Hina

municipal · Sapporo City Construction Bureau

Who qualifies

Elderly residents or households with mobility issues struggling to clear heavy snowfall.

What you get

Subsidized professional snow removal services for driveways and rooftops.

What it actually costs you

Requires an application at the local ward office before the first snowfall; small co-pay required.

Common gotcha

Slots are limited and fill up by early November; late applicants are often waitlisted.

state · Hokkaido Prefectural Government

Who qualifies

Low-income households and single-parent families living in designated cold zones.

What you get

Direct cash assistance or vouchers for kerosene and heating oil purchases.

What it actually costs you

Proof of income and utility bills; usually processed via local municipal welfare offices.

Common gotcha

The benefit amount fluctuates annually based on the market price of kerosene.

state · Hokkaido Housing Department

Who qualifies

Homeowners upgrading to double-pane windows or improved insulation.

What you get

Reimbursement of up to 30% of renovation costs for energy-efficient upgrades.

What it actually costs you

Must be pre-approved before construction begins; requires certified contractor quotes.

Common gotcha

Cannot be combined with certain national tax credits for the same renovation.

municipal · Sapporo City Hall

Who qualifies

Residents in specific high-snowfall districts of Sapporo.

What you get

Small annual stipend to cover extra winter utility costs.

What it actually costs you

Automatic enrollment for those on public assistance; others must apply via ward office.

Common gotcha

Often overlooked by new residents who assume it is part of national welfare.

state · Hokkaido Government

Who qualifies

Families with children under 18 living in Hokkaido.

What you get

Discounts at participating local shops, restaurants, and museums.

What it actually costs you

Digital or physical card showing proof of residency and child age.

Common gotcha

Many shops require you to show the card before ordering, not at checkout.

state · Hokkaido Transport Bureau

Who qualifies

Residents in rural areas commuting to Sapporo or other regional hubs.

What you get

Reduced monthly rates for JR Hokkaido and local bus lines.

What it actually costs you

Requires residency certificate and employer verification of commute.

Common gotcha

Does not apply to Shinkansen fares, only local lines.

municipal · Sapporo City Cultural Promotion Foundation

Who qualifies

All Sapporo residents.

What you get

Reduced entry fees to city-run museums, the Clock Tower, and art galleries.

What it actually costs you

Presenting a valid residence card (Zairyu Card) or driver's license.

Common gotcha

Only valid for permanent residents; tourists are excluded.

municipal · Aomori City Hall

Who qualifies

Low-income households or residents with physical disabilities living alone.

What you get

Financial assistance or direct municipal labor for clearing heavy snow from roofs and driveways.

What it actually costs you

Application at the local welfare office; requires proof of income or disability certificate.

Common gotcha

Priority is given to those with severe mobility issues; general households are expected to join community 'yuki-kaki' groups.

state · Aomori Prefectural Government

Who qualifies

Single-parent households and low-income families during winter months.

What you get

Vouchers or direct cash transfers to offset the high cost of kerosene heating.

What it actually costs you

Application form submitted via municipal office; requires tax documentation.

Common gotcha

The application window is very short, usually opening in November.

state · Aomori Prefectural Government

Who qualifies

Families with children under 18 or pregnant women.

What you get

Discounts at participating local retailers, restaurants, and service providers across the prefecture.

What it actually costs you

Free registration; digital or physical card issued by the prefecture.

Common gotcha

You must show the card at the time of purchase; it cannot be applied retroactively.

municipal · Aomori Municipal Transport Bureau

Who qualifies

Commuters living in remote areas of the prefecture using local bus lines.

What you get

Discounted monthly bus passes for residents in low-density transit zones.

What it actually costs you

Proof of residence and employment; application at the local bus terminal office.

Common gotcha

Only valid for specific routes; does not cover JR train lines.

state · Aomori Prefectural Housing Division

Who qualifies

Couples under 40 moving to or staying in Aomori to purchase their first home.

What you get

Up to 500,000 JPY in subsidies for home renovation or purchase costs.

What it actually costs you

Requires a long-term residency commitment; extensive paperwork regarding property deeds.

Common gotcha

Must be a first-time home buyer; does not apply to rental properties.

state · Iwate Prefectural Government

Who qualifies

Low-income households and elderly residents during peak winter months.

What you get

Partial reimbursement for heating oil costs.

What it actually costs you

Receipts of purchase and municipal tax certificates.

Common gotcha

Must be applied for at your local city hall before the deadline in January.

municipal · Morioka City Hall

Who qualifies

Elderly or disabled residents unable to clear snow themselves.

What you get

Free or low-cost snow removal from residential driveways.

What it actually costs you

Application form and proof of household composition.

Common gotcha

Limited slots; priority is given to single-person elderly households.

state · Iwate Prefecture

Who qualifies

Newlyweds under 39 with a combined income under 5 million yen.

What you get

Up to 300,000 yen for housing rental or moving costs.

What it actually costs you

Marriage certificate and income tax statements.

Common gotcha

Must apply within the same fiscal year as the marriage registration.

state · Iwate Prefectural Health Department

Who qualifies

Parents of children up to junior high school age.

What you get

Covers out-of-pocket medical expenses at clinics.

What it actually costs you

Health insurance card and application at local ward office.

Common gotcha

Does not cover non-medical items like hospital pajamas or private room fees.

private · Iwate Ken Kotsu

Who qualifies

Regular commuters using local bus lines.

What you get

10-15% discount on monthly commuter passes.

What it actually costs you

Proof of employment or student ID.

Common gotcha

Only valid for specific routes; check if your office is on the main line.

municipal · Sendai City Health & Welfare Bureau

Who qualifies

Parents of children residing in Sendai up to junior high school age.

What you get

Full coverage or significant reduction of out-of-pocket medical expenses for outpatient and inpatient care.

What it actually costs you

Free to apply; requires resident card and health insurance certificate.

Common gotcha

You must re-apply or update your status every year; it is not automatically renewed.

state · Miyagi Prefectural Government

Who qualifies

First-time homeowners in Miyagi meeting specific income thresholds.

What you get

Partial reimbursement of interest paid on housing loans for a set period.

What it actually costs you

Requires proof of loan and tax certificates; paperwork is extensive.

Common gotcha

Strict income caps apply; if your salary increases beyond the limit, you lose eligibility.

municipal · Sendai City Transportation Bureau

Who qualifies

Employees commuting within Sendai city limits.

What you get

Discounted rates on monthly subway passes compared to individual ticket purchases.

What it actually costs you

Requires employer verification of commute route.

Common gotcha

The discount is only valid for the exact route between your home and workplace.

state · Miyagi Prefectural Labour Bureau

Who qualifies

Employees working at companies certified by the prefecture for flexible work.

What you get

Access to priority childcare services and company-specific welfare benefits.

What it actually costs you

None; benefits are provided through your employer's HR policy.

Common gotcha

Not every company is certified; check if your employer is on the official list.

state · Miyagi Health Promotion Division

Who qualifies

Residents over 40 living in Miyagi prefecture.

What you get

Subsidized costs for stomach, lung, and breast cancer screenings at local clinics.

What it actually costs you

Small co-pay required at the clinic; bring your health insurance card.

Common gotcha

You must use designated clinics; screenings at non-partner hospitals are not covered.

state · Akita Prefectural Government

Who qualifies

Residents renovating their primary home to improve energy efficiency or winter-proofing.

What you get

Up to 200,000 JPY in subsidies for renovation costs.

What it actually costs you

Application form, proof of residency, and contractor estimate; takes 4-6 weeks.

Common gotcha

Must apply before starting the renovation work, not after.

municipal · Akita City Office

Who qualifies

Households consisting only of elderly or disabled members unable to clear heavy snow.

What you get

Subsidized or free mechanical snow removal for driveways and entrances.

What it actually costs you

Registration at the local ward office before the first snowfall.

Common gotcha

Does not cover roof snow removal, only ground-level access.

state · Akita Prefectural Government

Who qualifies

Parents of children up to the end of junior high school.

What you get

Full coverage of out-of-pocket medical expenses for children.

What it actually costs you

Requires a 'Child Medical Certificate' issued by the city.

Common gotcha

You must show the certificate at the clinic reception every visit.

state · Akita Prefectural Department of Transportation

Who qualifies

Low-income workers commuting long distances in rural areas of the prefecture.

What you get

Partial reimbursement for monthly bus or train passes.

What it actually costs you

Proof of employment and commute distance; annual application.

Common gotcha

Only applies to specific designated bus lines.

state · Akita Prefectural Labor Bureau

Who qualifies

Employees working for companies certified under this program.

What you get

Access to flexible working hours and mandatory childcare leave support.

What it actually costs you

Company HR must be enrolled in the program.

Common gotcha

Not all companies are certified; check the prefecture's list.

state · Akita Prefectural Government

Who qualifies

Families with children under 18 or pregnant women.

What you get

Discounts at local shops, restaurants, and museums across the prefecture.

What it actually costs you

Free registration; card is mailed to your home.

Common gotcha

Must present the physical card at checkout; digital versions are not always accepted.

state · Akita Health Promotion Division

Who qualifies

All residents over 18.

What you get

Points for health checkups and walking that can be exchanged for local gift vouchers.

What it actually costs you

Download the app and track daily steps or health activities.

Common gotcha

Points expire at the end of the fiscal year (March 31st).

state · Akita Industrial Promotion Center

Who qualifies

Residents under 40 starting a business in Akita.

What you get

Interest rate subsidies on business loans from local banks.

What it actually costs you

Business plan submission and bank approval.

Common gotcha

Requires a local mentor or business advisor sign-off.

state · Yamagata Prefectural Government

Who qualifies

Residents living in designated heavy snowfall areas who purchase snow removal equipment.

What you get

Partial reimbursement for the purchase of snow blowers or snow removal tools.

What it actually costs you

Receipts, proof of residency, and submission during the autumn application window.

Common gotcha

Funds are limited and distributed on a first-come, first-served basis; apply early.

state · Yamagata Housing Department

Who qualifies

Homeowners upgrading insulation or heating systems for winter efficiency.

What you get

Financial aid covering up to 30% of renovation costs for energy-efficient upgrades.

What it actually costs you

Contractor estimates and building inspection reports.

Common gotcha

Must be approved before the renovation work begins.

state · Municipal Social Welfare Offices

Who qualifies

Single-person households or low-income families struggling with heating costs.

What you get

Vouchers or direct cash assistance for kerosene or electricity bills.

What it actually costs you

Income tax certificates and proof of utility bills.

Common gotcha

Varies significantly by city; check your specific municipal office.

state · Yamagata Prefectural Labor Bureau

Who qualifies

Remote workers or freelancers living in Yamagata prefecture.

What you get

Subsidies for high-speed internet installation and ergonomic home office furniture.

What it actually costs you

Proof of remote work contract and purchase receipts.

Common gotcha

Requires a minimum residency period in the prefecture.

state · Yamagata Prefecture

Who qualifies

Parents or guardians with children under 18 living in Yamagata.

What you get

Discounts at participating local restaurants, stores, and leisure facilities.

What it actually costs you

Application at the municipal office or via the digital portal.

Common gotcha

Must show the card at the time of purchase; digital version is accepted.

state · Yamagata Transportation Bureau

Who qualifies

Residents using specific local bus or rail lines for daily commuting.

What you get

Rebate on monthly commuter pass costs.

What it actually costs you

Commuter pass receipt and proof of employment.

Common gotcha

Only applies to specific regional lines, not all JR lines.

state · Fukushima Prefectural Government

Who qualifies

Individuals moving to designated municipalities in Fukushima for work or remote employment.

What you get

Up to 1,000,000 JPY as a one-time relocation grant.

What it actually costs you

Proof of residency change and employment contract; 2-3 months processing.

Common gotcha

You must reside in the prefecture for at least 5 years or you may be asked to return the funds.

state · Fukushima Prefectural Government

Who qualifies

Families with children under 18 or pregnant women residing in the prefecture.

What you get

Discounts at participating local shops, restaurants, and service providers.

What it actually costs you

Free registration; digital card via smartphone app.

Common gotcha

Discounts vary widely by store; check the sticker at the entrance.

state · Fukushima Prefectural Department of Transportation

Who qualifies

Low-income workers using local bus or train lines for daily commutes.

What you get

Reimbursement of up to 30% of monthly commuter pass costs.

What it actually costs you

Receipts for 6 months of travel; application via municipal office.

Common gotcha

Only applies to specific regional bus lines, not all JR lines.

state · Fukushima Industrial Promotion Center

Who qualifies

Employees in Fukushima-based SMEs looking to gain IT or customer support certifications.

What you get

Full reimbursement of course fees up to 50,000 JPY.

What it actually costs you

Course completion certificate and tax receipts.

Common gotcha

Must be enrolled in pre-approved courses listed on the prefectural portal.

state · Fukushima Prefectural Government

Who qualifies

Residents starting a new business or freelance service within the prefecture.

What you get

Grant of up to 2,000,000 JPY for initial setup costs.

What it actually costs you

Detailed business plan and interview with the prefecture board.

Common gotcha

Highly competitive; requires a presentation on how the business benefits the local economy.

state · Ibaraki Prefectural Government

Who qualifies

Families with children under 18 or pregnant women.

What you get

Discounts at over 3,000 participating shops and restaurants across the prefecture.

What it actually costs you

Free; apply at municipal offices with child's health insurance card.

Common gotcha

You must show the physical card or digital screen at checkout; it doesn't apply automatically.

state · Ibaraki Prefectural Transport Bureau

Who qualifies

Residents commuting via specific regional lines like the Kashima Rinkai Railway.

What you get

Partial reimbursement or discounted commuter passes for long-distance regional travel.

What it actually costs you

Requires employer certification and proof of residence.

Common gotcha

Only applies to specific lines; does not cover JR East lines directly.

state · Municipal Health Departments

Who qualifies

Children up to junior high school age (varies by municipality).

What you get

Full or partial coverage of out-of-pocket medical expenses.

What it actually costs you

Requires registration at your local city hall; bring your insurance card.

Common gotcha

Coverage limits vary significantly between Mito, Tsukuba, and smaller towns.

state · Ibaraki Mental Health and Welfare Center

Who qualifies

Any resident of Ibaraki feeling overwhelmed or stressed.

What you get

Free, confidential telephone counseling and referral to local clinics.

What it actually costs you

Free; just the cost of a local call.

Common gotcha

Not a 24/7 emergency service; check operating hours before calling.

state · Ibaraki Housing Corporation

Who qualifies

First-time homebuyers under 40 moving to designated rural areas in Ibaraki.

What you get

Interest rate reduction on housing loans through partner banks.

What it actually costs you

Requires proof of income and residency; long application process.

Common gotcha

Only applies to specific 'U-turn' or 'I-turn' relocation zones.

state · Ibaraki Labor Bureau

Who qualifies

Non-regular workers looking to transition to full-time roles.

What you get

Vouchers for vocational training courses in IT and customer service management.

What it actually costs you

Requires an interview and commitment to attend 80% of classes.

Common gotcha

Must be enrolled in the employment insurance system to qualify.

state · Tochigi Prefectural Government

Who qualifies

Parents of children up to junior high school age residing in Tochigi.

What you get

Full or partial coverage of out-of-pocket medical expenses for children.

What it actually costs you

Varies by municipality; requires registration at your local city hall.

Common gotcha

The age limit and co-pay amounts vary significantly between Utsunomiya and smaller towns in the prefecture.

state · Tochigi Prefecture

Who qualifies

Families with children under 18 or pregnant women.

What you get

Discounts at participating local shops, restaurants, and facilities.

What it actually costs you

Free; sign up online or at municipal offices.

Common gotcha

Many people forget to show the digital or physical card at checkout to get the discount.

state · Tochigi Labor Bureau

Who qualifies

Employees of companies certified by the prefecture for good working conditions.

What you get

Access to company-subsidized childcare leave and flexible working hours.

What it actually costs you

Check your employee handbook for certification status.

Common gotcha

Employees often don't realize their company is certified and fail to ask for these specific benefits.

municipal · Utsunomiya City Hall

Who qualifies

Residents using the LRT or city bus network for daily commutes.

What you get

Rebates or discounted monthly passes for frequent commuters.

What it actually costs you

Requires an IC card registration.

Common gotcha

You must register your IC card with the city portal to track usage for the rebate.

state · Gunma Prefectural Government

Who qualifies

Parents of children up to junior high school age residing in Gunma.

What you get

Full or partial coverage of out-of-pocket medical expenses for children.

What it actually costs you

Requires a local health insurance card and application at your city hall.

Common gotcha

The exact age limit and income threshold vary slightly depending on your specific city (e.g., Maebashi vs. Takasaki).

state · Gunma Prefectural Government

Who qualifies

Families with children under 18 or pregnant women.

What you get

Discounts at participating local shops, restaurants, and facilities.

What it actually costs you

Free; issued by your local municipal office.

Common gotcha

You must show the physical or digital card at the time of payment; it cannot be applied retroactively.

state · Gunma Prefectural Government

Who qualifies

Employees of companies certified as 'Iki-Iki G-Companies'.

What you get

Preferential treatment in local government procurement and access to company-specific welfare perks.

What it actually costs you

None, but check if your employer is registered on the prefectural list.

Common gotcha

This is a company-level certification, not an individual grant; you must check your HR policy.

state · Gunma Prefectural Government

Who qualifies

Residents purchasing a home in Gunma meeting specific energy-efficiency standards.

What you get

Partial interest rate reduction on housing loans.

What it actually costs you

Requires proof of residence and building certification documents.

Common gotcha

Must be applied for before the loan contract is finalized.

state · Saitama Prefectural Government

Who qualifies

Parents of children up to junior high school age residing in Saitama.

What you get

Full or partial coverage of out-of-pocket medical expenses for children.

What it actually costs you

Requires a medical certificate issued by the local municipality; zero application fee.

Common gotcha

The age limit for full coverage varies slightly depending on which city within Saitama you live in.

state · Saitama Prefectural Government

Who qualifies

Families with children under 18 or pregnant women.

What you get

Discounts at participating local shops, restaurants, and service providers.

What it actually costs you

Free; can be obtained at municipal offices or via the digital app.

Common gotcha

Many people forget to show the card at the register before payment.

state · Saitama Prefectural Government

Who qualifies

Low-income households with children in certified daycare centers.

What you get

Additional reduction on top of national childcare fee exemptions.

What it actually costs you

Requires income verification documents submitted to the local city hall.

Common gotcha

This only applies to licensed facilities; check your daycare's status first.

state · Saitama Prefectural Government

Who qualifies

First-time homebuyers purchasing a home within Saitama prefecture.

What you get

Partial interest rate subsidy for specific eco-friendly housing.

What it actually costs you

Requires proof of income and building energy efficiency certification.

Common gotcha

The home must meet specific seismic and energy-saving standards to qualify.

state · Saitama Prefectural Government

Who qualifies

Residents working in Tokyo but living in Saitama.

What you get

Tax incentives for companies that subsidize long-distance commuting.

What it actually costs you

This is employer-led; you must ask your HR department to apply.

Common gotcha

It is not a direct payment to you, but a tax break for your employer to encourage them to pay your full fare.

state · Chiba Prefectural Government

Who qualifies

Parents of children up to junior high school age residing in Chiba.

What you get

Full or partial coverage of medical expenses and prescription drugs.

What it actually costs you

Requires a medical certificate issued by your local municipality; zero application fee.

Common gotcha

The age limit and co-pay amounts vary significantly between Chiba City and smaller towns like Tateyama.

state · Chiba Prefectural Police and Transport Dept

Who qualifies

Residents over 70 who voluntarily surrender their driver's license.

What you get

Discounted bus passes and taxi vouchers for local travel.

What it actually costs you

Must present the 'Driving License Cancellation Certificate' at the local city office.

Common gotcha

The discount is only valid for specific local bus operators, not all JR lines.

state · Chiba Prefectural Housing Division

Who qualifies

Homeowners performing energy-efficient or seismic retrofitting renovations.

What you get

Up to 200,000 JPY in subsidies for construction costs.

What it actually costs you

Must apply before starting construction; requires proof of local contractor usage.

Common gotcha

Funds are limited and distributed on a first-come, first-served basis each fiscal year.

state · Chiba Prefectural Welfare Department

Who qualifies

Families with multiple children or single parents in designated support zones.

What you get

Subsidized childcare fees and access to community support centers.

What it actually costs you

Requires income verification and residency proof.

Common gotcha

This is often confused with national child allowances; this is a prefecture-specific top-up.

state · Tokyo Metropolitan Government

Who qualifies

Parents raising children under 18 living in Tokyo.

What you get

Monthly stipend per child depending on household income.

Common gotcha

It is separate from the national Child Allowance and requires a separate application at your local ward office.

state · Tokyo Bureau of Industrial and Labor Affairs

Who qualifies

Employees of SMEs in Tokyo implementing flexible work hours.

What you get

Subsidies for companies to provide better remote work tools for staff.

Common gotcha

Many employees don't realize their company is eligible to receive funds to buy them better home office equipment.

state · Tokyo Metropolitan Government

Who qualifies

Children residing in Tokyo up to junior high school age.

What you get

Covers out-of-pocket medical expenses at clinics and hospitals.

Common gotcha

You must show your Maru-Ko card at the reception, or you will be charged the standard 30% co-pay upfront.

state · Tokyo Metropolitan Government

Who qualifies

Single parents or guardians meeting income thresholds.

What you get

Full or partial coverage of medical costs for the parent and child.

Common gotcha

Income limits are strict; if your salary increases slightly due to a bonus, you may lose eligibility.

state · Tokyo Bus Association

Who qualifies

Tokyo residents aged 70 and older.

What you get

Unlimited travel on most Tokyo buses for a small annual fee.

Common gotcha

It does not cover trains or subways, only buses.

state · Tokyo Metropolitan Bureau of Transportation

Who qualifies

Holders of a disability certificate living in Tokyo.

What you get

Free or heavily discounted travel on Toei subways and buses.

Common gotcha

Does not apply to private lines like JR or Metro, only Toei-operated lines.

state · Kanagawa Prefectural Government

Who qualifies

Families with children under 18 living in Kanagawa.

What you get

Discounts at participating local shops, restaurants, and facilities.

What it actually costs you

Free digital registration; show the screen at checkout.

Common gotcha

Many stores require you to show it before payment, not after.

municipal · Yokohama City Housing Supply Corporation

Who qualifies

Low-income residents living or working in Yokohama.

What you get

Significantly lower monthly rent compared to private market rates.

What it actually costs you

Application via lottery; requires proof of income and residency.

Common gotcha

The lottery is highly competitive; you may not win for several cycles.

state · Kanagawa Prefectural Environment Department

Who qualifies

Residents purchasing high-efficiency appliances (refrigerators, ACs).

What you get

Cashback or points worth up to 20,000 JPY.

What it actually costs you

Receipts and energy-label documentation required.

Common gotcha

Funds are capped and often run out within weeks of the announcement.

state · Kanagawa Municipalities

Who qualifies

Parents of children up to junior high school age.

What you get

Full or partial coverage of medical co-pays for clinic visits.

What it actually costs you

Requires a specific medical certificate issued by your ward office.

Common gotcha

Coverage levels vary slightly between Yokohama, Kawasaki, and smaller towns.

municipal · Yokohama City Health and Welfare Bureau

Who qualifies

Residents aged 40-74 not covered by employer health checks.

What you get

Free or low-cost annual comprehensive health screenings.

What it actually costs you

Must register via the city portal to receive the voucher.

Common gotcha

You must use designated clinics; it is not valid at every hospital.

state · Niigata Prefectural Government

Who qualifies

Residents in designated heavy snowfall areas who purchase snow blowers.

What you get

Partial reimbursement of up to 50,000 JPY for snow removal equipment.

What it actually costs you

Receipts, proof of residency, and application form submitted to the local city hall.

Common gotcha

Funds are limited and distributed on a first-come, first-served basis, often running out by mid-autumn.

state · Municipal Welfare Departments

Who qualifies

Low-income households or elderly residents living alone.

What you get

Vouchers or direct cash assistance for kerosene or electricity bills during winter months.

What it actually costs you

Income tax certificates and proof of heating method.

Common gotcha

Must apply specifically at your local ward office; it is not automatic.

municipal · Niigata Kotsu

Who qualifies

Employees commuting via specific bus routes within Niigata City.

What you get

Up to 15% discount on monthly commuter passes.

What it actually costs you

Employer-verified commuting route form.

Common gotcha

Only applies to specific bus lines; does not cover JR train lines.

municipal · Niigata City Hall

Who qualifies

Working parents with children in registered daycare centers.

What you get

Additional monthly reduction in childcare fees beyond national standards.

What it actually costs you

Application through the daycare center or city office.

Common gotcha

Requires annual income declaration updates to remain eligible.

state · Toyama Prefectural Government

Who qualifies

Parents of children up to the end of junior high school living in Toyama.

What you get

Full or partial coverage of out-of-pocket medical expenses for hospital visits and prescriptions.

What it actually costs you

Requires registration at your local city office; bring your child's health insurance card.

Common gotcha

The subsidy amount varies slightly depending on which city or town within Toyama you reside in.

state · Toyama Prefecture

Who qualifies

Families with children under 18 or pregnant women.

What you get

Discounts at participating restaurants, retail stores, and service providers across the prefecture.

What it actually costs you

Digital or physical card issued by the prefecture; free to apply.

Common gotcha

You must show the card before ordering or paying at the register.

state · Toyama Prefectural Government

Who qualifies

Working parents in the service/support sector with irregular hours.

What you get

Priority access to municipal nursery schools that offer extended hours.

What it actually costs you

Proof of employment and shift schedule required.

Common gotcha

Availability is limited; apply as soon as you accept your job offer.

state · Toyama Prefectural Government

Who qualifies

First-time homebuyers under 40 moving to or staying in specific rural areas of Toyama.

What you get

Cash subsidy of up to 500,000 JPY for new home construction or purchase.

What it actually costs you

Requires proof of residency and tax documentation; strict application windows.

Common gotcha

Must be a primary residence; you cannot rent it out for a set number of years.

state · Toyama Prefectural Government

Who qualifies

Low-income households residing in Toyama during the heavy snow season.

What you get

One-time payment to offset high winter electricity or kerosene costs.

What it actually costs you

Application via local welfare office; income verification required.

Common gotcha

Applications usually open in late autumn; don't wait until the first snow.

state · Ishikawa Prefectural Government

Who qualifies

Families with children under 18 moving to or living in designated rural areas of the prefecture.

What you get

Subsidies for housing renovation or rent support up to 50,000 JPY per month.

What it actually costs you

Proof of residency and family registry (koseki), 2-4 weeks processing.

Common gotcha

Only applies to specific municipalities outside central Kanazawa city limits.

municipal · Kanazawa City Hall

Who qualifies

Residents of Kanazawa city who commute via Hokutetsu bus lines.

What you get

10-15% discount on monthly commuter passes.

What it actually costs you

Application at city transport office, requires proof of employment.

Common gotcha

Does not apply to JR train lines, only specific bus operators.

state · Ishikawa Prefectural Government

Who qualifies

Parents of children up to high school graduation age.

What you get

Full coverage of out-of-pocket medical expenses after national insurance.

What it actually costs you

Registration at municipal office, requires child's health insurance card.

Common gotcha

Must be renewed annually based on household income tax records.

state · Ishikawa Prefectural Government

Who qualifies

Any resident paying income tax in Japan.

What you get

Local Ishikawa specialty goods (seafood, crafts) in exchange for tax donations.

What it actually costs you

Online portal transaction, tax filing adjustment.

Common gotcha

You must calculate your donation limit carefully to avoid out-of-pocket loss.

state · Ishikawa Labor Bureau

Who qualifies

Employees in Ishikawa seeking certification in IT or customer service fields.

What you get

Reimbursement of up to 50% of course fees for approved vocational training.

What it actually costs you

Receipts for training, certificate of completion, application form.

Common gotcha

Must apply for pre-approval before starting the course.

state · Ishikawa Credit Guarantee Association

Who qualifies

New entrepreneurs setting up business within Ishikawa prefecture.

What you get

Low-interest loans (typically under 1.5%) with extended repayment terms.

What it actually costs you

Business plan submission, interview with local chamber of commerce.

Common gotcha

Requires a local guarantor or credit association approval.

state · Fukui Prefectural Government

Who qualifies

Parents of children up to junior high school age residing in Fukui.

What you get

Full or partial coverage of medical expenses including outpatient and inpatient care.

What it actually costs you

Requires a medical certificate issued by your local municipality office.

Common gotcha

The subsidy level varies slightly depending on which city in Fukui you live in.

state · Fukui Prefecture

Who qualifies

Families with children under 18 or pregnant women.

What you get

Discounts at participating local shops, restaurants, and facilities.

What it actually costs you

Free registration via the official app or physical card.

Common gotcha

You must show the digital screen or card before payment.

state · Fukui Municipal Government

Who qualifies

Low-income households or families with multiple children in daycare.

What you get

Additional reduction in monthly daycare fees beyond national standards.

What it actually costs you

Income tax certificates required annually.

Common gotcha

Does not include food expenses, which are billed separately.

state · Fukui Prefecture Housing Division

Who qualifies

First-time homeowners buying a new house in Fukui.

What you get

Partial interest rate reduction for long-term housing loans.

What it actually costs you

Requires proof of residency and property registration documents.

Common gotcha

Limited to houses built with local Fukui timber.

state · Fukui Industrial Promotion Bureau

Who qualifies

Residents working remotely for companies based outside the prefecture.

What you get

Reimbursement for high-speed internet and office equipment setup costs.

What it actually costs you

Receipts for all equipment purchased are mandatory.

Common gotcha

Must be applied for before purchasing the equipment.

state · Fukui Prefecture Welfare Department

Who qualifies

Residents whose homes are damaged by heavy snow or typhoons.

What you get

Cash grant based on the severity of property damage.

What it actually costs you

Requires a disaster damage certificate from the local fire department.

Common gotcha

Photos of the damage are essential for the claim.

state · Yamanashi Prefectural Government

Who qualifies

Parents of children residing in Yamanashi up to the end of junior high school.

What you get

Full or partial coverage of out-of-pocket medical expenses for hospital visits and prescriptions.

What it actually costs you

Application at your local city hall; requires health insurance card and resident record.

Common gotcha

Coverage limits vary slightly by municipality within the prefecture; check with your specific ward office.

state · Yamanashi Prefectural Government

Who qualifies

Families with children under 18 or pregnant women.

What you get

Discounts at participating local shops, restaurants, and facilities across the prefecture.

What it actually costs you

Free digital or physical card; register online or at municipal offices.

Common gotcha

Must show the card before payment at the register; it does not work retroactively.

municipal · Kofu City Hall

Who qualifies

Low-income households or families with multiple children in daycare.

What you get

Sliding scale reduction of monthly nursery fees.

What it actually costs you

Income tax documentation required annually.

Common gotcha

You must re-apply if your household income changes significantly during the year.

state · Yamanashi Prefectural Department of Industry

Who qualifies

Employees under 30 working in specific industries within Yamanashi.

What you get

Partial reimbursement for monthly train or bus passes.

What it actually costs you

Receipts for transport and employer verification form.

Common gotcha

Only applies to public transit; does not cover fuel for private cars.

municipal · Kofu City Planning Division

Who qualifies

Individuals moving to Kofu from outside the prefecture to start a new job.

What you get

One-time cash grant of up to 100,000 JPY for moving expenses.

What it actually costs you

Proof of previous residence and new lease agreement.

Common gotcha

Must apply within 3 months of moving to the city.

state · Nagano Prefectural Government

Who qualifies

Residents owning or renting older homes needing better insulation against Nagano winters.

What you get

Up to 300,000 JPY for window glazing or wall insulation upgrades.

What it actually costs you

Requires a certified local contractor's quote and proof of residency.

Common gotcha

Must apply before starting the renovation work, not after.

state · Nagano Prefectural Social Welfare Council

Who qualifies

Low-income households struggling with high kerosene or electricity costs during winter.

What you get

Vouchers or direct cash assistance for fuel costs.

What it actually costs you

Income tax certificates and proof of heating bills.

Common gotcha

The application window is very short, usually opening in November.

state · Nagano Industry Promotion Agency

Who qualifies

Customer support professionals working remotely from Nagano.

What you get

Reimbursement for high-speed internet installation and ergonomic office furniture.

What it actually costs you

Receipts for equipment and proof of remote employment contract.

Common gotcha

Only covers specific ergonomic equipment categories.

state · Nagano Transport Bureau

Who qualifies

Commuters using local train lines or buses within the prefecture.

What you get

15% discount on monthly commuter passes for specific rural lines.

What it actually costs you

Proof of employment and residency in the prefecture.

Common gotcha

Does not apply to Shinkansen fares.

state · Nagano Prefectural Environment Department

Who qualifies

Residents purchasing a new EV for daily commuting.

What you get

100,000 JPY rebate on top of national incentives.

What it actually costs you

Vehicle registration documents and proof of residency.

Common gotcha

The vehicle must be kept for at least 3 years.

state · Gifu Prefectural Government

Who qualifies

Parents of children up to junior high school age residing in Gifu.

What you get

Full or partial coverage of out-of-pocket medical expenses after health insurance.

What it actually costs you

Application at your local municipal office; requires health insurance card and resident certificate.

Common gotcha

The exact age limit and income threshold vary slightly by city (e.g., Gifu City vs. Ogaki).

state · Gifu Prefecture

Who qualifies

Families with children under 18 or pregnant women.

What you get

Discounts at participating local shops, restaurants, and facilities.

What it actually costs you

Free; issued via local municipal offices or digital app.

Common gotcha

Not all shops accept the digital version; keep the physical card as backup.

state · Municipal Welfare Departments

Who qualifies

Working parents with children in certified daycare centers.

What you get

Tiered reduction in monthly nursery fees based on household income.

What it actually costs you

Requires tax documentation and proof of employment.

Common gotcha

You must re-apply or confirm status every April.

state · Gifu Labor Bureau

Who qualifies

Residents seeking new employment or career changes within Gifu.

What you get

Free career counseling, resume workshops, and local job matching.

What it actually costs you

Free; requires a visit to the center in Gifu City or local branch.

Common gotcha

Most appointments are in Japanese; bring a translator if your level is low.

municipal · Gifu City Transport Bureau

Who qualifies

Employees commuting via specific local bus lines or trains.

What you get

Reimbursement or direct discount on monthly commuter passes.

What it actually costs you

Requires employer certification of commute route.

Common gotcha

Only applies to specific regional bus operators, not all private lines.

state · Shizuoka Prefectural Government

Who qualifies

Any worker employed within Shizuoka prefecture facing workplace disputes.

What you get

Free legal advice and mediation for labor disputes, harassment, or unfair dismissal.

What it actually costs you

Free, requires appointment and employment records.

Common gotcha

They provide advice but cannot legally represent you in court; you may need a lawyer for litigation.

state · Shizuoka Prefecture

Who qualifies

Residents of Shizuoka looking for new employment or career changes.

What you get

Personalized career counseling, resume workshops, and exclusive local job listings.

What it actually costs you

Free, requires registration at the center.

Common gotcha

Most listings are for local SMEs; high-end corporate roles are often handled by private agencies.

state · Shizuoka Prefecture

Who qualifies

Small businesses in Shizuoka implementing remote work for staff.

What you get

Subsidies for purchasing IT equipment and software for remote employees.

What it actually costs you

Application through the employer; requires detailed project plan.

Common gotcha

This is a B2B grant, so you must convince your employer to apply on your behalf.

municipal · Shizuoka City / Local Municipalities

Who qualifies

Parents of children up to junior high school age residing in Shizuoka city.

What you get

Full or partial coverage of medical co-pays for clinic visits and prescriptions.

What it actually costs you

Requires an application for a 'Child Medical Certificate' at the city office.

Common gotcha

The age limit varies slightly depending on which city or town in Shizuoka you live in.

state · Shizuoka Prefectural Government

Who qualifies

All residents of Shizuoka.

What you get

Real-time alerts for earthquakes, tsunamis, and typhoons, plus local shelter locations.

What it actually costs you

Free; download the official app for push notifications.

Common gotcha

The app is mostly in Japanese; non-Japanese speakers should use the 'Shizuoka Safety Guide' app.

state · Shizuoka Prefectural Board of Education

Who qualifies

Residents of Shizuoka with proof of address.

What you get

Discounted entry to prefectural museums and art galleries.

What it actually costs you

Show your residence card or driver's license at the ticket counter.

Common gotcha

Doesn't apply to special exhibitions, only permanent collections.

state · Aichi Prefectural Government

Who qualifies

Families with children under 18 or pregnant women living in Aichi.

What you get

Discounts at participating shops, restaurants, and facilities across the prefecture.

What it actually costs you

Free; issued at municipal offices upon showing proof of pregnancy or child's health insurance card.

Common gotcha

You must show the physical card or digital screen at the time of payment; it cannot be applied retroactively.

municipal · Nagoya City Housing Bureau

Who qualifies

Newlyweds under 40 moving into designated urban development areas.

What you get

Monthly rent subsidy or down payment assistance for specific rental units.

What it actually costs you

Requires residency registration in Nagoya and income verification documents.

Common gotcha

Limited to specific neighborhoods designated for urban renewal.

state · Aichi Labor Bureau

Who qualifies

Employees working at companies certified by the prefecture for flexible work practices.

What you get

Access to priority childcare slots and extended leave benefits provided by the employer.

What it actually costs you

No cost; check if your employer is on the prefecture's list.

Common gotcha

The benefit depends entirely on your employer's specific internal policy, not the government directly.

municipal · Nagoya City Health Department

Who qualifies

Children up to junior high school age living in Nagoya.

What you get

Covers out-of-pocket medical expenses for clinic visits and prescriptions.

What it actually costs you

Requires a 'Medical Expense Recipient Certificate' issued by the ward office.

Common gotcha

You must present the certificate along with your health insurance card at every visit.

state · Aichi Dental Association

Who qualifies

Any resident of Aichi experiencing acute dental pain on holidays or nights.

What you get

Access to emergency dental care when regular clinics are closed.

What it actually costs you

Standard insurance co-pay; bring your health insurance card.

Common gotcha

Only for emergency relief, not for full treatment or routine checkups.

state · Mie Prefectural Government

Who qualifies

Parents of children up to junior high school age residing in Mie.

What you get

Covers out-of-pocket medical expenses for outpatient and inpatient care.

What it actually costs you

Small co-pay depending on the municipality; requires application at your local city office.

Common gotcha

The exact subsidy amount varies slightly by city (Tsu vs Yokkaichi), so check your specific ward office.

state · Mie Prefectural Welfare Division

Who qualifies

Single parents living in Mie needing financial assistance for education or living costs.

What you get

Low-interest or interest-free loans for school tuition, vocational training, or housing.

What it actually costs you

Requires an interview at the local welfare office and proof of income.

Common gotcha

It is a loan, not a grant, so you must have a repayment plan.

state · Mie Prefectural Government

Who qualifies

Families with children under 18 or pregnant women.

What you get

Discounts at participating local shops, restaurants, and service providers across Mie.

What it actually costs you

Free; pick up the card at your local municipal office.

Common gotcha

You must show the card at the register before payment to get the discount.

state · Mie Department of Employment

Who qualifies

Residents of Mie looking for better job opportunities or career changes.

What you get

Free career counseling, resume workshops, and local job matching.

What it actually costs you

Zero cost; requires an appointment.

Common gotcha

They focus heavily on local Mie-based companies rather than remote roles.

state · Mie Housing Bureau

Who qualifies

Low-to-middle income residents purchasing their first home in Mie.

What you get

Interest rate reduction or subsidies for home renovation/purchase.

What it actually costs you

Requires extensive documentation of income and property details.

Common gotcha

Funds are limited and distributed on a first-come, first-served basis annually.

state · Mie Transport Department

Who qualifies

Low-income workers or seniors commuting within Mie prefecture.

What you get

Discounted monthly passes for local bus and train lines.

What it actually costs you

Proof of income and employment status.

Common gotcha

Only applies to specific regional lines, not all private railways.

state · Shiga Prefectural Government

Who qualifies

Families with children under 15 living in Shiga with income below the prefecture threshold.

What you get

Monthly cash transfer of 5,000 to 10,000 JPY per child depending on age.

What it actually costs you

Annual income declaration and residence certificate (Juminhyo).

Common gotcha

Must be renewed every September; failure to submit the status report stops payments immediately.

municipal · Otsu City Hall

Who qualifies

Low-income workers commuting via local bus lines within Otsu city limits.

What you get

30% discount on monthly bus commuter passes.

What it actually costs you

Proof of employment and residence in Otsu.

Common gotcha

Only applies to specific bus operators; check if your route is covered before buying the pass.

state · Shiga Prefectural Housing Department

Who qualifies

Homeowners in Shiga performing energy-efficient upgrades like double-glazing.

What you get

Up to 150,000 JPY reimbursement for renovation costs.

What it actually costs you

Pre-approval required before starting construction; contractor quotes needed.

Common gotcha

Budget is limited and granted on a first-come, first-served basis each fiscal year.

state · Shiga Prefectural Health Bureau

Who qualifies

Single-parent households in Shiga meeting income criteria.

What you get

Full coverage of out-of-pocket medical expenses at local clinics.

What it actually costs you

Certificate of eligibility card; must be presented at the clinic reception.

Common gotcha

Does not cover non-medical costs like hospital bed fees or private room charges.

state · Shiga Labor and Industry Bureau

Who qualifies

Workers in Shiga looking to transition into IT or digital support roles.

What you get

Reimbursement of up to 50,000 JPY for approved online certification courses.

What it actually costs you

Receipts for course fees and a certificate of completion.

Common gotcha

Must apply for the grant before starting the course, not after.

municipal · Otsu City Employment Office

Who qualifies

Residents of Otsu seeking job placement or career change advice.

What you get

Free one-on-one resume review and interview coaching.

What it actually costs you

Appointment booking; free of charge.

Common gotcha

Focuses heavily on local Otsu-based companies; less useful for remote global roles.

municipal · Kyoto City Housing Bureau

Who qualifies

Young workers under 35 living in specific designated districts.

What you get

Monthly rent subsidy of up to 10,000 JPY for two years.

What it actually costs you

Proof of income, lease agreement, and resident card; takes 4 weeks to process.

Common gotcha

You must apply during the specific spring window; late applications are strictly rejected.

state · Kyoto Prefectural Government

Who qualifies

Residents purchasing high-efficiency appliances (refrigerators/AC) from registered local retailers.

What you get

Cashback of 5,000 to 15,000 JPY depending on the energy rating.

What it actually costs you

Receipt from a local Kyoto shop and the energy label sticker.

Common gotcha

Online purchases from national retailers usually do not qualify.

municipal · Kyoto Municipal Transportation Bureau

Who qualifies

Full-time employees whose commute exceeds 2km.

What you get

Up to 30% discount on monthly commuter passes compared to individual tickets.

What it actually costs you

Employer-issued commuting allowance certificate.

Common gotcha

If you change your route, you must surrender the old pass before getting a new one.

state · Kyoto Prefectural Police

Who qualifies

All bicycle owners in Kyoto.

What you get

Mandatory insurance coverage for third-party liability in case of accidents.

What it actually costs you

600 JPY registration fee at any bike shop.

Common gotcha

Without this sticker, you can be stopped and questioned by police for suspected theft.

municipal · Osaka Metro Co., Ltd.

Who qualifies

Employees commuting daily within Osaka city limits.

What you get

Up to 40% discount on standard fare compared to single-trip tickets.

What it actually costs you

Requires IC card (PiTaPa or ICOCA) and proof of employment address.

Common gotcha

The discount only applies to the specific route between registered home and work stations.

municipal · Osaka City Housing Bureau

Who qualifies

Single employees under 30 living in specific designated urban renewal zones.

What you get

Monthly rent subsidy of ¥10,000 for up to 2 years.

What it actually costs you

Proof of income, lease agreement, and resident certificate (Juminhyo).

Common gotcha

Limited to specific apartment complexes managed by the city housing corporation.

state · Osaka Prefectural Government

Who qualifies

All bicycle riders in Osaka Prefecture.

What you get

Legal compliance and coverage for third-party injury damages.

What it actually costs you

Annual premium of approx. ¥2,000–¥4,000 depending on the plan.

Common gotcha

Many people forget that standard home insurance does not automatically cover bicycle accidents.

state · Osaka Prefectural Government

Who qualifies

Residents over 18 living in Osaka.

What you get

Points for walking and health checkups, redeemable for shopping vouchers.

What it actually costs you

Smartphone app download and daily step tracking.

Common gotcha

Points expire at the end of the fiscal year if not redeemed.

state · Osaka Labor Bureau

Who qualifies

Employees looking to switch to high-demand sectors like IT or multilingual support.

What you get

Reimbursement of 50-70% of tuition fees for certified vocational courses.

What it actually costs you

Application form, proof of enrollment, and completion certificate.

Common gotcha

Must apply before the course begins; retroactive claims are rejected.

state · Osaka Business Development Agency

Who qualifies

Residents planning side-hustles or freelance customer support work.

What you get

Free legal, tax, and marketing advice from industry experts.

What it actually costs you

Booking an appointment online; requires business plan summary.

Common gotcha

They focus on business viability rather than personal financial advice.

state · Hyogo Prefectural Government

Who qualifies

Young workers under 40 purchasing their first home within the prefecture.

What you get

Partial interest rate reduction on home loans for up to 5 years.

What it actually costs you

Requires proof of residency and tax certificates; processing takes 2-3 months.

Common gotcha

Only applies to homes meeting specific seismic safety standards.

municipal · Kobe City Hall

Who qualifies

Working parents in Kobe with children in registered daycare facilities.

What you get

Monthly reduction in daycare fees based on household income bracket.

What it actually costs you

Annual income declaration; requires submission of municipal tax records.

Common gotcha

Does not apply to unlicensed private daycare centers.

state · Hyogo Department of Industry and Labor

Who qualifies

Employees of companies certified by Hyogo for flexible work policies.

What you get

Access to subsidized childcare services and family wellness programs.

What it actually costs you

Must be employed at a certified firm; no direct cost to employee.

Common gotcha

Benefits are tied to the employer's certification status, not the individual.

municipal · Kobe City Transportation Bureau

Who qualifies

Low-income households residing in Kobe using city-run bus and subway lines.

What you get

Up to 30% discount on monthly commuter passes.

What it actually costs you

Requires income verification certificate from the ward office.

Common gotcha

Only valid for Kobe City Transportation Bureau lines, not private railways like Hankyu or Hanshin.

state · Hyogo Prefectural Government

Who qualifies

Single parents and their children residing in Hyogo.

What you get

Full or partial coverage of out-of-pocket medical expenses at hospitals.

What it actually costs you

Requires annual renewal at the local ward office.

Common gotcha

Does not cover preventive dental care or cosmetic procedures.

municipal · Kobe City Health Bureau

Who qualifies

Residents aged 40-74 not covered by employer-sponsored health checks.

What you get

Free or heavily discounted annual medical checkup at designated clinics.

What it actually costs you

Coupon sent by mail; requires booking an appointment.

Common gotcha

Must use the specific coupon provided; cannot be used at non-participating clinics.

state · Hyogo Prefectural Mental Health Center

Who qualifies

Any resident of Hyogo feeling work-related stress or anxiety.

What you get

Free, confidential counseling sessions with licensed professionals.

What it actually costs you

Zero cost; requires calling for an appointment.

Common gotcha

Not a crisis hotline, but a scheduled consultation service.

state · Nara Prefectural Government

Who qualifies

Parents residing in Nara with children under 15 years old meeting income thresholds.

What you get

Monthly cash assistance varying by child age and number of siblings.

What it actually costs you

Application at your local municipal office with resident record (Juminhyo).

Common gotcha

Income limits are strictly assessed; you must re-apply annually in June.

state · Nara Prefectural Housing Corporation

Who qualifies

Low-income households residing or working in Nara prefecture.

What you get

Subsidized monthly rent significantly lower than private market rates.

What it actually costs you

Requires lottery participation; proof of income and tax payment certificates.

Common gotcha

Vacancies are rare; you must monitor the quarterly lottery announcements closely.

municipal · Nara Kotsu Bus Lines

Who qualifies

Commuters and residents using specific Nara Kotsu routes.

What you get

Reduced fare monthly passes for frequent bus commuters.

What it actually costs you

Purchase at major bus terminals; requires a valid ID.

Common gotcha

Does not cover all private train lines; check if your route is exclusively bus-based.

state · Nara Prefectural Health Department

Who qualifies

Children up to junior high school age residing in Nara.

What you get

Full or partial coverage of out-of-pocket medical expenses.

What it actually costs you

Requires a 'Medical Expense Recipient Certificate' issued by your city/town hall.

Common gotcha

You must present the certificate at the clinic every time, or you will be charged full price upfront.

state · Nara Prefectural Labor Bureau

Who qualifies

Job seekers registered at the local Hello Work office.

What you get

Free or low-cost training in IT, office administration, and technical trades.

What it actually costs you

Application process includes an interview and aptitude test.

Common gotcha

Courses are time-intensive; you must be able to attend daily for several months.

state · Nara Industrial Promotion Center

Who qualifies

Residents planning to start a small business within Nara prefecture.

What you get

Consultation services and potential subsidies for equipment or office setup.

What it actually costs you

Requires a detailed business plan submitted to the prefectural office.

Common gotcha

The grant is competitive and requires proof of local economic impact.

state · Wakayama Prefectural Government

Who qualifies

Employees commuting via specific rural bus or rail lines designated by the prefecture.

What you get

Up to 30% reimbursement on monthly commuter pass costs.

What it actually costs you

Receipts for the pass and employer confirmation; processed quarterly.

Common gotcha

Only applies to specific lines; check if your route is on the approved list before buying.

state · Wakayama Housing Bureau

Who qualifies

Workers under 35 purchasing their first home within the prefecture.

What you get

Interest rate reduction of 0.5% for the first 5 years of a mortgage.

What it actually costs you

Proof of residency and employment contract; bank application required.

Common gotcha

Must be a new build or a certified renovation; does not apply to simple resale properties.

state · Wakayama Environmental Department

Who qualifies

Residents upgrading to energy-efficient appliances or insulation.

What you get

Cash rebate up to 50,000 JPY for certified energy-efficient upgrades.

What it actually costs you

Before-and-after photos and contractor invoices.

Common gotcha

Must use a prefecture-registered contractor.

state · Municipal Health Departments

Who qualifies

Families with children up to junior high school age.

What you get

Full coverage of out-of-pocket medical expenses after national insurance.

What it actually costs you

Application at the local city hall; requires the child's health insurance card.

Common gotcha

Some municipalities have a small co-pay; check your specific city office rules.

state · Wakayama Labour Bureau

Who qualifies

Any employee working in Wakayama experiencing workplace stress.

What you get

Free confidential counseling sessions with a licensed psychologist.

What it actually costs you

Appointment booking; no documentation needed.

Common gotcha

Sessions are limited to 3 per year; for long-term care, you are referred to private clinics.

state · Tottori Prefectural Government

Who qualifies

Individuals under 40 moving to Tottori or building their first home in the prefecture.

What you get

Up to 500,000 JPY in subsidies for construction or purchase costs.

What it actually costs you

Requires residency registration and proof of employment; 1-2 months processing.

Common gotcha

Must be applied for before the construction contract is signed.

state · Tottori Prefecture

Who qualifies

Families with children under 18 or pregnant women living in Tottori.

What you get

Discounts at participating local shops, restaurants, and cultural facilities.

What it actually costs you

Free; issued at municipal offices upon showing health insurance card.

Common gotcha

Only valid at shops displaying the 'Magical Passport' sticker.

state · Tottori Prefectural Transport Bureau

Who qualifies

Residents in remote areas of Tottori commuting to work or school.

What you get

Partial reimbursement for monthly bus or train passes.

What it actually costs you

Requires submission of monthly receipts and proof of residency.

Common gotcha

Does not apply to Shinkansen or limited express fares.

state · Tottori Industrial Promotion Organization

Who qualifies

Residents under 35 starting a new business within the prefecture.

What you get

Up to 1,000,000 JPY for initial equipment and setup costs.

What it actually costs you

Requires a detailed business plan and interview; 3 months lead time.

Common gotcha

Must maintain business operations in Tottori for at least 3 years.

state · Tottori Prefectural Health Department

Who qualifies

Parents of children up to junior high school age.

What you get

Full or partial coverage of out-of-pocket medical expenses at clinics.

What it actually costs you

Application at city hall; requires child's health insurance card.

Common gotcha

Does not cover non-medical costs like hospital meals or private room fees.

state · Tottori Labor Bureau

Who qualifies

Any employee working in Tottori prefecture.

What you get

Free, anonymous counseling sessions with a licensed psychologist.

What it actually costs you

Appointment booking; no documentation required.

Common gotcha

Sessions are limited to 3 per year unless referred to a specialist.

state · Shimane Prefectural Government

Who qualifies

People moving from the Tokyo metropolitan area to Shimane for employment or entrepreneurship.

What you get

Up to 1 million yen for households or 600,000 yen for individuals.

What it actually costs you

Must reside in Shimane for at least 5 years; requires proof of employment.

Common gotcha

You must apply within 3 months of starting your new job.

state · Shimane Prefectural Government

Who qualifies

Families with children under 18 or pregnant women.

What you get

Discounts at participating local shops, restaurants, and facilities.

What it actually costs you

Free application; show the digital or physical card at checkout.

Common gotcha

Only valid at stores displaying the 'Shimane Child-Rearing' logo.

municipal · Matsue City Hall

Who qualifies

Couples under 40 purchasing their first home in Matsue.

What you get

Cash grant up to 300,000 yen for housing costs.

What it actually costs you

Requires residency registration and proof of marriage.

Common gotcha

Funds are limited and distributed on a first-come, first-served basis.

state · Shimane Prefectural Government

Who qualifies

Local SMEs or individuals setting up remote work infrastructure.

What you get

Partial reimbursement for high-speed internet and office equipment.

What it actually costs you

Requires detailed invoices and proof of business activity.

Common gotcha

Doesn't cover standard laptop purchases, only specialized equipment.

state · Shimane Transport Bureau

Who qualifies

Residents commuting via rural bus lines.

What you get

Discounted monthly commuter passes.

What it actually costs you

Requires certification from your employer.

Common gotcha

Only applies to specific regional bus operators.

state · Shimane Prefectural Government

Who qualifies

Parents of children up to junior high school age.

What you get

Full or partial coverage of medical co-pays.

What it actually costs you

Requires a special medical card issued by the municipality.

Common gotcha

You must present the card at every clinic visit.

state · Shimane Agricultural Department

Who qualifies

Individuals under 45 starting a career in farming.

What you get

Low-interest loans and startup grants.

What it actually costs you

Requires completion of a training program.

Common gotcha

Strict business plan approval process.

state · Okayama Prefectural Government

Who qualifies

Parents of children up to junior high school age residing in Okayama.

What you get

Full or partial coverage of out-of-pocket medical expenses for outpatient and inpatient care.

What it actually costs you

Requires a 'Child Medical Expense Recipient Certificate' issued by your local city hall.

Common gotcha

The subsidy amount varies slightly depending on which city or town within Okayama you live in.

state · Okayama Prefectural Government

Who qualifies

Families with children under 18 or pregnant women.

What you get

Discounts at participating local shops, restaurants, and facilities.

What it actually costs you

Free registration; card is issued by municipal offices.

Common gotcha

You must show the physical card or digital screen at the register before payment.

state · Okayama Prefectural Government

Who qualifies

Employees working at certified companies in Okayama.

What you get

Access to companies that guarantee flexible hours, childcare leave, and reduced overtime.

What it actually costs you

Check your company's HR policy for these specific benefits.

Common gotcha

Not all companies are certified; check the prefecture's list before job hunting.

state · Okayama Prefectural Government

Who qualifies

Anyone seeking employment or career advancement within Okayama Prefecture.

What you get

Free career counseling, job matching, and local networking events.

What it actually costs you

Free; requires registration at the center or online.

Common gotcha

They focus heavily on local SMEs that might not be on major national job boards.

state · Hiroshima Prefectural Government

Who qualifies

Newlyweds under 39 years old moving into designated municipalities.

What you get

Up to 300,000 JPY for moving costs and initial rent expenses.

What it actually costs you

Proof of marriage, residency certificate, and rental contract; processing takes 4 weeks.

Common gotcha

Only applies to specific municipalities designated by the prefecture, not the entire city.

state · Hiroshima Prefectural Government

Who qualifies

Parents of children up to junior high school age.

What you get

Full or partial coverage of out-of-pocket medical expenses at clinics.

What it actually costs you

Application at the city hall; requires child's health insurance card.

Common gotcha

The exact coverage percentage varies slightly depending on which city within Hiroshima you live in.

state · Hiroshima Prefectural Government

Who qualifies

Employees working in companies certified for work-life balance.

What you get

Access to subsidized childcare services and flexible work consulting.

What it actually costs you

No cost; check if your employer is on the prefecture's certified list.

Common gotcha

You must verify if your specific branch is certified, not just the parent company.

state · Hiroshima Labor Bureau

Who qualifies

Residents looking to switch careers or upgrade skills.

What you get

Free or low-cost training courses in IT, customer service, and management.

What it actually costs you

Application via Hello Work; requires interview and aptitude test.

Common gotcha

Courses fill up quickly; you must apply during the specific enrollment window.

state · Yamaguchi Prefectural Government

Who qualifies

Families with children under 18 or pregnant women residing in Yamaguchi.

What you get

Discounts at participating local shops, restaurants, and facilities.

What it actually costs you

Free registration; requires smartphone app or physical card.

Common gotcha

Must show the digital screen or card at the register before payment.

state · Yamaguchi Prefectural Government

Who qualifies

Individuals moving from the Tokyo metropolitan area to Yamaguchi for work.

What you get

Up to 1 million yen for families or 600,000 yen for singles.

What it actually costs you

Requires proof of employment and residency; strict application deadlines.

Common gotcha

Must be applied for within 3 months of moving to the new municipality.

state · Yamaguchi Health and Welfare Department

Who qualifies

All residents of Yamaguchi Prefecture.

What you get

Real-time search for clinics and hospitals open on holidays or nights.

What it actually costs you

Free; no registration required.

Common gotcha

Always call the facility to confirm availability before heading out.

state · Yamaguchi Prefectural Transport Bureau

Who qualifies

Low-income commuters using specific regional bus lines.

What you get

Partial reimbursement of monthly bus pass costs.

What it actually costs you

Requires employer certification and monthly receipts.

Common gotcha

Only applies to specific bus operators designated by the prefecture.

state · Yamaguchi Labor Bureau

Who qualifies

Job seekers looking for employment within Yamaguchi Prefecture.

What you get

Access to exclusive local job listings and career counseling.

What it actually costs you

Free; requires creating a profile.

Common gotcha

Many listings are specific to local SMEs that don't advertise on national sites.

state · Yamaguchi Prefectural Government

Who qualifies

Unemployed residents seeking new technical skills.

What you get

Subsidized training courses in IT, manufacturing, and service sectors.

What it actually costs you

Tuition is free, but materials/textbooks may cost a small fee.

Common gotcha

Courses have fixed start dates; you must apply during the recruitment window.

state · Yamaguchi Industrial Promotion Foundation

Who qualifies

Residents planning to start a new business within the prefecture.

What you get

Low-interest loans and mentoring services.

What it actually costs you

Requires a detailed business plan and interview.

Common gotcha

Must be registered as a business within Yamaguchi Prefecture.

state · Tokushima Prefectural Government

Who qualifies

People moving from the Tokyo metropolitan area to Tokushima for employment.

What you get

Up to 1 million JPY for families or 600,000 JPY for individuals.

What it actually costs you

Requires residency proof and employment certification; processing takes 2-3 months.

Common gotcha

You must have lived in the Tokyo 23 wards for at least 5 years prior to moving.

state · Tokushima Prefectural Government

Who qualifies

Families with children under 18 living in Tokushima.

What you get

Discounts at participating local shops, restaurants, and museums.

What it actually costs you

Free; apply at municipal offices or online.

Common gotcha

Only valid at shops displaying the specific 'Tokushima Passport' sticker.

state · Tokushima Prefectural Government

Who qualifies

Remote workers setting up home offices in Tokushima.

What you get

Partial reimbursement for office equipment and high-speed internet installation.

What it actually costs you

Requires itemized receipts and proof of remote work contract.

Common gotcha

Must be applied for before purchasing equipment.

state · Municipalities within Tokushima

Who qualifies

Parents of children up to junior high school age.

What you get

Full or partial coverage of out-of-pocket medical expenses.

What it actually costs you

Requires a 'Medical Certificate for Children' (受給者証).

Common gotcha

Coverage varies slightly by city (e.g., Tokushima City vs. Naruto City).

state · Tokushima Tourism Association

Who qualifies

Local dance groups and cultural associations.

What you get

Funding for costumes, instruments, and practice space rentals.

What it actually costs you

Requires submission of an annual activity report.

Common gotcha

Funding is competitive and limited to registered groups.

state · Tokushima Tourism Bureau

Who qualifies

Residents of Tokushima traveling within the prefecture.

What you get

Up to 20% off accommodation and local dining vouchers.

What it actually costs you

Requires ID proof at check-in.

Common gotcha

Only available during specific campaign periods.

state · Kagawa Prefectural Government

Who qualifies

Couples under 40 moving to or purchasing a home in designated rural areas of Kagawa.

What you get

Up to 500,000 JPY in subsidies for housing purchase or renovation costs.

What it actually costs you

Requires proof of residency and purchase contract; processing takes 2-3 months.

Common gotcha

Only applies to specific municipalities designated for population growth; check your city office first.

state · Kagawa Prefectural Government

Who qualifies

Parents of children up to junior high school age residing in Kagawa.

What you get

Full or partial coverage of out-of-pocket medical expenses for hospital visits.

What it actually costs you

Requires a 'Child Medical Certificate' issued by your local city office.

Common gotcha

The exact scope of coverage can vary slightly between Takamatsu city and smaller towns.

state · Kagawa Prefectural Transport Bureau

Who qualifies

Commuters using Kotoden or local bus lines for work.

What you get

Rebate or discounted monthly passes for long-distance commuters.

What it actually costs you

Must register via your employer or local transit office.

Common gotcha

Often requires a certificate from your employer confirming your commute route.

state · Kagawa Labor Bureau

Who qualifies

Employees of companies certified by the prefecture for good working conditions.

What you get

Access to priority childcare services and flexible work support programs.

What it actually costs you

Check if your company is on the list; no personal fee.

Common gotcha

This is a company-level certification, so you must verify your employer's status.

state · Kagawa Prefectural Employment Support Center

Who qualifies

Residents looking to upskill in IT or specialized technical fields.

What you get

Tuition coverage for approved vocational training courses.

What it actually costs you

Requires an interview at the Hello Work office in Takamatsu.

Common gotcha

Courses fill up quickly; apply at least one month before the term starts.

state · Ehime Prefectural Government

Who qualifies

Residents renovating their primary residence in Ehime to meet safety or energy standards.

What you get

Up to 300,000 JPY in partial reimbursement for renovation costs.

What it actually costs you

Requires detailed contractor quotes and proof of residency before work begins.

Common gotcha

You must apply before starting any construction work; retroactive applications are rejected.

municipal · Matsuyama City Hall

Who qualifies

Individuals moving to Matsuyama from outside the prefecture for employment.

What you get

Up to 1,000,000 JPY for families or 600,000 JPY for individuals.

What it actually costs you

Must sign a pledge to reside in the city for at least 5 years.

Common gotcha

Employment must be with a company registered on the prefecture's approved list.

state · Ehime Prefectural Government

Who qualifies

Parents of children up to junior high school age residing in Ehime.

What you get

Full or partial coverage of medical co-pays for outpatient and inpatient care.

What it actually costs you

Requires a specific medical certificate issued by your local ward office.

Common gotcha

Coverage limits vary slightly by specific city/town within the prefecture.

state · Ehime Labor Bureau

Who qualifies

Employees working for certified companies in Ehime.

What you get

Access to priority childcare slots and flexible working hour arrangements.

What it actually costs you

Requires coordination with your HR department to verify company status.

Common gotcha

This is a company-level certification, so check if your employer is on the list.

private · Iyotetsu Group

Who qualifies

Regular commuters using Iyotetsu buses or trams in Matsuyama.

What you get

Up to 30% discount on monthly commuter passes compared to single-fare tickets.

What it actually costs you

Requires an IC card (IC e-card) and proof of employment/schooling.

Common gotcha

Must be renewed exactly on the expiry date to avoid service gaps.

state · Kerala Labour Department

Who qualifies

Employees working in shops and commercial establishments in Kerala.

What you get

Pension, medical assistance, and marriage grants for children.

What it actually costs you

Small monthly contribution from salary; requires employer registration details.

Common gotcha

Many employers fail to register, so you may need to apply as an individual member.

state · Labour Commissionerate

Who qualifies

All employees in the IT/BPO and service sector.

What you get

Guaranteed base pay and cost-of-living allowance (VDA) adjusted periodically.

What it actually costs you

Zero; this is a statutory right.

Common gotcha

Check if your company classifies you as 'IT' or 'Commercial' as rates differ.

state · Kerala Police

Who qualifies

All women working late shifts in the state.

What you get

Emergency SOS alert to the nearest police station with live location.

What it actually costs you

Free download; requires active GPS and mobile data.

Common gotcha

Often ignored until an emergency; test the SOS trigger once after installation.

state · Kerala State Road Transport Corporation

Who qualifies

Regular commuters and employees on specific routes.

What you get

Up to 50% discount on monthly bus passes.

What it actually costs you

Requires ID proof and a photo; processed at KSRTC depots.

Common gotcha

The pass must be renewed every month at the depot, which can be crowded.

state · Kerala State Lotteries Department

Who qualifies

Low-income families for critical illness treatment.

What you get

Financial assistance up to ₹2 lakhs for major surgeries.

What it actually costs you

Requires income certificate and hospital medical estimate.

Common gotcha

It is a reimbursement scheme for many, so check if the hospital is empanelled for direct billing.

state · Civil Supplies Department

Who qualifies

Residents meeting state-defined income criteria.

What you get

Subsidized rice, sugar, and kerosene through local ration shops.

What it actually costs you

Application via Akshaya centers; requires Aadhaar linking.

Common gotcha

Changing your address on the card after moving for work is a slow process.

municipal · Fukuoka City Government

Who qualifies

Foreign entrepreneurs planning to launch a business in Fukuoka City.

What you get

A 6-month residency permit to prepare for business operations.

What it actually costs you

Requires a detailed business plan and proof of funds; no application fee.

Common gotcha

You must prove you have the necessary capital to sustain yourself during the 6 months.

municipal · Fukuoka City Housing Bureau

Who qualifies

Single workers under 30 living in designated city-managed apartments.

What you get

Reduced monthly rent compared to private market rates.

What it actually costs you

Requires residency in Fukuoka and income verification; high competition for spots.

Common gotcha

Available units are limited and assigned via lottery.

state · Fukuoka Prefectural Government

Who qualifies

Families with children under 18 living in Fukuoka.

What you get

Discounts at participating local shops, restaurants, and service providers.

What it actually costs you

Free registration; card can be digital or physical.

Common gotcha

Must show the card at the time of payment, not after.

private · Nishitetsu Group

Who qualifies

Regular commuters using Nishitetsu trains and buses in Fukuoka.

What you get

Discounted monthly or 6-month passes for frequent travel.

What it actually costs you

Requires an IC card (nimoca); purchase at station kiosks.

Common gotcha

If you lose your card, the balance might be lost if not registered.

state · Fukuoka Prefectural Welfare Department

Who qualifies

Single parents with low income residing in the prefecture.

What you get

Full or partial coverage of medical co-payments for children and the parent.

What it actually costs you

Annual income certification required.

Common gotcha

Must be renewed every year in August.

municipal · Fukuoka City Health Center

Who qualifies

Residents aged 20+ not covered by workplace health checks.

What you get

Subsidized annual physical exams and cancer screenings.

What it actually costs you

Small co-pay (usually 500-1000 yen).

Common gotcha

Must use the voucher at designated clinics within the city.

state · Saga Prefecture Department of Industry and Labor

Who qualifies

Employees of companies certified by Saga Prefecture for flexible working standards.

What you get

Access to priority childcare services and flexible shift scheduling support.

What it actually costs you

Requires HR verification of your employment status.

Common gotcha

Many employees don't realize their company is certified; check the prefecture list first.

state · Saga Prefecture Health and Welfare Division

Who qualifies

Parents living in Saga with children under 15 years old.

What you get

Monthly stipend of 5,000 to 10,000 JPY depending on household income.

What it actually costs you

Annual income tax certificate and resident record (Juminhyo).

Common gotcha

Must be renewed every June; if you miss the window, you lose the back-pay.

state · Saga Prefectural Transport Bureau

Who qualifies

Residents commuting to work in Saga City or Tosu.

What you get

15% discount on monthly bus passes for specific regional lines.

What it actually costs you

Proof of employment and residence in Saga.

Common gotcha

Only applies to specific bus operators; check if your route is covered.

state · Saga Prefecture Digital Strategy Division

Who qualifies

Working professionals looking to upskill in IT or customer support tech.

What you get

Reimbursement of up to 50,000 JPY for approved certification courses.

What it actually costs you

Receipts for course fees and a completion certificate.

Common gotcha

You must apply for pre-approval before paying for the course.

state · Saga Municipal Health Office

Who qualifies

Parents of children up to junior high school age in Saga Prefecture.

What you get

Covers out-of-pocket medical costs after national insurance is applied.

What it actually costs you

Application form and health insurance card copy.

Common gotcha

It is a reimbursement system; you pay first, then claim.

state · Saga Prefecture Health Promotion Division

Who qualifies

All residents over 18.

What you get

Points for walking or attending health checks, redeemable for local store vouchers.

What it actually costs you

Download the official app and track your daily steps.

Common gotcha

Points expire at the end of the fiscal year, so redeem them before March.

state · Nagasaki Prefectural Government

Who qualifies

Individuals moving from the Tokyo metropolitan area to Nagasaki for work or starting a business.

What you get

Up to 1,000,000 JPY for a household or 600,000 JPY for a single person.

What it actually costs you

Proof of previous residency in Tokyo and current employment contract in Nagasaki.

Common gotcha

You must apply within 3 months of moving to the new job.

state · Nagasaki Prefectural Housing Bureau

Who qualifies

First-time homebuyers purchasing a new home within the prefecture.

What you get

Interest rate reduction of 0.5% for the first 5 years of the mortgage.

What it actually costs you

Certificate of residence and proof of income.

Common gotcha

Only applies to homes meeting specific energy-efficiency standards.

state · Nagasaki Prefectural Health Department

Who qualifies

Parents of children up to junior high school age residing in the prefecture.

What you get

Full coverage of out-of-pocket medical expenses for outpatient and inpatient care.

What it actually costs you

Registration at your local municipal office.

Common gotcha

You must present the subsidy card at the clinic every visit.

state · Nagasaki Industrial Promotion Center

Who qualifies

Remote workers living in Nagasaki using local co-working spaces.

What you get

Monthly vouchers covering 50% of co-working space fees.

What it actually costs you

Registration on the prefecture's digital portal.

Common gotcha

Only valid at designated 'Nagasaki Work-Style Reform' partner locations.

municipal · Nagasaki Bus & Tram Association

Who qualifies

Daily commuters using registered smart cards on Nagasaki buses and trams.

What you get

10% discount on fares after 10 trips per month.

What it actually costs you

Initial card purchase fee of 500 JPY.

Common gotcha

The discount resets at the start of every calendar month.

state · Nagasaki Chamber of Commerce

Who qualifies

All residents of Nagasaki Prefecture.

What you get

20% bonus value on prepaid shopping vouchers.

What it actually costs you

Must be purchased in advance via lottery system.

Common gotcha

Vouchers have a strict 6-month expiry date.

state · Nagasaki Prefectural Transport Department

Who qualifies

Residents traveling between Nagasaki mainland and remote islands.

What you get

30% discount on ferry tickets for personal travel.

What it actually costs you

Proof of residency in Nagasaki Prefecture.

Common gotcha

Does not apply to vehicle transport, only passengers.

municipal · Nagasaki City Tourism Bureau

Who qualifies

Residents of Nagasaki City.

What you get

Free or discounted entry to city-run museums and historical sites.

What it actually costs you

Annual fee of 1,000 JPY.

Common gotcha

Does not cover special temporary exhibitions.

state · Kumamoto Prefectural Government

Who qualifies

Individuals moving to Kumamoto from outside the prefecture for full-time employment.

What you get

Up to 1,000,000 JPY for single applicants meeting specific criteria.

What it actually costs you

Proof of employment and residency; requires 5-year commitment to stay in the prefecture.

Common gotcha

Must apply within 3 months of starting the new job.

state · Kumamoto Municipal Health Department

Who qualifies

Parents with children up to junior high school age residing in Kumamoto.

What you get

Full or partial coverage of out-of-pocket medical expenses.

What it actually costs you

Registration at the local city office with health insurance card.

Common gotcha

Coverage limits vary slightly by specific city/town within the prefecture.

state · Kumamoto Prefectural Housing Division

Who qualifies

Homeowners of pre-1981 structures.

What you get

Partial reimbursement for seismic diagnostic and reinforcement work.

What it actually costs you

Must hire a prefecture-certified architect for the initial inspection.

Common gotcha

Work cannot begin before the application is approved.

state · Kumamoto Transport Bureau

Who qualifies

Low-income workers and students using city trams and buses.

What you get

30% discount on monthly commuter passes.

What it actually costs you

Application at major transit hubs with proof of income.

Common gotcha

Does not apply to JR lines, only municipal transit.

state · Kumamoto Industry Promotion Agency

Who qualifies

Residents looking to transition into IT or digital customer support roles.

What you get

Free access to online coding and data management workshops.

What it actually costs you

Time commitment of 10 hours per week for 3 months.

Common gotcha

Requires basic Japanese proficiency for the curriculum.

state · Kumamoto Credit Guarantee Corporation

Who qualifies

Residents planning to launch a small business within the prefecture.

What you get

Low-interest loans up to 5,000,000 JPY.

What it actually costs you

Detailed business plan and personal financial history.

Common gotcha

Requires a local guarantor or credit guarantee fee.

state · Oita Prefectural Government

Who qualifies

Newlyweds under 39 years old living in designated rural municipalities within Oita.

What you get

Monthly rent subsidy of up to 10,000 JPY for 24 months.

What it actually costs you

Application form, marriage certificate, and residency proof; takes 4-6 weeks.

Common gotcha

Only applies to specific municipalities, not the entire prefecture.

state · Oita Prefectural Government

Who qualifies

Individuals moving from outside Oita to take up specific jobs or start businesses.

What you get

One-time payment of up to 1,000,000 JPY for families.

What it actually costs you

Proof of previous residency and current employment contract.

Common gotcha

You must remain in the prefecture for at least 5 years or repay the grant.

state · Oita Prefectural Government

Who qualifies

Children up to junior high school age residing in Oita.

What you get

Full or partial coverage of out-of-pocket medical expenses.

What it actually costs you

Registration at your local city hall; requires health insurance card.

Common gotcha

The exact coverage percentage varies slightly by city within the prefecture.

state · Oita Prefectural Government

Who qualifies

Families with children under 18 or pregnant women.

What you get

Discounts at participating local shops, restaurants, and facilities.

What it actually costs you

Digital registration via the prefecture website.

Common gotcha

Must show the digital screen at checkout; physical cards are no longer standard.

state · Miyazaki Prefectural Government

Who qualifies

Families under 40 moving to or buying a home in specific rural municipalities within the prefecture.

What you get

Up to 500,000 JPY in subsidies for housing purchase or renovation costs.

What it actually costs you

Requires proof of residency, income tax certificates, and a building contract.

Common gotcha

Only applies to designated municipalities; check if your specific town is listed before signing the contract.

state · Miyazaki Prefectural Transport Bureau

Who qualifies

Residents commuting to work via designated local bus lines.

What you get

30% discount on monthly commuter passes for specific routes.

What it actually costs you

Application through the bus operator's office with a work certificate.

Common gotcha

Does not apply to all bus lines, only those subsidized by the prefecture.

state · Miyazaki Prefectural Health Department

Who qualifies

Parents of children up to junior high school age residing in Miyazaki.

What you get

Full or partial coverage of out-of-pocket medical expenses for clinic visits.

What it actually costs you

Requires a 'Medical Certificate for Children' issued by your local city office.

Common gotcha

You must present the certificate at the clinic every time, otherwise you pay the full fee upfront.

state · Miyazaki Labor Bureau

Who qualifies

Employees of companies certified as 'Family Friendly' by the prefecture.

What you get

Access to priority childcare slots and additional local tax credits for working parents.

What it actually costs you

Requires your employer to be registered and compliant with prefecture standards.

Common gotcha

If your company isn't registered, you cannot access the extra tax benefits.

municipal · Kagoshima City Office

Who qualifies

Residents of Kagoshima City affected by Sakurajima ash fall.

What you get

Reimbursement for ash removal bags and disposal costs.

What it actually costs you

Receipts for bags, proof of residency, and submission to the local ward office.

Common gotcha

You must use the specific designated yellow bags provided by the city to be eligible for the subsidy.

state · Kagoshima Prefectural Government

Who qualifies

Families with children up to junior high school age residing in the prefecture.

What you get

Full or partial coverage of medical co-pays for outpatient and inpatient care.

What it actually costs you

Application at the municipal office; requires a health insurance card.

Common gotcha

Coverage varies slightly by specific city/town within the prefecture, so check your local municipal rules.

state · Kagoshima Prefecture Transportation Bureau

Who qualifies

Registered residents of Kagoshima's remote islands (Amami, Yakushima, etc.).

What you get

Discounted ferry and airfare rates for travel to the mainland.

What it actually costs you

Must present an official resident card (Juminhyo) and apply for the discount card.

Common gotcha

The discount is only valid for travel between the island and the mainland, not for inter-island travel.

state · Kagoshima Prefectural Department of Commerce and Industry

Who qualifies

Small and medium-sized enterprises in Kagoshima hiring local staff for remote/support roles.

What you get

Financial assistance for purchasing IT equipment and software for remote work setups.

What it actually costs you

Detailed business plan and proof of employment contracts.

Common gotcha

The grant is competitive and based on a fiscal year budget; apply early in the spring.

state · Kagoshima Industrial Promotion Foundation

Who qualifies

Individuals starting a new business within Kagoshima Prefecture.

What you get

Consultation services, low-interest loans, and potential startup grants.

What it actually costs you

Requires a comprehensive business plan and attendance at a mandatory seminar.

Common gotcha

The loan application process is rigorous and requires a guarantor or collateral.

state · Okinawa Prefectural Government

Who qualifies

Residents of designated remote islands in Okinawa prefecture.

What you get

Requires proof of residency and application at the local municipal office.

Common gotcha

The discount only applies to specific routes and must be booked in advance.

state · Okinawa Prefectural Government

Who qualifies

Families with children up to junior high school age residing in Okinawa.

What you get

Requires local municipal registration and health insurance card.

Common gotcha

Coverage limits vary slightly by specific city or town within the prefecture.

state · Okinawa Department of Commerce, Industry and Labor

Who qualifies

Residents looking to transition into IT or customer support roles in tech firms.

What you get

Requires application during designated intake periods and interview.

Common gotcha

Highly competitive and requires a commitment to seek employment in Okinawa-based firms.

state · Okinawa Credit Guarantee Corporation

Who qualifies

Small business owners or freelancers operating within Okinawa prefecture.

What you get

Requires business registration and tax documentation.

Common gotcha

The application process is thorough and requires a solid business plan.