Hiroto is a licensed Anma Massage Shiatsu practitioner working in a private clinic in Tokyo. He balances his professional licensing requirements with national health insurance and pension contributions while looking for ways to optimize his tax burden as a self-employed professional.
📜 Keeping my license active and legal
My entire livelihood depends on maintaining my national practitioner status and adhering to health ministry regulations.
Anma Massage Shiatsu Practitioner License
あん摩マッサージ指圧師免許
national · Ministry of Health, Labour and Welfare
Who qualifies
Individuals who have passed the national examination after graduating from a designated training school.
What you get
Legal authorization to practice massage therapy professionally in Japan.
What it actually costs you
Requires passing the national board exam and a registration fee of ¥16,500.
Common gotcha
You must register your license with the local public health center in your prefecture of practice.
Tax reduction based on the outstanding loan balance.
What it actually costs you
Requires filing a tax return for the first year.
Common gotcha
The deduction amount is capped and depends on the property's energy efficiency.
State-level schemes
47states & territories — open one to see what it offers.
Hokkaido北海道
Hokkaido offers unique climate-based subsidies for heating and small business support that are essential for independent wellness practitioners dealing with long, harsh winters.
❄️ Keeping the lights on through the long winter
Hokkaido Small Business Heating Support Grant
北海道中小企業燃料費高騰対策支援金
state · Hokkaido Government Department of Economic Affairs
Who qualifies
Small business owners with a physical storefront or clinic in Hokkaido.
What you get
One-time grant ranging from 50,000 to 200,000 JPY to offset heating costs.
What it actually costs you
Requires proof of business registration and utility bills from the previous winter.
Common gotcha
The application window is very short, usually opening in late autumn.
Sapporo City Business Improvement Loan
札幌市中小企業融資制度
municipal · Sapporo City Industrial Promotion Division
Who qualifies
Sole proprietors operating in Sapporo city limits for over 1 year.
What you get
Low-interest loans (typically under 1.5%) for equipment upgrades or clinic renovations.
What it actually costs you
Requires a business plan and local tax payment certificates.
Common gotcha
Must be applied for through a designated local bank, not directly at city hall.
Hokkaido Wellness Tourism Promotion Subsidy
北海道ウェルネスツーリズム推進事業
state · Hokkaido Tourism Bureau
Who qualifies
Massage therapists partnering with local ryokans or hotels to provide wellness services.
What you get
Reimbursement for marketing materials and booking platform fees.
What it actually costs you
Requires a partnership agreement with a registered accommodation provider.
Common gotcha
Only applies to services marketed to tourists visiting from outside the prefecture.
🧘 Staying healthy while working physically
Hokkaido Freelancer Health Screening Voucher
北海道フリーランス健康診断補助
state · Hokkaido Health and Welfare Department
Who qualifies
Registered self-employed individuals without employer-provided insurance.
What you get
Vouchers covering 70% of the cost of an annual comprehensive health check-up.
What it actually costs you
Must visit a participating clinic; requires National Health Insurance card.
Common gotcha
The list of participating clinics changes annually; check the website before booking.
Sapporo Public Sports Facility Discount Card
札幌市スポーツ施設利用割引
municipal · Sapporo Sports Association
Who qualifies
Residents of Sapporo who use public gyms or pools for physical maintenance.
What you get
50% discount on entry fees to city-run fitness centers.
What it actually costs you
Small annual registration fee (approx 500 JPY).
Common gotcha
Does not apply to private gym chains, only city-managed facilities.
Aomori青森県
Aomori provides specific support for small-scale service providers and independent therapists to cope with harsh winters and rural economic isolation.
❄️ Keeping the shop running through the snow
Aomori Prefecture Snow Removal Support Grant
青森県除雪費補助金
state · Aomori Prefectural Government
Who qualifies
Small business owners with physical premises in designated heavy snowfall zones.
What you get
Partial reimbursement for professional snow clearing services for your shop entrance.
What it actually costs you
Receipts from licensed contractors, application form, and proof of business registration.
Common gotcha
You must apply before the first major snowfall; retroactive claims are rarely accepted.
Aomori Local Business Vitalization Coupon
青森県地域振興券
state · Aomori Chamber of Commerce
Who qualifies
Registered local businesses that opt-in to accept state-issued vouchers.
What you get
Increased foot traffic as locals spend government-subsidized vouchers at your clinic.
What it actually costs you
Registration as a participating merchant and processing fees for voucher redemption.
Common gotcha
Vouchers are often restricted to specific service categories; ensure massage therapy is listed.
Aomori Business Energy Efficiency Rebate
青森県省エネ設備導入支援事業
state · Aomori Prefectural Department of Environment
Who qualifies
Small business owners upgrading to energy-efficient heating or lighting.
What you get
Up to 30% subsidy on the cost of installing modern heating systems.
What it actually costs you
Detailed quotes from contractors and energy audit reports.
Common gotcha
The equipment must meet specific Aomori-prefecture energy standards to qualify.
🧘 Staying healthy while helping others
Aomori Wellness Worker Health Checkup
青森県ヘルスケア従事者健康診断助成
state · Aomori Prefectural Health Bureau
Who qualifies
Self-employed massage therapists and wellness practitioners in Aomori.
What you get
Free or heavily discounted annual comprehensive health screenings.
What it actually costs you
Proof of residency and professional license or business registration.
Common gotcha
Must be done at designated prefectural clinics, not your private doctor.
Aomori Independent Worker Injury Compensation
青森県自営業者労災補償制度
state · Aomori Labor Bureau
Who qualifies
Sole proprietors in physical service industries.
What you get
Coverage for work-related injuries (e.g., repetitive strain injury from massage).
What it actually costs you
Monthly premiums based on your declared income.
Common gotcha
This is a voluntary state-managed scheme that acts as a safety net for those not covered by corporate insurance.
Iwate岩手県
Iwate offers specific support for small-scale service providers and wellness practitioners through local business grants and regional health-promotion initiatives.
💼 Keeping my clinic running
Iwate Prefecture Small Business Management Improvement Subsidy
岩手県小規模事業者経営改善補助金
state · Iwate Prefectural Government
Who qualifies
Small-scale massage therapists and sole proprietors operating within Iwate.
What you get
Up to 500,000 JPY for equipment upgrades or marketing efforts.
What it actually costs you
Detailed business plan, tax records, and 1/3 matching funds.
Common gotcha
Requires a consultation with the local Chamber of Commerce before applying.
Morioka City Startup and Business Support Loan
盛岡市創業支援資金
municipal · Morioka City
Who qualifies
Therapists starting a new clinic or expanding operations in Morioka.
What you get
Low-interest loans with interest rate subsidies.
What it actually costs you
Business registration, bank interview, and credit check.
Common gotcha
Must be certified by the local municipal startup support program.
Iwate DX Promotion Grant
岩手県DX推進補助金
state · Iwate Prefectural Government
Who qualifies
Local businesses adopting digital booking or payment systems.
What you get
Reimbursement for 50% of software/hardware costs up to 300,000 JPY.
What it actually costs you
Invoices and proof of implementation.
Common gotcha
Only applies to new digital tools, not upgrades to existing ones.
Iwate Prefecture Labor Consultation Center
岩手県労働相談センター
state · Iwate Prefectural Department of Labor
Who qualifies
Any worker or sole proprietor in Iwate facing contract disputes.
What you get
Free legal and professional advice on labor rights.
What it actually costs you
Appointment time.
Common gotcha
They provide mediation, not direct legal representation in court.
🌿 Health and community wellness
Iwate Health Promotion Partner Certification
いわて健康経営認定事業所
state · Iwate Prefecture Health and Welfare Department
Who qualifies
Clinics that promote health among their staff and clients.
What you get
Official certification and priority in prefectural public procurement.
What it actually costs you
Submission of a health promotion plan.
Common gotcha
Requires annual reporting on health activities.
Iwate Senior Wellness Activity Grant
岩手県高齢者いきいき活動支援事業
state · Iwate Prefecture
Who qualifies
Therapists offering wellness workshops for the elderly.
What you get
Funding to host community wellness sessions.
What it actually costs you
Project proposal and attendance records.
Common gotcha
Must be held in a community center or public space.
Morioka City Business Disaster Prevention Subsidy
盛岡市事業所防災対策補助金
municipal · Morioka City
Who qualifies
Clinic owners installing emergency equipment.
What you get
Subsidies for emergency kits, backup power, or structural reinforcement.
What it actually costs you
Receipts for safety equipment.
Common gotcha
Must meet specific safety standards set by the city.
Miyagi宮城県
Miyagi offers specific regional support for small business owners and health practitioners to recover from regional economic shifts and maintain local community health standards.
💼 Keeping my practice running
Miyagi Prefecture Small Business Management Improvement Loan
宮城県小規模企業者経営改善資金
state · Miyagi Prefectural Government
Who qualifies
Small business owners in Miyagi with fewer than 20 employees.
What you get
Low-interest loans for equipment upgrades or working capital.
What it actually costs you
Requires a recommendation from the local Chamber of Commerce and tax payment certificates.
Common gotcha
The interest rate is low, but the approval process can take over a month.
Parents of children living in Sendai up to junior high school age.
What you get
Full or partial coverage of medical co-payments for clinic visits.
What it actually costs you
Requires registration at the ward office to receive the medical card.
Common gotcha
You must present the card at every visit, or you will be charged the full rate upfront.
Miyagi Prefecture Disaster Prevention Support
宮城県防災支援
state · Miyagi Disaster Prevention Department
Who qualifies
All residents and business owners in the prefecture.
What you get
Access to subsidized disaster kits and seismic reinforcement consultations for shops.
What it actually costs you
Free consultations; kits are available at a discounted rate.
Common gotcha
Many people forget to update their contact info in the prefecture's emergency alert system.
Akita秋田県
Akita offers specific support for small-scale service providers and health practitioners to combat the challenges of an aging population and harsh winter living costs.
💆 Keeping my practice running
Akita Prefecture Small Business Management Improvement Fund
秋田県中小企業経営改善資金
state · Akita Prefectural Government
Who qualifies
Small business owners and sole proprietors operating in Akita for over 1 year.
What you get
Low-interest loans for equipment upgrades or working capital.
What it actually costs you
Requires business tax returns and a local chamber of commerce recommendation.
Common gotcha
The interest rate is low but the paperwork for the business plan is quite rigorous.
Akita Winter Heating Cost Subsidy for Small Businesses
秋田県中小企業冬期暖房費補助金
state · Akita Department of Commerce and Industry
Who qualifies
Small business owners with a physical storefront or clinic in Akita.
What you get
Partial reimbursement for heating bills during the peak winter months (Dec-March).
What it actually costs you
Must submit utility bills from the previous year for comparison.
Common gotcha
Only covers a portion of the increase, not the total bill.
Akita Digital Transformation Support Grant
秋田県DX推進支援補助金
state · Akita Prefectural Government
Who qualifies
Sole proprietors looking to implement online booking or digital payment systems.
What you get
Up to 50% reimbursement for software or hardware costs.
What it actually costs you
Requires a detailed project proposal before purchase.
Common gotcha
You cannot claim reimbursement for items bought before the grant is approved.
Akita Local Business Tax Deduction
秋田県個人事業税減免措置
state · Akita Prefectural Tax Office
Who qualifies
Sole proprietors experiencing a significant drop in revenue due to local economic conditions.
What you get
Partial or full reduction of prefectural business tax.
What it actually costs you
Requires proof of income loss exceeding 30%.
Common gotcha
This is separate from national income tax and must be applied for at the prefectural office.
🏥 Supporting my own health
Akita Health Support for Low-Income Sole Proprietors
秋田県医療費助成制度
state · Akita Prefectural Health Department
Who qualifies
Self-employed individuals with income below a certain threshold.
What you get
Reduction in out-of-pocket medical expenses at local clinics.
What it actually costs you
Requires annual income certification.
Common gotcha
It does not cover elective procedures or cosmetic treatments.
Akita Prefecture Health Promotion Point System
秋田県健康づくりポイント事業
state · Akita Prefectural Government
Who qualifies
All residents of Akita.
What you get
Points for participating in health screenings or walking events, redeemable for local vouchers.
What it actually costs you
Must download the official app or use a physical stamp card.
Common gotcha
Vouchers are only valid at participating local shops.
Akita Prefectural Mental Health Consultation Service
秋田県こころの健康相談
state · Akita Mental Health and Welfare Center
Who qualifies
Any resident feeling overwhelmed or stressed.
What you get
Free, confidential counseling sessions with professionals.
What it actually costs you
Appointment booking via phone.
Common gotcha
Not a long-term therapy service; it is for initial support and referral.
Yamagata山形県
Yamagata offers specific support for small-scale service providers and independent therapists through local business revitalization grants and regional health insurance subsidies.
🏢 Keeping my clinic running
Yamagata Prefecture Small Business Management Improvement Subsidy
山形県小規模事業者経営改善資金
state · Yamagata Prefectural Government
Who qualifies
Independent service providers with fewer than 5 employees in Yamagata.
What you get
Subsidies up to 500,000 JPY for equipment upgrades or digital marketing tools.
What it actually costs you
Detailed business plan, tax returns for 2 years, and a 1-month approval wait.
Common gotcha
You must prove your business is registered within Yamagata prefecture specifically.
Fukushima Massage and Shiatsu Practitioners Association Subsidy
福島県あん摩マッサージ指圧師会支援
state · Fukushima Prefectural Health Department
Who qualifies
Licensed massage therapists registered with the prefectural association.
What you get
Subsidized insurance premiums and professional development workshops.
What it actually costs you
Annual membership fee and proof of active license.
Common gotcha
Only covers practitioners who have passed the national licensing exam.
Fukushima 'Passport for Families'
ふくしま子育て支援パスポート
state · Fukushima Prefecture Child Welfare Division
Who qualifies
Parents with children under 18 living in Fukushima.
What you get
Discounts at participating local shops, restaurants, and massage clinics.
What it actually costs you
Digital registration via the prefecture portal.
Common gotcha
You must show the digital screen at the point of purchase; screenshots are often rejected.
Fukushima Disaster Prevention Equipment Grant
福島県防災設備導入補助金
state · Fukushima Disaster Management Bureau
Who qualifies
Small business owners installing emergency power or flood barriers.
What you get
Up to 300,000 JPY for disaster-proofing your clinic.
What it actually costs you
Quotes from contractors and a site inspection.
Common gotcha
You must use local contractors from the prefecture's approved list.
Ibaraki茨城県
Ibaraki offers specific support for small business owners and massage therapists through regional health promotion subsidies and local entrepreneurship grants that help offset the cost of operating in the Kanto region.
💼 Keeping my clinic running
Ibaraki Prefecture Small Business Management Improvement Subsidy
茨城県小規模事業者経営改善補助金
state · Ibaraki Prefectural Government
Who qualifies
Small business owners with less than 5 employees operating within Ibaraki.
What you get
Reimbursement of up to 500,000 JPY for equipment upgrades or marketing expenses.
What it actually costs you
Detailed business plan and receipts; competitive application process.
Common gotcha
The application window is very short, usually opening only once per fiscal year.
Ibaraki Prefecture Entrepreneurship Support Loan
茨城県創業支援資金
state · Ibaraki Credit Guarantee Association
Who qualifies
New business owners opening a clinic in Ibaraki.
What you get
Low-interest loans with a fixed rate below 1.5%.
What it actually costs you
Requires a business plan and a consultation with the local Chamber of Commerce.
Common gotcha
You must obtain a 'Certificate of Entrepreneurship' from your local municipality first.
Mito City Store Renovation Grant
水戸市店舗リフォーム補助金
municipal · Mito City Hall
Who qualifies
Business owners renovating a shop front or clinic space in Mito.
What you get
Up to 200,000 JPY for interior or exterior improvements.
What it actually costs you
Quotes from local contractors and proof of business registration.
Common gotcha
Work cannot begin until the application is officially approved.
Ibaraki DX Promotion Grant
茨城県DX推進補助金
state · Ibaraki Prefectural Government
Who qualifies
Small businesses adopting digital booking or accounting systems.
What you get
Covers 50% of costs for software or hardware implementation.
What it actually costs you
Must demonstrate how the software improves business efficiency.
Common gotcha
Only applies to specific software vendors approved by the prefecture.
🌿 Community health and wellness
Ibaraki Kenko Point Program
いばらき健康ポイント
state · Ibaraki Prefectural Government
Who qualifies
All residents of Ibaraki aged 18 and over.
What you get
Points for health activities that can be exchanged for local gift cards.
What it actually costs you
Download the app and track daily steps or health checkups.
Common gotcha
Points expire at the end of the fiscal year if not redeemed.
Families with children under 18 living in Ibaraki.
What you get
Discounts at participating local shops, restaurants, and service providers.
What it actually costs you
Free registration at the municipal office.
Common gotcha
You must show the card at the time of payment; it cannot be applied retroactively.
Ibaraki Elderly Wellness Subsidy
茨城県高齢者福祉助成
state · Ibaraki Prefectural Government
Who qualifies
Residents over 70 with low income.
What you get
Vouchers for local public bathhouses or massage services.
What it actually costs you
Annual income verification at the city office.
Common gotcha
Only valid at registered facilities within the prefecture.
Tochigi栃木県
Tochigi offers specific support for small-scale service providers and massage therapists through local business grants and regional health promotion initiatives.
💼 Keeping my clinic running
Tochigi Prefecture Small Business Management Improvement Subsidy
栃木県小規模事業者経営改善補助金
state · Tochigi Prefectural Government
Who qualifies
Sole proprietors in service industries with fewer than 5 employees.
What you get
Reimbursement of up to 50% of costs for store renovations or new equipment, capped at 500,000 yen.
What it actually costs you
Detailed business plan, tax returns for the last 2 years, and 2-3 months of processing time.
Common gotcha
You must apply before starting the renovation; retro-active applications are strictly rejected.
Utsunomiya City Entrepreneurship Support Loan
宇都宮市創業支援融資
municipal · Utsunomiya City Commerce and Industry Division
Who qualifies
Massage therapists opening a new clinic within Utsunomiya city limits.
What you get
Low-interest business loans with interest rate subsidies for the first 3 years.
What it actually costs you
Must complete a city-certified management seminar and provide a formal business projection.
Common gotcha
The interest subsidy is only paid out annually after you submit your tax proof for the year.
Tochigi Digital Transformation Promotion Grant
栃木県DX推進補助金
state · Tochigi Industrial Promotion Center
Who qualifies
Local businesses adopting online booking or digital customer management systems.
What you get
Up to 300,000 yen for software subscription costs or tablet hardware for client records.
What it actually costs you
Proof of purchase and a report on how the digital tool improved your clinic's efficiency.
Common gotcha
Only applies to specific approved software vendors listed on the prefectural portal.
Tochigi Prefecture Labor Consultation Service
栃木県労働相談
state · Tochigi Labor Bureau
Who qualifies
Massage therapists working as contractors or employees in Tochigi.
What you get
Free legal consultation regarding contract disputes, non-payment, or harassment.
What it actually costs you
Free, but requires an appointment and documentation of your employment contract.
Common gotcha
They provide advice and mediation, but they cannot represent you in court.
🌿 Staying healthy and connected
Tochigi Health Promotion Partner Program
とちぎ健康づくり協力店
state · Tochigi Health and Welfare Department
Who qualifies
Clinics that promote healthy lifestyle advice alongside their massage services.
What you get
Official certification and promotion on the Tochigi prefecture website as a health-conscious business.
What it actually costs you
Self-assessment form and a commitment to display health information posters in your clinic.
Common gotcha
You must renew your commitment to the health promotion guidelines every 2 years.
Utsunomiya Child-Rearing Support Discount Card
宇都宮市子育て支援パスポート
municipal · Utsunomiya City Hall
Who qualifies
Parents with children under 18 living in Utsunomiya.
What you get
Discounts at participating local businesses, including some wellness and therapy clinics.
What it actually costs you
Zero cost; apply at the city office with your family register.
Common gotcha
You must show the physical or digital card at the time of payment; cannot be applied later.
Gunma群馬県
Gunma offers unique support for small-scale service providers and wellness professionals through local business development grants and community-based health initiatives.
💼 Growing my massage practice
Gunma Prefecture Small Business Management Improvement Subsidy
群馬県小規模事業者経営改善資金
state · Gunma Prefectural Government
Who qualifies
Small business owners with under 5 employees operating within Gunma.
What you get
Up to 500,000 JPY for equipment upgrades or marketing expenses.
What it actually costs you
Detailed business plan, 3 months of financial records, and proof of local residency.
Common gotcha
The application window is very short, usually only in May.
Maebashi City Entrepreneurial Support Loan
前橋市創業支援資金
municipal · Maebashi City Hall
Who qualifies
New business owners in Maebashi city limits.
What you get
Low-interest loans up to 3 million JPY with a 0.5% interest rate.
What it actually costs you
Certificate of completion from a city-sponsored entrepreneurship seminar.
Common gotcha
You must attend the mandatory city seminar before applying for the loan.
Gunma Digital Transformation Support for Service Industry
群馬県サービス業DX推進補助金
state · Gunma Department of Industry
Who qualifies
Local service providers looking to implement online booking or digital payment systems.
What you get
Reimbursement of 2/3 of costs for software or hardware, capped at 200,000 JPY.
What it actually costs you
Receipts for software subscription or tablet purchase, and a post-implementation report.
Common gotcha
You must buy the equipment AFTER the grant approval, not before.
Gunma Chamber of Commerce Business Consultation
群馬県商工会議所経営相談
state · Gunma Chamber of Commerce
Who qualifies
Any registered business owner in the prefecture.
What you get
Free tax, legal, and marketing consultations with professional advisors.
What it actually costs you
Membership fee (varies by size) or small fee for non-members.
Common gotcha
Consultations require an appointment at least one week in advance.
🌿 Keeping myself and my clients healthy
Gunma Prefecture Health Promotion Activity Subsidy
群馬県健康づくり活動支援事業
state · Gunma Health and Welfare Department
Who qualifies
Professionals organizing community wellness or stretching workshops.
What you get
Partial funding for venue rental and promotional materials for public health events.
What it actually costs you
Event proposal and a summary report of participants.
Common gotcha
The event must be open to the general public, not just private clients.
Maebashi City Wellness Incentive Program
前橋市健康ポイント事業
municipal · Maebashi City Health Division
Who qualifies
All residents of Maebashi.
What you get
Points for participating in health checkups that can be used at local businesses.
What it actually costs you
Registration via the city health app.
Common gotcha
Points expire at the end of the fiscal year, so use them by March.
Gunma Work-Life Balance Certification
群馬県ワークライフバランス推進企業認証
state · Gunma Prefecture
Who qualifies
Small businesses with flexible working arrangements.
What you get
Public recognition and priority in local government procurement.
What it actually costs you
Self-assessment form regarding staff hours and leave policies.
Common gotcha
Requires formal documentation of staff leave policies.
Saitama埼玉県
Saitama offers specific support for small business owners and massage therapists through local health insurance top-ups and regional business development grants.
💼 Keeping my clinic running
Saitama Prefecture Small and Medium Enterprise Financing System
埼玉県中小企業制度融資
state · Saitama Prefectural Government
Who qualifies
Small business owners or sole proprietors operating within Saitama.
What you get
Requires local tax payment certificates and a business plan.
Common gotcha
The application process is strict regarding your current debt-to-income ratio.
Local service providers looking to digitize booking or accounting systems.
What you get
Requires detailed receipts and a post-implementation report.
Common gotcha
You must apply before purchasing the equipment, not after.
Saitama Labor Consultation Center
埼玉県労働相談センター
state · Saitama Prefectural Labor Bureau
Who qualifies
Self-employed therapists or those working in small clinics.
What you get
Requires a phone appointment or walk-in visit.
Common gotcha
They cannot represent you in court, only provide mediation advice.
Saitama Chamber of Commerce and Industry Support
さいたま商工会議所
community · Saitama CCI
Who qualifies
Registered business owners in Saitama city.
What you get
Annual membership fee based on business size.
Common gotcha
Networking events are where the real value lies, not just the forms.
🏥 Staying healthy while working
Saitama Municipal National Health Insurance Relief
国民健康保険料減免制度
municipal · Saitama City Hall
Who qualifies
Sole proprietors whose income dropped by more than 30% compared to the previous year.
What you get
Requires income tax returns for the last two years.
Common gotcha
You must apply within the fiscal year the income drop occurred.
Saitama City Cancer Screening Program
さいたま市がん検診
municipal · Saitama City Health Department
Who qualifies
Residents aged 40 and over.
What you get
Small co-pay (usually 500-1000 JPY) at participating clinics.
Common gotcha
You must use the coupon sent to your home address.
Saitama Citizen Wellness Points
さいたま市健康マイレージ
municipal · Saitama City
Who qualifies
All residents participating in health activities.
What you get
Requires downloading the official city health app.
Common gotcha
Points expire at the end of the fiscal year.
Chiba千葉県
Chiba offers unique support for small business owners and health service providers through local tax incentives and prefecture-specific vocational training grants.
💼 Keeping my shop running
Chiba Prefecture Small and Medium Enterprise Management Improvement Loan
千葉県中小企業経営改善資金
state · Chiba Prefectural Government
Who qualifies
Small business owners in Chiba with less than 20 employees.
What you get
Low-interest loans for equipment upgrades or shop renovation.
What it actually costs you
Application through local Chamber of Commerce, requires business plan.
Common gotcha
The interest rate subsidy is only applied if you meet strict employment retention targets.
Massage therapists with annual business income below a specific threshold after deductions.
What you get
Reduction or full exemption of the prefectural individual enterprise tax.
What it actually costs you
Must file a separate application along with your annual tax return.
Common gotcha
It is not automatic; you must apply during the tax filing window in March.
🏥 Staying healthy and insured
Chiba Prefecture Child Medical Expense Subsidy
千葉県子ども医療費助成
state · Municipalities within Chiba
Who qualifies
Parents of children living in Chiba Prefecture.
What you get
Covers out-of-pocket medical expenses for children up to junior high school age.
What it actually costs you
Requires a special medical card issued by your local city hall.
Common gotcha
Coverage limits vary slightly between Chiba City and rural towns in the prefecture.
Chiba Prefectural Senior Health Promotion Program
千葉県高齢者健康づくり支援
state · Chiba Health and Welfare Department
Who qualifies
Residents over 65 years old.
What you get
Discounted access to local health facilities and free health screenings.
What it actually costs you
Registration at local community center.
Common gotcha
Many therapists use this to attract senior clients by aligning with the program's approved exercise list.
Tokyo東京都
Tokyo offers specialized support for small-scale service providers and massage therapists through municipal health subsidies and business improvement grants that are unavailable in other prefectures.
💼 Keeping my practice running
Tokyo Metropolitan Small and Medium Enterprise Loan
東京都中小企業制度融資
state · Tokyo Metropolitan Government Bureau of Industrial and Labor Affairs
Who qualifies
Licensed massage therapists operating as sole proprietors in Tokyo.
What you get
Low-interest loans for equipment upgrades or clinic renovation.
What it actually costs you
Requires business tax records and a detailed renovation plan; 2-4 weeks processing.
Common gotcha
You must be registered with the Tokyo Tax Office to apply.
Small clinics looking to implement online booking or digital payment systems.
What you get
Reimbursement of up to 50% of costs for digital software/hardware upgrades.
What it actually costs you
Requires invoices and proof of implementation; competitive application process.
Common gotcha
Funds are capped and often run out within weeks of the call for applications.
Shinjuku Ward Shop Improvement Grant
新宿区店舗等改装費助成
municipal · Shinjuku City Office
Who qualifies
Therapists with a physical storefront in Shinjuku ward.
What you get
Grant covering a portion of interior renovation or signage costs.
What it actually costs you
Requires submission of quotes from local contractors.
Common gotcha
Must use contractors registered within the ward.
🏥 Staying healthy while I work
Tokyo Massage Therapist License Renewal Support
あん摩マッサージ指圧師免許更新研修
state · Tokyo Bureau of Social Welfare and Public Health
Who qualifies
Licensed massage therapists practicing in Tokyo.
What you get
Access to subsidized mandatory continuing education workshops.
What it actually costs you
Small registration fee for the seminar; 1 day of attendance.
Common gotcha
Failure to attend these specific Tokyo-hosted seminars can delay your license status.
Tokyo Metropolitan Medical Subsidy for Self-Employed
東京都国民健康保険高額療養費
state · Tokyo Metropolitan Government
Who qualifies
Self-employed therapists enrolled in the Tokyo National Health Insurance.
What you get
Additional reimbursement for high-cost medical treatments exceeding the national threshold.
What it actually costs you
Requires medical receipts and proof of insurance payment.
Common gotcha
This is a top-up to the national system; you must apply through your local ward office.
Kanagawa神奈川県
Kanagawa offers specialized health insurance subsidies for self-employed practitioners and unique business support for small-scale service providers in the Tokyo-Yokohama metropolitan area.
🏥 Keeping myself and my business healthy
Kanagawa National Health Insurance Premium Reduction
神奈川県国民健康保険料減免制度
state · Kanagawa Prefectural Government
Who qualifies
Self-employed massage therapists with low annual income living in Kanagawa.
What you get
Reduction in monthly health insurance premiums based on income bracket.
What it actually costs you
Tax returns, proof of income, and application at your local city office.
Common gotcha
You must apply at your specific city hall (e.g., Yokohama or Kawasaki office), not the prefecture directly.
Kanagawa Medical Expense Subsidy for Single Parents
ひとり親家庭等医療費助成制度
state · Kanagawa Prefectural Government
Who qualifies
Single parents living in Kanagawa who meet income requirements.
What you get
Covers out-of-pocket medical costs for the parent and children.
What it actually costs you
Family register (Koseki) and income certificates.
Common gotcha
Income limits are strict and reviewed annually.
💼 Running my massage studio
Kanagawa Small Business Management Improvement Loan
神奈川県小規模企業者経営改善資金
state · Kanagawa Credit Guarantee Association
Who qualifies
Small-scale massage studio owners with fewer than 5 employees.
What you get
Low-interest loans for equipment upgrades or studio renovation.
What it actually costs you
Business plan, tax records for 2 years, and a meeting with a local Chamber of Commerce advisor.
Common gotcha
Requires a recommendation from the local Chamber of Commerce (Shokokai).
Yokohama City Small Business Support Grant
横浜市中小企業支援補助金
municipal · Yokohama City Economic Affairs Bureau
Who qualifies
Small business owners based in Yokohama city limits.
What you get
Partial reimbursement for marketing or digital transformation costs.
What it actually costs you
Detailed receipts and a project completion report.
Common gotcha
Funds are limited and provided on a first-come, first-served basis during specific application windows.
Niigata新潟県
Niigata offers unique support for small business owners and independent service providers to navigate harsh winters and revitalize local tourism.
🏢 Keeping my small clinic running
Niigata Prefecture Small Business Management Improvement Subsidy
新潟県小規模事業者経営改善資金
state · Niigata Prefectural Government
Who qualifies
Small business owners with under 5 employees operating within the prefecture.
What you get
Subsidies up to 500,000 JPY for equipment upgrades or marketing expenses.
What it actually costs you
Detailed business plan and receipts; 2-month processing time.
Common gotcha
You must prove that your business plan directly leads to increased revenue or efficiency.
Niigata Winter Business Energy Efficiency Grant
新潟県冬季省エネ設備導入支援事業
state · Niigata Department of Commerce and Industry
Who qualifies
Independent service providers with physical office space in Niigata.
What you get
Reimbursement for up to 1/3 of costs for installing energy-efficient heating or insulation.
What it actually costs you
Contractor quotes and energy audit report; requires pre-approval before installation.
Common gotcha
Applications often close by September to ensure work is completed before the first snow.
Niigata Credit Guarantee Association Special Loan
新潟県信用保証協会
state · Niigata Credit Guarantee Association
Who qualifies
Local massage therapists and sole proprietors needing liquidity.
What you get
Government-backed loan guarantees allowing for lower interest rates at local banks.
What it actually costs you
Financial statements for the last 2 years and a guarantee fee.
Common gotcha
The guarantee fee is separate from the bank interest and is non-refundable.
Niigata DX Promotion Voucher
新潟県DX推進支援補助金
state · Niigata Prefecture Digital Strategy Division
Who qualifies
Sole proprietors adopting online booking or digital accounting systems.
What you get
Up to 200,000 JPY for software subscription costs or IT consulting.
What it actually costs you
Proof of purchase and a report on how the digital tool improved operations.
Common gotcha
Must use approved vendors listed on the prefecture's digital portal.
❄️ Living and working in Niigata
Niigata Snow Removal Assistance for Businesses
新潟県除雪支援事業
state · Niigata Prefectural Civil Engineering Department
Who qualifies
Small business owners responsible for clearing their own storefront or clinic entrance.
What you get
Partial coverage of costs for hiring professional snow removal services during heavy winters.
What it actually costs you
Invoices from licensed snow removal contractors.
Common gotcha
Only applies to businesses in designated heavy snowfall zones.
Niigata Wellness Tourism Collaboration Grant
新潟県ウェルネスツーリズム連携事業
state · Niigata Tourism Association
Who qualifies
Massage therapists partnering with local ryokans or hotels to offer wellness packages.
What you get
Marketing support and a grant of up to 300,000 JPY for joint promotional materials.
What it actually costs you
A formal partnership agreement with a local tourism establishment.
Common gotcha
The project must explicitly target tourists from outside the prefecture.
Niigata Prefecture Local Business Tax Relief
新潟県個人事業税減免措置
state · Niigata Prefectural Tax Office
Who qualifies
Sole proprietors facing significant income loss due to natural disasters or extreme weather.
What you get
Reduction or exemption of local business tax for the fiscal year.
What it actually costs you
Proof of income loss and application to the local tax office.
Common gotcha
Must be applied for within 30 days of the qualifying event.
Niigata Citizen Health Promotion Subsidy
新潟県健康づくり応援補助金
state · Niigata Health and Welfare Department
Who qualifies
Massage therapists running community health workshops or wellness seminars.
What you get
Funding for venue rental and educational materials for public health events.
What it actually costs you
Event proposal and post-event attendance report.
Common gotcha
Events must be open to the general public, not just existing clients.
Toyama富山県
Toyama offers unique support for small business owners and wellness practitioners through local tax incentives and community-based health initiatives that complement national standards.
💼 Running my practice in Toyama
Toyama Prefecture Small and Medium Enterprise Financing System
富山県中小企業融資制度
state · Toyama Prefectural Government
Who qualifies
Small business owners and sole proprietors operating in Toyama.
What you get
Requires business plan, tax returns for 2 years, and local chamber of commerce recommendation.
Common gotcha
The recommendation from your local Chamber of Commerce is mandatory before applying.
Must show the card at the time of payment; cannot apply discount after transaction.
Toyama Emergency Medical Information System
富山県救急医療情報システム
state · Toyama Medical Association
Who qualifies
All residents.
What you get
Free access via website or phone.
Common gotcha
Always call the facility before arriving to confirm they are accepting walk-ins.
Ishikawa石川県
Ishikawa offers specific support for small-scale service providers and massage therapists through local business grants and health-focused community wellness initiatives.
💼 Keeping my clinic running
Ishikawa Prefecture Small Business Management Improvement Subsidy
石川県小規模事業者経営改善資金
state · Ishikawa Prefectural Government
Who qualifies
Small business owners in Ishikawa with fewer than 5 employees.
What you get
Subsidies for equipment upgrades or digital marketing tools up to 500,000 JPY.
What it actually costs you
Detailed business plan, tax records, and a 3-month processing period.
Common gotcha
You must prove the investment directly increases your service capacity.
Residents participating in local health seminars or fitness programs.
What you get
Points towards local shopping vouchers and health check-up discounts.
What it actually costs you
Registration via the local community center or health app.
Common gotcha
Points expire at the end of the fiscal year.
Kanazawa Senior Wellness Support
金沢市高齢者福祉サービス
municipal · Kanazawa City Welfare Division
Who qualifies
Massage therapists providing services to seniors in Kanazawa.
What you get
Reimbursement for travel costs when visiting homebound elderly clients.
What it actually costs you
Must be a registered provider with the city's senior welfare list.
Common gotcha
Requires strict adherence to city-approved service rates.
Fukui福井県
Fukui offers unique support for small-scale service providers and wellness professionals through local business development grants and community-based health initiatives.
💼 Keeping my massage practice running
Fukui Prefecture Small Business Management Improvement Subsidy
福井県小規模事業者経営改善補助金
state · Fukui Prefectural Government
Who qualifies
Small business owners with fewer than 5 employees in the service sector.
What you get
Up to 500,000 JPY for equipment upgrades or marketing efforts.
What it actually costs you
Detailed business plan, tax returns, and 3-6 months of processing time.
Common gotcha
You must prove that the investment directly leads to increased revenue or efficiency.
Residents starting a new wellness or therapy business within Fukui.
What you get
Low-interest loans up to 3 million JPY with a 5-year repayment term.
What it actually costs you
Credit check, business registration, and a face-to-face interview.
Common gotcha
The interest rate is very low, but the documentation requirements for the business plan are rigorous.
🌿 Health and community benefits
Fukui Health and Wellness Promotion Grant
福井県健康づくり推進助成金
state · Fukui Prefectural Health Department
Who qualifies
Local practitioners who host community wellness workshops.
What you get
Partial reimbursement for venue rental and promotional materials for health events.
What it actually costs you
Must be a registered local event with at least 10 participants.
Common gotcha
Must apply at least 30 days before the event date.
Fukui Child-Rearing Support Card (Fuku-Fuku Card)
ふくふくカード
state · Fukui Prefecture
Who qualifies
Parents with children under 18 living in Fukui.
What you get
Discounts at participating local shops, restaurants, and wellness centers.
What it actually costs you
Application at the municipal office; free of charge.
Common gotcha
Check the list of participating stores regularly as they change frequently.
Yamanashi山梨県
Yamanashi offers unique support for small-scale service providers and wellness professionals through local tourism integration and prefecture-specific business development grants.
📈 Growing my massage practice
Yamanashi Prefecture Small Business Management Improvement Subsidy
山梨県小規模事業者経営改善資金補助金
state · Yamanashi Prefectural Government
Who qualifies
Small business owners with under 5 employees operating in Yamanashi.
What you get
Reimbursement of up to 500,000 JPY for equipment upgrades or marketing efforts.
What it actually costs you
Detailed business plan, tax records, and receipts for all expenses.
Common gotcha
Must be applied for before the purchase is made; retroactive claims are rejected.
Kofu City Entrepreneurship Support Loan
甲府市創業支援融資
municipal · Kofu City Commerce and Industry Division
Who qualifies
Residents starting or expanding a service business within Kofu city limits.
What you get
Low-interest loans up to 3 million JPY with a 5-year repayment term.
What it actually costs you
Certificate of completion from a Kofu city-certified entrepreneurship seminar.
Common gotcha
The interest rate is low, but you must pass a credit check by the local credit guarantee association.
Yamanashi Wellness Tourism Promotion Grant
山梨県ウェルネスツーリズム推進事業
state · Yamanashi Tourism Organization
Who qualifies
Massage therapists partnering with local ryokans or hotels to offer wellness packages.
What you get
Marketing support and financial grants for creating 'Yamanashi-style' healing experiences.
What it actually costs you
Must present a collaboration contract with a licensed Yamanashi accommodation provider.
Common gotcha
The project must align with the prefecture's 'Nature & Health' branding guidelines.
Yamanashi Digital Transformation Support for SMEs
山梨県中小企業DX推進支援
state · Yamanashi Prefectural Government
Who qualifies
Independent service providers looking to implement online booking or digital customer management.
What you get
Up to 200,000 JPY to cover software subscription costs or IT consultation.
What it actually costs you
Proof of digital adoption and a report on expected efficiency gains.
Common gotcha
Only covers specific approved software vendors listed by the prefecture.
🏠 Living well in the prefecture
Yamanashi Child-Rearing Support Passport
やまなし子育て応援カード
state · Yamanashi Prefectural Government
Who qualifies
Families with children under 18 living in Yamanashi.
What you get
Discounts at participating local shops, restaurants, and service providers.
What it actually costs you
Application at the local municipal office with proof of residency.
Common gotcha
Must be shown at the time of payment; cannot be applied retroactively.
Yamanashi Prefectural Housing Renovation Subsidy
山梨県住宅リフォーム支援事業
state · Yamanashi Prefectural Government
Who qualifies
Homeowners who use local Yamanashi-based contractors for renovation.
What you get
Grant covering 10% of renovation costs, capped at 100,000 JPY.
What it actually costs you
Must use a contractor registered within the prefecture.
Common gotcha
Budget is limited; applications are processed on a first-come, first-served basis.
Kofu City Child Medical Expense Subsidy
甲府市子ども医療費助成
municipal · Kofu City Hall
Who qualifies
Parents of children up to junior high school age residing in Kofu.
What you get
Full coverage of out-of-pocket medical expenses for doctor visits and prescriptions.
What it actually costs you
Requires a special medical card issued by the city.
Common gotcha
Does not cover non-medical costs like hospital meals or private room fees.
Nagano長野県
Nagano offers unique support for wellness professionals through regional health tourism initiatives and specialized small business grants for those operating in mountain resort areas.
💼 Keeping my clinic running
Nagano Prefecture Small Business Management Improvement Subsidy
長野県小規模事業者経営改善資金
state · Nagano Prefectural Government
Who qualifies
Sole proprietors in Nagano with fewer than 5 employees.
What you get
Low-interest loans and partial reimbursement for equipment upgrades.
What it actually costs you
Requires a business plan and proof of local tax payment.
Common gotcha
You must consult with your local Chamber of Commerce before applying.
Nagano Wellness Tourism Promotion Grant
長野県ウェルネスツーリズム推進事業費補助金
state · Nagano Tourism Division
Who qualifies
Massage therapists partnering with local ryokans or hotels.
What you get
Financial support for marketing wellness packages to tourists.
What it actually costs you
Detailed proposal of the collaborative service package.
Common gotcha
Must be a registered business within the prefecture.
Nagano Prefecture DX Promotion Grant
長野県DX推進支援補助金
state · Nagano Industrial Promotion Agency
Who qualifies
Small clinics looking to digitize booking systems.
What you get
Up to 50% reimbursement for software/hardware costs.
What it actually costs you
Receipts and proof of digital implementation.
Common gotcha
Only covers specific approved software vendors.
Nagano Rural Business Tax Relief
長野県中小企業税制優遇措置
state · Nagano Tax Office
Who qualifies
Therapists operating in designated depopulated mountain zones.
What you get
Reduced prefectural enterprise tax rates.
What it actually costs you
Annual tax filing verification.
Common gotcha
Eligibility depends on the specific municipality's classification.
🌿 Staying healthy while working hard
Nagano Health Promotion Point Program
信州ACEプロジェクト
state · Nagano Health and Welfare Department
Who qualifies
All residents of Nagano prefecture.
What you get
Points for health checkups redeemable at local stores.
What it actually costs you
Download the app and record daily steps or health activities.
Common gotcha
Points expire at the end of the fiscal year.
Nagano Medical Expense Support for Self-Employed
長野県国民健康保険高額療養費貸付制度
state · Nagano National Health Insurance Union
Who qualifies
Self-employed individuals facing sudden high medical bills.
What you get
Interest-free loans to cover high-cost medical treatments.
What it actually costs you
Proof of income and medical bill estimates.
Common gotcha
This is a loan, not a grant; must be repaid after insurance payout.
Nagano Prefectural Mental Health Counseling
長野県こころの健康相談
state · Nagano Mental Health and Welfare Center
Who qualifies
Any resident experiencing work-related stress.
What you get
Free, confidential counseling sessions with professionals.
What it actually costs you
Appointment booking via phone.
Common gotcha
Limited to a certain number of sessions before referral.
Gifu岐阜県
Gifu offers specific support for small-scale service providers and independent therapists through local business revitalization grants and community-based health initiatives.
💼 Keeping my practice running
Gifu Prefecture Small and Medium Enterprise Management Improvement Loan
岐阜県小口零細企業保証制度
state · Gifu Prefecture Credit Guarantee Association
Who qualifies
Independent massage therapists with a registered business in Gifu prefecture.
What you get
Low-interest loans up to 10 million yen for working capital or equipment upgrades.
What it actually costs you
Requires a business plan and local tax certificates; processing takes 2-4 weeks.
Common gotcha
The guarantee fee is separate from the interest rate and must be calculated in your budget.
Self-employed individuals aged 40-74 enrolled in National Health Insurance.
What you get
Subsidized comprehensive health screening for a nominal fee.
What it actually costs you
Usually 500-1,000 yen; requires your health insurance card.
Common gotcha
You must bring the voucher sent by the city office; don't lose it in the mail.
Shizuoka静岡県
Shizuoka offers specific support for small-scale service providers and independent therapists, including local business subsidies and regional health-promotion initiatives.
📈 Growing my massage practice
Shizuoka Prefecture Small and Medium Enterprise Management Improvement Loan
静岡県中小企業経営改善資金
state · Shizuoka Prefecture Commerce and Industry Division
Who qualifies
Sole proprietors in Shizuoka with less than 20 employees.
What you get
Low-interest loans for equipment upgrades or clinic renovations.
What it actually costs you
Requires a business plan and local Chamber of Commerce recommendation.
Common gotcha
The application process is paper-heavy and requires a face-to-face interview.
Shiga Prefecture Nursing Care Professional Support
滋賀県介護従事者支援事業
state · Shiga Prefectural Welfare Department
Who qualifies
Therapists providing home-visit massage services to the elderly.
What you get
Subsidies for professional development training and equipment safety checks.
What it actually costs you
Proof of certification and service logs for elderly clients.
Common gotcha
Must be affiliated with a registered local care provider.
Kyoto京都府
Kyoto offers unique support for traditional practitioners and small business owners through local health insurance top-ups and tourism-linked business grants.
🌿 Keeping my practice running
Kyoto Prefecture Small Business Management Improvement Fund
京都府中小企業経営改善資金
state · Kyoto Prefectural Government
Who qualifies
Small business owners with a physical location in Kyoto prefecture.
What you get
Low-interest loans for equipment upgrades or facility renovations.
What it actually costs you
Requires a business plan and local tax certificates; processing takes 4-6 weeks.
Common gotcha
You must be a member of the local Chamber of Commerce to qualify for the lowest rates.
Residents aged 40-74 enrolled in National Health Insurance.
What you get
Free or heavily discounted annual physical exam and blood work.
What it actually costs you
Must bring the mailed coupon to a participating clinic.
Common gotcha
The coupon expires at the end of the fiscal year (March 31).
Kyoto Mental Health and Welfare Center
京都府こころの健康増進センター
state · Kyoto Prefectural Health Bureau
Who qualifies
Any resident of Kyoto experiencing work-related stress or burnout.
What you get
Free counseling sessions and stress management workshops.
What it actually costs you
Requires a phone screening prior to the first session.
Common gotcha
Wait times for one-on-one sessions can be several weeks.
Osaka大阪府
Osaka offers unique local business support and municipal health subsidies that help independent therapists manage the high cost of living in the Kansai region.
🏢 Keeping my clinic running
Osaka Prefecture Small and Medium Enterprise Management Improvement Loan
大阪府中小企業経営改善資金
state · Osaka Prefectural Government
Who qualifies
Small business owners with a physical location in Osaka prefecture.
What you get
Low-interest loans for equipment upgrades or clinic renovation.
What it actually costs you
Requires a business plan and tax returns for the last 2 years.
Common gotcha
The application process is paper-heavy and requires a local chamber of commerce recommendation.
Osaka Prefecture Public Housing (Prefectural Housing)
大阪府営住宅
state · Osaka Housing Corporation
Who qualifies
Low-to-middle income residents meeting specific household criteria.
What you get
Rent-controlled housing units.
What it actually costs you
Lottery-based entry; very competitive.
Common gotcha
Waiting lists are extremely long; check for vacancy announcements monthly.
Hyogo兵庫県
Hyogo offers specific support for small-scale service providers and massage therapists through local business grants and health insurance subsidies that complement national social security.
💼 Keeping my clinic running
Hyogo Prefecture Small and Medium Enterprise Management Improvement Loan
兵庫県中小企業経営改善資金
state · Hyogo Prefectural Government
Who qualifies
Small business owners with less than 20 employees operating in Hyogo.
What you get
Low-interest loans for equipment upgrades or clinic renovation.
What it actually costs you
Requires a business plan and local Chamber of Commerce recommendation; 2-4 weeks processing.
Common gotcha
You must be a member of your local Chamber of Commerce to qualify for the interest rate reduction.
Sole proprietors starting or expanding a wellness service in Kobe city.
What you get
Partial reimbursement for marketing costs or new massage equipment up to 500,000 JPY.
What it actually costs you
Detailed receipts and a post-project report are mandatory.
Common gotcha
Funds are provided as a reimbursement after you spend the money, not upfront.
Hyogo Digital Transformation Voucher
兵庫県デジタル化支援補助金
state · Hyogo Prefectural Government
Who qualifies
Small clinics looking to adopt online booking systems or digital accounting.
What you get
Up to 200,000 JPY for software subscription costs or tablet hardware.
What it actually costs you
Must submit an application before purchasing the software.
Common gotcha
Only specific pre-approved software vendors qualify for the subsidy.
Hyogo Prefecture Labor Consultation Center
兵庫県労働相談センター
state · Hyogo Prefectural Department of Labor
Who qualifies
Any worker or small business owner in Hyogo facing contract or workplace disputes.
What you get
Free legal and labor advice regarding client disputes or worker contracts.
What it actually costs you
Free; walk-in or phone appointment required.
Common gotcha
They provide mediation but cannot represent you in court.
🏥 Staying healthy while I work
Hyogo Medical Expense Subsidy for Low-Income Earners
兵庫県医療費助成制度
state · Hyogo Prefectural Health Department
Who qualifies
Residents with income below a certain threshold facing high medical costs.
What you get
Reimbursement for out-of-pocket medical expenses exceeding a monthly cap.
What it actually costs you
Requires annual income tax filing documents.
Common gotcha
This is separate from National Health Insurance and must be applied for at the city hall.
Kobe City Preventive Health Screening Program
神戸市特定健康診査
municipal · Kobe City Health Bureau
Who qualifies
Self-employed individuals (National Health Insurance holders) in Kobe.
What you get
Subsidized annual health check-up including blood work and cancer screening.
What it actually costs you
Small co-pay (approx. 500-1,000 JPY) at participating clinics.
Common gotcha
You must use the coupon sent to your home address; it is not automatic.
Nara奈良県
Nara offers specific support for small business owners and traditional service providers, focusing on local tourism integration and community health initiatives.
💼 Keeping my practice running
Nara Prefecture Small and Medium Enterprise Management Improvement Fund
奈良県中小企業経営改善資金
state · Nara Prefectural Government
Who qualifies
Small business owners with a physical location in Nara prefecture.
What you get
Low-interest loans for equipment upgrades or business expansion.
What it actually costs you
Requires a business plan and tax returns for the last 2 years.
Common gotcha
The application process is paper-heavy and requires a local chamber of commerce recommendation.
Nara Tourism Service Enhancement Grant
奈良県観光サービス向上支援事業
state · Nara Tourism Bureau
Who qualifies
Service providers catering to tourists in Nara City or surrounding areas.
What you get
Partial reimbursement for multilingual signage or digital booking system implementation.
What it actually costs you
Must submit receipts and proof of project completion.
Common gotcha
Funds are limited and distributed on a first-come, first-served basis each fiscal year.
Nara Prefecture Labor Consultation Center
奈良県労働相談センター
state · Nara Labor Bureau
Who qualifies
Self-employed therapists or small clinic owners facing contract disputes.
What you get
Free legal and labor advice for small business owners.
What it actually costs you
Zero cost; requires an appointment.
Common gotcha
They provide advice but do not act as your legal representative in court.
Nara SME Digital Transformation Support
奈良県中小企業DX推進補助金
state · Nara Prefectural Government
Who qualifies
Small business owners looking to digitize customer records or scheduling.
What you get
Up to 50% of costs covered for software adoption.
What it actually costs you
Requires a detailed digital adoption plan.
Common gotcha
You must pay for the software upfront and get reimbursed later.
🌿 Staying healthy and connected
Nara Prefecture Health Promotion Subsidy
奈良県健康づくり推進補助金
state · Nara Health Department
Who qualifies
Residents aged 40+ participating in local health screenings.
What you get
Vouchers for discounted health checkups at participating clinics.
What it actually costs you
Must be a resident and registered with the local ward office.
Common gotcha
Only valid at designated clinics within the prefecture.
Nara Community Caregiver Support
奈良県介護者支援事業
state · Nara Welfare Division
Who qualifies
Individuals providing care for elderly family members.
What you get
Respite care vouchers and access to local support groups.
What it actually costs you
Requires registration at the local welfare office.
Common gotcha
The definition of 'caregiver' is strict and requires medical certification of the dependent.
Nara Silver/Resident Transport Pass
奈良県公共交通割引パス
state · Nara Transport Authority
Who qualifies
Residents over 65 or those with specific disability certifications.
What you get
Reduced fares on local bus lines and Nara Kotsu services.
What it actually costs you
Annual fee of 1,000 JPY for the pass.
Common gotcha
Does not apply to limited express trains or private tourist shuttles.
Wakayama和歌山県
As a massage therapist in Wakayama, you benefit from local wellness tourism grants and specific support for small-scale service businesses operating in the prefecture's unique spiritual and hot-spring hubs.
💼 Keeping my practice running
Wakayama Prefecture Small Business Management Improvement Loan
和歌山県小規模企業者経営改善資金
state · Wakayama Prefectural Government
Who qualifies
Small business owners with fewer than 20 employees operating in Wakayama.
What you get
Low-interest loans up to 10 million JPY for equipment or working capital.
What it actually costs you
Requires a recommendation from the local Chamber of Commerce and proof of business registration.
Common gotcha
You must have been in business for at least one year to qualify for the full amount.
Wakayama DX Promotion Subsidy
和歌山県DX推進補助金
state · Wakayama Department of Commerce and Industry
Who qualifies
Local service providers looking to implement online booking or digital accounting systems.
What you get
Covers 50% of costs up to 500,000 JPY for digital tools.
What it actually costs you
Requires a detailed project plan and receipts for all software/hardware purchases.
Common gotcha
You must apply before purchasing the equipment; retroactive claims are rejected.
Wakayama Storefront Improvement Grant
和歌山県店舗改装支援事業
state · Wakayama Prefectural Government
Who qualifies
Independent shop owners renovating their premises to attract tourists.
What you get
Grant covering 30% of renovation costs up to 300,000 JPY.
What it actually costs you
Requires quotes from at least two local contractors.
Common gotcha
The renovation must include an accessibility upgrade to qualify for the full grant.
Wakayama Local Employment Promotion Subsidy
和歌山県地域雇用促進助成金
state · Wakayama Labor Bureau
Who qualifies
Small businesses hiring residents of Wakayama prefecture.
What you get
Subsidy of 200,000 JPY per new permanent hire.
What it actually costs you
Must maintain employment records for at least 12 months.
Common gotcha
The employee must be a registered resident of Wakayama for at least 6 months prior to hiring.
♨️ Tapping into the tourism economy
Kumano Kodo Wellness Partner Certification
熊野古道ウェルネスパートナー認定
state · Wakayama Tourism Bureau
Who qualifies
Massage therapists and wellness practitioners near the Kumano Kodo trail.
What you get
Official listing on the prefecture's tourism portal and marketing materials.
What it actually costs you
Annual inspection fee of 5,000 JPY and proof of professional certification.
Common gotcha
You must offer materials in English or provide translation services to qualify.
Wakayama Onsen Region Wellness Grant
和歌山県温泉地ウェルネス振興事業
state · Wakayama Tourism Promotion Division
Who qualifies
Therapists operating in designated hot spring areas like Shirahama or Kawayu.
What you get
Subsidies for collaborative marketing with local ryokans.
What it actually costs you
Must submit a joint proposal with at least one local accommodation provider.
Common gotcha
The project must focus on 'holistic healing' to match the prefecture's branding.
Tottori鳥取県
Tottori offers unique support for small business owners and health practitioners to thrive in a rural, aging society where wellness services are in high demand.
💆 Keeping the clinic running
Tottori Prefecture Small and Medium Enterprise Management Improvement Loan
鳥取県小規模企業経営改善資金
state · Tottori Prefectural Government
Who qualifies
Small business owners in Tottori with fewer than 20 employees.
What you get
Low-interest loans for clinic renovations or equipment upgrades.
What it actually costs you
Requires a business plan and consultation with the local Chamber of Commerce.
Common gotcha
The interest rate subsidy is only applied if you meet strict repayment schedules.
Residents renovating older homes to include a home-based clinic or office.
What you get
Up to 200,000 JPY for energy-efficient renovations.
What it actually costs you
Must use local contractors based within Shimane.
Common gotcha
The work must be inspected by a city official before final payment.
Matsue City Wellness Incentive
松江市健康づくりポイント
municipal · Matsue Health Department
Who qualifies
All residents participating in local health events.
What you get
Points convertible to local shopping vouchers.
What it actually costs you
Tracking your steps or attending health seminars.
Common gotcha
Points expire at the end of the fiscal year (March 31).
Shimane Rural Commuter Transport Subsidy
島根県地域公共交通利用補助
state · Shimane Transport Bureau
Who qualifies
Residents in remote areas traveling to urban centers for work.
What you get
Discounted monthly bus or train passes.
What it actually costs you
Proof of residence and employment.
Common gotcha
Only applies to specific rural lines designated by the prefecture.
Okayama岡山県
Okayama offers specific support for small-scale service providers and independent therapists through local business grants and regional health initiatives that help manage the physical toll of manual labor.
📈 Growing my massage practice
Okayama Prefecture Small and Medium Enterprise Management Support
岡山県中小企業経営支援
state · Okayama Prefectural Government
Who qualifies
Independent business owners in Okayama with fewer than 20 employees.
What you get
Subsidies for equipment upgrades or digital marketing tools up to 500,000 JPY.
What it actually costs you
Detailed business plan, tax returns for 2 years, and a 1-month review process.
Common gotcha
The application window is very short; usually only open for 3 weeks in the spring.
Okayama City Medical Expense Subsidy for Low Income
岡山市医療費助成
municipal · Okayama City Hall
Who qualifies
Residents with specific low-income thresholds or chronic conditions.
What you get
Reduction in co-pay for physical therapy or orthopedic visits.
What it actually costs you
Proof of income and residency.
Common gotcha
This is a top-up to national health insurance; you must show your insurance card.
Okayama Prefectural Sports Facility Discount
岡山県立体育館利用減免
state · Okayama Sports Association
Who qualifies
Registered residents using public gyms for personal fitness.
What you get
Reduced entry fees for public swimming and gym facilities.
What it actually costs you
Resident card (Juminhyo).
Common gotcha
Only applies to specific public facilities, not private gyms.
Okayama Workplace Mental Health Consultation
岡山県労働相談センター
state · Okayama Labor Bureau
Who qualifies
Self-employed individuals struggling with work-related stress.
What you get
Free confidential counseling sessions with a professional.
What it actually costs you
Appointment booking.
Common gotcha
Limited to 3 sessions per year for free.
Hiroshima広島県
Hiroshima offers specific prefectural support for small business owners and health practitioners, including local tax incentives and wellness industry subsidies.
💼 Keeping my clinic running
Hiroshima Prefecture Small and Medium Enterprise Management Improvement Loan
広島県中小企業経営改善資金
state · Hiroshima Prefectural Government
Who qualifies
Small business owners in Hiroshima with less than 20 employees.
What you get
Low-interest loans for equipment upgrades or clinic renovation.
What it actually costs you
Requires business tax returns and a detailed renovation plan.
Common gotcha
The application process is lengthy; apply at least 3 months before starting work.
Local service providers adopting new booking or accounting software.
What you get
Reimbursement of up to 50% of software implementation costs.
What it actually costs you
Must submit invoices and proof of system integration.
Common gotcha
You must apply before purchasing the software, not after.
Hiroshima Prefecture Local Business Tax Reduction
広島県法人事業税軽減措置
state · Hiroshima Prefectural Tax Office
Who qualifies
Sole proprietors registered in Hiroshima prefecture.
What you get
Small reduction in annual local business tax for qualifying small-scale clinics.
What it actually costs you
Automatic if you file your annual tax return correctly.
Common gotcha
Often missed by therapists who don't check the specific 'small business' checkbox on the form.
🌿 Helping my neighbors stay healthy
Hiroshima City Senior Health Promotion Voucher
広島市高齢者健康づくり支援券
municipal · Hiroshima City Health and Welfare Bureau
Who qualifies
Residents of Hiroshima city aged 70 and older.
What you get
Vouchers that can be used at registered local wellness and massage centers.
What it actually costs you
Zero; mailed annually to eligible seniors.
Common gotcha
Your clinic must be officially registered as a 'Health Promotion Partner' to accept these.
Hiroshima Community Vitality Grant
広島県地域活性化支援事業
state · Hiroshima Prefectural Government
Who qualifies
Local business owners organizing wellness workshops for the community.
What you get
Funding to cover venue rental and promotional materials for public health events.
What it actually costs you
Requires a proposal and a report after the event.
Common gotcha
Must demonstrate that the event benefits the local neighborhood, not just your profit.
Yamaguchi山口県
Yamaguchi offers unique prefecture-level support for small business owners and health practitioners to maintain local wellness services in aging communities.
💼 Keeping my clinic running
Yamaguchi Prefecture Small and Medium Enterprise Management Improvement Loan
山口県中小企業経営改善資金
state · Yamaguchi Prefectural Government
Who qualifies
Small business owners in Yamaguchi with less than 20 employees.
What you get
Low-interest loans for equipment upgrades or clinic renovation.
What it actually costs you
Requires a business plan and tax statements from the last 2 years.
Common gotcha
The application process is paper-heavy and requires a local chamber of commerce recommendation.
Sole proprietors adopting digital booking or accounting systems.
What you get
Reimbursement of up to 50% of software/hardware costs.
What it actually costs you
Receipts for all digital investments and a post-implementation report.
Common gotcha
Must apply before purchasing the equipment; retroactive claims are rejected.
Yamaguchi Local Employment Creation Grant
山口県地域雇用創出助成金
state · Yamaguchi Labor Bureau
Who qualifies
Clinic owners hiring residents of Yamaguchi prefecture.
What you get
Financial incentive for every new full-time hire.
What it actually costs you
Strict adherence to labor standards and employment contracts.
Common gotcha
The employee must remain on the payroll for at least 12 months.
Yamaguchi Prefectural Tax Consultation for Sole Proprietors
山口県税務相談
state · Yamaguchi Prefectural Tax Office
Who qualifies
Any registered sole proprietor in the prefecture.
What you get
Free one-on-one consultation regarding local business tax filings.
What it actually costs you
Appointment booking and your latest ledger.
Common gotcha
These are not tax filing services, only advisory sessions.
🌿 Community health and networking
Yamaguchi Senior Health Promotion Participation
山口県高齢者健康づくり事業
state · Yamaguchi Prefectural Health and Welfare Department
Who qualifies
Practitioners who partner with local senior centers to provide wellness workshops.
What you get
Subsidies for hosting community health seminars.
What it actually costs you
Must submit a workshop curriculum and attendance records.
Common gotcha
The program must be free for the senior participants.
Yamaguchi Massage and Shiatsu Practitioners Association Support
山口県あん摩マッサージ指圧師会支援
state · Yamaguchi Prefectural Health Bureau
Who qualifies
Licensed massage therapists registered in Yamaguchi.
What you get
Access to subsidized professional liability insurance and training seminars.
What it actually costs you
Annual membership fee of approximately 10,000 JPY.
Common gotcha
Only open to those with national licenses.
Tokushima徳島県
Tokushima offers specific support for small-scale service providers and independent wellness practitioners through local business grants and community-based health initiatives.
💼 Keeping my small clinic running
Tokushima Prefecture Small Business Management Improvement Subsidy
徳島県小規模事業者経営改善資金
state · Tokushima Prefectural Government
Who qualifies
Sole proprietors in Tokushima with fewer than 5 employees.
What you get
Subsidies up to 500,000 JPY for equipment upgrades or digital marketing.
What it actually costs you
Business plan submission, tax returns for 2 years, and a 1-month review process.
Common gotcha
You must prove that the investment will directly increase your client capacity.
Tokushima Digital Transformation Voucher
徳島県DX導入支援事業
state · Tokushima Industrial Promotion Center
Who qualifies
Local service businesses adopting booking software or cashless payment systems.
What you get
Reimbursement of 2/3 of costs for software implementation.
What it actually costs you
Receipts for software subscription and a short report on efficiency gains.
Common gotcha
Must be applied for before purchasing the software subscription.
Tokushima Credit Guarantee Association Special Loan
徳島県信用保証協会
state · Tokushima Credit Guarantee Association
Who qualifies
Independent therapists needing low-interest working capital.
What you get
Low-interest loans with the prefecture acting as a guarantor.
What it actually costs you
Financial statements and a meeting with a local chamber of commerce advisor.
Common gotcha
The guarantee fee is separate from the interest rate.
Tokushima Local Commerce Promotion Grant
徳島県地域商業活性化支援
state · Tokushima Prefectural Commerce Division
Who qualifies
Businesses participating in local community events or joint advertising.
What you get
Partial funding for joint marketing campaigns with other local shops.
What it actually costs you
Proof of collaboration with at least two other local businesses.
Common gotcha
Requires a formal joint proposal document.
🧘 Staying healthy while working physically
Tokushima Prefectural Health Promotion Subsidy
徳島県健康増進補助金
state · Tokushima Health and Welfare Department
Who qualifies
Self-employed individuals not covered by corporate health insurance.
What you get
Full or partial reimbursement for annual comprehensive health checkups.
What it actually costs you
Medical report submission and proof of local residency.
Common gotcha
Must use designated local clinics to qualify for full reimbursement.
Tokushima Wellness Practitioner Network
徳島県ウェルネスネットワーク
state · Tokushima Tourism and Wellness Bureau
Who qualifies
Registered massage and wellness therapists in the prefecture.
What you get
Access to prefecture-sponsored workshops and referral lists for tourists.
What it actually costs you
Annual registration fee of 3,000 JPY.
Common gotcha
Requires proof of professional certification.
Tokushima Business Continuity Planning Grant
徳島県BCP策定支援
state · Tokushima Disaster Prevention Bureau
Who qualifies
Small clinics creating a disaster evacuation and business recovery plan.
What you get
Grant of 100,000 JPY for emergency supplies and plan development.
What it actually costs you
Submission of a completed BCP document.
Common gotcha
The plan must be approved by the local fire department.
Kagawa香川県
Kagawa offers specific support for small-scale service providers and independent therapists, including local business subsidies and community-based health insurance top-ups.
💼 Keeping my business running
Kagawa Prefecture Small Business Management Improvement Subsidy
香川県小規模事業者経営改善補助金
state · Kagawa Prefectural Government
Who qualifies
Independent therapists operating in Kagawa with fewer than 5 employees.
What you get
Up to 500,000 JPY for equipment upgrades or marketing efforts.
What it actually costs you
Detailed business plan, tax returns, and 3-month processing time.
Common gotcha
You must prove that the investment directly leads to increased revenue.
municipal · Takamatsu City Commerce and Industry Division
Who qualifies
New massage therapists opening a clinic within Takamatsu city limits.
What you get
Low-interest loans up to 3 million JPY with a 0.5% interest rate.
What it actually costs you
Business registration and a certificate from the Chamber of Commerce.
Common gotcha
Requires a local guarantor or specific credit guarantee association approval.
Kagawa Digital Transformation Grant for Services
香川県サービス業DX推進補助金
state · Kagawa Industrial Promotion Center
Who qualifies
Therapists implementing online booking or digital payment systems.
What you get
Reimbursement of 2/3 of costs up to 200,000 JPY.
What it actually costs you
Receipts for software/hardware and a post-implementation report.
Common gotcha
Must apply before purchasing the equipment.
Kagawa Chamber of Commerce Membership Discount
香川県商工会議所会費補助
state · Kagawa Chamber of Commerce
Who qualifies
Sole proprietors in the wellness sector.
What you get
Reduced annual membership fees for the first two years.
What it actually costs you
Application form and proof of residency.
Common gotcha
Only applies to new members joining for the first time.
🏥 Staying healthy and insured
Kagawa Prefectural Child Medical Expense Subsidy
香川県子ども医療費助成制度
state · Kagawa Prefectural Welfare Department
Who qualifies
Parents of children up to junior high school age living in Kagawa.
What you get
Full coverage of out-of-pocket medical expenses after national insurance.
What it actually costs you
Registration at your local city hall office.
Common gotcha
Does not cover non-medical costs like hospital meals or private rooms.
Kagawa Prefecture NHI Premium Reduction for Low Income
香川県国民健康保険料軽減措置
state · Local Municipal NHI Office
Who qualifies
Self-employed individuals with income below a certain threshold.
What you get
Reduction of up to 70% of the municipal portion of health insurance premiums.
What it actually costs you
Annual income declaration during tax season.
Common gotcha
Failure to file taxes automatically disqualifies you from the reduction.
Kagawa Health Promotion Point Program
かがわ健康ポイント事業
state · Kagawa Health and Welfare Bureau
Who qualifies
All residents of Kagawa over 18.
What you get
Points for health activities redeemable for local shopping vouchers.
What it actually costs you
Download the app and track daily steps or health checkups.
Common gotcha
Points expire at the end of every fiscal year.
Takamatsu City Elderly Home Support Subsidy
高松市高齢者在宅生活支援
municipal · Takamatsu City Elderly Welfare Division
Who qualifies
Residents caring for elderly family members at home.
What you get
Monthly stipend for home modification or care supplies.
What it actually costs you
Assessment by a social worker.
Common gotcha
Requires a specific long-term care certification level.
Ehime愛媛県
Ehime offers specific support for small business owners and local service providers, including tax incentives for regional development and health-focused wellness subsidies.
🏢 Keeping my shop running
Ehime Prefecture Small and Medium Enterprise Management Support Loan
愛媛県中小企業経営安定資金
state · Ehime Prefectural Government
Who qualifies
Registered small business owners in Ehime with a valid business license.
What you get
Low-interest loans for working capital or facility upgrades.
What it actually costs you
Requires business tax returns and a detailed business plan for the last 2 years.
Common gotcha
The interest rate subsidy is only applied if you meet specific local employment targets.
municipal · Matsuyama City Commerce and Industry Division
Who qualifies
Owners of retail or service shops located within Matsuyama city limits.
What you get
Reimbursement of up to 30% of renovation costs, capped at 500,000 JPY.
What it actually costs you
Must submit quotes from local Ehime-based contractors before starting work.
Common gotcha
You cannot apply if the renovation has already started before approval.
Ehime DX Promotion Grant
愛媛県DX推進事業費補助金
state · Ehime Prefecture Industrial Policy Division
Who qualifies
Small businesses adopting digital booking or payment systems.
What you get
Grant covering 50% of software implementation costs.
What it actually costs you
Requires a digital transformation roadmap and proof of purchase.
Common gotcha
Only applies to systems that integrate with specific regional payment gateways.
Ehime Prefecture Labor Consultation Service
愛媛県労働相談センター
state · Ehime Prefectural Labor Bureau
Who qualifies
Any worker or small business owner in Ehime facing employment disputes.
What you get
Free legal and administrative advice on labor contracts.
What it actually costs you
Free, but requires booking an appointment at the Matsuyama office.
Common gotcha
They provide guidance, not direct legal representation in court.
🌿 Staying healthy and connected
Ehime Wellness Tourism Certification
愛媛県ウェルネスツーリズム認定制度
state · Ehime Tourism and Sports Promotion Division
Who qualifies
Massage therapists and wellness practitioners offering services to tourists.
What you get
Official prefecture endorsement and inclusion in regional tourism marketing materials.
What it actually costs you
Requires a site inspection and adherence to prefecture safety standards.
Common gotcha
Certification must be renewed every two years.
Matsuyama City Resident Health Screening Subsidy
松山市特定健康診査補助
municipal · Matsuyama City Health Center
Who qualifies
Self-employed residents of Matsuyama aged 40-74.
What you get
Deeply discounted comprehensive annual health checkups.
What it actually costs you
National Health Insurance card and a small co-pay (approx 1,000 JPY).
Common gotcha
Must be done at designated municipal clinics, not private hospitals.
Ehime Community Vitalization Grant
愛媛県地域活性化支援事業
state · Ehime Prefecture Regional Policy Division
Who qualifies
Local business groups or associations organizing health-focused community events.
What you get
Funding for venue rental and event promotion.
What it actually costs you
Requires a proposal showing community benefit.
Common gotcha
Events must be open to the general public, not just private clients.
Ehime Small Business Disaster Resilience Subsidy
愛媛県中小企業防災対策支援
state · Ehime Prefecture Crisis Management Department
Who qualifies
Small businesses installing earthquake-resistant fixtures or emergency kits.
What you get
Reimbursement for 50% of safety equipment costs.
What it actually costs you
Receipts and photos of installed safety equipment.
Common gotcha
Equipment must meet specific Japanese Industrial Standards (JIS).
Kochi高知県
Kochi Prefecture offers unique support for independent service providers and small-scale wellness practitioners through local business grants and rural revitalization subsidies.
💼 Keeping my business running
Kochi Prefecture Small Business Management Support
高知県中小企業経営支援補助金
state · Kochi Prefectural Government, Department of Industry
Who qualifies
Sole proprietors with a registered business office in Kochi Prefecture.
What you get
Up to 500,000 JPY for equipment upgrades or digital marketing tools.
What it actually costs you
Detailed business plan, tax returns for 2 years, and 1 month of processing time.
Common gotcha
You must prove that the investment will directly increase your client base.
Kochi DX Promotion Grant
高知県DX推進支援事業
state · Kochi Prefectural Government
Who qualifies
Small businesses adopting new booking or payment software.
What you get
Reimbursement of 1/2 of software subscription costs for one year.
What it actually costs you
Proof of purchase and a report on how the software improved efficiency.
Common gotcha
Only applies to software approved by the prefecture's IT list.
Kochi Local Business Tax Relief
高知県個人事業税減免措置
state · Kochi Prefectural Tax Office
Who qualifies
Massage therapists with annual income below 4 million JPY.
What you get
Reduction of local business tax rates.
What it actually costs you
Application during the annual tax filing period (February-March).
Common gotcha
Must be filed separately from your national income tax return.
Kochi Chamber of Commerce Membership Subsidy
高知商工会議所加入促進助成
state · Kochi Chamber of Commerce
Who qualifies
New independent business owners in Kochi City.
What you get
50% discount on the first year's membership dues.
What it actually costs you
Registration form and proof of business license.
Common gotcha
Membership is required to access the local business networking events.
🏠 Living and staying healthy in Kochi
Kochi Prefecture Child-Rearing Support Card
こうち子育て応援パスポート
state · Kochi Prefecture
Who qualifies
Parents with children under 18 living in Kochi.
What you get
Discounts at local grocery stores, pharmacies, and family restaurants.
What it actually costs you
Application at the municipal office; free.
Common gotcha
Must present the physical card or app screen at checkout.
Kochi Rural Housing Renovation Subsidy
高知県住宅リフォーム支援事業
state · Kochi Prefecture
Who qualifies
Residents renovating homes to improve energy efficiency or accessibility.
What you get
Up to 300,000 JPY for renovation costs.
What it actually costs you
Contractor quotes and building permits.
Common gotcha
Work must be performed by a contractor registered within Kochi Prefecture.
Kochi Medical Expense Subsidy for Low-Income Earners
高知県医療費助成制度
state · Kochi Prefecture Health Department
Who qualifies
Residents with income below the prefectural poverty threshold.
What you get
Covers 100% of out-of-pocket medical costs after national insurance.
What it actually costs you
Income certificate and insurance card.
Common gotcha
This is a top-up to national insurance, not a replacement.
Kochi Public Transit Commuter Discount
高知県公共交通機関通勤割引
state · Kochi Prefecture Transport Bureau
Who qualifies
Low-income workers commuting via prefectural bus lines.
What you get
20% discount on monthly commuter passes.
What it actually costs you
Proof of employment and residency.
Common gotcha
Does not apply to JR train lines, only prefectural bus operators.
Fukuoka福岡県
Fukuoka offers specific support for small-scale service providers and independent health practitioners through local business grants and prefecture-level wellness initiatives.
💼 Keeping my clinic running
Fukuoka Prefecture Small Business Management Improvement Subsidy
福岡県小規模事業者経営改善資金
state · Fukuoka Prefectural Government
Who qualifies
Independent massage therapists and small clinic owners with fewer than 5 employees.
What you get
Partial reimbursement for equipment upgrades or digital marketing expenses up to 500,000 JPY.
What it actually costs you
Detailed business plan, tax returns for 2 years, and a 10% co-pay requirement.
Common gotcha
The application window is very short, usually opening only once per fiscal year in April.
Fukuoka Credit Guarantee Association Support
福岡県信用保証協会
state · Fukuoka Credit Guarantee Association
Who qualifies
Local sole proprietors needing loans for clinic renovation or rental deposits.
What you get
Government-backed loan guarantees making it easier to borrow from local banks.
What it actually costs you
Guarantee fee (0.5% to 2.2% of loan amount) and a meeting with a credit officer.
Common gotcha
You must apply through your local bank, not directly to the association.
Fukuoka Prefecture DX Promotion Grant
福岡県DX推進支援補助金
state · Fukuoka Department of Commerce
Who qualifies
Therapists adopting online booking systems or electronic medical record software.
What you get
Up to 300,000 JPY for software subscription costs and IT consulting.
What it actually costs you
Receipts for software purchase and a post-implementation impact report.
Common gotcha
Must use pre-approved IT vendors listed on the prefecture portal.
Fukuoka Startup Cafe Consultation
福岡市スタートアップカフェ
municipal · Fukuoka City Government
Who qualifies
Anyone starting a new massage or therapy business within Fukuoka City.
What you get
Free legal, tax, and accounting advice from specialized consultants.
What it actually costs you
Time for a scheduled 1-hour consultation session.
Common gotcha
They focus heavily on startups; ensure you frame your clinic as a new business venture.
🌿 Staying healthy while I work
Fukuoka Kenmin Health Points Program
ふくおか健康ポイントアプリ
state · Fukuoka Prefecture Health Department
Who qualifies
All residents of Fukuoka prefecture over 18.
What you get
Points for walking and health checkups, redeemable for local store vouchers.
What it actually costs you
Download the official app and track your daily steps.
Common gotcha
Points expire at the end of the fiscal year if not redeemed.
Fukuoka City Medical Expense Subsidy for Low Income
福岡市医療費助成
municipal · Fukuoka City Health Insurance Division
Who qualifies
Residents with specific low-income thresholds who are not covered by corporate insurance.
What you get
Reduction in out-of-pocket medical costs at local clinics.
What it actually costs you
Proof of income (tax certificate) and application at the ward office.
Common gotcha
This is separate from the National Health Insurance (NHI) and requires a separate application.
Saga佐賀県
Saga offers unique prefecture-level support for small business owners and health practitioners to integrate into the local community and access regional business development grants.
🏢 Keeping my clinic running
Saga Prefecture Small and Medium Enterprise Management Improvement Loan
佐賀県中小企業経営改善資金
state · Saga Prefectural Government
Who qualifies
Small business owners with less than 20 employees operating in Saga.
What you get
Requires a recommendation from the local Chamber of Commerce and tax payment certificates.
Common gotcha
The application requires a detailed business plan that must be vetted by local commerce advisors.
Small business owners participating in local health-check programs.
What you get
Proof of check-up and receipt from a designated local clinic.
Common gotcha
Only valid at clinics registered within the Saga prefectural network.
Nagasaki長崎県
Nagasaki offers unique support for small-scale service providers and independent therapists through local business revitalization grants and regional health promotion initiatives.
💼 Keeping my small business running
Nagasaki Prefecture Small Business Management Improvement Subsidy
長崎県小規模事業者経営改善資金
state · Nagasaki Prefectural Government
Who qualifies
Independent massage therapists with fewer than 5 employees operating in Nagasaki.
What you get
Low-interest loans and partial reimbursement for equipment upgrades or marketing costs.
What it actually costs you
Detailed business plan, tax returns, and a meeting with the local Chamber of Commerce.
Common gotcha
You must be a member of your local Chamber of Commerce to apply.
Nagasaki Digital Transformation Support Grant
長崎県DX推進補助金
state · Nagasaki Industry Promotion Foundation
Who qualifies
Small businesses adopting online booking or digital payment systems.
What you get
Up to 50% of costs covered for new software or hardware implementation.
What it actually costs you
Receipts for software purchase and proof of digital adoption.
Common gotcha
Must be applied for before purchasing the software.
Nagasaki Prefectural Business Tax Reduction for New Entrepreneurs
長崎県個人事業税減免制度
state · Nagasaki Tax Office
Who qualifies
New massage therapists starting a business in designated rural areas of Nagasaki.
What you get
Reduction in local business tax for the first 3 years.
What it actually costs you
Registration of business commencement with the tax office.
Common gotcha
Only applies if your clinic is located in specific municipalities identified for revitalization.
🌿 Staying healthy while helping others
Nagasaki Health Promotion Point Program
長崎県健康づくりポイント事業
state · Nagasaki Health and Welfare Department
Who qualifies
All residents of Nagasaki prefecture.
What you get
Points for participating in health checkups or walking events, redeemable for local store vouchers.
What it actually costs you
Smartphone app installation and daily step tracking.
Common gotcha
Points expire at the end of the fiscal year.
Nagasaki Therapist Continuing Education Subsidy
長崎県あん摩マッサージ指圧師研修支援
state · Nagasaki Medical Association
Who qualifies
Licensed Anma Massage Shiatsu practitioners in Nagasaki.
What you get
Partial reimbursement for attending state-approved advanced clinical seminars.
What it actually costs you
Certificate of attendance and seminar receipt.
Common gotcha
Does not cover non-accredited wellness workshops.
Kumamoto熊本県
Kumamoto offers specific regional support for small-scale service providers and health practitioners to thrive in a post-disaster recovery economy.
📈 Growing my massage practice
Kumamoto Prefecture Small Business Management Support Loan
熊本県中小企業融資制度
state · Kumamoto Prefectural Government
Who qualifies
Registered small business owners in Kumamoto with a valid business license.
What you get
Low-interest loans for equipment upgrades or clinic renovations.
What it actually costs you
Requires business plan, tax returns for 2 years, and local chamber of commerce recommendation.
Common gotcha
The recommendation from the local Chamber of Commerce is mandatory and takes time to process.
Homeowners/business owners in designated seismic zones.
What you get
Financial aid for seismic retrofitting of clinic buildings.
What it actually costs you
Requires a certified structural inspection report.
Common gotcha
Must use prefecture-approved contractors only.
Kumamoto Community Welfare Mutual Aid
熊本県共済会
state · Kumamoto Prefectural Mutual Aid Association
Who qualifies
Self-employed individuals living in Kumamoto.
What you get
Low-cost supplementary insurance for accidents or sudden illness.
What it actually costs you
Monthly membership fee based on age.
Common gotcha
Not a replacement for national health insurance; it is a top-up.
Oita大分県
Oita offers unique prefecture-level support for small-scale service providers and wellness professionals, particularly those operating in the tourism-heavy hot spring regions.
💆 Keeping my massage practice running
Oita Prefecture Small Business Management Improvement Loan
大分県小規模企業者経営改善資金
state · Oita Prefectural Government
Who qualifies
Self-employed massage therapists operating in Oita with fewer than 5 employees.
What you get
Low-interest loans for equipment upgrades or facility renovations.
What it actually costs you
Requires a recommendation from the local Chamber of Commerce and a solid business plan.
Common gotcha
The application process is slow; apply at least 3 months before you need the funds.
Therapists partnering with local ryokans or tourism facilities to offer wellness packages.
What you get
Partial reimbursement for marketing materials and joint promotional events.
What it actually costs you
Must have a signed partnership agreement with a registered tourism operator.
Common gotcha
Only covers expenses incurred after the project is officially approved by the prefecture.
Oita DX Promotion Subsidy for Small Businesses
大分県中小企業デジタル化推進事業
state · Oita Prefectural Government
Who qualifies
Sole proprietors looking to implement online booking or digital payment systems.
What you get
Up to 50% of costs covered for software implementation and digital training.
What it actually costs you
Detailed receipts and a post-implementation report are mandatory.
Common gotcha
You must use pre-approved vendors for the software/hardware.
Oita Prefectural Labor Consultation Service
大分県労働相談センター
state · Oita Prefectural Labor Bureau
Who qualifies
Any worker or self-employed individual in Oita facing contract or payment disputes.
What you get
Free legal and professional advice on labor rights and contract law.
What it actually costs you
Appointment time; free of charge.
Common gotcha
They provide advice but do not act as your legal representative in court.
♨️ Daily life and local perks
Oita Resident Hot Spring Pass
大分県民温泉利用割引
municipal · Beppu/Oita City Municipal Offices
Who qualifies
Registered residents of specific Oita municipalities with high hot spring density.
What you get
Significant discounts on entry fees to public and municipal hot springs.
What it actually costs you
Proof of residency (Juminhyo) and a small annual card fee.
Common gotcha
Only valid at specific municipal-run baths, not private luxury hotels.
Oita Child-Rearing Support Passport
おおいた子育て応援パスポート
state · Oita Prefecture
Who qualifies
Families with children under 18 living in Oita.
What you get
Discounts at participating local shops, restaurants, and service providers.
What it actually costs you
Download the digital app or pick up a physical card at the city hall.
Common gotcha
Many small businesses forget to ask; always show it before paying.
Oita Senior/Commuter Transport Subsidy
大分県交通利用支援事業
state · Oita Prefectural Transport Department
Who qualifies
Low-income residents or seniors using public buses for daily commutes.
What you get
Discounted monthly bus passes.
What it actually costs you
Application form with income verification documents.
Common gotcha
Must be renewed every 6 months.
Miyazaki宮崎県
Miyazaki offers unique prefectural support for small business owners and health practitioners to thrive in a rural-urban hybrid economy.
💼 Keeping my clinic running
Miyazaki Prefecture Small Business Management Improvement Loan
宮崎県中小企業経営改善資金
state · Miyazaki Prefectural Government
Who qualifies
Sole proprietors and small business owners based in Miyazaki with a valid business license.
What you get
Low-interest loans for equipment upgrades or clinic renovation.
What it actually costs you
Requires a business plan and local Chamber of Commerce recommendation.
Common gotcha
The interest rate is low, but the paperwork requires a local guarantor or credit guarantee association approval.
Miyazaki DX Promotion Subsidy
宮崎県DX推進補助金
state · Miyazaki Industry Promotion Division
Who qualifies
Local SMEs and sole proprietors implementing digital booking or accounting systems.
What you get
Up to 50% reimbursement for software and hardware costs up to 500,000 JPY.
What it actually costs you
Must submit receipts and a post-implementation report.
Common gotcha
You must apply before purchasing the equipment; retroactive claims are rejected.
Miyazaki Work-Life Balance Certification
宮崎県ワーク・ライフ・バランス推進企業認証
state · Miyazaki Labor Bureau
Who qualifies
Businesses that maintain flexible hours for employees or the owner.
What you get
Preferential treatment in prefectural government procurement and public branding.
What it actually costs you
Annual audit of working hours and leave policies.
Common gotcha
It is not a cash grant, but it helps with marketing to local corporate clients.
🤝 Connecting with local residents
Miyazaki Kenmin Health Point Program
宮崎県民健康ポイント事業
state · Miyazaki Health Promotion Division
Who qualifies
All residents of Miyazaki prefecture over 18.
What you get
Points for participating in health events that can be exchanged for local shop vouchers.
What it actually costs you
Installation of the official app and tracking steps/health checkups.
Common gotcha
Points expire at the end of the fiscal year, so use them by March.
Miyazaki Senior Community Engagement Grant
宮崎県高齢者地域活動支援事業
state · Miyazaki Welfare Department
Who qualifies
Therapists hosting health workshops for seniors at community centers.
What you get
Partial funding for venue rental and promotional materials.
What it actually costs you
Must partner with a local neighborhood association (Chonaikai).
Common gotcha
The application window is very short, usually in April.
Miyazaki Wellness Tourism Network
宮崎ウェルネスツーリズム連携
state · Miyazaki Tourism Association
Who qualifies
Massage therapists and yoga instructors offering services to tourists.
What you get
Listing on the official Miyazaki tourism portal and referral from local hotels.
What it actually costs you
Must meet specific quality standards and language accessibility requirements.
Common gotcha
You need to provide service descriptions in English or other foreign languages to qualify.
Kagoshima鹿児島県
Kagoshima offers unique support for small-scale service providers and wellness professionals, particularly through regional business development grants and local health-promotion initiatives.
💼 Keeping my massage business running
Kagoshima Prefecture Small and Medium Enterprise Management Improvement Loan
鹿児島県中小企業経営改善資金
state · Kagoshima Prefectural Government
Who qualifies
Small business owners with less than 20 employees operating in the prefecture.
What you get
Low-interest loans for equipment upgrades or working capital.
What it actually costs you
Requires a business plan and local Chamber of Commerce recommendation.
Common gotcha
The application process is paper-heavy and requires a face-to-face interview.
Kagoshima Digital Transformation Support Grant
鹿児島県DX推進補助金
state · Kagoshima Industrial Promotion Center
Who qualifies
Sole proprietors looking to implement online booking or digital accounting.
What you get
Covers up to 50% of costs for new software or hardware, up to 500,000 JPY.
What it actually costs you
Submit quotes from vendors and a post-implementation report.
Common gotcha
You must pay upfront and get reimbursed after the project is audited.
Kagoshima Brand Promotion Support
鹿児島県地域ブランド創出支援
state · Kagoshima Tourism and Commerce Department
Who qualifies
Businesses using local Kagoshima products (like local oils or herbs) in their services.
What you get
Marketing grants for advertising your services as 'locally sourced'.
What it actually costs you
Proof of partnership with local suppliers.
Common gotcha
Strict requirements on the percentage of local materials used.
🧘 Staying healthy while working physically
Kagoshima Health Promotion Activity Subsidy
鹿児島県健康づくり活動支援事業
state · Kagoshima Health and Welfare Department
Who qualifies
Self-employed individuals participating in community health workshops.
What you get
Vouchers for local gym memberships or health check-ups.
What it actually costs you
Registration at your local city office.
Common gotcha
Vouchers are limited and distributed on a first-come, first-served basis.
Kagoshima Occupational Health Consultation Service
鹿児島産業保健総合支援センター
state · Kagoshima Labor Bureau
Who qualifies
Massage therapists concerned about repetitive strain injuries.
What you get
Free consultation with physical therapists and ergonomic experts.
What it actually costs you
Appointment scheduling via phone.
Common gotcha
They focus heavily on workplace setup rather than personal medical treatment.
Okinawa沖縄県
Okinawa offers unique subsidies for small service businesses and specialized health insurance top-ups that reflect the island's distinct demographic and tourism-heavy economy.
💆 Keeping my practice running
Okinawa Prefecture Small and Medium Enterprise Management Support
沖縄県中小企業経営支援
state · Okinawa Prefectural Government Department of Commerce, Industry and Labor
Who qualifies
Registered small business owners operating in Okinawa for over 1 year.
What you get
Partial reimbursement for equipment upgrades or digital marketing costs up to 500,000 JPY.
What it actually costs you
Detailed business plan, tax returns for 2 years, and 3-4 months of processing time.
Common gotcha
The application window is very short, usually opening only once a year in April.
