Voluntary AHV Contribution: Who Qualifies and What You Get
Learn how Swiss citizens living outside the EU or EFTA can maintain their pension entitlements through voluntary contributions.
This scheme allows certain individuals to continue paying into the Swiss social security system even after they have moved away. It is a way to ensure your future pension remains intact despite living outside the country.
Who it's for
This is specifically for Swiss citizens who are living abroad in countries that are not part of the EU or the EFTA.
What you get
By participating, you can maintain your pension entitlement. This helps prevent gaps in your social security record caused by living outside Switzerland.
What it costs you
You must pay an annual contribution. The specific amount you owe is calculated based on your current income and the assets you hold.
The catch to know
Timing is critical. You must submit your application within one year of leaving Switzerland to be eligible.
How to apply
- Determine if your country of residence is outside the EU/EFTA.
- Confirm you meet the residency and citizenship requirements.
- Contact the relevant social insurance office to request the application process.