← New Zealand hubs Model
New Zealand English (English) $ NZD
Ivy is a professional model navigating the fast-paced, freelance-heavy landscape of New Zealand's creative industry. This hub covers the essential national support systems, tax obligations, and health protections she needs to manage her career and personal life across the country.
As a freelancer, staying on top of IRD obligations is the difference between a smooth year and a tax audit.
myIR Secure Online Services national · Inland Revenue Department
Who qualifies All tax residents and businesses in NZ.
What you get Requires IRD number and RealMe login; takes 15 minutes to set up.
Common gotcha Forgetting to file a 'nil' return if you had no income for a period.
Student Loan Scheme national · Inland Revenue Department
Who qualifies NZ citizens or residents who borrowed for tertiary study.
What you get Requires annual income reporting; interest applies if you move overseas.
Common gotcha Interest triggers immediately if you leave NZ for more than 184 days.
KiwiSaver national · Ministry of Business, Innovation and Employment
Who qualifies Employees and self-employed individuals under 65.
What you get Requires choosing a fund provider; voluntary contributions for freelancers.
Common gotcha Many freelancers forget to make the voluntary contribution to get the full government match.
GST Registration national · Inland Revenue Department
Who qualifies Businesses/freelancers with turnover exceeding $60,000 per year.
What you get Requires quarterly or six-monthly filing.
Common gotcha Once registered, you must charge GST on all your invoices.
Working for Families Tax Credits national · Inland Revenue Department
Who qualifies Families with dependent children under 18.
What you get Requires annual income estimation.
Common gotcha Overestimating income can lead to a debt at the end of the year.
Independent Earner Tax Credit (IETC) national · Inland Revenue Department
Who qualifies Individuals earning between $24,000 and $48,000.
What you get Automatic if you meet criteria; no application needed.
Common gotcha Not available if you receive Working for Families payments. Models need reliable health support, especially for injury recovery or general wellness.
ACC (Accident Compensation Corporation) national · Accident Compensation Corporation
Who qualifies Everyone in NZ, including visitors.
What you get Requires a doctor's report for the claim.
Common gotcha ACC does not cover illness, only accidental injury.
Community Services Card national · Ministry of Social Development
Who qualifies Low-to-middle income earners.
What you get Requires proof of income; valid for 12 months.
Common gotcha You must show the card at the reception desk every time.
National Immunisation Register national · Te Whatu Ora
Who qualifies All NZ residents.
What you get Free access via GP.
Common gotcha Records can be fragmented if you change GPs frequently.
Mental Health Foundation Support national · Mental Health Foundation of NZ
Who qualifies General public.
What you get No cost; anonymous.
Common gotcha Not a substitute for acute clinical care.
Pharmac Subsidised Medicines national · Pharmac
Who qualifies Anyone with a valid prescription.
What you get Requires a prescription from a registered doctor.
Common gotcha Some specialized medications are not on the Pharmac list.
National Cervical Screening Programme national · Te Whatu Ora
Who qualifies Women aged 25-69.
What you get Requires booking with a nurse or GP.
Common gotcha Reminders are sent by mail; keep your address updated with your GP.
Essential for international modelling gigs and proving who I am.
RealMe national · Department of Internal Affairs
Who qualifies All NZ residents.
What you get Requires passport or birth certificate verification.
Common gotcha Verification can take a few days if done online.
NZ Passport Renewal national · Department of Internal Affairs
Who qualifies NZ citizens.
What you get Cost approx $200; 10-day processing time.
Common gotcha Photos must meet strict criteria or they will be rejected.
Birth Certificate Request national · Department of Internal Affairs
Who qualifies Anyone born in NZ.
What you get Cost approx $35; mailed to you.
Common gotcha Need the original, not a photocopy, for most official applications.
NZ Driver Licence national · Waka Kotahi (NZTA)
Who qualifies Residents 16+.
What you get Requires vision test and application fee.
Common gotcha Renewals are mandatory every 10 years.
SuperGold Card national · Ministry of Social Development
Who qualifies People 65+ or receiving NZ Superannuation.
What you get Free; automatic upon reaching age.
Common gotcha Not all retailers participate; check the app.
Citizenship Certificate national · Department of Internal Affairs
Who qualifies Permanent residents meeting criteria.
What you get Requires ceremony attendance.
Common gotcha Processing times vary significantly. Knowing my rights as a worker ensures I'm not exploited in the industry.
Employment New Zealand Advice national · Ministry of Business, Innovation and Employment
Who qualifies All employees and contractors.
What you get Free online resources.
Common gotcha Distinguishing between 'employee' and 'independent contractor' status.
Human Rights Commission national · Human Rights Commission
Who qualifies Anyone experiencing discrimination.
What you get Free; confidential.
Common gotcha Must attempt internal resolution first if possible.
Privacy Commissioner Complaints national · Office of the Privacy Commissioner
Who qualifies Anyone whose privacy has been breached.
What you get Free.
Common gotcha Must notify the organization first.
WorkSafe NZ national · WorkSafe New Zealand
Who qualifies All workers.
What you get Free.
Common gotcha Reporting unsafe conditions is a duty, not just a right.
Disputes Tribunal national · Ministry of Justice
Who qualifies Individuals with civil disputes under $30,000.
What you get Small filing fee.
Common gotcha Lawyers are generally not allowed to represent you.
Office of the Ombudsman national · Office of the Ombudsman
Who qualifies Anyone unhappy with a government agency decision.
What you get Free.
Common gotcha Must exhaust the agency's internal complaint process first.
One honest app. Real lives, real businesses. Free for what people need, paid only for what runs a business — on our own model, our own metal.
Where we run
Bangalore + Czechia
Our own metal · GDPR · DPDPA
