← Singapore hubs Caregiver
Singapore Malay (Bahasa Melayu) $ SGD
Aminah is a dedicated caregiver in her 40s, balancing the needs of her elderly parents and her own young children while working part-time. This hub serves as her essential guide to navigating Singapore's national support systems, subsidies, and caregiving resources.
Direct financial and respite support to sustain my role as a primary caregiver.
Caregivers Training Grant (CTG) Geran Latihan Penjaga national · Agency for Integrated Care
Who qualifies Caregivers of seniors aged 65+ or persons with disabilities.
What you get $200 annual subsidy for approved training courses.
What it actually costs you Requires Singpass login; training must be from an approved provider.
Common gotcha The grant is per care recipient, not per caregiver.
Home Caregiving Grant (HCG) national · Agency for Integrated Care
Who qualifies Caregivers of family members with permanent moderate disability.
What you get Monthly cash payout of $200 or $400 depending on household income.
What it actually costs you Requires a functional assessment report by a doctor.
Common gotcha Must be a Singapore Citizen or Permanent Resident.
Foreign Domestic Worker Levy Concession national · Ministry of Manpower
Who qualifies Households with a person needing care or a young child/elderly.
What you get Reduced monthly levy of $60 instead of $300.
What it actually costs you Requires medical certification or proof of eligibility.
Common gotcha Levy must be paid via GIRO to qualify for the concession.
Respite Care Services national · Agency for Integrated Care
Who qualifies Caregivers needing temporary relief.
What you get Short-term stay at nursing homes or day care centers.
What it actually costs you Co-payment required based on means-testing.
Common gotcha Must book in advance; availability is limited.
AIC Care Line national · Agency for Integrated Care
Who qualifies Any caregiver needing advice.
What you get Free consultation and referral to care services.
What it actually costs you Just a phone call.
Common gotcha Wait times can be long during peak hours.
Caregiver Matters Portal national · Ministry of Social and Family Development
Who qualifies All caregivers.
What you get Access to resources, support groups, and articles.
What it actually costs you Free.
Common gotcha Information is broad; specific help requires calling AIC. Keeping healthcare affordable for my parents and children.
MediShield Life national · CPF Board
Who qualifies All Singapore Citizens and PRs.
What you get Basic health insurance for large hospital bills.
What it actually costs you Premiums paid via Medisave account.
Common gotcha It is a basic plan; private integrated plans are extra.
Medisave national · CPF Board
Who qualifies All working citizens.
What you get Savings for hospitalization and outpatient care.
What it actually costs you Mandatory monthly contributions.
Common gotcha Withdrawal limits apply for specific treatments.
CHAS Blue/Orange/Green national · Ministry of Health
Who qualifies Citizens based on household income.
What you get Subsidies for GP and dental visits.
What it actually costs you Application via Singpass.
Common gotcha Must visit CHAS-accredited clinics.
Pioneer Generation Package national · Ministry of Health
Who qualifies Singaporeans born in 1949 or earlier.
What you get Lifetime outpatient subsidies and Medisave top-ups.
What it actually costs you Automatic enrollment.
Common gotcha Does not cover all medical costs.
Merdeka Generation Package national · Ministry of Health
Who qualifies Singaporeans born between 1950-1959.
What you get Annual Medisave top-ups and outpatient subsidies.
What it actually costs you Automatic enrollment.
Common gotcha Different subsidy tiers than Pioneer Generation.
MediFund national · Ministry of Health
Who qualifies Low-income patients struggling with bills.
What you get Safety net for remaining hospital bills.
What it actually costs you Application at the hospital's medical social worker office.
Common gotcha It is a last-resort fund. Managing daily living costs and utility rebates.
GST Voucher - U-Save national · Ministry of Finance
Who qualifies HDB households.
What you get Quarterly utility bill rebates.
What it actually costs you Automatic if you live in an HDB.
Common gotcha Only applies to HDB flats.
S&CC Rebate national · Ministry of Finance
Who qualifies HDB households.
What you get Offset for monthly conservancy charges.
What it actually costs you Automatic.
Common gotcha Varies by flat type.
CDC Vouchers national · People's Association
Who qualifies All Singaporean households.
What you get Digital vouchers for heartland shops.
What it actually costs you Claim via Singpass.
Common gotcha Vouchers expire after a set period.
KiFAS national · Early Childhood Development Agency
Who qualifies Families with children in anchor/partner kindergartens.
What you get Monthly fee subsidy.
What it actually costs you Income assessment required.
Common gotcha Only for specific preschools.
ComCare Short-to-Medium Term Assistance national · Ministry of Social and Family Development
Who qualifies Families in temporary financial distress.
What you get Monthly cash assistance and rental support.
What it actually costs you Requires Social Service Office assessment.
Common gotcha Strict income criteria.
Sunlove Care national · Community Trust
Who qualifies Low-income families needing food support.
What you get Free meals and food rations.
What it actually costs you Registration at local community center.
Common gotcha Limited to specific neighborhoods. Accessing government portals and keeping in touch with family.
Singpass national · GovTech
Who qualifies All citizens and residents.
What you get Digital identity for all government services.
What it actually costs you Setup via face verification.
Common gotcha Don't share your password with anyone.
LifeSG App national · GovTech
Who qualifies All citizens.
What you get Centralized app for all government transactions.
What it actually costs you Free download.
Common gotcha Requires Singpass to function.
Digital Access Programme national · IMDA
Who qualifies Low-income households.
What you get Subsidized broadband and laptops.
What it actually costs you Proof of income required.
Common gotcha Limited to specific providers.
SG Digital Office Workshops national · IMDA
Who qualifies Seniors and caregivers.
What you get Free digital literacy training.
What it actually costs you Just your time.
Common gotcha Workshops fill up fast.
myCPF Online national · CPF Board
Who qualifies All CPF members.
What you get Tracking of retirement and medical savings.
What it actually costs you Singpass login.
Common gotcha Interface can be complex.
OneService App national · Municipal Services Office
Who qualifies All residents.
What you get Reporting municipal issues like pests or broken lights.
What it actually costs you Free.
Common gotcha Must provide location and photos. 1states & territories — open one to see what it offers.
Singapore新加坡 Singapore offers a highly structured, tiered support system for caregivers that integrates financial subsidies with respite care and training grants to manage the high cost of living.
Caregivers Training Grant (CTG) 看护者培训津贴 state · Agency for Integrated Care
Who qualifies Caregivers of seniors aged 65+ or persons with disabilities.
What you get Up to $200 annual subsidy for approved training courses.
What it actually costs you Requires SingPass login; must attend the course to claim.
Common gotcha The $200 limit is per care recipient, not per caregiver.
Home Caregiving Grant (HCG) 居家看护补助金 state · Agency for Integrated Care
Who qualifies Caregivers of family members with permanent moderate disability.
What you get Monthly cash payout of $200 or $400 depending on household income.
What it actually costs you Requires a functional assessment report from a doctor.
Common gotcha The payout is strictly for caregiving-related expenses.
Foreign Domestic Worker Levy Concession 外籍女佣税减免 state · Ministry of Manpower
Who qualifies Households with a family member who is a Singapore citizen and requires care.
What you get Reduces monthly levy from $300 to $60.
What it actually costs you Requires medical certification of the care recipient's needs.
Common gotcha You must re-apply or renew if the care recipient's status changes.
Seniors' Mobility and Enabling Fund (SMF) 乐龄行动辅助基金 state · Agency for Integrated Care
Who qualifies Seniors aged 60+ requiring assistive devices or home healthcare items.
What you get Subsidies of up to 90% for wheelchairs, hospital beds, etc.
What it actually costs you Requires an assessment by an occupational therapist or doctor.
Common gotcha There is a lifetime cap on the total subsidy amount.
Respite Care Services 暂息护理服务 state · Agency for Integrated Care
Who qualifies Caregivers needing short-term relief from caregiving duties.
What you get Short-term stay for the care recipient in a nursing home or day care center.
What it actually costs you Daily fees apply, but can be offset by government subsidies.
Common gotcha Needs to be booked in advance; slots are limited.
Caregiver Support Centres 看护者支援中心 state · Ministry of Social and Family Development
Who qualifies All caregivers in Singapore.
What you get Access to support groups, counseling, and caregiving workshops.
What it actually costs you Free or nominal fees for specific workshops.
Common gotcha Many caregivers don't realize these offer emotional counseling, not just practical help.
Eldercare Centre Services 乐龄活动中心服务 state · Agency for Integrated Care
Who qualifies Seniors living in the community.
What you get Active aging programs, health monitoring, and social activities.
What it actually costs you Usually free or very low membership fee.
Common gotcha These centers are location-specific; check your neighborhood.
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