.
What it actually costs you
Must present a current student ID at the transit office.
Common gotcha
Discounts are often city-specific; check if your college has a partnership with the local bus line.

Maine Reciprocal Borrowing Program

state · Maine State Library

Who qualifies
Any student with a library card from a participating Maine public library.
What you get
Access to millions of items across the state's library network via interlibrary loan.
What it actually costs you
Free; just need to register at your local library.
Common gotcha
You must return books to the library where you checked them out or follow specific interlibrary loan return protocols.
Michigan

Michigan offers a unique landscape of state-funded tuition incentives and local support programs that significantly lower the cost of higher education for residents.

Money to pay for classes

Michigan Achievement Scholarship

state · Michigan Department of Lifelong Education, Advancement, and Potential

Who qualifies
High school graduates from the class of 2023 and beyond with demonstrated financial need.
What you get
Up to $5,500 per year at public universities or up to $4,000 at community colleges.
What it actually costs you
Free; requires FAFSA filing and meeting specific residency requirements.
Common gotcha
You must maintain full-time enrollment to keep the full award amount.

Michigan Reconnect

state · Michigan Department of Labor and Economic Opportunity

Who qualifies
Michigan residents aged 21 or older who do not have a college degree.
What you get
Covers the cost of in-district tuition for associate degrees or skills certificates.
What it actually costs you
Free; requires residency proof and enrollment in a community college.
Common gotcha
Only applies to in-district tuition rates at community colleges.

Tuition Incentive Program (TIP)

state · Michigan Department of Lifelong Education, Advancement, and Potential

Who qualifies
Students with Medicaid coverage for 24 months within a 36-month period.
What you get
Covers tuition and mandatory fees at participating Michigan colleges.
What it actually costs you
Must apply before high school graduation.
Common gotcha
You must finish your associate degree or certificate within 80 credits.

Michigan Competitive Scholarship

state · Michigan Department of Lifelong Education, Advancement, and Potential

Who qualifies
Students with a qualifying SAT score and demonstrated financial need.
What you get
Up to $1,500 per academic year for tuition.
What it actually costs you
Requires taking the SAT and submitting FAFSA by the state deadline.
Common gotcha
The SAT score requirement changes annually based on the applicant pool.

Keeping life running while studying

MI Bridges

state · Michigan Department of Health and Human Services

Who qualifies
Low-income students needing help with food (SNAP), cash assistance, or childcare.
What you get
Access to monthly food assistance and state-subsidized childcare.
What it actually costs you
Online application; requires proof of income and student status.
Common gotcha
Student eligibility for SNAP is strict; you usually need to work part-time or have a work-study exemption.

Michigan Works! Youth Services

state · Michigan Works! Association

Who qualifies
Students aged 14-24 looking for internships, job placement, or career training.
What you get
Paid work experience, career coaching, and resume workshops.
What it actually costs you
Visit a local service center; no cost.
Common gotcha
Each local Michigan Works! office has different specific programs.

Child Development and Care (CDC) Program

state · Michigan Department of Lifelong Education, Advancement, and Potential

Who qualifies
Student parents needing help paying for childcare while attending classes.
What you get
Direct payment to licensed childcare providers.
What it actually costs you
Application through MI Bridges; requires proof of school enrollment.
Common gotcha
The provider must be state-licensed.
Minnesota

Minnesota offers some of the most robust state-funded financial aid and tuition-free pathways for students who are residents, significantly reducing the burden of private student loans.

Money to pay for my degree

Minnesota State Grant

state · Minnesota Office of Higher Education

Who qualifies
Minnesota resident undergraduate students attending eligible MN colleges.
What you get
Need-based financial aid that fills the gap between tuition/fees and federal Pell Grants.
What it actually costs you
Free; requires FAFSA completion by the state deadline.
Common gotcha
The grant amount changes based on your family's income and the specific college's tuition rate.

North Star Promise Scholarship

state · Minnesota Office of Higher Education

Who qualifies
MN residents with an AGI under $80,000 attending a public MN institution.
What you get
Tuition-free access to public colleges and universities.
What it actually costs you
Free; must be enrolled in a degree program.
Common gotcha
It is a 'last-dollar' scholarship, meaning it covers what other grants don't.

SELF Loan

state · Minnesota Office of Higher Education

Who qualifies
Students attending an eligible MN school who need extra funding.
What you get
Low-interest student loans with flexible repayment options.
What it actually costs you
Requires a credit-worthy co-signer.
Common gotcha
Interest accrues while you are in school, unlike some federal subsidized loans.

Minnesota State Work Study

state · Minnesota Office of Higher Education

Who qualifies
MN resident students with financial need.
What you get
Part-time jobs on or off campus to help pay for educational expenses.
What it actually costs you
Requires finding a participating employer.
Common gotcha
You must be enrolled at least half-time to participate.

Living and getting around

Metro Transit Student Pass

municipal · Metro Transit

Who qualifies
Students at participating colleges in the Twin Cities.
What you get
Unlimited rides on buses and light rail at a heavily discounted rate.
What it actually costs you
Usually paid via a small fee on your student bill.
Common gotcha
Not all colleges participate; check with your student union.

Minnesota SNAP (Food Support)

state · Department of Human Services

Who qualifies
Low-income students who meet specific work-study or exemption criteria.
What you get
Monthly funds on an EBT card for groceries.
What it actually costs you
Application requires proof of income and student status.
Common gotcha
Being a student makes you ineligible unless you meet specific exceptions like work-study participation.

Postsecondary Child Care Grant

state · Minnesota Office of Higher Education

Who qualifies
Student parents with children under 12.
What you get
Financial assistance to help pay for childcare while attending classes.
What it actually costs you
Requires documentation of childcare costs.
Common gotcha
Funds are limited and distributed on a first-come, first-served basis.
Missouri

Missouri offers specific financial aid and tuition programs tailored to keep local students within the state's public university system.

Money to pay for my degree

Access Missouri Financial Assistance Program

state · Missouri Department of Higher Education & Workforce Development

Who qualifies
Full-time undergraduate students with an EFC of 12,000 or less.
What you get
Need-based grants ranging from 300 to 2,850 USD per year.
What it actually costs you
Must file FAFSA by February 1st; no separate application required.
Common gotcha
The deadline is strict; missing the February 1st FAFSA date usually means zero funding.

Bright Flight Scholarship

state · Missouri Department of Higher Education & Workforce Development

Who qualifies
Missouri high school seniors scoring in the top 4-5 percent on the ACT or SAT.
What you get
Merit-based scholarship up to 3,000 USD annually.
What it actually costs you
Must attend an approved Missouri postsecondary institution.
Common gotcha
You must maintain full-time enrollment and specific GPA requirements to keep it.

Fast Track Workforce Incentive Grant

state · Missouri Department of Higher Education & Workforce Development

Who qualifies
Adults 25 or older, or those returning to school after two years, pursuing high-need fields.
What you get
Covers tuition and fees not met by other federal or state aid.
What it actually costs you
Must be a Missouri resident and meet income thresholds.
Common gotcha
You must remain in Missouri for three years after graduation or the grant converts to a loan.

Dual Credit/Enrollment Scholarship

state · Missouri Department of Higher Education & Workforce Development

Who qualifies
High school students taking dual credit courses with financial need.
What you get
Reimbursement for tuition costs of dual credit courses.
What it actually costs you
Requires documentation of financial need and enrollment verification.
Common gotcha
Not all courses qualify; check the approved list before registering.

Living and getting around Missouri

Vocational Rehabilitation Services

state · Missouri Department of Elementary and Secondary Education

Who qualifies
Students with physical or mental disabilities affecting employment.
What you get
Support for tuition, books, and assistive technology for college.
What it actually costs you
Requires medical documentation and an intake interview.
Common gotcha
The process can take several months; apply well before the semester starts.

Missouri State Library Card

state · Missouri Secretary of State

Who qualifies
Any Missouri resident enrolled in higher education.
What you get
Access to state-wide digital databases, research journals, and interlibrary loans.
What it actually costs you
Proof of residency and a student ID.
Common gotcha
Many students forget this gives free access to expensive research databases.

Missouri Youth Opportunity Program

state · Missouri Department of Economic Development

Who qualifies
Students participating in community-based youth development projects.
What you get
Access to specialized mentorship and community service credits.
What it actually costs you
Time commitment to approved local non-profit projects.
Common gotcha
You must be part of an organization already registered with the program.
Mississippi

Mississippi offers targeted financial aid and unique scholarship pathways for residents to make higher education affordable despite lower median household incomes.

Money to cover tuition and books

Mississippi Excelsior Scholarship

state · Mississippi Office of Student Financial Aid

Who qualifies
Mississippi residents attending public universities with a family AGI of $39,500 or less.
What you get
Covers tuition and mandatory fees not met by other federal or state grants.
What it actually costs you
Requires FAFSA completion and a separate state application; deadline is usually March 31.
Common gotcha
It is a 'last-dollar' scholarship, meaning it only kicks in after other grants are applied.

Higher Education Legislative Plan (HELP)

state · Mississippi Office of Student Financial Aid

Who qualifies
Students with a 2.5 GPA and 20 ACT score who demonstrate financial need.
What you get
Full tuition and required fees at public Mississippi colleges.
What it actually costs you
Requires high school curriculum completion and FAFSA; must maintain 2.5 GPA in college.
Common gotcha
You must be a resident for at least one year prior to application.

Mississippi Eminent Scholars Grant (MESG)

state · Mississippi Office of Student Financial Aid

Who qualifies
High school seniors with a 3.5 GPA and 29 ACT score.
What you get
Up to $2,500 per academic year.
What it actually costs you
Requires application via the state portal; no financial need requirement.
Common gotcha
The ACT score requirement is strict; superscores are generally not accepted.

Mississippi Tuition Assistance Grant (MTAG)

state · Mississippi Office of Student Financial Aid

Who qualifies
Students with a 2.5 GPA and 15 ACT score who do not qualify for full federal Pell grants.
What you get
$500 per year for freshmen/sophomores and $1,000 for juniors/seniors.
What it actually costs you
Online application; must be a full-time student.
Common gotcha
Cannot be combined with MESG.

Living and staying healthy while studying

Mississippi SNAP Student Eligibility

state · Mississippi Department of Human Services

Who qualifies
Students enrolled at least half-time who meet specific work-study or exemption criteria.
What you get
Monthly food assistance benefits on an EBT card.
What it actually costs you
Requires proof of enrollment and income verification; interview required.
Common gotcha
Most students are ineligible unless they work 20 hours a week or have a work-study award.

MSDH Student Health Services

state · Mississippi State Department of Health

Who qualifies
All students requiring immunizations or basic screenings.
What you get
Low-cost vaccinations required for university entry.
What it actually costs you
Small administrative fee; bring your immunization records.
Common gotcha
County health departments have limited hours for non-emergency services.
Montana

Keeping college costs manageable

Montana University System Tuition Waivers

state · Montana Board of Regents

Who qualifies
Full-time students meeting specific criteria like foster care status, veteran status, or high academic achievement.
What you get
Partial or full waiver of tuition fees at public institutions.
What it actually costs you
Requires application through the specific campus financial aid office; proof of eligibility documents needed.
Common gotcha
Waivers are often limited in number and competitive; apply as early as possible.

Montana Promise Grant

state · Montana University System

Who qualifies
Students attending two-year colleges within the Montana University System.
What you get
Financial assistance to cover tuition gaps after other aid is applied.
What it actually costs you
Must maintain satisfactory academic progress and file FAFSA.
Common gotcha
Only applies to specific two-year institutions, not four-year universities.

Western Undergraduate Exchange (WUE)

state · WICHE

Who qualifies
Students from participating western states attending Montana public colleges.
What you get
Reduced tuition rate capped at 150% of resident tuition.
What it actually costs you
No separate application, but you must declare interest during the admissions process.
Common gotcha
Not all majors are eligible at every school; check the specific institution's WUE list.

Montana STEM Scholarship

state · Montana Office of the Commissioner of Higher Education

Who qualifies
High school graduates pursuing STEM degrees at a Montana campus.
What you get
Up to $2,000 per year for up to four years.
What it actually costs you
Requires a 3.0 GPA and completion of specific high school science/math credits.
Common gotcha
You must remain in a STEM-designated major to keep the funding.

Living and working in Big Sky Country

Montana Youth Challenge Academy

state · Montana National Guard

Who qualifies
At-risk youth aged 16-18 looking to earn their GED or high school credits.
What you get
A residential program providing education, life skills, and physical training.
What it actually costs you
No cost to the student; requires a rigorous application and interview process.
Common gotcha
It is a quasi-military environment, not a standard summer school program.

State Work-Study Program

state · Montana University System

Who qualifies
Resident students with demonstrated financial need.
What you get
Subsidized part-time employment opportunities on or off campus.
What it actually costs you
Requires finding an eligible position through the university career center.
Common gotcha
Funds are limited and allocated by the university, not the state directly.

Montana Registered Apprenticeship

state · Montana Department of Labor & Industry

Who qualifies
Students interested in trades who want to earn while they learn.
What you get
Paid on-the-job training and formal instruction leading to a credential.
What it actually costs you
Requires finding a participating employer sponsor.
Common gotcha
Apprenticeships are industry-specific; not all fields are covered.
North Carolina

North Carolina offers some of the most robust state-funded financial aid and tuition-capping programs in the US, specifically designed to keep in-state public university costs manageable.

Making college affordable

NC Promise Tuition Plan

state · University of North Carolina System

Who qualifies
Undergraduate students attending Western Carolina, UNC Pembroke, Elizabeth City State, or Fayetteville State.
What you get
Tuition is capped at $500 per semester for in-state students and $2,500 for out-of-state.
What it actually costs you
No separate application; automatic upon enrollment.
Common gotcha
Only applies to the four specific campuses listed, not all UNC schools.

NC Need-Based Scholarship

state · NC State Education Assistance Authority

Who qualifies
NC residents attending eligible private colleges in NC with demonstrated financial need.
What you get
Up to $7,500 per academic year.
What it actually costs you
Must file the FAFSA and the Residency Determination Service (RDS) form.
Common gotcha
You must maintain a specific GPA to remain eligible for subsequent years.

NC Community College Grant

state · NC State Education Assistance Authority

Who qualifies
NC residents enrolled at least half-time in an NC community college with financial need.
What you get
Variable grant amounts based on EFC (Expected Family Contribution) to cover tuition/fees.
What it actually costs you
FAFSA application required.
Common gotcha
Funds are limited; apply as early as possible after October 1st.

Forgivable Education Loans for Service (FELS)

state · NC State Education Assistance Authority

Who qualifies
Students pursuing degrees in high-need fields like nursing, teaching, or allied health.
What you get
Loans that are forgiven if you work in NC in your field of study after graduation.
What it actually costs you
Requires a separate application and commitment to work in NC post-graduation.
Common gotcha
If you don't work in the required field in NC, the loan converts to a cash repayment with interest.

Living and getting around

NC State Student Transit Discounts

municipal · GoTriangle / GoRaleigh / CATS

Who qualifies
Students with a valid university ID at participating institutions.
What you get
Free or heavily discounted access to city bus systems in Raleigh, Durham, and Charlotte.
What it actually costs you
Just show your student ID card when boarding.
Common gotcha
Check if your specific university has a 'GoPass' agreement, as some require a digital voucher.

NC Cardinal Library Network

state · State Library of North Carolina

Who qualifies
Any NC resident or student.
What you get
Access to borrow books and resources from a massive network of public libraries across the state.
What it actually costs you
Free; just need a library card from a participating branch.
Common gotcha
Inter-library loans can take a few days to arrive at your local branch.

NC State Parks Student Access

state · NC Department of Natural and Cultural Resources

Who qualifies
All students.
What you get
Free entry to all North Carolina State Parks.
What it actually costs you
Zero; just show up.
Common gotcha
Does not cover camping fees or equipment rentals.
North Dakota

North Dakota offers unique tuition waivers and workforce incentive grants specifically designed to keep students in the state after graduation.

Money for my classes

North Dakota Academic Scholarship

state · North Dakota Department of Public Instruction

Who qualifies
High school graduates meeting specific rigorous curriculum requirements and ACT score benchmarks.
What you get
Up to $750 per semester for undergraduate study at an eligible ND institution.
What it actually costs you
Free to apply; requires maintaining a 2.75 GPA while in college.
Common gotcha
You must complete specific core courses in high school; missing one credit disqualifies you entirely.

North Dakota Career and Technical Education Scholarship

state · North Dakota Department of Public Instruction

Who qualifies
Students completing a CTE curriculum and specific industry certifications.
What you get
Up to $750 per semester for approved programs.
What it actually costs you
Requires passing industry-recognized assessments.
Common gotcha
This is distinct from the Academic Scholarship; you cannot receive both simultaneously.

North Dakota State Grant

state · North Dakota University System

Who qualifies
Low-income ND residents attending an accredited ND college.
What you get
Need-based financial aid to cover tuition gaps.
What it actually costs you
Requires filing the FAFSA by the state priority deadline.
Common gotcha
Funds are limited and awarded on a first-come, first-served basis after the priority deadline.

North Dakota Scholars Program

state · North Dakota University System

Who qualifies
Top-tier academic performers (top 5% of graduating class) attending a ND institution.
What you get
$2,000 per year for up to four years.
What it actually costs you
Automatic consideration based on high school transcripts and test scores.
Common gotcha
Limited to a small number of recipients per year; highly competitive.

Staying and working in ND

ND Workforce Innovation Grant

state · North Dakota Department of Commerce

Who qualifies
Students enrolled in high-demand degree programs like nursing or engineering.
What you get
Loan forgiveness or tuition reimbursement for committing to work in ND post-graduation.
What it actually costs you
Requires a signed service agreement to stay in the state for a set period.
Common gotcha
If you move out of state before the service term ends, the grant converts to a loan you must repay.

Nursing Education Loan Program

state · North Dakota Board of Nursing

Who qualifies
Nursing students intending to practice in North Dakota.
What you get
Loans that can be forgiven through service in underserved areas.
What it actually costs you
Application through the state board; requires annual renewal.
Common gotcha
You must secure a job in a designated shortage area to qualify for full forgiveness.
Nebraska

Nebraska offers significant tuition support and unique workforce development grants for students committed to staying in the state post-graduation.

Money for college

Nebraska Opportunity Grant

state · Coordinating Commission for Postsecondary Education

Who qualifies
Undergraduate students with high financial need attending eligible Nebraska institutions.
What you get
Need-based grants that help cover tuition and fees.
What it actually costs you
Requires FAFSA submission; no separate application needed.
Common gotcha
Funding is limited and awarded on a first-come, first-served basis, so file your FAFSA as early as possible.

Access College Early (ACE) Scholarship

state · Coordinating Commission for Postsecondary Education

Who qualifies
High school students from low-income families taking college courses for credit.
What you get
Covers tuition and mandatory fees for dual-enrollment college courses.
What it actually costs you
Application through the school counselor; requires proof of financial eligibility.
Common gotcha
Must be enrolled in a specific dual-credit program approved by the state.

Nebraska Promise

state · University of Nebraska

Who qualifies
Nebraska residents with a family income of $65,000 or less.
What you get
Covers full undergraduate tuition at any University of Nebraska campus.
What it actually costs you
Requires FAFSA; must maintain full-time enrollment and a 2.5 GPA.
Common gotcha
Only covers tuition, not books, room, or board.

Getting a head start on my career

InternNE

state · Nebraska Department of Economic Development

Who qualifies
Students seeking internships with small-to-medium Nebraska businesses.
What you get
Access to paid internship opportunities subsidized by the state.
What it actually costs you
Resume and interview preparation; competitive application process.
Common gotcha
The state pays the employer, so you are technically an employee of the company, not the state.

Nebraska Workforce Development Grant

state · Nebraska Department of Labor

Who qualifies
Students in high-demand technical or trade programs.
What you get
Financial assistance for certification exams and specialized training equipment.
What it actually costs you
Requires enrollment in a state-approved vocational program.
Common gotcha
Only applies to specific 'high-need' fields identified by the state annually.
New Hampshire

New Hampshire offers unique tuition-free paths and state-specific grants that make navigating the high cost of New England education much more manageable for residents.

Making College Affordable

New Hampshire Leveraging Educational Assistance Partnership (LEAP)

state · New Hampshire Higher Education Assistance Foundation

Who qualifies
NH residents with significant financial need enrolled in undergraduate programs.
What you get
Grants ranging from $500 to $2,000 per academic year.
What it actually costs you
Requires FAFSA submission; no separate application fee.
Common gotcha
Funds are limited and distributed on a first-come, first-served basis, so file your FAFSA as early as possible.

New Hampshire Distinguished Scholar Award

state · NH Department of Education

Who qualifies
Top-performing high school seniors in NH public schools.
What you get
Recognition and potential scholarship opportunities at participating state institutions.
What it actually costs you
Automatic consideration based on class rank and GPA.
Common gotcha
It is an honor rather than a direct cash grant, but it opens doors to institutional aid.

CCSNH Tuition Waiver Programs

state · Community College System of New Hampshire

Who qualifies
Specific groups including foster youth and certain veteran dependents.
What you get
Full or partial tuition waivers for associate degree programs.
What it actually costs you
Proof of eligibility documents and standard admission application.
Common gotcha
Waivers often cover tuition only, not mandatory fees or books.

New Hampshire Charitable Foundation Scholarships

trust · New Hampshire Charitable Foundation

Who qualifies
NH residents pursuing post-secondary education, including vocational training.
What you get
Variable awards based on a single common application.
What it actually costs you
Requires a detailed essay and transcripts.
Common gotcha
The deadline is usually in April; missing it means missing out on hundreds of local scholarships.

Getting Around and Staying Healthy

UNH/Concord Transit Student Pass

municipal · City of Concord / UNH Transit

Who qualifies
Students with a valid university ID.
What you get
Free or heavily discounted bus fare on local routes.
What it actually costs you
Must present student ID card when boarding.
Common gotcha
Does not apply to inter-city coach services like Greyhound.

NH Healthy Kids (CHIP)

state · NH Department of Health and Human Services

Who qualifies
Students under 19 from low-to-moderate income families.
What you get
Comprehensive health insurance coverage including dental and vision.
What it actually costs you
Small monthly premiums depending on income bracket.
Common gotcha
Coverage ends abruptly on your 19th birthday, requiring a transition to adult plans.

Statewide Library Card System

state · NH State Library

Who qualifies
Any NH resident student.
What you get
Access to digital databases, research materials, and inter-library loans.
What it actually costs you
Proof of residency required at your local library.
Common gotcha
You must register at your local municipal library first to get the statewide privileges.
New Jersey

New Jersey offers some of the most robust state-funded financial aid and tuition-free community college programs in the US, specifically designed to keep students in-state.

Money to pay for my degree

Tuition Aid Grant (TAG)

state · Higher Education Student Assistance Authority (HESAA)

Who qualifies
Full-time undergraduate students at NJ colleges with demonstrated financial need.
What you get
Grants ranging from $2,000 to over $14,000 per year depending on income.
What it actually costs you
Must file FAFSA or NJ Alternative Financial Aid Application annually.
Common gotcha
Deadlines are strict; missing the state-specific deadline means losing the grant for the entire year.

Community College Opportunity Grant (CCOG)

state · Office of the Secretary of Higher Education

Who qualifies
Students with an AGI of $80,000 or less attending a NJ community college.
What you get
Last-dollar funding to cover the remaining cost of tuition and fees after other grants.
What it actually costs you
Must maintain at least 6 credits per semester and meet SAP standards.
Common gotcha
It is a 'last-dollar' grant, meaning it only kicks in after federal Pell grants are applied.

NJ STARS Program

state · HESAA

Who qualifies
Top 15% of high school class in NJ.
What you get
Free tuition at your home county community college for up to 5 semesters.
What it actually costs you
Must maintain a 3.0 GPA while in community college.
Common gotcha
You must enroll in the community college located in your home county.

Educational Opportunity Fund (EOF)

state · HESAA

Who qualifies
NJ residents from educationally and economically disadvantaged backgrounds.
What you get
Financial aid plus academic support, counseling, and tutoring services.
What it actually costs you
Requires participation in EOF-specific summer programs and advising sessions.
Common gotcha
You must be accepted into an EOF program at your specific college to receive the funding.

Getting to campus and back

NJ Transit Student Pass

state · NJ Transit

Who qualifies
Full-time students at participating NJ colleges.
What you get
25% discount on monthly rail, bus, or light rail passes.
What it actually costs you
Must be purchased through your college's student portal.
Common gotcha
Only works if your college is registered in the University Partnership Program.

State-Supported Bike Share Discounts

municipal · City of Jersey City / Hoboken

Who qualifies
Students with a valid .edu email address.
What you get
Reduced annual membership rates for city bike-share systems.
What it actually costs you
Registration via the bike-share app with student ID verification.
Common gotcha
Discounts are city-specific and don't apply statewide.
New Mexico

New Mexico offers some of the most accessible higher education funding in the US, specifically through tuition-free programs for residents.

Money to pay for my degree

New Mexico Opportunity Scholarship

state · New Mexico Higher Education Department

Who qualifies
New Mexico residents enrolled in public colleges or tribal colleges.
What you get
Covers 100% of tuition and required fees for undergraduate degrees.
What it actually costs you
Must maintain a 2.5 GPA; no application form needed if FAFSA is filed.
Common gotcha
It does not cover books or living expenses, only tuition and fees.

Legislative Lottery Scholarship

state · New Mexico Higher Education Department

Who qualifies
New Mexico high school graduates or GED recipients enrolled full-time.
What you get
Partial tuition assistance for students after their first semester.
What it actually costs you
Must complete 15 credit hours in the first semester with a 2.5 GPA.
Common gotcha
You must wait until your second semester to start receiving this.

State Student Incentive Grant

state · New Mexico Higher Education Department

Who qualifies
Undergraduate students with significant financial need.
What you get
Need-based grants ranging from $200 to $2,500 per year.
What it actually costs you
Requires filing the FAFSA by the priority deadline.
Common gotcha
Funding is limited and awarded on a first-come, first-served basis.

Getting around and staying healthy

Student Transit Discount Programs

municipal · City of Albuquerque / Santa Fe Trails

Who qualifies
Students with a valid university or high school ID.
What you get
Reduced or free bus fares on municipal transit systems.
What it actually costs you
Must show current student ID card to the driver.
Common gotcha
Passes are often tied to specific university partnerships; check your campus ID office.

beWellnm

state · New Mexico Health Insurance Exchange

Who qualifies
New Mexico residents who do not have employer-sponsored health coverage.
What you get
Subsidized health insurance plans with lower premiums based on income.
What it actually costs you
Requires proof of residency and income verification documents.
Common gotcha
Enrollment is only open during specific periods unless you have a qualifying life event.
Nevada

Nevada offers unique tuition-free pathways and state-specific grants that make higher education accessible for residents who might otherwise struggle with costs.

Money to pay for my classes

Nevada Promise Scholarship

state · Nevada System of Higher Education

Who qualifies
Nevada high school graduates enrolling in a community college.
What you get
Covers tuition and mandatory fees for up to three years.
What it actually costs you
Requires community service hours and mandatory mentorship meetings.
Common gotcha
You must meet strict deadlines for training and community service or you lose the award.

Silver State Opportunity Grant

state · Nevada System of Higher Education

Who qualifies
Low-income students enrolled in at least 15 credits at a Nevada institution.
What you get
Need-based financial aid to cover direct costs of education.
What it actually costs you
Must file FAFSA early; funds are limited and awarded on a first-come basis.
Common gotcha
It is not a full-ride; it only covers a portion of costs after other aid is applied.

Governor Guinn Millennium Scholarship

state · Nevada State Treasurer

Who qualifies
Nevada high school graduates with a 3.25 GPA or higher.
What you get
Up to $10,000 total for undergraduate studies.
What it actually costs you
Must maintain a 2.75 GPA while in college to keep receiving funds.
Common gotcha
Students often forget to maintain the required credit load per semester.

Staying healthy and getting around

RTC Student Transit Pass

municipal · Regional Transportation Commission of Southern Nevada

Who qualifies
Students enrolled in participating Nevada colleges.
What you get
Discounted or free bus fare on public transit.
What it actually costs you
Requires a valid student ID card.
Common gotcha
Not all bus routes are covered; check the specific pass zones.

Nevada Check Up

state · Division of Health Care Financing and Policy

Who qualifies
Low-income students under 19 who do not have health insurance.
What you get
Comprehensive health coverage for doctor visits and prescriptions.
What it actually costs you
Low monthly premiums based on family income.
Common gotcha
Coverage ends automatically when you turn 19, regardless of student status.
New York

New York offers some of the most robust state-funded tuition assistance and student support programs in the US, specifically designed to keep residents in-state for higher education.

Money for College

Tuition Assistance Program (TAP)

state · New York State Higher Education Services Corporation

Who qualifies
Full-time undergraduate students at approved NY colleges with a family net taxable income below $80,000.
What you get
Up to $5,665 annually in grant money that does not need to be repaid.
What it actually costs you
Free to apply; requires FAFSA and TAP application; must maintain academic progress.
Common gotcha
You must reapply every single year, and it only applies to tuition, not room and board.

Excelsior Scholarship

state · New York State Higher Education Services Corporation

Who qualifies
NY residents with a family adjusted gross income under $125,000 attending CUNY or SUNY schools.
What you get
Covers tuition costs after other federal and state grants are applied.
What it actually costs you
Must complete 30 credits per year and live/work in NY for the same number of years post-graduation.
Common gotcha
If you move out of state after graduation, the scholarship converts into a student loan you must repay.

NY State STEM Incentive Program

state · New York State Higher Education Services Corporation

Who qualifies
Top 10% of high school graduating class pursuing a STEM degree at a SUNY or CUNY school.
What you get
Full tuition coverage for up to four years.
What it actually costs you
Must sign a service contract to work in a STEM field in NY for five years post-graduation.
Common gotcha
The GPA requirement is strict; you must maintain a 2.5 GPA to keep the award.

Senator Jose Peralta NY State DREAM Act

state · New York State Higher Education Services Corporation

Who qualifies
Undocumented students and those with DACA status who meet specific residency requirements.
What you get
Access to state-administered grants and scholarships including TAP.
What it actually costs you
Requires proof of NY high school attendance or GED completion.
Common gotcha
Eligibility is based on NY residency, not federal immigration status.

Getting Around and Living

Student MetroCard

municipal · NYC Department of Education / MTA

Who qualifies
Students enrolled in NYC public schools or participating in specific youth programs.
What you get
Free or discounted subway and bus travel to and from school.
What it actually costs you
Issued through your school's administration office.
Common gotcha
Only valid during school hours and on designated school days.

Empire Pass (Student Discount)

state · New York State Office of Parks, Recreation and Historic Preservation

Who qualifies
Students with valid ID at participating campus events or specific outreach programs.
What you get
Unlimited vehicle access to most state parks.
What it actually costs you
Small processing fee for the physical card.
Common gotcha
Does not cover camping or boat launch fees.

NY State of Health Student Plan

state · NY State of Health Marketplace

Who qualifies
Students who are NY residents and do not have access to employer-sponsored insurance.
What you get
Subsidized health insurance premiums based on income.
What it actually costs you
Monthly premiums vary; requires tax documentation.
Common gotcha
Must update the marketplace if your income changes due to part-time work.
Ohio

Ohio offers a robust landscape of state-funded grants and tuition-reciprocity agreements that significantly lower the cost of higher education for residents and neighboring students.

Money to help pay for college

Ohio College Opportunity Grant (OCOG)

state · Ohio Department of Higher Education

Who qualifies
Ohio residents with an EFC (Expected Family Contribution) below a specific threshold enrolled in eligible institutions.
What you get
Need-based financial aid up to $4,000 per academic year.
What it actually costs you
No fee; requires FAFSA submission by the state deadline.
Common gotcha
It is only applicable at public and private non-profit colleges in Ohio, not for-profit schools.

Ohio National Guard Scholarship Program

state · Ohio Adjutant General's Department

Who qualifies
Active members of the Ohio National Guard.
What you get
100% of tuition paid at state-assisted colleges and universities.
What it actually costs you
Must maintain good standing in the Guard and meet academic progress standards.
Common gotcha
You must apply for the scholarship every term you are enrolled.

Midwest Student Exchange Program

state · Midwestern Higher Education Compact

Who qualifies
Residents of participating Midwestern states attending specific Ohio public universities.
What you get
Tuition capped at 150% of the in-state rate.
What it actually costs you
No application fee; requires admission to an MSEP-participating program.
Common gotcha
Not every major at every school participates; check the program list carefully.

Ohio War Orphans Scholarship

state · Ohio Department of Higher Education

Who qualifies
Children of deceased or disabled Ohio veterans.
What you get
Significant tuition assistance at public and private Ohio colleges.
What it actually costs you
Requires proof of parent's military service and disability/death status.
Common gotcha
Application deadline is strictly May 15th for the following academic year.

Living and getting around

COTA Student Pass (Columbus)

municipal · Central Ohio Transit Authority

Who qualifies
Students enrolled at participating Columbus-area universities.
What you get
Unlimited bus rides across the COTA network.
What it actually costs you
Often included in student fees; requires a valid university ID.
Common gotcha
You must tap your university ID card every time you board.

OhioLINK

state · Ohio Library and Information Network

Who qualifies
Students at any member Ohio college or university.
What you get
Access to millions of books, journals, and research databases across the state.
What it actually costs you
Free with your university library card.
Common gotcha
You must request books through the portal; they are shipped to your campus library.
Oklahoma

Oklahoma offers unique financial pathways for residents and students, particularly through the Oklahoma's Promise program and various state-specific tuition waivers.

Money to pay for my degree

Oklahoma's Promise

state · Oklahoma State Regents for Higher Education

Who qualifies
Students from families with an annual income of $60,000 or less, applying in 8th, 9th, 10th, or 11th grade.
What you get
Covers tuition at any Oklahoma public college or university for up to five years.
What it actually costs you
Requires maintaining a 2.5 GPA and meeting specific high school curriculum requirements.
Common gotcha
You must apply while still in middle or high school; you cannot sign up once you are already in college.

Oklahoma Tuition Aid Grant (OTAG)

state · Oklahoma State Regents for Higher Education

Who qualifies
Oklahoma residents attending eligible public or private non-profit colleges with high financial need.
What you get
Need-based grant funding that does not need to be repaid.
What it actually costs you
Must file the FAFSA as early as possible; funds are limited and awarded on a first-come, first-served basis.
Common gotcha
The FAFSA submission date is critical; late filers often miss out due to fund depletion.

Academic Scholars Program

state · Oklahoma State Regents for Higher Education

Who qualifies
Top-performing students based on ACT/SAT scores or National Merit status.
What you get
Annual cash awards for tuition, room, board, and books for up to four years.
What it actually costs you
Requires maintaining a 3.25 GPA in college.
Common gotcha
The award is highly competitive and based on specific test score thresholds.

Staying healthy and getting around

Oklahoma State Student Transit Discounts

municipal · City of Oklahoma City / EMBARK

Who qualifies
Students enrolled at participating local universities with a valid student ID.
What you get
Reduced fare rates on city bus and streetcar services.
What it actually costs you
Must present current student ID at the time of purchase or boarding.
Common gotcha
Not all transit routes participate; check the EMBARK website for specific campus partnerships.

SoonerCare (Medicaid) for Students

state · Oklahoma Health Care Authority

Who qualifies
Low-income students who meet specific state residency and income requirements.
What you get
Comprehensive health coverage including doctor visits, prescriptions, and mental health services.
What it actually costs you
Zero monthly premiums; requires annual renewal of income verification.
Common gotcha
Being a student does not automatically qualify you; you must meet the strict income thresholds.
Oregon

Oregon offers some of the most robust state-funded financial aid and tuition equity programs in the US, specifically designed to keep resident students in-state.

Money to pay for my classes

Oregon Opportunity Grant

state · Oregon Higher Education Coordinating Commission

Who qualifies
Low-income Oregon residents attending eligible public or private non-profit colleges.
What you get
Need-based grant funding that does not need to be repaid.
What it actually costs you
Free to apply via FAFSA or ORSAA; requires maintaining satisfactory academic progress.
Common gotcha
Funds are limited and awarded on a first-come, first-served basis, so file as early as possible.

Oregon Student Aid Application

state · Oregon Higher Education Coordinating Commission

Who qualifies
Oregon students who are ineligible for federal aid due to immigration status.
What you get
Access to state-funded grants and scholarships.
What it actually costs you
Free; requires documentation of Oregon residency.
Common gotcha
Do not fill out both FAFSA and ORSAA; choose the one that applies to your citizenship status.

Oregon Promise Grant

state · Oregon Higher Education Coordinating Commission

Who qualifies
Recent high school graduates or GED recipients attending an Oregon community college.
What you get
Covers a significant portion of community college tuition costs.
What it actually costs you
Requires a $50 co-pay per term; must maintain a 2.0 GPA.
Common gotcha
You must apply during your final year of high school or immediately after earning your GED.

Oregon Tuition Equity Act

state · Oregon Public Universities

Who qualifies
Students who attended an Oregon high school for at least three years and graduated.
What you get
In-state tuition rates regardless of immigration status.
What it actually costs you
Requires submission of an affidavit to the college registrar.
Common gotcha
You must re-verify your status if you transfer to a different institution.

Staying healthy and fed while studying

Oregon Health Plan (OHP)

state · Oregon Health Authority

Who qualifies
Low-income students meeting specific income thresholds.
What you get
Full medical, dental, and mental health coverage with no premiums.
What it actually costs you
Free; requires annual renewal and proof of income.
Common gotcha
If you are claimed as a dependent on your parents' taxes, their income counts toward your eligibility.

SNAP for Students

state · Oregon Department of Human Services

Who qualifies
Students enrolled at least half-time who meet income guidelines and have a work-study or exemption status.
What you get
Monthly funds on an EBT card for groceries.
What it actually costs you
Requires an interview and verification of student status.
Common gotcha
Many students think they are ineligible because they are students, but work-study participation often grants an exemption.

University Transit Pass Programs

municipal · TriMet / Lane Transit District

Who qualifies
Students at participating universities (e.g., PSU, UO, OSU).
What you get
Deeply discounted or free unlimited public transit passes.
What it actually costs you
Usually included in student fees; requires a valid student ID.
Common gotcha
You must activate your pass at the start of each term.
Pennsylvania

Pennsylvania offers some of the most robust state-funded grant programs and tuition-reduction initiatives for students attending public and private institutions within the Commonwealth.

Money for College

PA State Grant Program

state · Pennsylvania Higher Education Assistance Agency (PHEAA)

Who qualifies
PA residents enrolled in an approved undergraduate program with financial need.
What you get
Need-based grants that do not need to be repaid, up to several thousand dollars per year.
What it actually costs you
Free to apply via FAFSA; requires meeting specific state residency and academic progress standards.
Common gotcha
Missing the May 1st deadline for non-community college students often results in total loss of eligibility.

Ready to Succeed Scholarship (RTSS)

state · PHEAA

Who qualifies
Full-time undergraduate students with a GPA of 3.25 or higher and family income below $176,400.
What you get
Up to $2,000 per academic year to assist with tuition costs.
What it actually costs you
No separate application; automatically considered based on FAFSA and PHEAA grant data.
Common gotcha
You must maintain the 3.25 GPA every single semester to keep the funding.

Fostering Independence Tuition Waiver Program

state · PA Department of Education

Who qualifies
Students who were in foster care at age 16 or older.
What you get
Waiver of tuition and mandatory fees at PA public colleges and universities.
What it actually costs you
Requires documentation of foster care status from the county or state agency.
Common gotcha
The waiver only applies to the remaining balance after other grants and scholarships are applied.

PA Forward Student Loan Program

state · PHEAA

Who qualifies
PA residents or students attending a PA school who need supplemental funding.
What you get
Low-interest private student loans with flexible repayment options.
What it actually costs you
Requires a credit check; often requires a co-signer for lower interest rates.
Common gotcha
These are private loans, not federal, so they lack federal income-driven repayment protections.

Living and Staying Healthy

Children's Health Insurance Program (CHIP)

state · PA Department of Human Services

Who qualifies
Uninsured PA residents under age 19 who do not qualify for Medical Assistance.
What you get
Comprehensive health coverage including doctor visits, immunizations, and dental care.
What it actually costs you
Free or low-cost depending on family income; simple online application.
Common gotcha
You must re-enroll every year; coverage does not automatically renew without updated income verification.

Supplemental Nutrition Assistance Program (SNAP)

state · PA Department of Human Services

Who qualifies
Low-income students who meet specific work-study or exemption criteria.
What you get
Monthly funds on an EBT card for grocery purchases.
What it actually costs you
Requires proof of income and student status; rigorous documentation needed.
Common gotcha
Most students are ineligible unless they work 20 hours a week or participate in a state-approved work-study program.

SEPTA University Pass Program

municipal · SEPTA (Southeastern Pennsylvania Transportation Authority)

Who qualifies
Students at participating universities in the Philadelphia region.
What you get
Discounted semester-long transit passes for buses, subways, and regional rail.
What it actually costs you
Purchased through the university bursar's office; usually cheaper than individual monthly passes.
Common gotcha
Only valid for specific transit zones; check if your campus is included in the partner list.
Rhode Island

Rhode Island offers unique tuition-free pathways and state-specific grants that significantly lower the cost of higher education for local students compared to neighboring states.

Money for college and tuition help

Rhode Island Promise Scholarship

state · Office of the Postsecondary Commissioner

Who qualifies
Recent high school graduates enrolling full-time at CCRI immediately after graduation.
What you get
Two years of tuition-free education at the Community College of Rhode Island.
What it actually costs you
Must complete FAFSA and maintain a 2.5 GPA; requires 30 credits per year.
Common gotcha
You must enroll directly after high school; gap years disqualify you.

Rhode Island State Grant Program

state · Rhode Island Higher Education Assistance Authority

Who qualifies
Undergraduate students with significant financial need who are RI residents.
What you get
Need-based financial aid ranging from $250 to $1,500 per academic year.
What it actually costs you
Requires FAFSA submission by the state deadline.
Common gotcha
Funds are limited and awarded on a first-come, first-served basis based on FAFSA filing date.

Rhode Island Nursing Education Center Scholarships

state · Rhode Island College

Who qualifies
Nursing students enrolled in specific programs at the RIC Nursing Education Center.
What you get
Partial tuition coverage to bridge the gap between other aid and total costs.
What it actually costs you
Application through the RIC financial aid office.
Common gotcha
Only available for specific nursing tracks, not general studies.

Rhode Island State Work-Study

state · Rhode Island Office of Postsecondary Commissioner

Who qualifies
Students with demonstrated financial need attending participating RI institutions.
What you get
Subsidized part-time employment opportunities on or off campus.
What it actually costs you
Requires finding a qualifying employer; standard payroll taxes apply.
Common gotcha
Jobs must be approved by the state program to qualify for the subsidy.

Getting around and staying healthy

RIPTA Student Bus Pass

state · Rhode Island Public Transit Authority

Who qualifies
Students enrolled in participating Rhode Island schools and colleges.
What you get
Discounted monthly bus passes for unlimited travel on RIPTA routes.
What it actually costs you
Requires a valid student ID and a nominal processing fee.
Common gotcha
Must be renewed every semester with proof of enrollment.

HealthSource RI for Students

state · HealthSource RI

Who qualifies
RI resident students who do not have access to employer-sponsored or parental insurance.
What you get
Subsidized private health insurance plans with lower monthly premiums.
What it actually costs you
Monthly premium payments based on income; requires tax documents.
Common gotcha
Open enrollment periods apply unless you have a qualifying life event.

Ocean State Libraries Student Access

state · Ocean State Libraries

Who qualifies
Any student attending a school within the OSL network.
What you get
Access to digital databases, research materials, and inter-library loans statewide.
What it actually costs you
Free with a valid student ID or library card.
Common gotcha
Some digital resources require a specific PIN provided by your home library.
South Carolina

South Carolina offers specific tuition grants and lottery-funded scholarships that make public university education significantly more affordable for local students.

Money for College

Palmetto Fellows Scholarship

state · South Carolina Commission on Higher Education

Who qualifies
High-achieving SC high school seniors meeting strict GPA, class rank, and SAT/ACT score criteria.
What you get
Up to $6,700 per year for the first year and $7,500 for subsequent years.
What it actually costs you
Requires school counselor nomination; no separate application form needed.
Common gotcha
You must maintain a 3.0 GPA in college to keep the funding each year.

LIFE Scholarship

state · South Carolina Commission on Higher Education

Who qualifies
SC residents attending eligible four-year institutions with a 3.0 GPA and specific test scores.
What you get
$5,000 per year toward tuition and fees.
What it actually costs you
Automatic consideration by the college financial aid office upon enrollment.
Common gotcha
It cannot be combined with the Palmetto Fellows scholarship.

South Carolina Need-Based Grant

state · South Carolina Commission on Higher Education

Who qualifies
Undergraduate SC residents with demonstrated financial need as determined by FAFSA.
What you get
Up to $3,500 per year for full-time students.
What it actually costs you
Requires submission of the FAFSA by the college's priority deadline.
Common gotcha
Funding is limited and distributed on a first-come, first-served basis.

SC HOPE Scholarship

state · South Carolina Commission on Higher Education

Who qualifies
Freshmen at four-year institutions who meet GPA requirements but don't qualify for LIFE or Palmetto.
What you get
$2,800 for the freshman year only.
What it actually costs you
Automatic eligibility check based on high school transcript.
Common gotcha
This is a one-time award; you must meet LIFE scholarship criteria to get funding for sophomore year.

Living and Working as a Student

SC Workforce Scholarships for the Future

state · SC Technical College System

Who qualifies
Students enrolled in high-demand career programs at SC technical colleges.
What you get
Covers tuition and mandatory fees for eligible programs.
What it actually costs you
Must maintain enrollment in an approved high-demand program.
Common gotcha
Program lists change annually based on workforce needs.

Future Scholar 529 College Savings Plan

state · Office of the State Treasurer

Who qualifies
Families saving for a student's future education expenses.
What you get
Tax-advantaged growth and state income tax deductions for contributions.
What it actually costs you
Minimum initial contribution varies; managed through the state portal.
Common gotcha
Funds must be used for qualified education expenses to avoid penalties.
South Dakota

South Dakota offers unique tuition-reduction programs and residency-based financial aid that make higher education significantly more accessible for local students compared to neighboring states.

Money for College

South Dakota Opportunity Scholarship

state · South Dakota Board of Regents

Who qualifies
SD high school graduates with a 3.0 GPA and specific ACT/SAT scores.
What you get
Up to $6,500 over four years to attend eligible SD colleges.
What it actually costs you
Free application; requires official high school transcript and test scores.
Common gotcha
You must maintain a 3.0 GPA while in college to keep receiving the funds each semester.

South Dakota Need-Based Grant Program

state · South Dakota Board of Regents

Who qualifies
SD residents attending public universities with high financial need.
What you get
Variable grant amounts based on FAFSA results and institutional funding.
What it actually costs you
Requires submission of FAFSA by the priority deadline.
Common gotcha
Funding is limited; apply as early as possible after the FAFSA opens.

Critical Teaching Needs Scholarship

state · South Dakota Department of Education

Who qualifies
Students pursuing degrees in high-need teaching fields like math, science, or special education.
What you get
Up to $4,000 per year for junior and senior years.
What it actually costs you
Requires a commitment to teach in a SD public school for five years post-graduation.
Common gotcha
If you don't fulfill the teaching service, the scholarship converts to a loan you must repay.

South Dakota Native American Scholarship

state · South Dakota Board of Regents

Who qualifies
Enrolled members of a federally recognized tribe in SD.
What you get
Financial assistance for tuition and fees at state-supported institutions.
What it actually costs you
Proof of tribal enrollment and residency documentation.
Common gotcha
Must be a resident of South Dakota for at least one year prior to application.

Living and Getting Around

South Dakota State Park Student Access

state · South Dakota Game, Fish and Parks

Who qualifies
Full-time students with a valid university ID.
What you get
Discounted annual park entrance permits for recreational areas.
What it actually costs you
Small processing fee; valid student ID required.
Common gotcha
Discount is usually applied to vehicle permits, not individual entry.

SD Workforce Development Internship Program

state · South Dakota Department of Labor and Regulation

Who qualifies
Students enrolled in post-secondary programs seeking internships in critical sectors.
What you get
State-subsidized internship placements and potential wage matching.
What it actually costs you
Resume and interview preparation; competitive application process.
Common gotcha
Must be in a state-approved field of study to qualify for the subsidy.
Tennessee

Tennessee offers unique financial aid pathways like the Tennessee Promise and HOPE scholarship that significantly reduce the cost of higher education for residents.

Money to pay for college

Tennessee Promise

state · Tennessee Student Assistance Corporation

Who qualifies
High school seniors graduating from a TN high school.
What you get
Requires 8 hours of community service per term and meeting with a mentor.
Common gotcha
You must maintain full-time enrollment and a 2.0 GPA to keep the funding.

HOPE Scholarship

state · Tennessee Student Assistance Corporation

Who qualifies
TN residents with a 21 ACT score or 3.0 high school GPA.
What you get
Up to $2,250 per semester for four-year institutions.
What it actually costs you
Requires FAFSA submission annually.
Common gotcha
The award amount is prorated if you take fewer than 12 credit hours.

Tennessee Reconnect

state · Tennessee Higher Education Commission

Who qualifies
Adult learners (25+) without a college degree.
What you get
Tuition-free path to an associate degree or certificate at community colleges.
What it actually costs you
Must be a TN resident for at least one year.
Common gotcha
Does not cover books or course-specific lab fees.

Dual Enrollment Grant

state · Tennessee Student Assistance Corporation

Who qualifies
High school juniors and seniors taking college courses.
What you get
Covers the cost of up to 10 dual enrollment courses.
What it actually costs you
Must maintain a 2.0 college GPA for subsequent grants.
Common gotcha
The grant only covers a specific amount per credit hour; check if your college charges more.

Living and getting around

WeGo Public Transit Student Discount

municipal · WeGo Public Transit

Who qualifies
Students enrolled in participating Nashville-area colleges.
What you get
Discounted bus fare or free access depending on university partnership.
What it actually costs you
Requires a valid student ID card.
Common gotcha
Not all universities participate; check with your campus ID office.

Tennessee State Parks Student Access

state · Tennessee Department of Environment and Conservation

Who qualifies
All students visiting state parks.
What you get
Free general admission to all 57 state parks.
What it actually costs you
Just your time and transportation to the park.
Common gotcha
Does not cover camping fees or special event tickets.
Texas

Texas offers unique tuition-free pathways and state-specific grants that significantly reduce the burden of higher education for residents.

Money to pay for college

TEXAS Grant Program

state · Texas Higher Education Coordinating Board

Who qualifies
Texas residents with financial need attending a public university.
What you get
Covers tuition and fees for undergraduate students.
What it actually costs you
Requires FAFSA/TASFA submission; no separate application usually needed.
Common gotcha
Funding is limited; apply as early as possible to secure a spot.

Texas Educational Opportunity Grant (TEOG)

state · Texas Higher Education Coordinating Board

Who qualifies
Students enrolled in Texas public community colleges with financial need.
What you get
Financial assistance for tuition and fees at two-year institutions.
What it actually costs you
Must meet Satisfactory Academic Progress (SAP) requirements.
Common gotcha
You must maintain a specific GPA to keep receiving the grant each semester.

Top Ten Percent Automatic Admissions

state · Texas Education Agency

Who qualifies
Students graduating in the top 10% of their Texas high school class.
What you get
Automatic admission to any Texas public university (excluding UT Austin's specific cap).
What it actually costs you
Requires official high school transcript showing class rank.
Common gotcha
UT Austin has a different percentage threshold for automatic admission due to high demand.

B-On-Time Loan

state · Texas Higher Education Coordinating Board

Who qualifies
Texas undergraduates who meet specific academic and residency criteria.
What you get
Zero-interest loan that can be forgiven if the student graduates on time.
What it actually costs you
Must maintain a 2.5 GPA and complete 75% of attempted hours.
Common gotcha
Loan forgiveness is strictly tied to graduating within the designated timeframe.

Specific tuition waivers

Hazlewood Act Exemption

state · Texas Veterans Commission

Who qualifies
Veterans or their children who meet residency and service requirements.
What you get
Exemption from tuition and most fees at public institutions.
What it actually costs you
Requires DD214 and proof of Texas residency at time of entry.
Common gotcha
Does not cover living expenses or books, only tuition/fees.

Foster Care Tuition and Fee Waiver

state · Texas Department of Family and Protective Services

Who qualifies
Students formerly in the Texas foster care system.
What you get
Exemption from tuition and fees at any Texas public college or university.
What it actually costs you
Requires a letter of verification from DFPS.
Common gotcha
Must be used before the student reaches age 25.

Dual Credit Tuition Waiver

state · Texas Education Agency

Who qualifies
High school students taking college courses for dual credit.
What you get
Reduced or waived tuition costs for college-level courses.
What it actually costs you
Requires school district approval and enrollment in an eligible program.
Common gotcha
Not all colleges participate in the waiver for all courses.
Utah

Utah offers unique tuition-reduction programs and state-specific grants that make higher education significantly more accessible for residents compared to neighboring states.

Money to help me graduate

Utah Opportunity Scholarship

state · Utah System of Higher Education

Who qualifies
Utah high school graduates with a 3.3 GPA and specific core course requirements.
What you get
Merit-based financial aid to cover tuition costs at participating Utah institutions.
What it actually costs you
Requires high school transcript and FAFSA submission; application window is tight.
Common gotcha
Many students miss the deadline because they don't realize it requires specific high school coursework completion.

New Century Scholarship

state · Utah Higher Education Assistance Authority

Who qualifies
Students who complete an Associate degree in high school with a 3.0 GPA.
What you get
A tuition scholarship for the remaining two years of a bachelor's degree.
What it actually costs you
Proof of Associate degree completion and college transcripts.
Common gotcha
You must maintain a specific GPA at the university level to keep the funding active.

Terrel H. Bell Education Scholarship

state · Utah State Board of Education

Who qualifies
Students pursuing a career in teaching at a Utah public or private institution.
What you get
Up to $10,000 per year to cover tuition and fees.
What it actually costs you
Must commit to teaching in a Utah school for a set period post-graduation.
Common gotcha
If you change your major away from education, you may have to repay the funds.

Utah Promise Grant

state · Utah System of Higher Education

Who qualifies
Low-income students attending a public Utah college or technical school.
What you get
Need-based aid that covers tuition and fees not met by other grants.
What it actually costs you
Requires FAFSA filing and meeting institutional financial aid deadlines.
Common gotcha
It is a 'last-dollar' grant, meaning it only covers what federal Pell grants don't.

Getting around the city

UTA Student Transit Pass

municipal · Utah Transit Authority

Who qualifies
Students enrolled at participating universities like the University of Utah or UVU.
What you get
Unlimited access to TRAX light rail, buses, and FrontRunner commuter trains.
What it actually costs you
Usually included in student fees; requires a valid student ID card.
Common gotcha
You must tap your student ID on the card reader every time you board.

GREENbike Student Discount

municipal · GREENbike SLC

Who qualifies
Students with a valid .edu email address.
What you get
Reduced annual membership fees for bike-share access in downtown SLC.
What it actually costs you
Online registration and verification of student status.
Common gotcha
Discount codes are often sent via university newsletters rather than the main site.
Virginia

Virginia offers a robust mix of state-funded tuition assistance and workforce development grants that significantly lower the cost of higher education for residents.

Money to pay for college

Virginia Tuition Assistance Grant

state · State Council of Higher Education for Virginia

Who qualifies
Virginia residents attending eligible private, non-profit colleges in the state.
What you get
Annual grant of up to $5,000 for undergraduate students.
What it actually costs you
Free to apply; requires FAFSA and institutional form by July 31st.
Common gotcha
It is not available for students pursuing religious or theological degrees.

Commonwealth Grant

state · State Council of Higher Education for Virginia

Who qualifies
Undergraduate Virginia residents with demonstrated financial need at public colleges.
What you get
Variable grant amount based on remaining financial need after other aid.
What it actually costs you
No application fee; automatic consideration via FAFSA filing.
Common gotcha
Funding is limited and awarded on a first-come, first-served basis by the school.

Get Skilled, Get a Job, Give Back (G3)

state · Virginia Community College System

Who qualifies
Low-to-middle income students enrolled in high-demand degree programs at community colleges.
What you get
Tuition-free training for specific industry-recognized credentials.
What it actually costs you
Must maintain satisfactory academic progress.
Common gotcha
Only applies to specific 'high-demand' fields like healthcare or IT.

Virginia Community College Tuition Waiver

state · Virginia Community College System

Who qualifies
Students meeting specific criteria such as foster care youth or dependents of military personnel.
What you get
Full or partial waiver of tuition and mandatory fees.
What it actually costs you
Requires proof of status documentation.
Common gotcha
Does not cover books or living expenses.

Help with daily life and health

Virginia Student Health Insurance Subsidy

state · Virginia Department of Health

Who qualifies
Low-income students who do not have access to employer or parental coverage.
What you get
Premium assistance for purchasing health plans through the state exchange.
What it actually costs you
Requires proof of income and student status.
Common gotcha
Must be re-verified every semester.

Virginia Transit Student Fare Program

municipal · Local Transit Authorities (e.g., GRTC, WMATA)

Who qualifies
Students with a valid university ID card.
What you get
Reduced or free bus and rail fares within the transit network.
What it actually costs you
Usually requires a small fee for the transit pass card.
Common gotcha
Only valid during active enrollment periods.

College Food Pantry Support

community · Virginia Department of Social Services

Who qualifies
Students facing food insecurity at participating public universities.
What you get
Access to on-campus food pantries and emergency meal vouchers.
What it actually costs you
Student ID card and a brief needs assessment.
Common gotcha
Supplies are limited; check availability at the student union.
Vermont

Vermont offers unique state-funded grants and tuition-free pathways that make higher education significantly more accessible for residents compared to neighboring states.

Money for my degree

Vermont State Grant

state · Vermont Student Assistance Corporation (VSAC)

Who qualifies
Full-time undergraduate Vermont residents with financial need.
What you get
Need-based grant funding that does not need to be repaid.
What it actually costs you
Requires FAFSA and the VSAC grant application; deadline is usually in the spring.
Common gotcha
Missing the early priority deadline often results in reduced funding.

802 Opportunity Program

state · Community College of Vermont (CCV)

Who qualifies
Vermont residents with a family adjusted gross income of $75,000 or less.
What you get
Free tuition for associate degrees and certificate programs at CCV.
What it actually costs you
Must complete FAFSA and the Vermont grant application.
Common gotcha
Only applies to tuition, not books or course fees.

Non-Degree Grant

state · Vermont Student Assistance Corporation (VSAC)

Who qualifies
Vermont residents taking courses to improve job skills or explore a career.
What you get
Partial funding for up to two courses per semester.
What it actually costs you
Application required before the course starts.
Common gotcha
You must be a Vermont resident for at least one year.

Vermont Incentive Grant

state · VSAC

Who qualifies
Undergraduate students enrolled in degree programs with high financial need.
What you get
Additional financial support beyond the base state grant.
What it actually costs you
Automatic consideration based on your FAFSA data.
Common gotcha
Awards are limited by annual state budget appropriations.

Living and staying healthy

Vermont Health Connect (Student Subsidy)

state · Department of Vermont Health Access

Who qualifies
Low-income students who do not have employer or parent-provided insurance.
What you get
Subsidized health insurance premiums based on income.
What it actually costs you
Monthly premium payments; requires proof of income.
Common gotcha
Students often forget to update their income if they take on a summer job.

Reach Up

state · Department for Children and Families

Who qualifies
Student parents with low income.
What you get
Cash assistance and support services for education and training.
What it actually costs you
Requires an interview and ongoing verification of student status.
Common gotcha
Must be actively participating in an approved work/study plan.

3SquaresVT for Students

state · Department for Children and Families

Who qualifies
Students meeting specific exemptions like working 20+ hours or participating in work-study.
What you get
Monthly grocery budget on an EBT card.
What it actually costs you
Application form and proof of student/work status.
Common gotcha
Most students are ineligible unless they meet specific work-study or exemption criteria.

Green Mountain Transit Student Pass

municipal · Green Mountain Transit (GMT)

Who qualifies
Students at participating colleges in the Burlington area.
What you get
Reduced or free bus fare with a valid student ID.
What it actually costs you
Must present current college ID card.
Common gotcha
Not all routes or regions are covered by the student discount.
Washington

Washington offers some of the most robust state-funded financial aid programs in the US, specifically designed to keep college costs low for residents.

Money for College

Washington College Grant

state · Washington Student Achievement Council

Who qualifies
WA residents with family incomes up to 100% of the state median family income.
What you get
Full or partial tuition coverage at public colleges and universities.
What it actually costs you
Requires FAFSA or WASFA application; no fee.
Common gotcha
You must maintain satisfactory academic progress to keep receiving the grant each year.

Washington Application for State Financial Aid

state · Washington Student Achievement Council

Who qualifies
Students who are not eligible for federal aid due to immigration status.
What you get
Access to state-funded grants and financial aid programs.
What it actually costs you
Online form; takes about 30-45 minutes.
Common gotcha
Do not fill out the FAFSA if you are filling out the WASFA; use one or the other.

College Bound Scholarship

state · Washington Student Achievement Council

Who qualifies
Students who sign up in 7th or 8th grade and meet income requirements.
What you get
Covers tuition, some fees, and a small book allowance.
What it actually costs you
Must be signed up by the end of 8th grade.
Common gotcha
Many students forget to sign up in middle school and miss the window entirely.

Opportunity Grant

state · Washington State Board for Community and Technical Colleges

Who qualifies
Low-income students enrolled in high-wage, high-demand professional/technical programs.
What you get
Up to 45 credits of tuition and fees, plus up to $1,000 for books/supplies.
What it actually costs you
Application through the college financial aid office.
Common gotcha
Only available at community and technical colleges, not four-year universities.

Getting Around

Free Transit for Youth

state · Washington State Department of Transportation

Who qualifies
All youth 18 and under.
What you get
Free rides on public transit buses, light rail, and ferries.
What it actually costs you
None; just show ID if asked.
Common gotcha
Different transit agencies have different rules for what counts as proof of age.

ORCA Card

state · King County Metro / Sound Transit

Who qualifies
Students at participating colleges for subsidized passes.
What you get
Discounted monthly transit passes.
What it actually costs you
Usually a small fee for the card itself.
Common gotcha
Check if your specific college has a 'U-Pass' program before buying a standard card.
Wisconsin

Wisconsin offers unique tuition reciprocity agreements and state-specific grants that make higher education significantly more affordable for residents compared to neighboring states.

Money for my degree

Wisconsin Grant

state · Higher Educational Aids Board

Who qualifies
Undergraduate residents enrolled at least half-time in a UW System or Wisconsin private non-profit college.
What you get
Need-based grants ranging from $768 to $3,500 per academic year.
What it actually costs you
No fee; requires filing the FAFSA by the state priority deadline.
Common gotcha
The funding is limited; if you file your FAFSA late, the money is often already gone.

Minnesota-Wisconsin Tuition Reciprocity

state · Wisconsin Higher Educational Aids Board

Who qualifies
Wisconsin residents attending eligible public colleges in Minnesota.
What you get
Pay the lower of either the Minnesota resident tuition rate or the Wisconsin resident tuition rate.
What it actually costs you
Requires a separate online application form submitted annually.
Common gotcha
You must re-apply every year; it is not automatic just because you are a resident.

Talent Incentive Program (TIP) Grant

state · Higher Educational Aids Board

Who qualifies
Wisconsin resident students who are identified as disadvantaged or economically needy.
What you get
Grants between $600 and $1,800 per year for up to 10 semesters.
What it actually costs you
Nomination by a college financial aid office or high school counselor.
Common gotcha
You have to be nominated; you cannot simply apply on your own.

Minority Undergraduate Retention Grant

state · Higher Educational Aids Board

Who qualifies
Sophomore, junior, or senior minority students enrolled in Wisconsin private or public colleges.
What you get
Grants up to $2,500 per year to help complete your degree.
What it actually costs you
Application through your college's financial aid office.
Common gotcha
Only available to students who have completed at least their freshman year.

Living in Wisconsin

FoodShare Wisconsin

state · Department of Health Services

Who qualifies
Low-income students who meet specific work-study or exemption criteria.
What you get
Monthly electronic benefits for groceries.
What it actually costs you
Proof of income, student status, and enrollment in a meal plan (if applicable).
Common gotcha
Most students are ineligible unless they work 20+ hours a week or have a federal work-study award.

BadgerCare Plus

state · Department of Health Services

Who qualifies
Low-income Wisconsin residents, including students who meet income thresholds.
What you get
Comprehensive health coverage including doctor visits, mental health, and prescriptions.
What it actually costs you
Income verification and social security number.
Common gotcha
If you are claimed as a dependent on your parents' taxes, their income counts toward your eligibility.
West Virginia

West Virginia offers unique, state-specific tuition waivers and grants that make higher education significantly more accessible for residents compared to neighboring states.

Money for college

WV PROMISE Scholarship

state · West Virginia Higher Education Policy Commission

Who qualifies
WV high school graduates with a 3.0 GPA and specific ACT/SAT scores.
What you get
Up to $5,000 annually for tuition and fees at eligible WV institutions.
What it actually costs you
Requires FAFSA filing and a separate state application by the spring deadline.
Common gotcha
You must maintain a 2.75 GPA in your first year and 3.0 thereafter to keep it.

Higher Education Grant Program

state · West Virginia Higher Education Policy Commission

Who qualifies
WV residents with demonstrated financial need.
What you get
Need-based financial aid to assist with college costs.
What it actually costs you
Requires FAFSA filing; priority given to early applicants.
Common gotcha
The funding is limited, so applying as soon as the FAFSA opens is crucial.

WV Invests Grant

state · West Virginia Community and Technical College System

Who qualifies
WV residents pursuing an associate degree or certificate in high-demand fields.
What you get
Covers the remaining cost of tuition and fees after other grants are applied.
What it actually costs you
Must complete a drug-free pledge and commit to living in WV for two years post-graduation.
Common gotcha
Only applies to specific 'high-demand' degree programs listed on their site.

Underwood-Smith Teaching Scholars Program

state · West Virginia Higher Education Policy Commission

Who qualifies
Students pursuing a degree in education who commit to teaching in WV public schools.
What you get
Up to $10,000 per year for tuition and fees.
What it actually costs you
Requires a service agreement to teach for five years in a WV public school after graduation.
Common gotcha
If you fail to complete the teaching service, the scholarship converts to a loan you must repay.

Living and getting around

WV SNAP for Students

state · WV Department of Human Services

Who qualifies
Students enrolled at least half-time who meet specific work-study or exemption criteria.
What you get
Monthly food assistance benefits on an EBT card.
What it actually costs you
Requires proof of enrollment and income verification.
Common gotcha
Students are generally ineligible unless they meet specific federal/state exemptions like work-study participation.

KRT Student Discount

municipal · Kanawha Valley Regional Transportation Authority

Who qualifies
Students with a valid school ID card.
What you get
Reduced fare on public bus routes in the Charleston area.
What it actually costs you
Just show your student ID when boarding or purchasing a pass.
Common gotcha
Discount only applies to specific fare types, not all pass options.
Wyoming

Wyoming offers unique residency-based tuition support and specific scholarship programs like the Hathaway that make higher education significantly more affordable for local students.

Money for my tuition and books

Hathaway Scholarship Program

state · Wyoming Department of Education

Who qualifies
Wyoming high school graduates with specific GPA and test score requirements.
What you get
Merit-based financial aid covering a significant portion of tuition at Wyoming community colleges or the University of Wyoming.
What it actually costs you
Requires completion of the Success Curriculum in high school; no separate application beyond FAFSA.
Common gotcha
Students often lose eligibility by failing to maintain the required college GPA or credit hour completion rate each semester.

Wyoming Investment in Nursing (WYIN) Loan

state · University of Wyoming

Who qualifies
Wyoming residents enrolled in a nursing program at a Wyoming community college or the University of Wyoming.
What you get
Loan that is forgiven if the student works as a nurse in Wyoming after graduation.
What it actually costs you
Requires a service commitment; if you leave the state, the loan must be repaid with interest.
Common gotcha
The forgiveness is not automatic; you must submit employment verification annually.

Western Undergraduate Exchange (WUE)

state · Western Interstate Commission for Higher Education

Who qualifies
Students from WICHE member states attending participating Wyoming institutions.
What you get
Reduced tuition rate capped at 150% of the resident tuition rate.
What it actually costs you
Must be admitted to a participating program; not all majors are eligible.
Common gotcha
WUE is not a scholarship; it is a tuition discount that must be applied for during the admission process.

Wyoming Teacher Shortage Loan Repayment Program

state · Wyoming Department of Education

Who qualifies
Students pursuing a degree in a high-need teaching field in Wyoming.
What you get
Loan repayment assistance for teachers working in designated shortage areas.
What it actually costs you
Requires a multi-year commitment to teach in a Wyoming public school.
Common gotcha
Only applies to specific subject areas that change annually based on state data.

Living and getting around in Wyoming

Youth Game Bird/Small Game License

state · Wyoming Game and Fish Department

Who qualifies
Residents under the age of 18.
What you get
Deeply discounted hunting and fishing licenses for youth.
What it actually costs you
Requires hunter safety certification if born after 1966.
Common gotcha
You must carry the physical license while in the field; digital copies are often not accepted.

Wyoming State Parks Youth Access

state · Wyoming State Parks

Who qualifies
Students visiting state parks for educational or recreational purposes.
What you get
Reduced or free entry fees for school-sanctioned trips.
What it actually costs you
Requires coordination with the park office prior to arrival.
Common gotcha
Does not include camping fees, which are separate.