Brazil hubs

Yasmin

Model

BrazilPortuguese (Português)R$ BRL

Yasmin is a freelance model navigating the fast-paced fashion industry in Brazil, balancing irregular income with the need for professional stability. This hub covers the essential national protections, tax portals, and social security nets that keep her career and personal life on track.

Keeping my business legal

As a freelancer, staying compliant with the tax authorities is the only way to ensure I can rent apartments or apply for credit.

Microempreendedor Individual (MEI)

Microempreendedor Individual

national · Receita Federal

Who qualifies
Freelancers earning up to R$ 81,000 per year.
What you get
CNPJ number, tax exemption on federal taxes, and social security coverage.
What it actually costs you
Monthly DAS payment of approx R$ 75; requires annual declaration.
Common gotcha
You cannot be a partner or owner of another company while registered as MEI.

CPF Regularization

Cadastro de Pessoas Físicas

national · Receita Federal

Who qualifies
Every Brazilian citizen and resident.
What you get
Ability to open bank accounts, sign contracts, and pay taxes.
What it actually costs you
Free online; requires proof of identity.
Common gotcha
If your CPF is 'pendente de regularização', you cannot sign model contracts.

Conta Gov.br

national · Ministério da Gestão e da Inovação

Who qualifies
All citizens with a CPF.
What you get
Single sign-on for all federal digital services.
What it actually costs you
Requires Silver or Gold verification level via banking apps.
Common gotcha
You need the Gold level to sign digital documents legally.

eSocial

national · Governo Federal

Who qualifies
Workers and employers for payroll reporting.
What you get
Centralized labor and social security information.
What it actually costs you
Digital setup; requires constant updates.
Common gotcha
Often confused with a tax portal, it is actually for labor compliance.

Nota Fiscal Avulsa

national · Secretaria da Fazenda

Who qualifies
Freelancers who don't have a company but need to invoice.
What you get
Official invoice for a specific job.
What it actually costs you
Issuance fee varies by state; requires CPF.
Common gotcha
Not all states allow issuance for all service types.

Assinatura Eletrônica Gov.br

national · Governo Federal

Who qualifies
Users with Silver or Gold Gov.br accounts.
What you get
Legally binding digital signature for contracts.
What it actually costs you
Free; requires smartphone.
Common gotcha
Only works for PDF documents.

Staying healthy on the go

Modeling requires physical health, and the public system is my backup when private insurance is too expensive.

Cartão SUS

Cartão Nacional de Saúde

national · Ministério da Saúde

Who qualifies
Every resident in Brazil.
What you get
Access to the public health system and vaccination records.
What it actually costs you
Free; issued at local health centers.
Common gotcha
The physical card is often replaced by the digital app version.

Farmácia Popular

Programa Farmácia Popular do Brasil

national · Ministério da Saúde

Who qualifies
All citizens with a prescription.
What you get
Subsidized or free medication for common conditions.
What it actually costs you
Requires ID and valid prescription.
Common gotcha
Not all pharmacies participate; look for the sticker.

ANS Complaint Portal

Agência Nacional de Saúde Suplementar

national · ANS

Who qualifies
Private health insurance holders.
What you get
Mediation for denied procedures or coverage issues.
What it actually costs you
Free; requires evidence of the denial.
Common gotcha
You must file a complaint with the insurer first.

National Vaccination Schedule

Calendário Nacional de Vacinação

national · Ministério da Saúde

Who qualifies
All residents.
What you get
Free access to all national vaccines.
What it actually costs you
Just show up at a UBS.
Common gotcha
Keep your digital record updated in the app.

TeleSUS

national · Ministério da Saúde

Who qualifies
Any citizen needing triage.
What you get
Remote medical triage and guidance.
What it actually costs you
Free.
Common gotcha
It is for triage, not a full consultation.

Blood Donation Program

Doação de Sangue

national · Ministério da Saúde

Who qualifies
Healthy adults aged 16-69.
What you get
Health checkup and contribution to public health.
What it actually costs you
Time; requires ID.
Common gotcha
You need to be well-rested and fed.

Managing my money

I need to track my credit score and ensure my banking is secure while traveling for shoots.

Registrato

national · Banco Central do Brasil

Who qualifies
Any person with a bank account.
What you get
Full report of your loans, accounts, and financial history.
What it actually costs you
Free; requires Gov.br login.
Common gotcha
It shows everything, even accounts you forgot you had.

Pix

national · Banco Central do Brasil

Who qualifies
Anyone with a bank account.
What you get
Instant 24/7 money transfers.
What it actually costs you
Free for individuals.
Common gotcha
Always double-check the recipient's name before confirming.

Consumidor.gov.br

national · Ministério da Justiça

Who qualifies
Any consumer with a dispute.
What you get
Direct mediation with companies (banks, airlines, etc.).
What it actually costs you
Free.
Common gotcha
Only companies registered on the platform participate.

Serasa Limpa Nome

private · Serasa Experian

Who qualifies
Anyone with debt.
What you get
Negotiation platform to clear debts.
What it actually costs you
Interest on the debt.
Common gotcha
It doesn't clear your name instantly; takes a few days.

Meu INSS

national · INSS

Who qualifies
All contributors to social security.
What you get
Tracking of contributions and retirement planning.
What it actually costs you
Free; requires Gov.br.
Common gotcha
Check if your MEI contributions are correctly recorded.

Fale Conosco BCB

Fale Conosco

national · Banco Central do Brasil

Who qualifies
Any citizen.
What you get
Official channel for complaints against banks.
What it actually costs you
Free.
Common gotcha
They don't resolve individual disputes, but they track bank behavior.

Getting to shoots

I travel frequently for work; I need to know my rights as a passenger and how to handle transit.

ANAC Passenger Rights

Direitos do Passageiro

national · ANAC

Who qualifies
All air passengers.
What you get
Compensation for delays, cancellations, and lost luggage.
What it actually costs you
Free; keep your boarding pass.
Common gotcha
You must claim within the airline's specific deadlines.

Carteira Digital de Trânsito

national · SENATRAN

Who qualifies
Drivers with a valid CNH.
What you get
Digital driver's license and vehicle registration.
What it actually costs you
Free.
Common gotcha
Must have a smartphone with biometric data.

Passe Livre Federal

Passe Livre

national · Ministério da Infraestrutura

Who qualifies
Low-income people with disabilities.
What you get
Free travel on interstate transport.
What it actually costs you
Requires medical documentation.
Common gotcha
Only applies to interstate, not local city buses.

ID Jovem

national · Ministério da Igualdade Racial

Who qualifies
Youth 15-29 with low income.
What you get
Discounts on interstate travel and cultural events.
What it actually costs you
Free; requires NIS number.
Common gotcha
You must be registered in the Cadastro Único.

Cadastro Único

national · Ministério do Desenvolvimento Social

Who qualifies
Low-income families.
What you get
Access to various social programs.
What it actually costs you
Requires visit to CRAS.
Common gotcha
Must update every 2 years.

SNE (Sistema de Notificação Eletrônica)

SNE

national · SENATRAN

Who qualifies
Vehicle owners.
What you get
40% discount on traffic fines.
What it actually costs you
Must register in the portal.
Common gotcha
You lose the right to appeal if you take the discount.

State-level schemes

27states & territories — open one to see what it offers.

Acre

Acre offers unique Amazonian regional incentives and social support programs that help residents navigate the challenges of living in the remote western frontier of Brazil.

Help for my family

Cartão do Idoso do Acre

state · Secretaria de Estado de Assistência Social

Who qualifies
Residents aged 60+ with low income.
What you get
Free intercity bus travel within the state of Acre.
What it actually costs you
Free; requires RG, CPF, and proof of residence.
Common gotcha
Only applies to intercity transport, not urban city buses.

Programa Alimento Saudável

state · Secretaria de Estado de Produção e Agronegócio

Who qualifies
Low-income families registered in CadÚnico.
What you get
Subsidized food baskets containing locally sourced Amazonian produce.
What it actually costs you
Registration at local CRAS; requires updated CadÚnico.
Common gotcha
Distribution is periodic and depends on local harvest cycles.

Programa Habitacional do Acre

state · SEHAB - Secretaria de Habitação

Who qualifies
Families living in high-risk areas or informal settlements in Rio Branco.
What you get
Relocation to state-funded social housing units.
What it actually costs you
Long waiting list; requires proof of residency in risk zones.
Common gotcha
Priority is given to families in flood-prone areas during the rainy season.

Auxílio Emergencial Estadual

state · Governo do Estado do Acre

Who qualifies
Vulnerable individuals during declared state-level climate emergencies (floods).
What you get
One-time cash transfer to cover basic needs.
What it actually costs you
Automatic enrollment based on municipal civil defense lists.
Common gotcha
It is not a permanent monthly benefit; only triggered by specific disasters.

Growing my small business

Crédito Juruá

state · Agência de Fomento do Acre (AFAC)

Who qualifies
Micro-entrepreneurs and family farmers in Acre.
What you get
Low-interest loans for business expansion or agricultural equipment.
What it actually costs you
Business plan required; interest rates vary by sector.
Common gotcha
Requires a clean credit history (SPC/Serasa).

Selo de Identificação de Produtos do Acre

state · Secretaria de Estado de Indústria e Comércio

Who qualifies
Local artisans and food producers.
What you get
Official certification to increase market value and access to state trade fairs.
What it actually costs you
Inspection of production facilities; no fee for the seal itself.
Common gotcha
Strict hygiene and sustainability standards must be met.

Apoio à Agricultura Familiar

state · EMATER-AC

Who qualifies
Small-scale farmers registered in the state.
What you get
Technical assistance and free distribution of seeds and seedlings.
What it actually costs you
Registration with the local EMATER office.
Common gotcha
Distribution is seasonal and limited by regional availability.

Incentivo ao Turismo Comunitário

state · Secretaria de Turismo do Acre

Who qualifies
Communities managing eco-tourism projects.
What you get
Marketing support and infrastructure grants for local lodges.
What it actually costs you
Must have a formal community association.
Common gotcha
Requires environmental compliance certification.
Alagoas

Alagoas offers targeted social protection and infrastructure support for low-income residents, focusing on food security and local economic empowerment.

Keeping the kitchen running

Cartão Alagoas Alimentação

state · Secretaria de Estado da Assistência e Desenvolvimento Social

Who qualifies
Extremely low-income families registered in the state database not covered by federal programs.
What you get
Monthly financial assistance for food purchases via a debit card.
What it actually costs you
Requires active CadÚnico registration and local CRAS verification.
Common gotcha
The card balance is strictly for food items; non-food purchases are blocked at the register.

Programa Leite Alagoas

state · Secretaria de Estado da Agricultura

Who qualifies
Vulnerable families with children, pregnant women, and elderly members.
What you get
Daily distribution of pasteurized milk.
What it actually costs you
Must register at the local municipal social assistance office.
Common gotcha
Distribution points have strict morning hours; if you miss the window, you lose the daily quota.

Feiras da Agricultura Familiar

state · Emater Alagoas

Who qualifies
General public looking for subsidized local produce.
What you get
Direct-from-farm produce at prices 20-30% lower than supermarkets.
What it actually costs you
Cash payment; you need to find the specific weekly schedule for your neighborhood.
Common gotcha
These are pop-up markets, not permanent stores; check the Emater website for the weekly calendar.

Crédito do Povo

state · Agência de Fomento de Alagoas (Desenvolve)

Who qualifies
Small entrepreneurs and informal workers in Alagoas.
What you get
Micro-loans with interest rates significantly lower than commercial banks.
What it actually costs you
Business plan presentation and proof of residency in the state.
Common gotcha
The approval process requires a clean credit history (SPC/Serasa).

Help for my kids' education

Cartão Escola 10

state · Secretaria de Estado da Educação

Who qualifies
Students enrolled in the Alagoas public school system.
What you get
Financial incentives for attendance and academic performance.
What it actually costs you
Must maintain 90% attendance and pass grades.
Common gotcha
Funds are deposited into a specific state-issued account; you must activate it at the bank.

Transporte Escolar Estadual

state · Secretaria de Estado da Educação

Who qualifies
Students living in rural areas or distant districts attending state schools.
What you get
Free daily bus transport to and from school.
What it actually costs you
Registration at the school secretariat at the start of the term.
Common gotcha
Routes are fixed; if you move house, you must re-register to change your pick-up point.
Amazonas

Amazonas provides unique regional support for residents living in remote riverine communities and the industrial hub of Manaus.

Support for my life on the river

Cartão Amazonas Rural

state · Secretaria de Estado de Produção Rural

Who qualifies
Smallholder farmers and riverine producers registered with IDAM.
What you get
Subsidized transport for agricultural inputs and equipment to remote areas.
What it actually costs you
Registration at local IDAM office, requires proof of land occupancy.
Common gotcha
The transport schedule is highly dependent on river levels during the dry season.

Programa Peixe no Prato

state · Secretaria de Estado de Produção Rural

Who qualifies
Low-income families in Manaus and interior municipalities.
What you get
Access to fresh, locally farmed fish at prices significantly below market rate.
What it actually costs you
Must visit designated mobile markets during scheduled hours.
Common gotcha
Stocks run out very quickly in the early morning.

Auxílio Estadual Permanente

state · Governo do Amazonas

Who qualifies
Families in extreme poverty registered in the state database.
What you get
Monthly cash transfer of R$ 150 for essential food items.
What it actually costs you
Requires active CadÚnico registration.
Common gotcha
It is often confused with federal Bolsa Família, but this is a separate state-funded top-up.

Programa de Apoio ao Artesanato Amazonense

state · Secretaria de Estado de Cultura e Economia Criativa

Who qualifies
Local artisans working with indigenous materials and traditional techniques.
What you get
Certification and access to state-sponsored craft fairs and export channels.
What it actually costs you
Submission of portfolio and verification of traditional methods.
Common gotcha
Certification renewals are strictly enforced every two years.

Getting by in Manaus

Passe Livre Estudantil Manaus

municipal · Prefeitura de Manaus

Who qualifies
Students enrolled in public schools or with scholarships in private schools.
What you get
Free bus fare for commuting to school.
What it actually costs you
Student ID card (Carteira de Estudante) and proof of enrollment.
Common gotcha
The card must be validated at the start of every semester.

Tarifa Social de Energia (State Top-up)

state · Amazonas Energia

Who qualifies
Low-income households meeting specific state consumption thresholds.
What you get
Additional discount on electricity bills beyond the federal subsidy.
What it actually costs you
Automatic if registered in CadÚnico, but requires manual verification at store.
Common gotcha
High consumption during the hottest months can disqualify you for that billing cycle.

Programa Amazonas Meu Lar

state · Secretaria de Estado de Desenvolvimento Urbano e Metropolitano

Who qualifies
Families living in high-risk areas or informal settlements in Manaus.
What you get
Subsidized housing units or land title regularization.
What it actually costs you
Extensive documentation of current living conditions and income.
Common gotcha
Waitlists are extremely long; keep your contact info updated with the state.

Isenção de IPVA para PcD

state · SEFAZ Amazonas

Who qualifies
Residents with disabilities or their guardians.
What you get
Exemption from state vehicle tax (IPVA).
What it actually costs you
Medical report from a state-accredited physician.
Common gotcha
The vehicle must be registered in the name of the person with the disability.
Amapá

Amapá offers unique Amazonian regional support for small-scale entrepreneurs and students navigating the specific economic challenges of the northern frontier.

Growing my small business

AFAP Microcredit Program

Programa de Microcrédito da AFAP

state · Agência de Fomento do Amapá

Who qualifies
Small entrepreneurs and informal workers based in Amapá.
What you get
Low-interest loans for business expansion or working capital.
What it actually costs you
Business plan, personal ID, and proof of residence; approval takes 15-30 days.
Common gotcha
The interest rates are very low, but you must prove your business is physically located in the state.

Sebrae Amapá Business Consultancy

Sebrae Amapá

state · Sebrae AP

Who qualifies
Anyone starting or running a small business in Amapá.
What you get
Free or subsidized business management courses and consulting.
What it actually costs you
Registration on the portal and attendance at workshops.
Common gotcha
Many people forget to use the free consulting sessions after attending the initial workshops.

Nota Fiscal Amapaense

Programa Nota Fiscal Amapaense

state · Secretaria da Fazenda do Amapá

Who qualifies
Any consumer who requests a tax invoice with their CPF in Amapá.
What you get
Cashback credits on state taxes and entry into monthly prize draws.
What it actually costs you
Zero cost; just ask for your CPF on the receipt.
Common gotcha
You must register your CPF on the official state portal to claim your accumulated credits.

JUCAP Digital Registration

Junta Comercial do Estado do Amapá

state · JUCAP

Who qualifies
New business owners registering a company in Amapá.
What you get
Simplified, fully digital business registration process.
What it actually costs you
Standard state registry fees and digital signature (e-CPF).
Common gotcha
Ensure your digital certificate is valid before starting the process to avoid system errors.

Education and youth support

Amapá Student Transit Pass

Passe Livre Estudantil

state · SETAP

Who qualifies
Regularly enrolled students in public or private schools in Macapá and Santana.
What you get
Free public bus transportation for school commutes.
What it actually costs you
Student ID card (Carteira Estudantil) and school enrollment proof.
Common gotcha
The pass is only valid for routes between home and the registered educational institution.

State University Scholarship

Bolsa de Estudo Estadual

state · Secretaria de Estado da Educação

Who qualifies
Low-income students attending higher education institutions in Amapá.
What you get
Monthly financial aid to cover study-related expenses.
What it actually costs you
Proof of income and academic performance records.
Common gotcha
Applications open only once a year; missing the window is the most common error.

Amapá Youth Apprentice Program

Programa Jovem Aprendiz Amapá

state · Secretaria de Trabalho e Empreendedorismo

Who qualifies
Youth aged 14-24 looking for professional training.
What you get
Paid apprenticeship placements in state government offices.
What it actually costs you
Enrollment in a vocational training course.
Common gotcha
You must be currently enrolled in school to maintain eligibility.
Bahia

Bahia offers unique social support and cultural incentives for models and creative professionals, including state-backed microcredit and regional arts funding.

Supporting my creative career

CredBahia Microcredit

CredBahia

state · Desenbahia

Who qualifies
Small entrepreneurs and freelancers in the creative sector.
What you get
Low-interest loans for equipment, studio rentals, or portfolio development.
What it actually costs you
Requires a business plan and proof of residence; interest rates vary.
Common gotcha
The application process is strict regarding credit history.

Fundo de Cultura da Bahia (FCBA)

Fundo de Cultura da Bahia

state · Secretaria de Cultura do Estado da Bahia

Who qualifies
Artists and creative professionals residing in Bahia.
What you get
Grants for cultural projects, fashion shows, and artistic exhibitions.
What it actually costs you
Requires detailed project submission and tax compliance.
Common gotcha
Deadlines are very specific; missing the window means waiting for the next annual cycle.

Bahia Criativa

state · Secretaria de Cultura

Who qualifies
Creative professionals needing networking and business training.
What you get
Access to workshops, business consulting, and networking events.
What it actually costs you
Free, but requires registration and active participation.
Common gotcha
Often confused with a funding agency, but it is primarily a support and training hub.

State Cultural Centers Access

Centros de Cultura da Bahia

state · Secretaria de Cultura

Who qualifies
Bahian residents working in fashion or arts.
What you get
Discounted or free access to state-owned venues for photoshoots or events.
What it actually costs you
Booking request form and project justification.
Common gotcha
High demand for venues in Salvador; book months in advance.

Health and wellness in Bahia

Saúde Bahia Mobile Units

Unidades Móveis de Saúde

state · Secretaria da Saúde do Estado da Bahia (SESAB)

Who qualifies
All residents of Bahia.
What you get
Free specialized exams, screenings, and preventative health checks.
What it actually costs you
SUS card and valid ID.
Common gotcha
Check the schedule on the SESAB website as they rotate locations frequently.

Farmácia da Bahia

state · SESAB

Who qualifies
Residents needing essential medication not covered by federal lists.
What you get
Access to specific medications at subsidized prices or free.
What it actually costs you
Medical prescription and proof of residence.
Common gotcha
Inventory varies by municipality; check local availability first.
Ceará

Ceará is a pioneer in social welfare and education, offering unique state-level support for students and low-income families that go beyond federal mandates.

Support for my studies and future

Cartão Mais Infância

state · Secretaria da Proteção Social

Who qualifies
Families in extreme poverty with children aged 0 to 6 years.
What you get
Monthly financial transfer of R$ 100.
What it actually costs you
Must be registered in the CadÚnico database; no direct application fee.
Common gotcha
You must keep your child's vaccination card up to date to continue receiving payments.

Bilhete Único Estudantil

municipal · ETUFOR Fortaleza

Who qualifies
Students enrolled in recognized schools in Fortaleza.
What you get
50% discount on public bus fares.
What it actually costs you
Annual renewal fee and proof of enrollment.
Common gotcha
The card must be renewed every semester to remain active.

Programa Aprendiz Ceará

state · Governo do Ceará

Who qualifies
Youth aged 14 to 24 seeking professional training.
What you get
Professional qualification and placement in local companies.
What it actually costs you
Registration through state employment centers; no cost.
Common gotcha
High competition; requires consistent check-ins at the IDT/Sine centers.

Bolsa Universitária Ceará

state · Secretaria da Ciência e Tecnologia

Who qualifies
Low-income students in state-funded higher education programs.
What you get
Monthly stipend to cover study materials and transport.
What it actually costs you
Proof of income and academic performance records.
Common gotcha
Requires maintaining a minimum GPA to keep the benefit.

Staying healthy in Ceará

Farmácia Cearense

state · Secretaria da Saúde do Ceará

Who qualifies
Patients with prescriptions from public health clinics (Postos de Saúde).
What you get
Access to specialized medicines not covered by federal lists.
What it actually costs you
Valid SUS card and state-issued prescription.
Common gotcha
Stock levels vary by municipality; check availability online.

Centro de Especialidades Odontológicas (CEO)

Centro de Especialidades Odontológicas

state · Secretaria da Saúde do Ceará

Who qualifies
Residents referred by primary care dentists.
What you get
Advanced dental procedures like root canals and oral surgery.
What it actually costs you
Referral slip from a local health center.
Common gotcha
Wait times for appointments can be long; keep your contact info updated.
Federal DistrictDistrito Federal

As a model in the capital, I rely on specific DF-level social protections, transit subsidies for casting calls, and local cultural grants that keep my career afloat in a high-cost city.

Supporting my creative work

Fundo de Apoio à Cultura do Distrito Federal

Fundo de Apoio à Cultura

state · Secretaria de Estado de Cultura e Economia Criativa

Who qualifies
Artists and creative professionals residing in the DF with a portfolio.
What you get
Project-based funding ranging from R$ 10,000 to R$ 100,000 for creative productions.
What it actually costs you
Requires a detailed project proposal, tax clearance certificates, and a rigorous selection process.
Common gotcha
The bureaucracy is intense; if your documentation is missing a single stamp, you are disqualified.

Cartão Cultura DF

Cartão Cultura

state · Secretaria de Cultura

Who qualifies
Low-income artists and cultural producers registered in the DF database.
What you get
Monthly stipend to cover costs of professional development and cultural consumption.
What it actually costs you
Proof of residence in DF and registration in the 'Cadastro de Entes e Agentes Culturais'.
Common gotcha
It is not a salary; it is strictly for cultural expenses, and audits are frequent.

Getting around and staying fed

Passe Livre Estudantil DF

Passe Livre Estudantil

state · Secretaria de Transporte e Mobilidade

Who qualifies
Students enrolled in DF institutions who also work part-time.
What you get
Free public transport for commuting to classes and work locations.
What it actually costs you
Valid student ID and proof of enrollment, updated every semester.
Common gotcha
If you change your commute route, you must update the system or your card will be blocked.

Cartão Prato Cheio

state · Secretaria de Desenvolvimento Social

Who qualifies
DF residents in food insecurity with a per capita income below half a minimum wage.
What you get
R$ 250 monthly credit for food purchases at accredited local markets.
What it actually costs you
Registration at the CRAS (Centro de Referência de Assistência Social) with updated CadÚnico.
Common gotcha
The benefit is temporary (up to 9 months) and requires periodic re-evaluation.
Espírito Santo

Espírito Santo offers unique social support and entrepreneurship incentives for residents, including robust state-level microcredit and specialized health programs.

Growing my small business

Nossocrédito

state · Bandes

Who qualifies
Small entrepreneurs and informal workers in Espírito Santo.
What you get
Low-interest microcredit loans for working capital or equipment.
What it actually costs you
Requires business plan and guarantor; processed through local municipal agencies.
Common gotcha
Interest rates vary significantly based on the specific municipality's partnership.

Empreender ES

state · Secretaria de Desenvolvimento

Who qualifies
Micro and small enterprises registered in the state.
What you get
Technical training, consulting, and access to state-backed credit lines.
What it actually costs you
Registration on the state portal and valid CNPJ.
Common gotcha
The training modules are mandatory to unlock the lowest interest rate tiers.

Help for the family

Cartão ES Solidário

state · Setades

Who qualifies
Families in extreme poverty registered in CadÚnico.
What you get
Monthly financial assistance for food and essential supplies.
What it actually costs you
Must be active in the federal CadÚnico system; no application fee.
Common gotcha
Eligibility is reviewed every few months based on federal income data.

Programa Nossa Casa

state · Instituto de Desenvolvimento Urbano e Habitação (Idurb)

Who qualifies
Low-income families living in precarious conditions in ES.
What you get
Subsidized housing units or home improvement grants.
What it actually costs you
Requires proof of residency in the state for at least 3 years.
Common gotcha
Waitlists are managed at the municipal level, not just state.

Staying healthy in Vitória

Farmácia Cidadã Estadual

state · Secretaria da Saúde (SESA)

Who qualifies
Patients requiring specialized medication not covered by standard SUS lists.
What you get
Free access to high-cost or specialized drugs.
What it actually costs you
Requires specific medical reports and prescriptions from SUS doctors.
Common gotcha
You must renew your medical report every 6 months to keep receiving meds.

Olhar para o Futuro

state · Secretaria da Saúde

Who qualifies
Public school students in Espírito Santo.
What you get
Free eye exams and prescription glasses.
What it actually costs you
Requires school enrollment verification.
Common gotcha
Appointments are scheduled through the school administration, not directly at clinics.
Goiás

Goiás offers targeted social support for low-income families and specific agricultural incentives that define the financial stability of many residents.

Help for my family

Programa Goiás Social

state · Secretaria de Estado de Desenvolvimento Social

Who qualifies
Families in extreme poverty registered in CadÚnico living in Goiás.
What you get
Direct monthly cash transfers and access to integrated social services.
What it actually costs you
Requires active CadÚnico registration; no application fee.
Common gotcha
The benefit is often suspended if school attendance records for children are not updated.

Programa Mãe de Goiás

state · Secretaria de Estado de Desenvolvimento Social

Who qualifies
Pregnant women or mothers with children up to 6 years old in vulnerable situations.
What you get
Monthly financial aid to support early childhood development.
What it actually costs you
Proof of prenatal care and child vaccination records.
Common gotcha
Must maintain up-to-date health check-ups to continue receiving payments.

Programa Aluguel Social

state · Agência Goiana de Habitação (AGEHAB)

Who qualifies
Families in housing vulnerability or those waiting for public housing units.
What you get
Monthly subsidy to assist with rental payments.
What it actually costs you
Requires proof of income and residency in the state.
Common gotcha
The subsidy is temporary and requires periodic renewal of documentation.

Programa Aprendiz do Futuro

state · Secretaria de Estado de Desenvolvimento Social

Who qualifies
Students aged 14-16 in public schools from low-income families.
What you get
Professional training and a monthly stipend for apprenticeship.
What it actually costs you
Selection process based on school grades and social vulnerability index.
Common gotcha
High competition for limited spots in the Goiânia metropolitan area.

Support for our land and crops

Programa Goiás Produtivo

state · Secretaria de Estado de Agricultura, Pecuária e Abastecimento

Who qualifies
Small family farmers and rural producers in Goiás.
What you get
Technical assistance, machinery access, and subsidized inputs.
What it actually costs you
Registration with the state agricultural department.
Common gotcha
Requires adherence to specific environmental compliance standards.

FCO Rural

state · Banco do Brasil / Governo de Goiás

Who qualifies
Rural producers seeking investment or working capital.
What you get
Low-interest loans for agricultural modernization.
What it actually costs you
Credit analysis and collateral requirements.
Common gotcha
The paperwork for environmental licensing often delays the loan approval.
Maranhão

Maranhão offers specific social protection and educational support programs designed to combat regional poverty and improve the quality of life for its citizens.

Help for my family and home

Cartão do Cidadão Maranhense

state · Secretaria de Estado do Desenvolvimento Social

Who qualifies
Low-income families registered in the state database.
What you get
Monthly financial assistance to purchase basic food items.
What it actually costs you
Requires updated CadÚnico registration; no application fee.
Common gotcha
The benefit is only valid for purchases in accredited local markets.

Programa Mais Renda

state · Secretaria de Estado do Desenvolvimento Social

Who qualifies
Informal workers and micro-entrepreneurs in vulnerable situations.
What you get
Professional equipment kits and training to start or improve a small business.
What it actually costs you
Requires participation in technical training workshops.
Common gotcha
Equipment is provided as a loan for use and must be maintained.

CNH Social Maranhão

state · DETRAN-MA

Who qualifies
Low-income residents seeking their first driver's license.
What you get
Full coverage of all costs for obtaining a driver's license (Categories A or B).
What it actually costs you
Zero cost, but requires proof of income and residency.
Common gotcha
High competition; selection is based on strict socio-economic criteria.

Restaurante Popular

state · Secretaria de Estado do Desenvolvimento Social

Who qualifies
General public, with priority for low-income individuals.
What you get
Nutritious meals at a highly subsidized price (usually R$ 1.00 to R$ 3.00).
What it actually costs you
Cash payment at the restaurant entrance.
Common gotcha
Limited daily quantities; arrive early to avoid long queues.

Support for my studies

Programa Bolsa Escola

state · Secretaria de Estado da Educação

Who qualifies
Public school students from families in extreme poverty.
What you get
Annual financial aid for school supplies.
What it actually costs you
Must maintain minimum school attendance of 85%.
Common gotcha
Payment is usually made once a year, not monthly.

Escola Digna Support

state · Secretaria de Estado da Educação

Who qualifies
Students in rural or remote areas served by the program.
What you get
Access to improved school facilities and digital learning tools.
What it actually costs you
None; automatic enrollment based on school location.
Common gotcha
Focuses on infrastructure; check if your specific school is included.

FAPEMA Research Grants

state · Fundação de Amparo à Pesquisa e ao Desenvolvimento Científico do Maranhão

Who qualifies
Undergraduate and graduate students in Maranhão universities.
What you get
Monthly stipends for research projects or academic initiation.
What it actually costs you
Requires a strong academic proposal and faculty advisor.
Common gotcha
Strict deadlines for call for proposals (editais).

UEMA Application Fee Waiver

state · Universidade Estadual do Maranhão

Who qualifies
Low-income students applying for the entrance exam (PAES).
What you get
Exemption from the entrance exam registration fee.
What it actually costs you
Must provide proof of income or CadÚnico status.
Common gotcha
Request must be made before the general registration period closes.
Minas Gerais

Minas Gerais offers unique tax incentives for the creative industry and specific cultural funding programs that support fashion models and local talent in Belo Horizonte.

Supporting my creative career

Minas Gerais State Law for Cultural Incentive

Lei Estadual de Incentivo à Cultura

state · Secretaria de Estado de Cultura e Turismo

Who qualifies
Professional models, photographers, and agencies producing cultural projects in Minas Gerais.
What you get
Requires a formal project submission and approval by the state cultural council.
Common gotcha
The approval process is highly competitive and requires strict adherence to the project timeline.

Sebrae Minas Creative Economy Support

Sebrae Minas - Economia Criativa

state · Sebrae Minas

Who qualifies
Freelance models and small fashion business owners in MG.
What you get
Free registration and attendance to scheduled workshops.
Common gotcha
You must have an active CNPJ (business registration) to access most advanced consulting services.

Minas Criativa Program

Programa Minas Criativa

state · Secretaria de Desenvolvimento Econômico

Who qualifies
Creative professionals including models and stylists based in MG.
What you get
Application via online portal with a portfolio submission.
Common gotcha
Calls for participation are seasonal; you must monitor the portal regularly.

Looking after my health

Farmácia de Minas

state · Secretaria de Estado de Saúde de Minas Gerais

Who qualifies
Residents of MG with specific chronic conditions requiring high-cost medication.
What you get
Requires a medical report (Laudo) and proof of residence in MG.
Common gotcha
The list of medications is specific; always check if your prescription is on the state list.

IPSEMG Health Assistance

IPSEMG - Assistência à Saúde

state · Instituto de Previdência dos Servidores do Estado de Minas Gerais

Who qualifies
State public servants and their dependents living in Minas Gerais.
What you get
Monthly payroll deduction based on salary.
Common gotcha
Only covers public servants; if you are a freelancer, you are not eligible.
Mato Grosso do Sul

As a model in Mato Grosso do Sul, you navigate a unique blend of state-level cultural grants, regional professional development support, and local tax incentives for the creative industry.

Growing my career and creative projects

Municipal Fund for Cultural Investments (FMIC)

Fundo Municipal de Investimentos Culturais

municipal · Secretaria Municipal de Cultura e Turismo de Campo Grande

Who qualifies
Artists and creative professionals residing in Campo Grande with a project proposal.
What you get
Direct financial grants ranging from R$ 10,000 to R$ 50,000 for cultural projects.
What it actually costs you
Detailed project budget, portfolio, and tax compliance certificates; high competition.
Common gotcha
The accounting requirements for the funds are extremely strict; hire an accountant.

State Cultural Incentive Law

Lei Estadual de Incentivo à Cultura

state · Fundação de Cultura de Mato Grosso do Sul

Who qualifies
Cultural producers and models hosting exhibitions or fashion-related arts events.
What you get
Tax credit certificates allowing sponsors to deduct donations from their ICMS tax.
What it actually costs you
Requires finding a corporate sponsor willing to redirect their tax liability.
Common gotcha
Sponsors are hard to find; you must do the sales work yourself.

Sebrae MS Creative Economy Support

Sebrae MS Economia Criativa

private · Sebrae Mato Grosso do Sul

Who qualifies
Freelance models and creative entrepreneurs registered as MEI.
What you get
Free business consulting, marketing workshops, and networking events for creatives.
What it actually costs you
Time for workshops; must have a valid CNPJ (MEI).
Common gotcha
Many people forget they can get free one-on-one consulting for their personal brand.

MS Artisan Identification Card

Carteira do Artesão de MS

state · Fundação de Cultura de Mato Grosso do Sul

Who qualifies
Models who also produce handmade accessories or fashion items.
What you get
Official recognition, access to state fairs, and exemption from certain sales taxes.
What it actually costs you
Practical test of your craft skills and registration fee.
Common gotcha
You must prove you make the items yourself, not just resell them.

Living well in Campo Grande

Cultural Student/Youth Transit Pass

Passe do Estudante

municipal · Agência Municipal de Transporte e Trânsito (AGETRAN)

Who qualifies
Students under 25 who need to travel to classes or cultural venues.
What you get
Significant reduction in bus fares within the capital.
What it actually costs you
Proof of enrollment and residence in Campo Grande.
Common gotcha
Renewal must be done every semester or it expires.

Bonito/Pantanal Resident Discount

Desconto para Residentes em MS

private · Various Tourism Operators in Bonito

Who qualifies
Residents of Mato Grosso do Sul with proof of address.
What you get
Up to 50% off on tours and entry fees to eco-tourism sites in Bonito.
What it actually costs you
Must present RG and proof of residence (conta de luz).
Common gotcha
Discounts often don't apply during high season (vacation months).
Mato Grosso

Mato Grosso offers unique state-level agricultural support and regional tax incentives that directly impact the income and logistics of a resident model and entrepreneur.

Growing my business and managing taxes

PRODEIC (Program for Economic Development of Mato Grosso)

state · Secretaria de Estado de Desenvolvimento Econômico (SEDEC)

Who qualifies
Small to medium businesses in fashion, textiles, or creative industries based in MT.
What you get
Tax credits and reductions on ICMS (state sales tax) for operations.
What it actually costs you
Requires a formal business plan and tax compliance certificate; 60-90 days processing.
Common gotcha
The tax benefit is often contingent on maintaining a specific number of local jobs.

SEBRAE-MT Creative Economy Support

state · SEBRAE Mato Grosso

Who qualifies
Individual micro-entrepreneurs (MEI) in the creative and fashion sector.
What you get
Subsidized consulting, marketing training, and access to local fashion trade fairs.
What it actually costs you
Small membership fee for specific workshops; free for basic guidance.
Common gotcha
Many people forget to register for the 'Empretec' course which is the gateway to these benefits.

Staying healthy and safe in the heat

MT Hemocentro Blood Donation Benefits

state · Secretaria de Estado de Saúde (SES-MT)

Who qualifies
Regular blood donors registered in Mato Grosso.
What you get
Exemption from registration fees for state public contests (concursos) and some cultural events.
What it actually costs you
Must have a valid donor card and meet donation frequency requirements.
Common gotcha
You must request the official certificate of donor status at the time of donation.

Cuiabá Half-Price Cultural Law

municipal · Prefeitura de Cuiabá

Who qualifies
Students, elderly, and registered local artists.
What you get
50% discount on tickets for cinemas, theaters, and cultural events in the capital.
What it actually costs you
Requires a valid ID card or professional registration (DRT).
Common gotcha
Some private event organizers try to bypass this; always check if the event is registered with the city.
Pará

Pará offers unique Amazonian regional support for small-scale entrepreneurs and rural families, focusing on sustainable development and local economic empowerment.

Growing my business in the Amazon

CrediPará

state · Banpará

Who qualifies
Micro-entrepreneurs and small businesses operating within Pará.
What you get
Low-interest microcredit loans to expand operations or purchase equipment.
What it actually costs you
Requires a business plan and proof of local residency; processing takes 15-30 days.
Common gotcha
The interest rates are significantly lower than private banks, but the documentation for informal businesses is strict.

Selo Amazônia

state · Secretaria de Desenvolvimento Econômico

Who qualifies
Producers using sustainable practices in the Amazon biome.
What you get
Official certification that increases product value and access to state-sponsored trade fairs.
What it actually costs you
Audit of production sites and adherence to environmental guidelines.
Common gotcha
Maintaining the certification requires annual environmental compliance checks.

Fundo Esperança

state · Governo do Estado do Pará

Who qualifies
Small businesses affected by economic downturns or crises.
What you get
Emergency credit lines with grace periods for repayment.
What it actually costs you
Digital application via state portal; requires CNPJ and tax clearance.
Common gotcha
Funds are released in waves; keep an eye on the official government portal for opening dates.

Sebrae Pará Consulting

state · Sebrae PA

Who qualifies
Any resident of Pará looking to start or improve a business.
What you get
Free or heavily subsidized consulting, workshops, and market analysis.
What it actually costs you
Registration on the Sebrae portal; time commitment for workshops.
Common gotcha
Many people forget to register for the 'Empretec' course which is the gold standard for local entrepreneurs.

Support for my family and home

Programa Sua Casa

state · COHAB Pará

Who qualifies
Low-income families living in Pará who own their land but need home improvements.
What you get
Financial assistance for construction materials and labor for home repairs.
What it actually costs you
Proof of income and land ownership; social worker visit required.
Common gotcha
The benefit is paid in two installments; you must prove the first part was used for materials before getting the second.

Passe Livre Intermunicipal

state · ARCON Pará

Who qualifies
People with disabilities and low-income youth in specific categories.
What you get
Free travel on intermunicipal bus lines within Pará.
What it actually costs you
Medical reports or proof of enrollment in social programs.
Common gotcha
You must request the ticket at the bus station 48 hours in advance.

Cartão ParaFomento

state · Governo do Pará

Who qualifies
Small rural producers and family farmers.
What you get
Subsidized inputs and equipment to increase agricultural productivity.
What it actually costs you
Registration with the local rural extension office (Emater).
Common gotcha
Requires active participation in local rural development meetings.
Paraíba

Paraíba offers targeted support for local artisans, small-scale entrepreneurs, and students through state-specific micro-credit and educational incentives.

Growing my small business

Empreender Paraíba

state · Secretaria de Estado do Turismo e Desenvolvimento Econômico

Who qualifies
Micro-entrepreneurs and small business owners based in Paraíba.
What you get
Low-interest loans ranging from R$ 1,000 to R$ 20,000 for business expansion.
What it actually costs you
Business plan, proof of residence, and clean credit history.
Common gotcha
The interest rates are very low, but the selection process is competitive and requires a solid business pitch.

Programa de Artesanato da Paraíba

state · Secretaria de Turismo e Desenvolvimento Econômico

Who qualifies
Local artisans producing traditional Paraiban crafts.
What you get
Official artisan certification and access to state-sponsored craft fairs and marketing support.
What it actually costs you
Submission of craft samples for technical evaluation by a committee.
Common gotcha
Certification is mandatory to sell in state-run shops or participate in official fairs.

Support for my studies

Programa de Estágio do Governo da Paraíba

state · Secretaria de Estado da Administração

Who qualifies
University students enrolled in recognized higher education institutions in the state.
What you get
Monthly stipend and work experience in state government departments.
What it actually costs you
Public selection process based on academic grades and interviews.
Common gotcha
Positions are limited and usually require being in the middle semesters of your course.

Passe Livre Estudantil Paraíba

Passe Livre Estudantil

state · Secretaria de Estado da Educação

Who qualifies
Low-income students attending public schools or universities in the state.
What you get
Free public transport passes for commuting to school.
What it actually costs you
Enrollment proof and income verification documents.
Common gotcha
Must be renewed every semester to remain active.
Pernambuco

Pernambuco offers a unique blend of urban social support in Recife and rural agricultural incentives, providing a safety net that complements national welfare for those navigating the state's diverse economy.

Help with daily expenses and food

Programa Mães de Pernambuco

state · Secretaria de Assistência Social

Who qualifies
Mothers living in extreme poverty who are registered in the CadÚnico and meet specific criteria.
What you get
Monthly financial assistance of R$ 300.
What it actually costs you
Must be registered in CadÚnico and keep child vaccination records updated.
Common gotcha
The benefit is not automatic; you must check your eligibility on the portal periodically.

Programa Leite de Todos

state · Secretaria de Desenvolvimento Social

Who qualifies
Families with children aged 2 to 7, pregnant women, and the elderly in vulnerable situations.
What you get
Daily distribution of milk to improve nutritional intake.
What it actually costs you
Registration at local CRAS units with proof of residence and income.
Common gotcha
Supply is limited to specific distribution points; you must arrive early.

PE no Campus

state · Secretaria de Educação

Who qualifies
Public school students from Pernambuco who pass the entrance exam for state universities.
What you get
Monthly financial aid for housing and food during the undergraduate course.
What it actually costs you
Proof of enrollment and maintenance of academic performance.
Common gotcha
Renewal is required every semester; missing the deadline means losing the benefit.

Getting around and finding work

Passe Livre Intermunicipal

state · Secretaria de Desenvolvimento Urbano

Who qualifies
People with disabilities and their companions who meet income requirements.
What you get
Free travel on intermunicipal buses within Pernambuco.
What it actually costs you
Medical report and registration at the state transport agency.
Common gotcha
Does not apply to metropolitan bus lines in Recife (those are managed by Grande Recife).

Agência do Trabalho de Pernambuco

state · Secretaria do Trabalho

Who qualifies
Any resident of Pernambuco looking for formal employment.
What you get
Access to job vacancies, unemployment insurance processing, and professional training.
What it actually costs you
ID card and work booklet (Carteira de Trabalho).
Common gotcha
Many vacancies are filled quickly; check the portal daily.
Piauí

Piauí offers targeted social support and entrepreneurship incentives for women, focusing on poverty alleviation and local economic empowerment.

Apoio para meu negócio e renda

Cartão do Empreendedor Piauiense

state · Secretaria do Desenvolvimento Econômico

Who qualifies
Microentrepreneurs and informal workers in Piauí
What you get
Low-interest credit lines and simplified tax management
What it actually costs you
Registration at the local SDE office, requires business plan
Common gotcha
Often confused with federal MEI, but offers state-specific interest rate subsidies

Pró-Piauí

state · Governo do Estado do Piauí

Who qualifies
Small businesses and local producers
What you get
Infrastructure investment and tax incentives for local production
What it actually costs you
Application via state portal, requires tax compliance
Common gotcha
Focuses heavily on regional development zones rather than individual applications

Auxílio Eventual Estadual

state · Secretaria da Assistência Social

Who qualifies
Families in extreme vulnerability during emergencies
What you get
One-time cash transfer for basic needs
What it actually costs you
Visit to CRAS, proof of residence and income
Common gotcha
Not a permanent income; strictly for temporary crises

Programa Mulher Empreendedora

state · Secretaria da Mulher

Who qualifies
Women entrepreneurs in Piauí
What you get
Mentorship, training, and specialized microcredit
What it actually costs you
Registration in the state database, attendance at workshops
Common gotcha
Requires completion of a basic business training module to access credit

Cursos e oportunidades para estudar

Passe Livre Intermunicipal

state · Secretaria de Transportes

Who qualifies
Low-income students and people with disabilities
What you get
Free travel on intercity buses within Piauí
What it actually costs you
Registration card, proof of enrollment, proof of income
Common gotcha
Does not cover urban transport in Teresina, only intercity routes

Passe Estudantil Estadual

state · Secretaria de Educação

Who qualifies
Students enrolled in state schools
What you get
Subsidized bus fares for commuting to school
What it actually costs you
Student ID card issued by the school
Common gotcha
Must be renewed every semester

Programa de Estágio Estadual

state · Secretaria de Administração

Who qualifies
University students in Piauí
What you get
Paid internship positions in state government departments
What it actually costs you
Competitive selection process, CV submission
Common gotcha
High competition; check the state portal regularly for openings

Rede de Escolas Técnicas do Piauí

state · Secretaria de Educação

Who qualifies
High school students and adults seeking vocational training
What you get
Free technical courses in high-demand fields
What it actually costs you
Entrance exam (vestibulinho)
Common gotcha
Courses are limited to specific regional hubs
Paraná

Paraná offers a robust social safety net for residents, including specialized transport subsidies and state-level tax incentives that help models manage their professional expenses and mobility within Curitiba.

Getting around the city efficiently

Curitiba Transport Card Exemptions

Cartão Transporte Isenção

municipal · URBS

Who qualifies
Residents with specific health conditions or registered low-income status.
What you get
Free or reduced-fare public bus transport across the integrated network.
What it actually costs you
Requires medical documentation or social registry proof; takes 15 days to process.
Common gotcha
The card must be renewed annually with updated medical certificates.

Rotativo Curitiba Exemptions

Isenção Estacionamento Rotativo

municipal · Setran

Who qualifies
Vehicles adapted for people with disabilities or specific professional permits.
What you get
Exemption from paying for street parking in designated zones.
What it actually costs you
Requires a special sticker (credencial) displayed on the dashboard.
Common gotcha
You still have to follow the maximum time limit for the spot.

Managing my professional life and taxes

ICMS Exemption for Cultural Professionals

Isenção ICMS Cultura

state · Secretaria da Fazenda do Paraná

Who qualifies
Registered cultural workers and independent professionals in the arts.
What you get
Tax relief on equipment purchases and professional services.
What it actually costs you
Requires registration in the State Cultural Database (SIC.Cultura).
Common gotcha
Many professionals forget to update their SIC.Cultura profile annually.

Nota Paraná Cash Back

Programa Nota Paraná

state · Secretaria da Fazenda do Paraná

Who qualifies
Any resident who requests their CPF on purchase invoices.
What you get
Cash back on state taxes and monthly lottery entries.
What it actually costs you
Zero cost; just register on the portal and ask for CPF on the receipt.
Common gotcha
Credits expire if not transferred to a bank account within 12 months.

Paraná Entrepreneur Bank Microcredit

Banco do Empreendedor

state · Fomento Paraná

Who qualifies
Independent professionals and small business owners in Paraná.
What you get
Low-interest loans for professional equipment or studio upgrades.
What it actually costs you
Standard credit analysis; requires proof of business activity.
Common gotcha
The interest rates are lower than banks, but the approval process is strict on credit history.
Rio de Janeiro

Rio offers specific social protections and urban mobility benefits for residents navigating the complex economic landscape of the state.

Getting around the city for less

Bilhete Único Intermunicipal

state · Secretaria de Estado de Transportes

Who qualifies
Workers with a formal contract earning up to a specific monthly salary cap.
What you get
Subsidized fare for integrated public transport across different municipalities in the state.
What it actually costs you
Employer registration required; proof of residence and employment contract.
Common gotcha
The card must be linked to your CPF and updated annually to maintain the subsidy.

Passe Livre Universitário

state · Secretaria de Estado de Ciência, Tecnologia e Inovação

Who qualifies
Low-income university students enrolled in public institutions in Rio.
What you get
Free public transport for commuting to and from university.
What it actually costs you
Proof of enrollment and income declaration; renewal every semester.
Common gotcha
Limited to specific transport modes; does not cover all private bus lines.

RioCard Mais

state · RioCard TI

Who qualifies
General public and students.
What you get
Unified payment card for all transport modes in the state with occasional integration discounts.
What it actually costs you
Card issuance fee; can be topped up at kiosks or via app.
Common gotcha
Balance recovery is only possible if the card is registered to your CPF.

When life gets tough

Cartão Mumbuca (Maricá)

Cartão Mumbuca

municipal · Prefeitura de Maricá

Who qualifies
Residents of Maricá meeting specific socio-economic criteria.
What you get
Monthly social currency credit to spend in local businesses.
What it actually costs you
Registration at the local Social Assistance Center (CRAS).
Common gotcha
Can only be spent within the municipality of Maricá.

Rio Saúde Specialized Care

Rio Saúde

municipal · Empresa Pública de Saúde do Rio de Janeiro

Who qualifies
Residents of Rio de Janeiro city.
What you get
Access to specialized medical clinics and diagnostic centers managed by the city.
What it actually costs you
Referral from a primary health unit (Posto de Saúde) and SUS card.
Common gotcha
Wait times for elective procedures can be long; keep your referral updated.

Aluguel Social RJ

Aluguel Social

state · Secretaria de Estado de Desenvolvimento Social e Direitos Humanos

Who qualifies
Families displaced by natural disasters or living in high-risk areas.
What you get
Monthly financial aid to assist with housing costs.
What it actually costs you
Proof of residency and documentation from Civil Defense regarding risk status.
Common gotcha
It is a temporary benefit and requires periodic re-evaluation of the housing situation.
Rio Grande do Norte

Rio Grande do Norte offers targeted support for local artisans and small-scale entrepreneurs, alongside specific social welfare programs for vulnerable families in the semi-arid interior.

Apoio ao meu pequeno negócio

Credito do Povo

state · AGN - Agência de Fomento do Rio Grande do Norte

Who qualifies
Microentrepreneurs and informal workers based in RN.
What you get
Low-interest microcredit loans starting from R$ 500 up to R$ 5,000.
What it actually costs you
Requires business plan, proof of residence, and personal identification.
Common gotcha
The interest rates are very low but the approval process requires a physical visit to the AGN office.

Programa Estadual do Artesanato

state · Secretaria do Trabalho, da Habitação e da Assistência Social

Who qualifies
Registered artisans in RN who produce traditional handicrafts.
What you get
Access to state-sponsored craft fairs and the 'Selo de Qualidade' for products.
What it actually costs you
Registration fee for the national artisan card (SICAB).
Common gotcha
Renewal of the artisan card is often forgotten, leading to loss of fair access.

Ajuda para a família e casa

Cartão Mais Infância Potiguar

state · Governo do Estado do Rio Grande do Norte

Who qualifies
Families with children aged 0-6 in extreme poverty registered in CadÚnico.
What you get
Monthly financial transfer of R$ 100 to help with child nutrition.
What it actually costs you
Must keep child vaccination records and school attendance updated.
Common gotcha
If the child misses school or health checks, the benefit is suspended immediately.

Programa Pró-Moradia RN

state · CEHAB - Companhia Estadual de Habitação e Desenvolvimento Urbano

Who qualifies
Low-income families living in precarious housing conditions.
What you get
Subsidized housing units or home improvement grants.
What it actually costs you
Lengthy waiting list and mandatory social worker home visit.
Common gotcha
Many people apply but fail to update their address with the state housing board.
Rondônia

Rondônia offers unique support for Amazonian sustainable development, small-scale agricultural productivity, and regional social welfare programs tailored to the Northern Brazilian landscape.

Apoio ao produtor rural

Programa Plantar

state · SEAGRI-RO

Who qualifies
Smallholder farmers registered in the state agricultural census.
What you get
Subsidized seeds, fertilizers, and technical assistance for family farming.
What it actually costs you
Requires land ownership proof and registration with the local EMATER office.
Common gotcha
Distribution is seasonal; missing the registration window means waiting until the next cycle.

Projeto Café Sustentável

state · SEAGRI-RO

Who qualifies
Coffee producers in Rondônia looking to improve quality for export.
What you get
Grants for irrigation equipment and post-harvest processing machinery.
What it actually costs you
Submission of a business plan and participation in state-led quality training.
Common gotcha
The grant is performance-based; you must meet specific quality standards to receive the full amount.

Patrulha Mecanizada

state · SEAGRI-RO

Who qualifies
Associations of small farmers in rural settlements.
What you get
Access to heavy machinery like tractors and excavators for land preparation.
What it actually costs you
Fuel costs and operator fees are shared among the association members.
Common gotcha
Scheduling is highly competitive; you must book months in advance during the planting season.

Selo Arte Rondônia

state · IDARON

Who qualifies
Small-scale food producers (cheese, meat, honey).
What you get
Certification allowing the sale of artisanal products across the state.
What it actually costs you
Strict hygiene inspections and facility upgrades to meet sanitary codes.
Common gotcha
The inspection process is rigorous and can take several months to approve.

Bem-estar e cidadania

Programa Tchau Poeira

state · Governo de Rondônia

Who qualifies
Residents of municipalities with unpaved urban roads.
What you get
Infrastructure improvements including asphalt paving and drainage.
What it actually costs you
No direct cost, but requires local municipal council advocacy.
Common gotcha
The project is prioritized by municipal government requests to the state.

Cartão do Idoso (Estadual)

state · SEAS-RO

Who qualifies
Residents over 60 with income below two minimum wages.
What you get
Free or discounted intercity bus travel within Rondônia.
What it actually costs you
Application at the local Social Assistance Center (CRAS) with ID and proof of income.
Common gotcha
Limited number of free seats per bus; you must reserve at least 3 hours before departure.

Auxílio Moradia Emergencial

state · SEAS-RO

Who qualifies
Families displaced by natural disasters (flooding in the Madeira river basin).
What you get
Monthly financial stipend for temporary housing.
What it actually costs you
Proof of residence and declaration from Civil Defense.
Common gotcha
The benefit is temporary and requires periodic renewal every 3 months.

Bolsa Esporte Rondônia

state · SEJUCEL

Who qualifies
Young athletes competing at state and national levels.
What you get
Monthly financial aid for training, equipment, and travel.
What it actually costs you
Proof of competition results and training schedule.
Common gotcha
Renewal is contingent on maintaining performance and academic attendance.
Roraima

Roraima is a unique frontier state where life revolves around cross-border logistics, indigenous land rights, and navigating the challenges of the Amazonian climate.

Living on the Frontier

Regularização Fundiária Rural

state · ITER-RR

Who qualifies
Smallholder farmers occupying state-owned land for over 5 years.
What you get
Legal land title (Certidão de Título Definitivo).
What it actually costs you
Free, but requires land survey and proof of continuous occupancy.
Common gotcha
The process is extremely slow due to environmental licensing requirements.

Fronteira Norte Logistics Grant

state · Secretaria de Planejamento

Who qualifies
Small businesses operating in the border municipalities of Pacaraima and Bonfim.
What you get
Tax exemptions on interstate transport of essential goods.
What it actually costs you
Requires registration with the State Board of Trade (JUCERR).
Common gotcha
Only applies to specific 'essential' goods listed in the annual decree.

Programa de Fomento à Agricultura Familiar

state · SEADI

Who qualifies
Registered family farmers in Roraima.
What you get
Subsidized seeds, fertilizers, and mechanical plowing services.
What it actually costs you
Application through local EMATER-RR office.
Common gotcha
Machinery availability is limited; you must book months in advance.

Poços Artesianos Comunitários

state · CAER

Who qualifies
Rural communities without access to public water mains.
What you get
Installation of deep-well pump and storage tank.
What it actually costs you
Community must form an association to manage maintenance.
Common gotcha
The state installs, but the community is responsible for electricity costs.

State-Level Support

Passe Livre Estudantil Estadual

state · SETUR

Who qualifies
Public school students living in rural areas commuting to Boa Vista.
What you get
Free inter-municipal bus transport.
What it actually costs you
Requires student ID and proof of enrollment.
Common gotcha
Only valid for school days; does not cover weekends.

Programa Saúde Roraima

state · SESAU

Who qualifies
Patients needing specialized care not available in their municipality.
What you get
Travel and accommodation vouchers for treatment in Boa Vista.
What it actually costs you
Requires medical referral from a local health post.
Common gotcha
Vouchers are often delayed; keep all receipts for reimbursement.

Selo de Artesanato Roraimense

state · Secretaria de Cultura

Who qualifies
Local artisans using regional materials (e.g., straw, clay).
What you get
Access to state-sponsored craft fairs and tax-free sales.
What it actually costs you
Verification of authenticity by the state council.
Common gotcha
You must prove the raw materials were sourced sustainably.
Rio Grande do Sul

Rio Grande do Sul offers unique tax incentives for cultural and fashion projects through state-level funding mechanisms that are essential for a professional model's portfolio development.

Funding my creative work

Pró-Cultura RS

state · Secretaria de Estado da Cultura

Who qualifies
Cultural producers and models executing artistic photography or fashion projects.
What you get
Requires a formal project proposal and tax registration in the state.
Common gotcha
The bureaucracy for project approval is intense and requires strict adherence to fiscal deadlines.

FAC - Fundo de Apoio à Cultura

state · Secretaria de Estado da Cultura

Who qualifies
Professionals in the creative economy registered in the state.
What you get
Detailed budget plan and proof of residency in RS.
Common gotcha
Funds are released via public calls (editais) which have very short application windows.

Getting around and living

Passe Livre Estudantil RS

state · Secretaria de Desenvolvimento Social

Who qualifies
Low-income students living in one city and studying in another.
What you get
Proof of enrollment and income declaration under the threshold.
Common gotcha
Only covers intercity travel, not urban buses within Porto Alegre.

Nota Fiscal Gaúcha

state · Secretaria da Fazenda

Who qualifies
Any resident of Rio Grande do Sul who shops in the state.
What you get
Registration on the portal and requesting CPF on every receipt.
Common gotcha
You must manually request the transfer of accumulated points to your bank account.
Santa Catarina

Santa Catarina offers unique regional support for professional development and creative industries, alongside specific social protections for residents in the southern region.

Growing my career and creative business

FUNCULTURAL - State Fund for Culture

Fundo Estadual de Incentivo à Cultura

state · Fundação Catarinense de Cultura

Who qualifies
Artists, models, and creative professionals residing in SC for over 2 years.
What you get
Requires a detailed project proposal, budget breakdown, and proof of residency.
Common gotcha
Deadlines are strict and the documentation for project accountability is very bureaucratic.

SEBRAE SC Creative Economy Program

state · SEBRAE Santa Catarina

Who qualifies
Small business owners and freelancers in the creative/fashion sector.
What you get
Low-cost registration fees for specific business training modules.
Common gotcha
Many people think it's only for large companies, but they have specific tracks for individual freelancers.

Inovação SC Voucher

state · Secretaria de Estado do Desenvolvimento Econômico

Who qualifies
Professionals integrating technology into their creative work.
What you get
Requires a CNPJ and a clear plan for how the tech improves your service.
Common gotcha
The reimbursement process takes several months to clear.

Making life easier in Florianópolis and beyond

Passe Livre Estudantil SC

state · Secretaria de Estado da Educação

Who qualifies
Students from low-income families attending public or private institutions.
What you get
Requires income proof (CadÚnico) and school enrollment certificate.
Common gotcha
You must renew your registration every semester, or the card gets blocked.

Cartão Bom Cidadão Florianópolis

municipal · Prefeitura de Florianópolis

Who qualifies
Residents of Florianópolis meeting specific income criteria.
What you get
Free application, requires proof of address in the city.
Common gotcha
It is often confused with the national ID; it only works for city-specific benefits.

PROCON Santa Catarina

state · Secretaria de Estado do Desenvolvimento Econômico

Who qualifies
Any resident of SC facing consumer rights issues.
What you get
Free service, requires contract copies and communication records.
Common gotcha
You must try to resolve the issue with the company first before filing a formal complaint.
Sergipe

As a model in Sergipe, you navigate a unique blend of local cultural grants and state-specific professional development support that helps you build a career while balancing regional creative opportunities.

Boosting my career and creative work

FUNCaju Cultural Incentive Program

municipal · Fundação Cultural Cidade de Aracaju

Who qualifies
Aracaju-based artists, models, and performers with a registered cultural project.
What you get
Financial grants ranging from R$ 2,000 to R$ 10,000 for local fashion or artistic productions.
What it actually costs you
Detailed project proposal, portfolio, and tax clearance certificates.
Common gotcha
Deadlines are strict; missing the public notice (edital) window means waiting an entire year.

Sebrae Sergipe Creative Economy Support

state · Sebrae Sergipe

Who qualifies
Small business owners and freelancers in the fashion/modeling sector.
What you get
Subsidized consulting on personal branding, social media marketing, and business management.
What it actually costs you
Registration as a MEI (Microempreendedor Individual) and a small co-payment for workshops.
Common gotcha
People often think it's only for large companies, but they offer great individual coaching for models.

Secretaria de Estado da Cultura de Sergipe Grants

state · Secretaria de Estado da Educação e da Cultura

Who qualifies
Residents of Sergipe involved in fashion, photography, or performing arts.
What you get
Access to state-funded workshops and occasional performance stipends.
What it actually costs you
Proof of residency and a portfolio of past work.
Common gotcha
Information is often posted on their social media rather than the main portal.

Aracaju Fashion Week Institutional Support

municipal · Prefeitura de Aracaju

Who qualifies
Models participating in state-sanctioned fashion events.
What you get
Official certification of participation and inclusion in the state's talent database.
What it actually costs you
Audition time and professional headshots.
Common gotcha
Certification is only valid if the event is officially endorsed by the tourism or culture department.

Making life easier in the city

Sergipe Student Transport Discount

state · Secretaria de Estado do Desenvolvimento Urbano

Who qualifies
Students in Sergipe traveling between cities for education or internships.
What you get
50% discount on intercity bus fares.
What it actually costs you
Student ID card (DNE) and proof of enrollment.
Common gotcha
You must renew your card every semester, or the discount is blocked at the ticket counter.

Mais Aracaju Transit Card

municipal · SMTT Aracaju

Who qualifies
All residents of Aracaju.
What you get
Integrated fare discounts for bus transfers within the city.
What it actually costs you
Initial card fee of approximately R$ 15.
Common gotcha
Transfers only work within a specific time window (usually 1 hour).

Sesc Sergipe Membership

private · Sesc Sergipe

Who qualifies
Workers in the trade/service sector (including many fashion-related roles).
What you get
Access to gyms, pools, and cultural events at highly subsidized rates.
What it actually costs you
Monthly membership fee based on income.
Common gotcha
You need to prove your employment status in the commerce sector to get the lowest rate.
São Paulo

São Paulo offers the most robust state-level social safety nets and professional development support in Brazil, crucial for a model navigating the competitive fashion capital.

Boosting my career and skills

ETEC Technical Courses

Escolas Técnicas Estaduais

state · Centro Paula Souza

Who qualifies
Residents of SP with high school diploma or currently enrolled.
What you get
Free high-quality technical education in areas like photography, design, and marketing.
What it actually costs you
Entrance exam fee (Vestibulinho) around R$ 40, plus time for entrance preparation.
Common gotcha
The entrance exam is highly competitive; don't underestimate the study time needed.

ProAC Editais

Programa de Ação Cultural

state · Secretaria da Cultura e Economia Criativa

Who qualifies
Artists and creative professionals residing in SP.
What you get
Grants and funding for creative projects, photography portfolios, or fashion exhibitions.
What it actually costs you
Complex application process requiring detailed project budget and portfolio.
Common gotcha
Deadlines are strict; missing a single document results in immediate disqualification.

Sebrae-SP Entrepreneurship Support

Sebrae São Paulo

state · Sebrae-SP

Who qualifies
Freelancers and small business owners in the creative sector.
What you get
Free consulting on business management, marketing, and tax compliance for models.
What it actually costs you
Time for workshops; most consulting is free or heavily subsidized.
Common gotcha
People often think it's only for large companies, but it's perfect for individual freelancers.

Getting around and staying safe

Bom Prato Program

Bom Prato

state · Secretaria de Desenvolvimento Social

Who qualifies
Any resident needing affordable, nutritious meals.
What you get
Complete meals (lunch/dinner) for R$ 1.00 and breakfast for R$ 0.50.
What it actually costs you
Cash payment at the restaurant; expect queues during peak hours.
Common gotcha
Meals are limited daily; arrive early to ensure service.

BOM Card (Metropolitan Transport)

Cartão BOM

state · EMTU

Who qualifies
Commuters using metropolitan buses and trains in the SP region.
What you get
Integrated fare discounts for multi-modal travel across the state.
What it actually costs you
Card issuance fee; requires CPF and address proof.
Common gotcha
It is different from the municipal Bilhete Único used inside the city of São Paulo.

Women's Defense Police Station

Delegacia de Defesa da Mulher (DDM)

state · Secretaria de Segurança Pública

Who qualifies
Women in need of specialized protection or reporting harassment.
What you get
Specialized legal and psychological support for women in a safe environment.
What it actually costs you
Free; reporting is confidential.
Common gotcha
Many people don't realize you can file certain reports online via the electronic station.
Tocantins

As a model in Tocantins, the state offers unique support for creative entrepreneurs and local artisans through specialized regional development funds and cultural incentive programs.

Growing my creative business

Tocantins Cultural Incentive Fund

Fundo Estadual de Cultura do Tocantins

state · Secretaria da Cultura

Who qualifies
Artists, models, and creative professionals residing in Tocantins for over 2 years.
What you get
Grants ranging from R$ 5,000 to R$ 50,000 for creative projects and portfolio development.
What it actually costs you
Detailed project proposal, tax clearance certificates, and 30-60 days for evaluation.
Common gotcha
The bureaucracy for project accountability is strict; keep every single receipt.

Sebrae Tocantins Creative Economy Support

state · Sebrae Tocantins

Who qualifies
Small business owners and freelancers in the fashion and creative sectors.
What you get
Free consulting, business plan workshops, and networking events for local brands.
What it actually costs you
Registration with CNPJ and time for training sessions.
Common gotcha
Many people forget to sign up for the 'Sebrae Delas' program specifically for women entrepreneurs.

Tocantins Artisan Card

Carteira Nacional do Artesão

state · Secretaria do Trabalho e Desenvolvimento Social

Who qualifies
Individuals creating handmade fashion accessories or artistic goods.
What you get
Tax exemptions on raw materials and access to state-sponsored fashion fairs.
What it actually costs you
Physical demonstration of your craft to a state evaluator.
Common gotcha
The card needs renewal every 2 years; don't miss the deadline or you lose tax benefits.

Tocantins Development Agency Credit

Agência de Fomento do Tocantins

state · Agência de Fomento do Estado do Tocantins

Who qualifies
Micro-entrepreneurs with at least 6 months of activity.
What you get
Low-interest loans for equipment, studio upgrades, or marketing campaigns.
What it actually costs you
Proof of income, business plan, and a clean credit history (SPC/Serasa).
Common gotcha
Interest rates are much lower than banks, but the approval process is slower.

Staying healthy and fit

SESC Tocantins Membership

Credencial SESC

state · SESC Tocantins

Who qualifies
Professionals in the commerce and service sectors.
What you get
Deeply discounted gym access, swimming pools, and dental care.
What it actually costs you
Small annual fee and proof of employment.
Common gotcha
You must renew the credential in person at a SESC unit.

Palmas Health Portal

Saúde Palmas

municipal · Prefeitura de Palmas

Who qualifies
Residents of the capital city.
What you get
Online scheduling for specialist appointments and vaccination records.
What it actually costs you
Registration with your SUS card number.
Common gotcha
Appointments fill up fast; check the portal at 7:00 AM on Mondays.

Tocantins Women's Health Program

Programa de Atenção à Saúde da Mulher

state · Secretaria de Estado da Saúde

Who qualifies
All women residing in the state.
What you get
Prioritized access to preventative exams like pap smears and mammograms.
What it actually costs you
SUS card and local health clinic registration.
Common gotcha
Often requires a referral from a general practitioner first.