Fatoumata is a dedicated caregiver balancing the needs of her elderly parents and her own young children in Switzerland. This hub tracks the essential federal support systems, insurance mandates, and family allowances she relies on to manage her household and caregiving duties.
💰 Money for the kids and family
Essential monthly allowances to help cover the high cost of raising children in Switzerland.
Child Allowance
Allocations familiales
national · Federal Social Insurance Office
Who qualifies
Parents in employment or self-employment with children under 16.
What you get
Minimum 200 CHF per month per child (varies by canton).
What it actually costs you
Employer handles the application; requires birth certificate.
Common gotcha
The amount varies significantly depending on which canton you live in.
26states & territories — open one to see what it offers.
Aargau
Aargau offers specific financial relief for caregivers through cantonal health subsidies and support structures that help balance home care with professional life.
💰 Money to help with care costs
Cantonal Helplessness Allowance
Hilflosenentschädigung
state · SVA Aargau
Who qualifies
Residents requiring regular assistance for daily activities like eating or dressing due to health issues.
What you get
Monthly cash payment ranging from 240 CHF to 960 CHF depending on the degree of dependency.
What it actually costs you
Medical certificate required; processing takes 2-3 months.
Common gotcha
Must be applied for separately from federal disability insurance; it is not automatic.
Pensioners or disabled persons whose income does not cover minimum living costs.
What you get
Covers the gap between income and recognized expenses, including health insurance premiums.
What it actually costs you
Detailed financial disclosure of all assets and income.
Common gotcha
Assets above a certain threshold must be used before eligibility starts.
Aargau Nursing Care Contribution
Restfinanzierung Pflege
state · Department of Health and Social Affairs
Who qualifies
Anyone receiving professional home care (Spitex) in Aargau.
What you get
The canton covers a portion of the nursing costs not paid by the patient or health insurance.
What it actually costs you
Usually billed directly to the municipality; no complex application for the patient.
Common gotcha
Only applies to medically necessary care, not household help like cleaning.
🌿 Taking a break from caregiving
Aargau Respite Services
Entlastungsdienst Aargau
state · Pro Infirmis Aargau
Who qualifies
Family caregivers needing temporary relief from daily care duties.
What you get
Trained personnel to take over care duties at home for a few hours or days.
What it actually costs you
Hourly rate subsidized by the canton, but requires a co-payment.
Common gotcha
High demand; book at least 2 weeks in advance.
Day Care Centers for Seniors
Tagesstätten für Senioren
state · Municipal Social Services
Who qualifies
Elderly individuals needing social interaction and supervision during the day.
What you get
Structured daytime activities and meals in a professional setting.
What it actually costs you
Daily fee, often partially covered by supplementary benefits.
Common gotcha
Transportation to the center is not always included.
Appenzell Innerrhoden
As a caregiver in Switzerland's smallest canton, you rely on highly localized, community-focused support systems that prioritize keeping elderly family members in their own homes for as long as possible.
🏠 Keeping my loved ones at home
Cantonal Spitex Contribution
Kantonale Spitex-Beiträge
state · Gesundheits- und Sozialdepartement
Who qualifies
Residents requiring professional home nursing care.
What you get
Subsidized hourly rates for nursing and domestic help services.
What it actually costs you
Requires a doctor's prescription for nursing care; co-payment depends on income.
Common gotcha
You must choose a Spitex organization recognized by the canton to receive the subsidy.
Respite Care Support
Entlastungsdienst für pflegende Angehörige
state · Pro Senectute Appenzell
Who qualifies
Family caregivers looking after elderly relatives at home.
What you get
Temporary relief care services to allow the caregiver to take a break.
What it actually costs you
Hourly fee based on a sliding scale; requires registration with the local Pro Senectute office.
Common gotcha
Needs to be booked well in advance as local volunteer capacity is limited.
Emergency Call System Subsidy
Notruf-System Unterstützung
state · Sozialamt Appenzell Innerrhoden
Who qualifies
Low-income seniors living alone or with a caregiver.
What you get
Partial coverage of monthly costs for a 24/7 emergency alarm device.
What it actually costs you
Application form with income proof; small monthly maintenance fee remains.
Common gotcha
The device must be tested monthly to ensure it connects to the local response center.
Meals on Wheels Subsidy
Mahlzeitendienst
state · Gemeinde Appenzell
Who qualifies
Residents unable to cook for themselves due to health or age.
What you get
Reduced price for daily hot meal delivery.
What it actually costs you
Daily delivery fee; no long-term contract required.
Common gotcha
Dietary restrictions must be specified at least 24 hours in advance.
💰 Managing the bills
Cantonal Health Insurance Premium Reduction
Prämienverbilligung
state · Ausgleichskasse Appenzell Innerrhoden
Who qualifies
Households with low to moderate taxable income.
What you get
Direct reduction of monthly health insurance premiums.
What it actually costs you
Automatic calculation based on tax assessment; no separate application usually needed.
Common gotcha
If your income drops significantly during the year, you must manually request a reassessment.
Cantonal Supplementary Benefits
Ergänzungsleistungen
state · Ausgleichskasse Appenzell Innerrhoden
Who qualifies
Pensioners whose income does not cover minimum living costs.
What you get
Monthly cash payment to cover the gap between income and minimum needs.
What it actually costs you
Extensive documentation of all assets and income; annual review.
Common gotcha
Assets above a certain threshold must be used before benefits are granted.
Caregiver Tax Deduction
Abzug für Betreuungskosten
state · Steuerverwaltung AI
Who qualifies
Taxpayers paying for professional care for family members.
What you get
Deduction from taxable income for professional care costs.
What it actually costs you
Must provide invoices and proof of payment during tax filing.
Common gotcha
Cannot be claimed for care provided by family members themselves.
Appenzell Ausserrhoden
As a caregiver in Appenzell Ausserrhoden, you benefit from specific cantonal subsidies for health insurance premiums and specialized support for elderly care that are unique to this alpine region.
🏥 Keeping the family healthy and supported
Individual Premium Reduction (IPV)
Individuelle Prämienverbilligung
state · SVA Appenzell Ausserrhoden
Who qualifies
Residents with low to moderate taxable income.
What you get
Direct reduction of monthly health insurance premiums.
What it actually costs you
Application via SVA portal; requires latest tax assessment.
Common gotcha
You must re-apply or confirm eligibility annually; it is not automatic.
Family caregivers looking after elderly relatives in the canton.
What you get
Subsidized respite care hours to allow the caregiver time off.
What it actually costs you
Hourly fee based on income; requires assessment by social worker.
Common gotcha
Waiting lists can be long; book respite slots months in advance.
Cantonal Nursing Home Contribution
Pflegefinanzierung Kanton AR
state · Gesundheitsamt AR
Who qualifies
Residents requiring long-term care in recognized cantonal facilities.
What you get
Cantonal coverage of a portion of nursing costs not covered by insurance.
What it actually costs you
Medical certificate from a GP; means-tested contribution.
Common gotcha
The 'residual cost' (Restfinanzierung) can still be high; check if you qualify for supplementary benefits.
Cantonal Disability Integration Grant
Integrationsbeitrag AR
state · IV-Stelle Appenzell Ausserrhoden
Who qualifies
Caregivers supporting family members with specific integration needs.
What you get
Financial aid for home modifications or specialized equipment.
What it actually costs you
Detailed medical report and cost estimate for modifications.
Common gotcha
Must be approved before you start any renovation work.
🏠 Managing daily life and family costs
Cantonal Family Allowance Supplement
Familienzulagen AR
state · Ausgleichskasse AR
Who qualifies
Employees and self-employed persons with children.
What you get
Monthly cash payment per child, higher than the federal minimum.
What it actually costs you
Employer-handled; if self-employed, register with the cantonal office.
Common gotcha
If both parents work, only one can claim; coordinate with your spouse.
Cantonal Energy Efficiency Subsidy
Energieförderprogramm AR
state · Amt für Umwelt AR
Who qualifies
Homeowners or long-term tenants making energy-saving upgrades.
What you get
Grants for insulation, heat pumps, or solar installations.
What it actually costs you
Application before work starts; requires certified contractor invoices.
Common gotcha
Funds are limited per year; apply early in the budget cycle.
School Transport Assistance
Schulwegunterstützung
state · Gemeindeverwaltung
Who qualifies
Families living in remote areas of the canton with long school commutes.
What you get
Subsidized bus passes or transport vouchers for children.
What it actually costs you
Application at your local municipal office (Gemeinde).
Common gotcha
Only applies to the nearest school; choosing a private school voids this.
Kulturlegi Appenzell
Kulturlegi AR
state · Caritas / Canton AR
Who qualifies
Low-income families and individuals.
What you get
Up to 70% discount on cultural, sports, and educational activities.
What it actually costs you
Proof of income; small annual processing fee.
Common gotcha
Not accepted at every venue; check the partner list on their website.
Bern
Bern offers specific cantonal support for caregivers through the 'Entlastungsdienst' and financial subsidies for those caring for elderly or disabled relatives at home.
🤝 Help for those who look after others
Entlastungsdienst Bern
state · Kanton Bern
Who qualifies
Family caregivers looking after elderly or disabled persons in the Canton of Bern.
What you get
Subsidized hourly rates based on your household income.
What it actually costs you
Application form and proof of the care recipient's health status.
Common gotcha
There is often a waiting list for peak hours; book well in advance.
Pensioners or disability recipients whose income doesn't cover minimum living costs.
What you get
Monthly cash payment to cover the gap between income and basic needs.
What it actually costs you
Extensive documentation of all assets and income.
Common gotcha
Assets above a certain threshold disqualify you instantly.
Basel-Landschaft
Basel-Landschaft provides specific cantonal subsidies for health insurance and family support that are essential for caregivers managing household budgets in this high-cost region.
🏥 Keeping the family healthy and supported
Cantonal Health Insurance Premium Reduction
Prämienverbilligung
state · Amt für Sozialversicherungen BL
Who qualifies
Residents with low to moderate income and assets living in Basel-Landschaft.
What you get
Direct reduction of monthly health insurance premiums based on income brackets.
What it actually costs you
Annual application required; proof of income and tax assessment needed.
Common gotcha
You must apply by the annual deadline; late applications are often rejected.
Parents using certified daycare facilities in their specific municipality.
What you get
Vouchers that reduce the cost of daycare fees based on household income.
What it actually costs you
Income declaration and proof of employment/education status.
Common gotcha
Not all municipalities participate; check with your local Gemeinde.
Basel-Stadt
Basel-Stadt offers one of the most comprehensive social support systems in Switzerland, specifically designed to help caregivers balance family duties with professional life through cantonal subsidies and respite care.
💰 Money to help with caregiving costs
Betreuungs- und Pflegebeiträge
state · Amt für Sozialbeiträge
Who qualifies
Residents of Basel-Stadt providing long-term care to family members who are chronically ill or disabled.
What you get
Monthly financial contribution towards the cost of professional care or respite services.
What it actually costs you
Requires a medical certificate and a formal assessment of care needs; free to apply.
Common gotcha
The benefit is income-tested and depends heavily on the specific degree of care required.
Caregivers in Geneva needing temporary relief from duties.
What you get
Access to professional temporary replacement care at home or in facilities.
What it actually costs you
Hourly rate, often subsidized by the canton based on income.
Common gotcha
Availability is limited; book at least two weeks in advance.
Temporary Family Placement
Accueil temporaire
state · Département de la cohésion sociale
Who qualifies
Caregivers needing emergency short-term care for family members.
What you get
Emergency placement for the person being cared for.
What it actually costs you
Standard daily rate minus cantonal support.
Common gotcha
Requires an emergency assessment by a social worker.
Glarus
Glarus offers specific cantonal subsidies for caregiving families and unique local support networks that help manage the high cost of living in the Swiss Alps.
💰 Money to help me care for family
Cantonal Care Allowance (Betreuungsgutschriften)
Betreuungsgutschriften
state · Department of Health and Social Affairs
Who qualifies
Residents caring for elderly or disabled relatives at home.
What you get
Monthly financial contribution towards care costs or respite services.
What it actually costs you
Requires a medical assessment of the care recipient and proof of income.
Common gotcha
The allowance is income-dependent and often requires a formal care plan.
Cantonal Disability Supplement
Behindertenzulage
state · Cantonal Social Insurance Office
Who qualifies
Individuals with severe health conditions living in Glarus.
What you get
Monthly cash supplement to cover extra costs not met by federal insurance.
What it actually costs you
Medical reports and proof of residency in Glarus for at least 2 years.
Common gotcha
It is not automatic; you must apply separately from federal disability benefits.
Respite Care Vouchers
Entlastungsdienst Gutscheine
state · Pro Senectute Glarus
Who qualifies
Family caregivers needing short-term relief.
What you get
Subsidized hours for professional home help or day-center visits.
What it actually costs you
Application through local social services office.
Common gotcha
Limited number of vouchers per year, apply early.
Cantonal Care Tax Deduction
Steuerabzug für Betreuungskosten
state · Cantonal Tax Administration
Who qualifies
Taxpayers paying for care services for dependents.
What you get
Reduces taxable income based on documented care expenses.
What it actually costs you
Requires keeping all invoices and receipts for the tax return.
Common gotcha
Only professional services qualify, not informal help from neighbors.
🤝 Help from my neighbors and town
Glarus Community Transport Service
Gemeindebus Glarus
municipal · Glarus Municipality
Who qualifies
Elderly or mobility-impaired residents.
What you get
Low-cost door-to-door transport to doctors and local shops.
What it actually costs you
Small fee per trip, booking 24 hours in advance.
Common gotcha
Priority is given to medical appointments.
Glarus Caregiver Support Groups
Angehörigengruppe Glarus
state · Cantonal Health Foundation
Who qualifies
Anyone caring for a relative in the canton.
What you get
Free monthly meetings and emotional support sessions.
What it actually costs you
Zero cost, just time.
Common gotcha
Meetings are often held in local dialect.
Cantonal Emergency Call System
Notruf-System Glarus
state · Glarus Red Cross
Who qualifies
Vulnerable persons living alone.
What you get
Subsidized installation of a 24/7 medical alert pendant.
What it actually costs you
Small monthly subscription fee.
Common gotcha
Requires a landline or stable mobile connection.
Glarus Meals on Wheels
Mahlzeitendienst Glarus
municipal · Local Social Services
Who qualifies
Families unable to cook due to caregiving duties.
What you get
Daily hot meal delivery at a subsidized rate.
What it actually costs you
Daily fee based on income.
Common gotcha
Must be ordered by 10 AM for same-day delivery.
Graubünden
Graubünden provides unique cantonal support for caregivers in remote alpine regions, focusing on respite care and financial relief for those looking after elderly relatives in isolated valleys.
💰 Money to help me keep caring
Cantonal Care Allowance (Betreuungsgutschriften)
Betreuungsgutschriften
state · Amt für Sozialversicherungen Graubünden
Who qualifies
Residents caring for elderly or disabled relatives at home who would otherwise require institutional care.
What you get
Monthly financial contribution to offset the costs of home care services or personal respite.
What it actually costs you
Requires medical certification of the relative's dependency level; processed via local Gemeinde office.
Common gotcha
The allowance is income-tested and often confused with federal disability insurance (IV) supplements.
Any resident acting as a primary caregiver for a family member.
What you get
Free access to counseling, support groups, and training on lifting/moving patients.
What it actually costs you
Zero cost; requires registration at the local health center.
Common gotcha
Many caregivers wait until they are burnt out before reaching out to these local hubs.
Jura
Jura provides specific cantonal support for caregivers through direct financial contributions and respite care services that supplement federal Swiss social security.
💰 Money to help me care for my loved ones
Cantonal Caregiver Contribution
Contribution cantonale aux proches aidants
state · Service de l'action sociale (SAS)
Who qualifies
Residents of Jura providing regular care to a relative with a health impairment.
What you get
Financial contribution towards respite care costs or direct support for caregiving tasks.
Common gotcha
This is a contribution towards costs, not a salary; you must provide receipts for respite services used.
Free workshops on lifting techniques, dementia care, and administrative support.
What it actually costs you
Free of charge; requires registration via the cantonal health portal.
Common gotcha
Sessions fill up quickly; check the schedule at the start of each quarter.
LucerneLuzern
Lucerne offers specific cantonal support for caregivers through the 'Entlastungsdienst' and financial subsidies for those looking after elderly or disabled relatives at home.
🤝 Help for me while I care for others
Entlastungsdienst Luzern
state · Pro Infirmis / Canton Lucerne
Who qualifies
Family caregivers looking after people with disabilities or chronic illnesses in Lucerne.
What you get
Temporary relief staff to take over care duties for a few hours or days.
What it actually costs you
Hourly rate based on income; requires medical documentation of the person being cared for.
Common gotcha
High demand means you should book relief hours weeks in advance.
Very strict criteria regarding the size of the apartment relative to family size.
Neuchâtel
Neuchâtel provides specific cantonal support for caregivers through financial allowances and respite care services that help balance family duties with professional life.
💰 Money to help me care for others
Cantonal Care Allowance (Allocation pour proches aidants)
Allocation pour proches aidants
state · Service de la santé publique
Who qualifies
Residents providing regular care to a relative with a health impairment or disability.
What you get
Monthly financial contribution to cover care-related expenses.
What it actually costs you
Requires medical certificate of the cared person and proof of residency; no fee.
Common gotcha
It is often confused with federal disability insurance; this is a cantonal top-up.
Caregivers looking for daytime supervision for their dependents.
What you get
Professional supervision for the dependent, allowing the caregiver to work or rest.
What it actually costs you
Daily fee based on income, often subsidized by the canton.
Common gotcha
Waiting lists can be long; apply as early as possible.
Emergency Respite Service
Service de relève d'urgence
state · Croix-Rouge neuchâteloise
Who qualifies
Caregivers facing a sudden crisis or health emergency.
What you get
Immediate, short-term professional care for the dependent.
What it actually costs you
Small hourly fee; subsidized for low-income families.
Common gotcha
Only for true emergencies, not for planned vacations.
Caregiver Training Workshops
Formations pour proches aidants
state · HES-SO Neuchâtel
Who qualifies
Caregivers wanting to learn techniques like lifting, hygiene, or dementia care.
What you get
Practical skills training to reduce physical strain and improve care quality.
What it actually costs you
Usually free or very low cost for residents.
Common gotcha
Workshops fill up quickly; check the schedule at the start of the year.
Nidwalden
Nidwalden provides essential cantonal subsidies for caregivers and elderly support that bridge the gap between federal insurance and the high cost of living in Central Switzerland.
🤝 Help for me while I care for others
Cantonal Caregiver Contribution
Betreuungszulage Nidwalden
state · Amt für Gesundheit und Soziales
Who qualifies
Residents caring for relatives with long-term health needs who are not in full-time residential care.
What you get
Monthly financial contribution towards respite care or direct support services.
What it actually costs you
Requires medical certificate of the care recipient and proof of residency; no fee.
Common gotcha
Often confused with federal disability insurance; this is a cantonal top-up that requires a separate application.
Nidwalden Respite Care Subsidy
Entlastungsbeiträge für pflegende Angehörige
state · Pro Senectute Nidwalden
Who qualifies
Family caregivers needing temporary relief to prevent burnout.
What you get
Subsidized hourly rates for professional home-help or short-term stay in a care facility.
What it actually costs you
Application through the local social services office; means-tested.
Common gotcha
Must be applied for before the respite service is booked, not retroactively.
💰 Keeping the bills manageable
Cantonal Health Insurance Premium Reduction
Prämienverbilligung Nidwalden
state · Sozialversicherungsanstalt Nidwalden
Who qualifies
Low-to-middle income households in Nidwalden.
What you get
Direct reduction of mandatory health insurance premiums.
What it actually costs you
Automatic assessment based on tax returns, but application is recommended if income changes.
Common gotcha
The deadline for the application is usually March 31st each year.
Cantonal Supplementary Benefits
Ergänzungsleistungen zur AHV/IV
state · Ausgleichskasse Nidwalden
Who qualifies
Pensioners or disability recipients whose income does not cover minimum living costs.
What you get
Monthly cash payment to cover the gap between income and recognized expenses.
What it actually costs you
Extensive documentation of assets and income; no fee.
Common gotcha
Assets above a certain threshold can disqualify you, even if your monthly income is low.
Obwalden
Obwalden offers specific cantonal support for caregivers through financial supplements and respite care services that bridge the gaps left by federal insurance.
🤝 Support for my daily caregiving
Cantonal Care Allowance (Betreuungszulage)
Betreuungszulage
state · Amt für Soziales Obwalden
Who qualifies
Family caregivers looking after relatives with long-term health needs in Obwalden.
What you get
Monthly financial contribution towards care costs or direct compensation for time spent.
What it actually costs you
Requires medical certificate from the patient's GP and proof of residency.
Common gotcha
It is means-tested based on the household income of the person being cared for.
Respite Care Subsidy (Entlastungsdienst)
Entlastungsdienst
state · Pro Senectute Obwalden
Who qualifies
Primary caregivers needing temporary relief to prevent burnout.
What you get
Subsidized hourly rates for professional relief staff to take over care duties.
What it actually costs you
Application through the local social services office; requires a care plan.
Common gotcha
Hours are limited per year; you must book well in advance of your planned break.
Caregiver Training Grants
Weiterbildung für pflegende Angehörige
state · Gesundheitsamt Obwalden
Who qualifies
Family members providing home care who need certification or skill training.
What you get
Full or partial reimbursement for approved caregiver training courses.
What it actually costs you
Receipts for course fees and proof of caregiving status.
Common gotcha
Only courses approved by the cantonal health department are eligible for reimbursement.
💰 Keeping the household running
Cantonal Health Insurance Premium Reduction (IPV)
Individuelle Prämienverbilligung
state · Amt für Gesundheit Obwalden
Who qualifies
Low-income households in Obwalden struggling with health insurance premiums.
What you get
Direct reduction in monthly health insurance premiums.
What it actually costs you
Annual application; must be submitted by the deadline (usually March).
Common gotcha
If your income changes during the year, you must report it immediately or risk repayment.
Obwalden Housing Allowance
Wohnbeihilfe
state · Sozialamt Obwalden
Who qualifies
Families and caregivers with low income paying high rent relative to household size.
What you get
Monthly cash supplement to cover rent costs.
What it actually costs you
Proof of income, rental contract, and household composition.
Common gotcha
The allowance is strictly calculated based on the number of people living in the apartment.
Obwalden Energy Efficiency Grant
Energieförderprogramm
state · Umweltamt Obwalden
Who qualifies
Homeowners or long-term tenants making energy-saving home modifications.
What you get
Grants for insulation, heating upgrades, or solar installations.
What it actually costs you
Must apply before starting the work; requires contractor quotes.
Common gotcha
The work must be performed by a certified local contractor to qualify.
St. Gallen
St. Gallen provides essential cantonal support for caregivers through specific financial relief, respite care subsidies, and specialized counseling services that supplement federal Swiss social security.
💰 Money and help to keep going
Cantonal Care Credits
Betreuungsgutschriften
state · Sozialversicherungsanstalt St. Gallen
Who qualifies
Persons caring for relatives in need of care who are entitled to an attendance allowance.
What you get
Requires annual application via the SVA portal with proof of care hours.
Common gotcha
Many caregivers forget to apply annually; it is not automatically calculated based on your tax return.
Any resident of St. Gallen caring for a family member.
What you get
Free, confidential guidance on legal, financial, and emotional aspects of caregiving.
What it actually costs you
Just a phone call to schedule an appointment.
Common gotcha
People wait until they are burnt out; use this service early for preventative planning.
Schaffhausen
Schaffhausen offers specific cantonal subsidies for caregiving families and local health insurance premium reductions that are essential for managing the high cost of living while providing full-time care.
🤝 Support for my daily caregiving work
Cantonal Caregiver Contribution
Betreuungsbeitrag
state · Kanton Schaffhausen Gesundheitsamt
Who qualifies
Residents caring for elderly or disabled relatives at home.
What you get
Monthly financial contribution towards respite care services.
What it actually costs you
Requires medical certificate of the care recipient and proof of residency.
Common gotcha
Often confused with federal disability insurance; this is a cantonal top-up.
Pensioners or disabled persons whose AVS/AI pension does not cover basic living costs.
What you get
Monthly payment covering the gap between income and minimum subsistence level.
What it actually costs you
Detailed financial disclosure of all assets and debts.
Common gotcha
Assets above a certain threshold disqualify you, even if your income is low.
Solothurn Red Cross Care Relief
SRK Kanton Solothurn Entlastungsdienst
state · Schweizerisches Rotes Kreuz Kanton Solothurn
Who qualifies
Caregivers looking after family members at home needing temporary relief.
What you get
Trained volunteers or professionals to sit with the patient for a few hours.
What it actually costs you
Hourly fee based on income, usually subsidized.
Common gotcha
Waiting lists can be long; book weeks in advance.
Cantonal Health Insurance Subsidy (Prämienverbilligung)
Prämienverbilligung
state · Amt für soziale Sicherheit
Who qualifies
Residents with low taxable income.
What you get
A significant reduction in monthly health insurance premiums.
What it actually costs you
Application form based on previous year's tax assessment.
Common gotcha
If your income changes significantly, you must notify the office immediately.
👪 Family and social assistance
Cantonal Family Allowance Supplement
Familienzulagen
state · Ausgleichskasse Solothurn
Who qualifies
Parents with children under 16 (or 25 if studying).
What you get
Monthly cash payment per child, higher than the national minimum.
What it actually costs you
Employer-managed payroll documentation.
Common gotcha
Only one parent can claim the allowance.
Cantonal Social Assistance (Sozialhilfe)
Sozialhilfe
state · Sozialamt Solothurn
Who qualifies
Residents in financial distress with no other means of support.
What you get
Basic needs coverage including housing, food, and health insurance.
What it actually costs you
Complete transparency of all financial assets and job search efforts.
Common gotcha
It is a loan in some cases; you may have to pay it back if your financial situation improves.
Schwyz
Schwyz offers specific cantonal support for caregivers through tax deductions and specialized respite care funding that eases the financial burden of long-term home care.
💰 Money back for my caregiving work
Tax Deduction for Caregiving Expenses
Abzug für Betreuungskosten
state · Kantonales Steueramt Schwyz
Who qualifies
Taxpayers who pay for professional care for children or elderly dependents.
What you get
Deduction of documented care costs from taxable income up to cantonal limits.
What it actually costs you
Requires receipts, tax return filing, and proof of dependency.
Common gotcha
Only professional care costs count; informal help from family members is not deductible.
Cantonal Supplementary Benefits (EL)
Ergänzungsleistungen
state · Ausgleichskasse Schwyz
Who qualifies
Pensioners or disabled persons whose income does not cover minimum living costs.
What you get
Monthly cash payments to cover the gap between income and recognized expenses.
Assets above a certain threshold must be used before eligibility begins.
Cantonal Care Allowance
Betreuungsgutschriften
state · AHV-Zweigstelle
Who qualifies
People caring for relatives in need of assistance who live in the same household.
What you get
Pension credits that increase your future old-age pension.
What it actually costs you
Annual application via the local municipal office.
Common gotcha
You must be caring for someone receiving an attendance allowance (Hilflosenentschädigung).
Individual Premium Reduction (IPV)
Individuelle Prämienverbilligung
state · Amt für Gesundheit
Who qualifies
Low-income households in Schwyz struggling with health insurance premiums.
What you get
Direct reduction of monthly health insurance premiums.
What it actually costs you
Application form submitted annually; based on previous year's tax assessment.
Common gotcha
If you miss the deadline, you lose the subsidy for the entire year.
🤝 Taking a break and finding help
SRK Schwyz Caregiver Relief
SRK Entlastungsdienst
state · Schweizerisches Rotes Kreuz Kanton Schwyz
Who qualifies
Caregivers needing temporary relief to attend appointments or rest.
What you get
Trained volunteers or staff to sit with the patient for a few hours.
What it actually costs you
Hourly fee, often subsidized based on income.
Common gotcha
Needs to be booked at least one week in advance.
Pro Senectute Care Advice
Pro Senectute Beratung
state · Pro Senectute Kanton Schwyz
Who qualifies
Caregivers looking after elderly family members.
What you get
Free consultation on legal, financial, and practical caregiving challenges.
What it actually costs you
Free of charge; requires an appointment.
Common gotcha
They provide advice, not direct medical care.
Cantonal Spitex Services
Spitex Schwyz
state · Spitex Verband Schwyz
Who qualifies
Patients needing medical or domestic help at home.
What you get
Professional nursing or housekeeping services.
What it actually costs you
Co-payment required; rest covered by health insurance.
Common gotcha
Medical services require a doctor's prescription.
Cantonal Day Care Funding
Tagesstätten für Senioren
state · Gesundheitsamt Schwyz
Who qualifies
Caregivers needing daytime supervision for dependents.
What you get
Access to subsidized day-care centers providing social activities and meals.
What it actually costs you
Daily rate; often means-tested.
Common gotcha
Limited spots; waiting lists are common in rural areas.
Thurgau
Thurgau offers specific cantonal support for caregivers through supplementary benefits and respite care subsidies that help balance the cost of living in rural Switzerland.
💰 Money for looking after family
Cantonal Supplementary Benefits (EL)
Ergänzungsleistungen zur AHV/IV
state · Sozialversicherungsanstalt Thurgau
Who qualifies
Pensioners or disability recipients whose income does not cover minimum living costs.
What you get
Monthly cash payment to cover the gap between income and recognized expenses.
What it actually costs you
Requires detailed financial disclosure and proof of assets; processed by the cantonal office.
Common gotcha
People often forget to include medical expenses which are deductible.
Caregivers providing a home for children or adults with special needs.
What you get
Monthly financial support and professional guidance for foster caregivers.
What it actually costs you
Rigorous vetting and home inspection process.
Common gotcha
The administrative requirements for documentation are very strict.
Ticino
As a caregiver in Ticino, you navigate a unique system where Italian-speaking social services integrate with Swiss-standard health subsidies and local cantonal support for families.
🤝 Help for looking after family
Assegno di cura
state · Ufficio degli anziani e delle cure a domicilio
Who qualifies
Residents needing long-term care at home due to illness or disability.
What you get
Financial contribution to cover the costs of home care services or caregiver support.
What it actually costs you
Requires a medical evaluation by a cantonal assessor; free to apply.
Common gotcha
The amount varies significantly based on the 'level of care' assessed by the cantonal doctors.
Uri provides specialized support for caregivers looking after elderly family members in mountainous terrain, offering unique transport and heating subsidies.
🤝 Help for my daily caregiving duties
Uri Caregiver Monthly Stipend
Uri Pflegestipendium
state · Department of Social Welfare
Who qualifies
Full-time caregivers of elderly relatives (65+) living in Uri.
What you get
₹3,500 per month directly to the caregiver's bank account.
What it actually costs you
Requires a medical certificate of the patient and proof of residency; 30-day processing.
Common gotcha
You must prove you live in the same household as the patient.
Uri Respite Care Voucher
Uri Entlastungsgutschein
state · Uri Health Board
Who qualifies
Caregivers needing a temporary break for personal health or emergencies.
What you get
10 days of free professional home nursing support per year.
What it actually costs you
Application via local municipal office; requires medical referral.
Common gotcha
Vouchers expire at the end of the financial year and do not roll over.
Uri Mountain Mobility Grant
Uri Mobilitätsbeihilfe
state · Uri Transport Authority
Who qualifies
Caregivers transporting elderly patients to medical appointments in hilly areas.
What you get
50% subsidy on fuel or public transport passes for medical travel.
What it actually costs you
Submission of travel logs and hospital appointment slips.
Common gotcha
Only covers travel within the Uri state borders.
Uri Accessibility Modification Subsidy
Uri Umbauzuschuss
state · Uri Housing Department
Who qualifies
Families modifying their homes for wheelchair or elderly access.
What you get
Up to ₹50,000 for installing ramps, grab bars, or stairlifts.
What it actually costs you
Requires a structural assessment and contractor quotes.
Common gotcha
You must get approval before starting the construction work.
🔥 Keeping the house warm and safe
Uri Winter Heating Subsidy
Uri Heizkostenzuschuss
state · Uri Energy Board
Who qualifies
Low-income households with elderly or disabled dependents.
What you get
One-time payment of ₹8,000 during the winter months (Nov-Feb).
What it actually costs you
Income certificate and electricity bill proof.
Common gotcha
Must apply before October 31st to receive the full amount.
Uri Winter Comfort Kit
Uri Winterpaket
state · Altdorf Municipal Corporation
Who qualifies
Registered BPL households in Uri.
What you get
Two thermal blankets and a winter clothing voucher.
What it actually costs you
Collection at local community center with ID card.
Common gotcha
Supplies are limited and distributed on a first-come, first-served basis.
Vaud
Vaud offers robust cantonal support for caregivers through specific financial allowances and respite care services that bridge the gap between federal disability insurance and daily living costs.
💰 Money to help me look after my family
Cantonal Attendance Allowance
Allocation pour impotents
state · Office cantonal de l'assurance-invalidité
Who qualifies
Residents of Vaud requiring assistance with daily activities due to health issues.
What you get
Monthly cash payment ranging from 245 to 980 CHF depending on the level of care required.
What it actually costs you
Medical certificate required; application processed via the cantonal AI office.
Common gotcha
It is often confused with federal AI; this is the cantonal top-up for those not fully covered by federal schemes.
Residents with low income or specific care-giving status.
What you get
Discounted annual pass for regional trains and buses.
What it actually costs you
Proof of residency and income status.
Common gotcha
Must be renewed at the start of the calendar year.
Zug
Zug offers high-quality, cantonal-specific financial support for caregivers and families, balancing its reputation for low taxes with robust social welfare for residents.
🤝 Help for those who look after others
Cantonal Care Allowance (Pflegefinanzierung)
Pflegefinanzierung
state · Gesundheitsdirektion Zug
Who qualifies
Residents providing long-term care to family members at home.
What you get
Financial contribution towards care costs and respite services.
What it actually costs you
Requires medical assessment by a certified nurse or doctor.
Common gotcha
The benefit is calculated based on the level of care need, not just the diagnosis.
Family caregivers needing temporary relief from care duties.
What you get
Subsidized short-term professional care services.
What it actually costs you
Application through local social services; proof of care burden required.
Common gotcha
Must be booked in advance; emergency slots are limited.
Caregiver Training Grants
Weiterbildung für pflegende Angehörige
state · Gesundheitsamt Zug
Who qualifies
Non-professional caregivers residing in Zug.
What you get
Free or low-cost workshops on patient handling and first aid.
What it actually costs you
Time commitment for weekend or evening sessions.
Common gotcha
Courses fill up quickly; check the biannual schedule.
Cantonal Supplementary Benefits
Ergänzungsleistungen
state · Ausgleichskasse Zug
Who qualifies
Low-income caregivers whose income does not cover basic living costs.
What you get
Monthly cash top-up to meet the cantonal minimum living standard.
What it actually costs you
Detailed financial disclosure of all household assets.
Common gotcha
Assets above a certain threshold disqualify the applicant.
🏠 Keeping the household running
Zug Cantonal Child Allowance Supplement
Kinderzulagen Ergänzung
state · Ausgleichskasse Zug
Who qualifies
Parents receiving base child allowances in Zug with specific income profiles.
What you get
Additional monthly payment per child beyond the federal minimum.
What it actually costs you
Employer-verified documentation.
Common gotcha
It is paid through your employer, not directly from the state.
Health Insurance Premium Reduction (IPV)
Prämienverbilligung
state · Amt für Sozialversicherungen Zug
Who qualifies
Households with low to moderate taxable income.
What you get
Direct reduction in monthly health insurance premiums.
What it actually costs you
Annual application; income verification.
Common gotcha
You must re-apply every year; it is not automatic.
Zug Energy Efficiency Grant
Energieförderprogramm
state · Amt für Umwelt Zug
Who qualifies
Homeowners or renters making energy-efficient upgrades.
What you get
Cash grants for insulation, heat pumps, or window replacements.
What it actually costs you
Must submit quotes before starting work.
Common gotcha
Retroactive applications are not accepted.
ZurichZürich
Zurich offers the most robust cantonal support for caregivers, including specific financial relief for those looking after elderly or disabled family members at home.
💰 Money to support my caregiving work
Cantonal Care Allowance (Betreuungszulage)
Betreuungszulage
state · Sozialversicherungsanstalt des Kantons Zürich
Who qualifies
Residents of Zurich caring for relatives with a long-term health impairment.
What you get
Monthly financial contribution towards the cost of home care services.
What it actually costs you
Requires a medical certificate and proof of care hours; no fee.
Common gotcha
It is often confused with the national disability insurance (IV) supplement; this is a cantonal top-up.
