← Singapore hubs Accountant
Singapore English (English) $ SGD
As a meticulous accountant in Singapore, Madam Susan manages her family's finances with precision, balancing professional tax knowledge with the myriad of government support schemes available. This hub captures the essential national portals, subsidies, and statutory obligations that keep her household and career running smoothly.
Managing tax obligations and maximizing retirement contributions is essential for long-term financial stability.
IRAS myTax Portal national · Inland Revenue Authority of Singapore
Who qualifies All tax residents in Singapore.
What you get Access to tax filing, assessment notices, and payment plans.
What it actually costs you Singpass login; annual filing required by April 18.
Common gotcha Forgetting to claim tax reliefs like the Earned Income Relief or Course Fee Relief.
CPF Retirement Sum Scheme national · Central Provident Fund Board
Who qualifies Singapore Citizens and PRs aged 55 and above.
What you get Monthly payouts from your Retirement Account savings.
What it actually costs you Requires maintaining the Basic Retirement Sum in your account.
Common gotcha Assuming payouts are automatic without checking your Retirement Account balance.
Supplementary Retirement Scheme national · Ministry of Finance
Who qualifies Singaporeans, PRs, and foreigners earning income.
What you get Tax-deferred savings for retirement.
What it actually costs you Annual contribution cap of $15,300 for locals.
Common gotcha Withdrawals before age 62 incur a 5% penalty and are fully taxable.
MediSave Account national · Central Provident Fund Board
Who qualifies All working Singaporeans and PRs.
What you get Savings for hospitalization and specific outpatient treatments.
What it actually costs you Mandatory monthly contributions from salary.
Common gotcha Withdrawal limits for specific procedures can be lower than actual costs.
CPF Ordinary Account Housing Usage national · Central Provident Fund Board
Who qualifies Homeowners using CPF for mortgage payments.
What you get Ability to pay for HDB/Private property loans using CPF savings.
What it actually costs you Accrued interest must be refunded to your CPF upon sale.
Common gotcha Ignoring the impact of accrued interest on your retirement nest egg.
Voluntary Housing Refund national · Central Provident Fund Board
Who qualifies CPF members who used OA for property.
What you get Reduces the amount of accrued interest payable upon property sale.
What it actually costs you Cash payment into your own CPF OA.
Common gotcha Members often do this too late to make a significant difference. Navigating the 3Ms (MediSave, MediShield Life, MediFund) is critical for managing medical costs.
MediShield Life national · Central Provident Fund Board
Who qualifies All Singapore Citizens and PRs.
What you get Basic health insurance for large hospital bills.
What it actually costs you Annual premiums deducted from MediSave.
Common gotcha It is a basic plan; private hospital bills often exceed coverage limits.
Community Health Assist Scheme (CHAS) national · Ministry of Health
Who qualifies Singaporeans based on household income or annual value of home.
What you get Subsidies for medical and dental care at GP clinics.
What it actually costs you None; application via Singpass.
Common gotcha Not all clinics are CHAS-accredited; check before visiting.
Pioneer Generation Package national · Ministry of Health
Who qualifies Singaporeans born on or before 31 Dec 1949.
What you get Lifetime subsidies for outpatient care and MediSave top-ups.
What it actually costs you None; automatic for eligible citizens.
Common gotcha Confusing this with the Merdeka Generation package.
Merdeka Generation Package national · Ministry of Finance
Who qualifies Singaporeans born between 1 Jan 1950 and 31 Dec 1959.
What you get Outpatient subsidies and MediSave top-ups.
What it actually costs you None; automatic.
Common gotcha Eligibility is strictly date-of-birth dependent.
CareShield Life national · Ministry of Health
Who qualifies Singaporeans aged 30 and above.
What you get Long-term care insurance for severe disability.
What it actually costs you Annual premiums via MediSave.
Common gotcha Many assume it covers all disabilities; it only covers severe ones.
National Steps Challenge national · Health Promotion Board
Who qualifies All Singapore residents.
What you get Rewards and vouchers for hitting activity targets.
What it actually costs you Time and effort to track steps via the Healthy 365 app.
Common gotcha Vouchers expire; keep track of the redemption period. As an accountant, continuous professional development is mandatory and subsidized.
SkillsFuture Credit national · SkillsFuture Singapore
Who qualifies Singaporeans aged 25 and above.
What you get $500 initial credit plus periodic top-ups for training.
What it actually costs you None; government-funded.
Common gotcha Credits expire if not used within specific windows.
SkillsFuture Mid-Career Enhanced Subsidy national · SkillsFuture Singapore
Who qualifies Singaporeans aged 40 and above.
What you get Up to 90% subsidy for course fees.
What it actually costs you Remaining course fee balance.
Common gotcha Only applies to selected courses listed on the portal.
Workfare Income Supplement national · Ministry of Manpower
Who qualifies Lower-income workers meeting age and wage criteria.
What you get Cash and CPF top-ups.
What it actually costs you None; automatic based on IRAS records.
Common gotcha Self-employed persons must contribute to MediSave to qualify.
Professional Conversion Programme national · Workforce Singapore
Who qualifies Mid-career professionals looking to switch industries.
What you get Training and salary support during transition.
What it actually costs you Commitment to a new career path.
Common gotcha Must be hired by a participating employer first.
Career Support Programme national · Workforce Singapore
Who qualifies Professionals, Managers, Executives, and Technicians (PMETs).
What you get Wage support for employers hiring long-term unemployed PMETs.
What it actually costs you None; employer-led.
Common gotcha The job must meet salary thresholds.
SGUnited Skills Programme national · SkillsFuture Singapore
Who qualifies Job seekers affected by economic conditions.
What you get Training allowance and industry-relevant skills.
What it actually costs you Full-time commitment.
Common gotcha The allowance is taxable income. Essential portals for identity, transport, and government interactions.
Singpass national · Government Technology Agency
Who qualifies All Singapore residents.
What you get Single digital identity for government and private services.
What it actually costs you Smartphone and biometric setup.
Common gotcha Losing access to the device requires a manual reset at a kiosk.
LifeSG App national · Government Technology Agency
Who qualifies All Singapore residents.
What you get Consolidated access to government services.
What it actually costs you None.
Common gotcha Not all services are fully integrated yet.
Public Transport Concession national · Land Transport Authority
Who qualifies Seniors, students, and persons with disabilities.
What you get Discounted fares on buses and trains.
What it actually costs you Application fee for the concession card.
Common gotcha Card must be renewed periodically.
MOM EP Online national · Ministry of Manpower
Who qualifies Employers and foreign employees.
What you get Work pass application and status tracking.
What it actually costs you Processing fees.
Common gotcha Strict adherence to salary benchmarks is required.
HDB Flat Portal national · Housing & Development Board
Who qualifies Singaporeans looking to buy or sell HDB flats.
What you get One-stop portal for flat transactions.
What it actually costs you Administrative fees.
Common gotcha Eligibility rules for resale flats change frequently.
OneService App national · Municipal Services Office
Who qualifies All residents reporting municipal issues.
What you get Platform to report issues like pests or broken streetlights.
What it actually costs you None.
Common gotcha Must provide exact location/photos for faster resolution.
1states & territories — open one to see what it offers.
Singapore新加坡 As an accountant in Singapore, I navigate a sophisticated ecosystem of government-backed productivity grants, tax offsets, and lifelong learning credits that keep my professional skills sharp and my household expenses managed.
SkillsFuture Credit 技能创前程 state · SkillsFuture Singapore
Who qualifies Singapore citizens aged 25 and above.
What you get Initial $500 opening credit plus periodic top-ups for approved training courses.
What it actually costs you Zero cost; requires Singpass login and course registration.
Common gotcha Credits expire if you don't use the top-up tranches within the stipulated validity period.
Union Training Assistance Programme (UTAP) state · NTUC
Who qualifies NTUC union members.
What you get 50% funding of unfunded course fees, capped at $250 per year.
What it actually costs you Must be a paid-up union member with valid membership.
Common gotcha Must apply for the claim within 6 months after the course ends.
Critical Infocomm Technology Resource Programme Plus (CITREP+) state · IMDA
Who qualifies Singaporeans pursuing professional IT certifications.
What you get Up to 70% subsidy on training and certification fees.
What it actually costs you Must pass the certification exam to claim the reimbursement.
Common gotcha Only covers specific, pre-approved professional certification providers.
Workforce Skills Qualifications (WSQ) state · SkillsFuture Singapore
Who qualifies Singaporeans and PRs attending industry-recognized modules.
What you get Subsidized training fees for modular professional certifications.
What it actually costs you Usually 70-90% of fees are already subsidized at the point of payment.
Common gotcha You must meet 75% attendance to qualify for the government subsidy.
GST Voucher Scheme state · Ministry of Finance
Who qualifies Singaporeans living in HDB flats with lower annual value.
What you get Annual cash payouts and U-Save rebates for utilities.
What it actually costs you Automatic disbursement based on IRAS tax records.
Common gotcha Ensure your NRIC address is updated with the Immigration & Checkpoints Authority.
CDC Vouchers Scheme state · Community Development Councils
Who qualifies All Singaporean households.
What you get Digital vouchers for spending at participating heartland merchants.
What it actually costs you Claim via Singpass; no cost.
Common gotcha Vouchers have an expiry date and cannot be transferred.
Healthy 365 Rewards state · Health Promotion Board
Who qualifies All residents.
What you get Points for physical activity redeemable for supermarket vouchers.
What it actually costs you Requires downloading the Healthy 365 app and syncing steps.
Common gotcha Points expire if not redeemed within the calendar year.
Public Transport Voucher state · Ministry of Transport
Who qualifies Lower to middle-income households.
What you get $30 to $50 in transport credits for EZ-Link cards.
What it actually costs you Application required during specific exercise windows.
Common gotcha Eligibility is based on household monthly income per capita.
One honest app. Real lives, real businesses. Free for what people need, paid only for what runs a business — on our own model, our own metal.
Where we run
Bangalore + Czechia
Our own metal · GDPR · DPDPA
